CitytisticsShortlist

Cost of living, pay and housing

38.38° N · 75.15° W · GEOID 2458275

Ocean Pines

Worcester County, Maryland · part of the Ocean Pines, MD metro

MarylandOcean Pines, MDOcean PinesOcean Pines

The short answer

Ocean Pines is home to 12,351 people. Median household income is $91,824 a year and median rent is $2,069 a month, 27.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $380,100, about 4.1x annual median household income.

Ocean Pines stands out on value for money. Rent run 41% above what its fundamentals predict in Maryland. Also notable: Owning with a mortgage costs about $213 a month less than the median rent, a rarer pattern than in 98% of places its size.

59OF 100

CTXCitytistics Index

Above average

Ocean Pines scores better than 59% of the 6,612 places we rate, and ranks 88th of 199 in Maryland.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%26
Economy 20%46
Safety 20%96
Amenities 15%38
Education 10%66
Commute 10%44
Growth 5%n/a

Not rated: growth, for want of data. The other weights are spread over the categories rated.

Median gross rent
$2,069
52% above the median place
Median household income
$91,824
14% above the median place
Median home value
$380,100
19% above the median place
Unemployment
6.0%
23% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Ocean Pines

Worcester County gains about 5.0 residents per 1,000 a year to moves between counties.

Moved in3,239
Moved out3,010
Net+229

Where people come from and where they go, top counties

Sussex County, DE217349−132
Accomack County, VA11867+51
Somerset County, MD108

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$89K
Leavers$75K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Worcester County; flows under 20 returns are not published.

Who moves here
6.3% of residents arrived from another county in the past year, 1.8% from another state.
Who arrives and who leaves
Households moving into Worcester County report $88,800 a year in income on average; those leaving, $75,000, so newcomers earn more than leavers.
Income you would need
$82,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,069 a month; owners with a mortgage pay $1,856 a month including taxes and insurance, on a median home of $380,100.
Getting to work
26 minutes each way on average; 17.2% work from home.
If it is close but not quite
North Myrtle Beach, SC matches it on character for less of your income. Compare the two
Moved here in the past year1
6.3%
9% above the median place
Moved from another state1
1.8%
9% below the median place
Net movers per 1,000 people6
5.0
above the median place (median -0.6)
All 5 moving measures
MeasureOcean PinesAmong 6,645 placesVs median
Moved here in the past year16.3%9% above
Moved from another state11.8%9% below
Net movers per 1,000 people6County figure5.0above (median -0.6)
Income of households moving in6County figure$88,80226% above
Income of households moving out6County figure$74,9787% above
02

What it costs to live here

Vacant homes is 35.2%, 398% above the median place.

Ocean Pines27.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$82,760
a year, at the 30% line
Rent to income
27.0%
32% above the median place
Home price to income
4.1x
9% above the median place

Could you afford it?

The median rent would take
27%
just under the 30% line
Left after rent, in US prices
$67,200
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Ocean Pines, $2,069 a month. It runs in your browser and stores nothing.

Like Ocean Pines, but easier on the budget

Places that match Ocean Pines on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
North Myrtle Beach, SC9520.8% vs 27.0%n/aCompare
Oak Island, NC9218.7% vs 27.0%n/aCompare
Beach Haven West, NJ9017.1% vs 27.0%n/aCompare
Hot Springs Village, AR8919.2% vs 27.0%n/aCompare

Moving from somewhere else? Work out the salary you would need in Ocean Pines.

Sponsored · exampleMoving to Ocean Pines? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
35.2%
398% above the median place
Homeownership1
90.5%
36% above the median place
Renters paying 30%+1
66.8%
32% above the median place
All 15 cost and housing measures
MeasureOcean PinesAmong 6,645 placesVs median
Median gross rent1$2,06952% above
Rent to income127.0%32% above
Property tax rate10.7%25% below
Home price to income14.1x9% above
Fair market rent, 2 bedrooms2County figure$1,18427% below
HUD area median income3County figure$111,1004% above
Property tax paid (median)1$2,57121% below
Median home value1$380,10019% above
Home prices, 1-year change4County figure2.6%19% below
Home prices, 5-year change4County figure62.4%21% above
Homeownership190.5%36% above
Renters paying 30%+166.8%32% above
Owner costs with a mortgage1$1,8561% below
Vacant homes135.2%398% above
Median year built119921% above
03

Work and pay

Poverty rate is 5.5%, 49% below the median place.

Poverty rate1
5.5%
49% below the median place
Income per person1
$53,755
34% above the median place
Unemployment1
6.0%
23% above the median place

More on work and pay, against the typical place

Works from home17.2% +38%
Median household income$91,824 +14%
Mean commute26 min +4%
All 9 work and pay measures
MeasureOcean PinesAmong 6,645 placesVs median
Median household income1$91,82414% above
Income per person1$53,75534% above
Unemployment16.0%23% above
Average annual pay5County figure$47,23328% below
Pay growth, 1 year5County figure3.0%19% below
Jobs5County figure26,24683% below
Poverty rate15.5%49% below
Mean commute126 min4% above
Works from home117.2%38% above
04

Who lives here

The median resident is 62.4 years old, older than in 98% of the 2,300 places of 10,000 to 25,000 people we track. It is the 2nd-highest of 199 Maryland places we track.

Median age1
62.4
60% above the median place
No health insurance1
2.5%
61% below the median place
Household size1
2.1
16% below the median place

More about who lives here, against the typical place

High school or higher96.1% +4%
Born abroad4.2% −53%
Bachelor's or higher40.4% +26%
Homes with broadband93.1% +1%
All 8 people measures
MeasureOcean PinesAmong 6,645 placesVs median
Population112,3513514th largest
Median age162.460% above
Bachelor's or higher140.4%26% above
High school or higher196.1%4% above
Household size12.116% below
Born abroad14.2%53% below
No health insurance12.5%61% below
Homes with broadband193.1%1% above
05

Life in Ocean Pines

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 93% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 199 Maryland places we track.

35 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents17.8 +75%
Playgrounds per 10k12.9 +38%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k4.9 −56%
Libraries per 10k1.6 +86%
Named paths and bike trails2 km −20%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Assateague Island National Seashore 21 miles
  • Harriet Tubman Underground Railroad National Monument 54 miles
  • Great Egg Harbor River 69 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars72.6 3.5×
Shops71.3 2.4×
Arts, recreation and fitness12.3 3.0×
Doctors' offices and clinics21.6 +7%
Child care centers1.7 −26%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site9
21.1
31% below the median place
Restaurants and bars per 10k7
72.6
249% above the median place
Shops per 10k7
71.3
135% above the median place
All 18 schools and local life measures
MeasureOcean PinesAmong 6,645 placesVs median
Public schools12County figure1456% above
Public school students12County figure7,00243% above
Students per teacher12County figure12.419% below
Restaurants and bars per 10k7County figure72.6249% above
Shops per 10k7County figure71.3135% above
Arts, recreation and fitness per 10k7County figure12.3200% above
Doctors' offices and clinics per 10k7County figure21.67% above
Child care centers per 10k7County figure1.726% below
Parks per 10k817.875% above
Playgrounds per 10k812.938% above
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k84.956% below
Libraries per 10k81.686% above
Named paths and bike trails81.620% below
Transit stops per sq mi80.0below (median 0.2)
Nearest National Park Service site921.131% below
National Park Service sites within 60 miles920% above
National Register listings10County figure35169% above
06

Safety, weather and risk

The city police department reported 24 violent offenses per 100,000 residents, fewer than in 95% of the 1,457 places of 10,000 to 25,000 people we track. It is the lowest of 39 Maryland places we track.

Violent crime per 100k
24
87% below the median place
Property crime per 100k
196
84% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Tornado risk14
16.1
80% below the median place
Heat wave risk14
56.5
37% below the median place
Natural hazard risk14
68.2
26% below the median place
All 9 weather and risk measures
MeasureOcean PinesAmong 6,645 placesVs median
July average high13County figure87°F0% above
January average low13County figure29°F14% above
Average temperature13County figure57°F5% above
Annual precipitation13County figure45.7 in4% above
Natural hazard risk14County figure68.226% below
Hurricane risk14County figure92.030% above
Tornado risk14County figure16.180% below
Wildfire risk14County figure65.98% above
Heat wave risk14County figure56.537% below
08

Ocean Pines in 2030: where the trends point

If recent trends hold, the median rent will take about 27% of the median income in 2030, about the same as 27% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Ocean Pines does better than 27% of places. Its projected home value growth beats 29%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,069/mo (2024)$2,670/mo$2,190 to $3,250/mo+4.3%
Median household income$91,824 (2024)$116,500$98,500 to $138,000+4.0%
Median home value$380,100 (2024)$537,000$390,000 to $740,000+5.9%

The median home would be worth 4.6 years of the median income in 2030, against 4.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Ocean Pines

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Bonita Springs, FL$1,882$95,210Compare
Pecan Plantation, TX$2,167$104,993Compare
Cortez, FL$1,894$79,895Compare
Murrells Inlet, SC$1,751$77,438Compare
Murrells Inlet, SCCortez, FLPecan Plantation, TXBonita Springs, FLOcean Pines, MDOcean PinesBonita SpringsPecan PlantationCortezMurrells InletOcean PinesBonita SpringsPecan PlantationCortezMurrells Inlet

Places built like Ocean Pines

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Ocean Pines performs against places like it.

PlaceRent to incomeIncome growthPop. change
Ocean Pines, MD27.0%5.0%/yrn/a
Murrells Inlet, SC27.1%5.4%/yrn/aCompare
North Myrtle Beach, SC20.8%3.6%/yr13.3%Compare
Litchfield Beach, SC26.8%4.5%/yrn/aCompare
Punta Gorda, FL19.7%6.9%/yr4.0%Compare
Oak Island, NC18.7%3.4%/yr11.2%Compare
Pine Ridge, FL25.9%5.1%/yrn/aCompare

Common questions

Is Ocean Pines a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 59 out of 100, better than 59% of the places we rate and 88th of 199 in Maryland. On cost, space and class size it scores 45 out of 100 for families. See how it ranks with your own weights.

Is Ocean Pines expensive to live in?

The median rent takes 27.0% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $380,100.

What salary do you need to live in Ocean Pines?

To rent the median home without spending more than 30% of income on rent, a household needs about $82,760 a year. Work it out from your current city.

Is Ocean Pines safe?

There were 24 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Ocean Pines?

On income, rent, home value, education and age, the closest matches are Bonita Springs, FL, Pecan Plantation, TX, Cortez, FL and Murrells Inlet, SC.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ocean Pines with places of a similar size, using only figures measured for Ocean Pines itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ocean-pines-maryland

Citytistics. “Ocean Pines, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/ocean-pines-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.