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Cost of living, pay and housing

33.23° N · 96.94° W · GEOID 4854868

Paloma Creek

Denton County, Texas · part of the Dallas, TX metro

Limited data population under 5,000

TexasPaloma Creek, TXPaloma CreekPaloma Creek

The short answer

Paloma Creek is home to 3,016 people. Median household income is $91,534 a year and median rent is $2,576 a month, 33.8% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $346,800, about 3.8x annual median household income.

Median gross rent
$2,576
89% above the median place
Median household income
$91,534
14% above the median place
Median home value
$346,800
9% above the median place
Unemployment
4.0%
18% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Paloma Creek

  • Owning with a mortgage costs about $547 a month less than the median rent, which is rarer than in 99% of the 2,469 places under 10,000 people we track. It is the lowest of 413 Texas places.
  • Between the 2019 and 2024 surveys, rent rose 7.3% a year while household income rose -0.6%, so rent outran pay by more than in 95% of places its size.
  • The median rent takes 33.8% of the median household's income, a bigger share than in 98% of places its size.
  • Half the homes were built after 2006, newer housing than in 96% of places its size.
  • The median resident is 29.6 years old, younger than in 95% of places its size.
01

Moving to Paloma Creek

Denton County gains about 16.7 residents per 1,000 a year to moves between counties.

Moved in80,779
Moved out66,985
Net+13,794

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$101K
Leavers$87K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Denton County; flows under 20 returns are not published.

Who moves here
8.9% of residents arrived from another county in the past year, 2.5% from another state. County figure.
Who arrives and who leaves
Households moving into Denton County report $101,300 a year in income on average; those leaving, $86,700, so newcomers earn more than leavers.
Income you would need
$103,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,576 a month; owners with a mortgage pay $2,029 a month including taxes and insurance, on a median home of $346,800.
Getting to work
32 minutes each way on average; 14.6% work from home.
If it is close but not quite
Heartland, TX matches it on character. Compare the two
Net movers per 1,000 people6
16.7
above the median place (median -0.6)
Income of households moving in6
$101,250
43% above the median place
Moved here in the past year1
8.9%
56% above the median place
All 5 moving measures
MeasurePaloma CreekAmong 6,645 placesVs median
Moved here in the past year1County figure8.9%56% above
Moved from another state1County figure2.5%24% above
Net movers per 1,000 people6County figure16.7above (median -0.6)
Income of households moving in6County figure$101,25043% above
Income of households moving out6County figure$86,70223% above
02

What it costs to live here

Vacant homes is 0.0%, below the median place (median 7.1%).

Paloma Creek33.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$103,040
a year, at the 30% line
Rent to income
33.8%
66% above the median place
Home price to income
3.8x
0% below the median place

Could you afford it?

The median rent would take
34%
over the 30% line
Left after rent, in US prices
$61,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Paloma Creek, $2,576 a month, and local prices for everything else (100.1 against a US average of 100). It runs in your browser and stores nothing.

Like Paloma Creek, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Heartland, TX30.1% vs 33.8%$4,400Compare
Hutchison, VA27.1% vs 33.8%$16,200Compare
Providence Village, TX26.2% vs 33.8%$20,800Compare

Moving from somewhere else? Work out the salary you would need in Paloma Creek.

Sponsored · exampleMoving to Paloma Creek? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Median year built1
2006
1% above the median place
Property tax rate1
1.7%
87% above the median place
All 15 cost and housing measures
MeasurePaloma CreekAmong 6,645 placesVs median
Median gross rent1$2,57689% above
Rent to income133.8%66% above
Property tax rate11.7%87% above
Home price to income13.8x0% below
Prices vs US average2Metro figure103.12% above
Fair market rent, 2 bedrooms3County figure$1,80712% above
Property tax paid (median)1$5,89281% above
Median home value1$346,8009% above
Home prices, 1-year change4County figure-0.9%below (median 3.2%)
Home prices, 5-year change4County figure45.7%11% below
Homeownership170.1%6% above
Renters paying 30%+1County figure51.2%1% above
Owner costs with a mortgage1$2,0298% above
Vacant homes10.0%below (median 7.1%)
Median year built120061% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
32 min
30% above the median place
Median household income1
$91,534
14% above the median place
All 10 work and pay measures
MeasurePaloma CreekAmong 6,645 placesVs median
Median household income1$91,53414% above
Income per person1$37,6936% below
Unemployment1County figure4.0%18% below
Average annual pay5County figure$67,9563% above
Pay growth, 1 year5County figure3.6%3% below
Jobs5County figure320,064112% above
Poverty rate1County figure7.1%34% below
Mean commute132 min30% above
Works from home114.6%18% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 98.6%, 7% above the median place.

Homes with broadband1
98.6%
7% above the median place
High school or higher1
98.4%
7% above the median place
Median age1
29.6
24% below the median place

More about who lives here, against the typical place

Household size3.1 +23%
Bachelor's or higher35.4% +10%
Born abroad9.4% +7%
All 8 people measures
MeasurePaloma CreekAmong 6,645 placesVs median
Population13,0166646th largest
Median age129.624% below
Bachelor's or higher135.4%10% above
High school or higher198.4%7% above
Household size13.123% above
Born abroad19.4%7% above
No health insurance1County figure10.6%66% above
Homes with broadband198.6%7% above
05

Life in Paloma Creek

17 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents6.6 −35%
Playgrounds per 10k13.3 +41%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k3.3 −70%
Libraries per 10k0.0 −100%
Named paths and bike trails1 km −50%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.6 −1%
Shops20.7 −32%
Arts, recreation and fitness3.5 −15%
Doctors' offices and clinics20.9 +3%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k7
20.7
32% below the median place
Public school students10
175,222
above the median place (median 4,897)
Public schools10
242
above the median place (median 9)
All 16 schools and local life measures
MeasurePaloma CreekAmong 6,645 placesVs median
Public schools10County figure242above (median 9)
Public school students10County figure175,222above (median 4,897)
Students per teacher10County figure14.65% below
Restaurants and bars per 10k7County figure20.61% below
Shops per 10k7County figure20.732% below
Arts, recreation and fitness per 10k7County figure3.515% below
Doctors' offices and clinics per 10k7County figure20.93% above
Child care centers per 10k7County figure2.013% below
Parks per 10k86.635% below
Playgrounds per 10k813.341% above
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k83.370% below
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails81.050% below
Transit stops per sq mi80.0below (median 0.2)
National Register listings9County figure1731% above
06

Safety, weather and risk

Tornado risk is 99.8, 23% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Paloma Creek. Larger places are fetched first.

Tornado risk12
99.8
23% above the median place
July average high11
96°F
10% above the median place
Heat wave risk12
98.0
9% above the median place
All 11 weather and risk measures
MeasurePaloma CreekAmong 6,645 placesVs median
July average high11County figure96°F10% above
January average low11County figure34°F36% above
Average temperature11County figure65°F19% above
Annual precipitation11County figure38.4 in12% below
Natural hazard risk12County figure96.95% above
Hurricane risk12County figure58.417% below
Tornado risk12County figure99.823% above
Wildfire risk12County figure93.052% above
Heat wave risk12County figure98.09% above
Median air quality index13County figure479% above
Good air days13County figure57.8%16% below
08

Paloma Creek in 2030: where the trends point

If recent trends hold, the median rent will take about 36% of the median income in 2030, up from 34% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,576/mo (2024)$3,390/mo$2,780 to $4,130/mo+4.7%
Median household income$91,534 (2024)$112,500$95,000 to $133,500+3.5%
Median home value$346,800 (2024)$514,000$373,000 to $708,000+6.8%

The median home would be worth 4.6 years of the median income in 2030, against 3.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Paloma Creek

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Heartland, TX$2,333$92,996Compare
Travis Ranch, TX$2,252$83,801Compare
Hutchison, VA$2,388$105,651Compare
Providence Village, TX$2,413$110,430Compare
Providence Village, TXHutchison, VATravis Ranch, TXHeartland, TXPaloma Creek, TXPaloma CreekHeartlandTravis RanchHutchisonProvidence VillagePaloma CreekHeartlandTravis RanchHutchisonProvidence Village

Common questions

Is Paloma Creek a good place to live?

It depends on what you need, so here is what the numbers say. Owning with a mortgage costs about $547 a month less than the median rent, which is rarer than in 99% of the 2,469 places under 10,000 people we track. It is the lowest of 413 Texas places. Between the 2019 and 2024 surveys, rent rose 7.3% a year while household income rose -0.6%, so rent outran pay by more than in 95% of places its size. See how it ranks with your own weights.

Is Paloma Creek expensive to live in?

The median rent takes 33.8% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $346,800.

What salary do you need to live in Paloma Creek?

To rent the median home without spending more than 30% of income on rent, a household needs about $103,040 a year. Work it out from your current city.

What places are similar to Paloma Creek?

On income, rent, home value, education and age, the closest matches are Heartland, TX, Travis Ranch, TX, Hutchison, VA and Providence Village, TX.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Paloma Creek with places of a similar size, using only figures measured for Paloma Creek itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/paloma-creek-texas

Citytistics. “Paloma Creek, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/paloma-creek-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.