CitytisticsShortlist

Cost of living, pay and housing

28.93° N · 82.48° W · GEOID 1257058

Pine Ridge

Citrus County, Florida · part of the Homosassa Springs, FL metro

FloridaPine Ridge, FLPine RidgePine Ridge

The short answer

Pine Ridge is home to 10,762 people. Median household income is $71,014 a year and median rent is $1,530 a month, 25.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $384,800, about 5.4x annual median household income.

The story in Pine Ridge is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 20% to 25.9% of income. Also notable: About 24 km of named paths and bike trails are mapped in and around the city, more than in 95% of places its size.

9OF 100

CTXCitytistics Index

Weak

Pine Ridge scores better than 9% of the 6,612 places we rate, and ranks 367th of 474 in Florida.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%17
Economy 20%32
Safety 20%n/a
Amenities 15%21
Education 10%42
Commute 10%60
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,530
12% above the median place
Median household income
$71,014
12% below the median place
Median home value
$384,800
20% above the median place
Unemployment
6.3%
30% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Pine Ridge

  • Housing92% of homes are owner-occupied, more than in 95% of the 2,298 places of 10,000 to 25,000 people we track.
01

Moving to Pine Ridge

Citrus County gains about 34.7 residents per 1,000 a year to moves between counties.

Moved in11,703
Moved out7,487
Net+4,216

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$70K
Leavers$54K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Citrus County; flows under 20 returns are not published.

Who moves here
6.3% of residents arrived from another county in the past year, 3.4% from another state.
Who arrives and who leaves
Households moving into Citrus County report $70,400 a year in income on average; those leaving, $54,400, so newcomers earn more than leavers.
Income you would need
$61,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,530 a month; owners with a mortgage pay $1,743 a month including taxes and insurance, on a median home of $384,800.
Getting to work
24 minutes each way on average; 15.4% work from home.
If it is close but not quite
Rotonda, FL matches it on character for less of your income. Compare the two
Moved here in the past year1
6.3%
9% above the median place
Net movers per 1,000 people7
34.7
above the median place (median -0.6)
Income of households moving out7
$54,352
23% below the median place
All 5 moving measures
MeasurePine RidgeAmong 6,645 placesVs median
Moved here in the past year16.3%9% above
Moved from another state1County figure3.4%71% above
Net movers per 1,000 people7County figure34.7above (median -0.6)
Income of households moving in7County figure$70,4490% below
Income of households moving out7County figure$54,35223% below
02

What it costs to live here

71% of renter households spend 30% or more of income on rent, a higher share than in 96% of the 2,222 places of 10,000 to 25,000 people we track.

Pine Ridge25.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$61,200
a year, at the 30% line
Rent to income
25.9%
27% above the median place
Home price to income
5.4x
43% above the median place

Could you afford it?

The median rent would take
26%
just under the 30% line
Left after rent, in US prices
$54,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Pine Ridge, $1,530 a month, and local prices for everything else (96.6 against a US average of 100). It runs in your browser and stores nothing.

Like Pine Ridge, but easier on the budget

Places that match Pine Ridge on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Rotonda, FL8918.6% vs 25.9%$7,500Compare
Punta Gorda, FL8919.7% vs 25.9%$15,800Compare
North Myrtle Beach, SC8820.8% vs 25.9%$5,600Compare
Hot Springs Village, AR8819.2% vs 25.9%$11,900Compare

Moving from somewhere else? Work out the salary you would need in Pine Ridge.

Sponsored · exampleMoving to Pine Ridge? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
71.3%
41% above the median place
Homeownership1
91.9%
38% above the median place
Median year built1
2003
1% above the median place
All 16 cost and housing measures
MeasurePine RidgeAmong 6,645 placesVs median
Median gross rent1$1,53012% above
Rent to income125.9%27% above
Property tax rate10.6%31% below
Home price to income15.4x43% above
Prices vs US average2Metro figure93.57% below
Fair market rent, 2 bedrooms3County figure$1,19426% below
HUD area median income4County figure$81,40024% below
Property tax paid (median)1$2,43825% below
Median home value1$384,80020% above
Home prices, 1-year change5County figure1.0%70% below
Home prices, 5-year change5County figure66.3%29% above
Homeownership191.9%38% above
Renters paying 30%+171.3%41% above
Owner costs with a mortgage1$1,7437% below
Vacant homes111.7%66% above
Median year built120031% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Poverty rate1
15.1%
40% above the median place
Income per person1
$47,444
18% above the median place

More on work and pay, against the typical place

Works from home15.4% +24%
Median household income$71,014 −12%
Mean commute24 min −6%
All 10 work and pay measures
MeasurePine RidgeAmong 6,645 placesVs median
Median household income1$71,01412% below
Income per person1$47,44418% above
Unemployment1County figure6.3%30% above
Average annual pay6County figure$50,42924% below
Pay growth, 1 year6County figure3.0%19% below
Jobs6County figure35,25677% below
Poverty rate115.1%40% above
Mean commute124 min6% below
Works from home115.4%24% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

The median resident is 65.5 years old, older than in 99% of the 2,300 places of 10,000 to 25,000 people we track.

Median age1
65.5
68% above the median place
Household size1
2.1
16% below the median place
Homes with broadband1
94.6%
2% above the median place

More about who lives here, against the typical place

High school or higher94.4% +2%
Bachelor's or higher28.0% −13%
Born abroad7.4% −16%
All 8 people measures
MeasurePine RidgeAmong 6,645 placesVs median
Population110,7623911th largest
Median age165.568% above
Bachelor's or higher128.0%13% below
High school or higher194.4%2% above
Household size12.116% below
Born abroad17.4%16% below
No health insurance1County figure10.4%63% above
Homes with broadband194.6%2% above
05

Life in Pine Ridge

OpenStreetMap shows 1.9 parks per 10,000 residents, fewer than in 92% of the 2,301 places of 10,000 to 25,000 people we track.

10 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Out the door, against the typical place

Parks per 10k residents1.9 −82%
Playgrounds per 10k0.9 −90%
Grocery stores per 10k0.9 −56%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails24 km 11.8×
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Fort Matanzas National Monument 92 miles
  • Castillo de San Marcos National Monument 97 miles
  • De Soto National Memorial 98 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars12.8 −38%
Shops27.3 −10%
Arts, recreation and fitness2.6 −37%
Doctors' offices and clinics19.3 −4%
Child care centers1.2 −48%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
92.1
199% above the median place
Child care centers per 10k8
1.2
48% below the median place
Restaurants and bars per 10k8
12.8
38% below the median place
All 18 schools and local life measures
MeasurePine RidgeAmong 6,645 placesVs median
Public schools12County figure26189% above
Public school students12County figure15,531217% above
Students per teacher12County figure17.312% above
Restaurants and bars per 10k8County figure12.838% below
Shops per 10k8County figure27.310% below
Arts, recreation and fitness per 10k8County figure2.637% below
Doctors' offices and clinics per 10k8County figure19.34% below
Child care centers per 10k8County figure1.248% below
Parks per 10k91.982% below
Playgrounds per 10k90.990% below
Grocery stores per 10k90.956% below
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails923.7above (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1092.1199% above
National Park Service sites within 60 miles100below (median 2)
National Register listings11County figure1023% below
06

Safety, weather and risk

Hurricane risk is 98.8, 40% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Pine Ridge. Larger places are fetched first.

Hurricane risk14
98.8
40% above the median place
Average temperature13
71°F
30% above the median place
January average low13
46°F
82% above the median place
All 11 weather and risk measures
MeasurePine RidgeAmong 6,645 placesVs median
July average high13County figure91°F5% above
January average low13County figure46°F82% above
Average temperature13County figure71°F30% above
Annual precipitation13County figure52.0 in19% above
Natural hazard risk14County figure94.72% above
Hurricane risk14County figure98.840% above
Tornado risk14County figure89.09% above
Wildfire risk14County figure90.548% above
Heat wave risk14County figure76.016% below
Median air quality index15County figure430% above
Good air days15County figure71.1%4% above
08

Pine Ridge in 2030: where the trends point

If recent trends hold, the median rent will take about 27% of the median income in 2030, up from 26% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Pine Ridge does better than 16% of places. Its projected home value growth beats 77%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,530/mo (2024)$1,990/mo$1,640 to $2,430/mo+4.5%
Median household income$71,014 (2024)$90,000$76,000 to $106,500+4.0%
Median home value$384,800 (2024)$564,000$409,000 to $776,000+6.6%

The median home would be worth 6.3 years of the median income in 2030, against 5.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Pine Ridge

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Sugarmill Woods, FL$1,276$71,426Compare
Ormond-by-the-Sea, FL$1,434$79,120Compare
Ocean Shores, WA$1,284$58,202Compare
Little River, SC$1,528$65,786Compare
Little River, SCOcean Shores, WAOrmond-by-the-Sea, FLSugarmill Woods, FLPine Ridge, FLPine RidgeSugarmill WoodsOrmond-by-the-SeaOcean ShoresLittle RiverPine RidgeSugarmill WoodsOrmond-by-the-SeaOcean ShoresLittle River

Places built like Pine Ridge

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Pine Ridge performs against places like it.

PlaceRent to incomeIncome growthPop. change
Pine Ridge, FL25.9%5.1%/yrn/a
Sugarmill Woods, FL21.4%5.9%/yrn/aCompare
Ocean Pines, MD27.0%5.0%/yrn/aCompare
Citrus Hills, FL21.3%4.1%/yrn/aCompare
Carolina Shores, NC31.1%3.8%/yr20.9%Compare
Murrells Inlet, SC27.1%5.4%/yrn/aCompare
Rotonda, FL18.6%8.8%/yrn/aCompare

Common questions

Is Pine Ridge a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 9 out of 100, better than 9% of the places we rate and 367th of 474 in Florida. 92% of homes are owner-occupied, more than in 95% of the 2,298 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 18 out of 100 for families. See how it ranks with your own weights.

Is Pine Ridge expensive to live in?

The median rent takes 25.9% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $384,800.

What salary do you need to live in Pine Ridge?

To rent the median home without spending more than 30% of income on rent, a household needs about $61,200 a year. Work it out from your current city.

What places are similar to Pine Ridge?

On income, rent, home value, education and age, the closest matches are Sugarmill Woods, FL, Ormond-by-the-Sea, FL, Ocean Shores, WA and Little River, SC.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Pine Ridge with places of a similar size, using only figures measured for Pine Ridge itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/pine-ridge-florida

Citytistics. “Pine Ridge, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/pine-ridge-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.