CitytisticsShortlist

Cost of living, pay and housing

33.21° N · 96.93° W · GEOID 4854872

Paloma Creek South

Denton County, Texas · part of the Dallas, TX metro

TexasPaloma Creek South, TXPaloma Creek SouthPaloma Creek South

The short answer

Paloma Creek South is home to 8,860 people. Median household income is $121,747 a year and median rent is $2,664 a month, 26.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $364,900, about 3.0x annual median household income.

The story in Paloma Creek South is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 19.4% to 26.3% of income. Also notable: Owning with a mortgage costs about $140 a month less than the median rent, a rarer pattern than in 97% of places its size.

39OF 100

CTXCitytistics Index

Below average

Paloma Creek South scores better than 39% of the 6,612 places we rate, and ranks 215th of 407 in Texas.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%45
Economy 20%76
Safety 20%n/a
Amenities 15%16
Education 10%75
Commute 10%1
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,664
95% above the median place
Median household income
$121,747
52% above the median place
Median home value
$364,900
14% above the median place
Unemployment
4.0%
18% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Paloma Creek South

  • HousingHalf the homes were built after 2012, newer housing than in 98% of the 2,479 places under 10,000 people we track.
  • Affordability28% of renter households spend 30% or more of income on rent, a lower share than in 95% of the 2,214 places under 10,000 people we track.
01

Moving to Paloma Creek South

Denton County gains about 16.7 residents per 1,000 a year to moves between counties.

Moved in80,779
Moved out66,985
Net+13,794

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$101K
Leavers$87K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Denton County; flows under 20 returns are not published.

Who moves here
13.8% of residents arrived from another county in the past year, 2.5% from another state.
Who arrives and who leaves
Households moving into Denton County report $101,300 a year in income on average; those leaving, $86,700, so newcomers earn more than leavers.
Income you would need
$106,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,664 a month; owners with a mortgage pay $2,524 a month including taxes and insurance, on a median home of $364,900.
Getting to work
42 minutes each way on average; 37.1% work from home.
If it is close but not quite
Santa Rita Ranch, TX matches it on character for less of your income. Compare the two
Moved here in the past year1
13.8%
141% above the median place
Net movers per 1,000 people6
16.7
above the median place (median -0.6)
Income of households moving in6
$101,250
43% above the median place
All 5 moving measures
MeasurePaloma Creek SouthAmong 6,645 placesVs median
Moved here in the past year113.8%141% above
Moved from another state1County figure2.5%24% above
Net movers per 1,000 people6County figure16.7above (median -0.6)
Income of households moving in6County figure$101,25043% above
Income of households moving out6County figure$86,70223% above
02

What it costs to live here

Rent is about 29% higher than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. The premium usually reflects location, amenities or schools that these figures do not capture.

Paloma Creek South26.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$106,560
a year, at the 30% line
Rent to income
26.3%
29% above the median place
Home price to income
3.0x
21% below the median place

Could you afford it?

The median rent would take
26%
just under the 30% line
Left after rent, in US prices
$90,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Paloma Creek South, $2,664 a month, and local prices for everything else (100.1 against a US average of 100). It runs in your browser and stores nothing.

Like Paloma Creek South, but easier on the budget

Places that match Paloma Creek South on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Santa Rita Ranch, TX8420.2% vs 26.3%$47,400Compare
Waxhaw, NC8216.7% vs 26.3%$23,100Compare
Thompson's Station, TN8118.9% vs 26.3%$24,000Compare
Fuquay-Varina, NC8017.9% vs 26.3%n/aCompare

Moving from somewhere else? Work out the salary you would need in Paloma Creek South.

Sponsored · exampleMoving to Paloma Creek South? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
2012
2% above the median place
Renters paying 30%+1
27.7%
45% below the median place
Property tax rate1
1.9%
113% above the median place
All 15 cost and housing measures
MeasurePaloma Creek SouthAmong 6,645 placesVs median
Median gross rent1$2,66495% above
Rent to income126.3%29% above
Property tax rate11.9%113% above
Home price to income13.0x21% below
Prices vs US average2Metro figure103.12% above
Fair market rent, 2 bedrooms3County figure$1,80712% above
Property tax paid (median)1$7,078117% above
Median home value1$364,90014% above
Home prices, 1-year change4County figure-0.9%below (median 3.2%)
Home prices, 5-year change4County figure45.7%11% below
Homeownership173.6%11% above
Renters paying 30%+127.7%45% below
Owner costs with a mortgage1$2,52435% above
Vacant homes1County figure4.3%39% below
Median year built120122% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
42 min
67% above the median place
Works from home1
37.1%
198% above the median place
All 10 work and pay measures
MeasurePaloma Creek SouthAmong 6,645 placesVs median
Median household income1$121,74752% above
Income per person1$46,95717% above
Unemployment1County figure4.0%18% below
Average annual pay5County figure$67,9563% above
Pay growth, 1 year5County figure3.6%3% below
Jobs5County figure320,064112% above
Poverty rate1County figure7.1%34% below
Mean commute142 min67% above
Works from home137.1%198% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Household size is 3.2, 26% above the median place.

Household size1
3.2
26% above the median place
High school or higher1
97.4%
5% above the median place
Median age1
32.8
16% below the median place

More about who lives here, against the typical place

Bachelor's or higher46.6% +45%
Homes with broadband95.1% +3%
No health insurance9.2% +44%
Born abroad12.3% +39%
All 8 people measures
MeasurePaloma Creek SouthAmong 6,645 placesVs median
Population18,8604563rd largest
Median age132.816% below
Bachelor's or higher146.6%45% above
High school or higher197.4%5% above
Household size13.226% above
Born abroad112.3%39% above
No health insurance19.2%44% above
Homes with broadband195.1%3% above
05

Life in Paloma Creek South

The nearest National Park Service site is Chickasaw National Recreation Area, about 89 miles away.

17 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents6.8 −33%
Playgrounds per 10k9.0 −4%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails2 km +20%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Chickasaw National Recreation Area 89 miles
  • Waco Mammoth National Monument 112 miles
  • Oklahoma City National Memorial 160 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.6 −1%
Shops20.7 −32%
Arts, recreation and fitness3.5 −15%
Doctors' offices and clinics20.9 +3%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site9
89.2
190% above the median place
Shops per 10k7
20.7
32% below the median place
Public school students11
175,222
above the median place (median 4,897)
All 18 schools and local life measures
MeasurePaloma Creek SouthAmong 6,645 placesVs median
Public schools11County figure242above (median 9)
Public school students11County figure175,222above (median 4,897)
Students per teacher11County figure14.65% below
Restaurants and bars per 10k7County figure20.61% below
Shops per 10k7County figure20.732% below
Arts, recreation and fitness per 10k7County figure3.515% below
Doctors' offices and clinics per 10k7County figure20.93% above
Child care centers per 10k7County figure2.013% below
Parks per 10k86.833% below
Playgrounds per 10k89.04% below
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k80.0below (median 11.2)
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails82.420% above
Transit stops per sq mi80.0below (median 0.2)
Nearest National Park Service site989.2190% above
National Park Service sites within 60 miles90below (median 2)
National Register listings10County figure1731% above
06

Safety, weather and risk

Tornado risk is 99.8, 23% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Paloma Creek South. Larger places are fetched first.

Tornado risk13
99.8
23% above the median place
July average high12
96°F
10% above the median place
Heat wave risk13
98.0
9% above the median place
All 11 weather and risk measures
MeasurePaloma Creek SouthAmong 6,645 placesVs median
July average high12County figure96°F10% above
January average low12County figure34°F36% above
Average temperature12County figure65°F19% above
Annual precipitation12County figure38.4 in12% below
Natural hazard risk13County figure96.95% above
Hurricane risk13County figure58.417% below
Tornado risk13County figure99.823% above
Wildfire risk13County figure93.052% above
Heat wave risk13County figure98.09% above
Median air quality index14County figure479% above
Good air days14County figure57.8%16% below
08

Paloma Creek South in 2030: where the trends point

If recent trends hold, the median rent will take about 27% of the median income in 2030, up from 26% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Paloma Creek South does better than 43% of places. Its projected home value growth beats 50%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,664/mo (2024)$3,470/mo$2,840 to $4,220/mo+4.5%
Median household income$121,747 (2024)$152,500$129,000 to $180,500+3.8%
Median home value$364,900 (2024)$523,000$380,000 to $720,000+6.2%

The median home would be worth 3.4 years of the median income in 2030, against 3.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Paloma Creek South

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Fate, TX$2,500$132,752Compare
Severance, CO$2,569$124,572Compare
Providence Village, TX$2,413$110,430Compare
Wellington, CO$2,473$107,017Compare
Wellington, COProvidence Village, TXSeverance, COFate, TXPaloma Creek South, TXPaloma Creek SouthFateSeveranceProvidence VillageWellingtonPaloma Creek SouthFateSeveranceProvidence VillageWellington

Places built like Paloma Creek South

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Paloma Creek South performs against places like it.

PlaceRent to incomeIncome growthPop. change
Paloma Creek South, TX26.3%1.5%/yrn/a
Savannah, TX16.8%6.8%/yrn/aCompare
Santa Rita Ranch, TX20.2%0.0%/yrn/aCompare
Oak Point, TX21.2%6.9%/yr58.8%Compare
Melissa, TX21.9%3.2%/yr115.6%Compare
Van Alstyne, TX15.8%8.6%/yr82.2%Compare
Duvall, WA12.4%4.3%/yr17.5%Compare

Common questions

Is Paloma Creek South a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 39 out of 100, better than 39% of the places we rate and 215th of 407 in Texas. Half the homes were built after 2012, newer housing than in 98% of the 2,479 places under 10,000 people we track. 28% of renter households spend 30% or more of income on rent, a lower share than in 95% of the 2,214 places under 10,000 people we track. See how it ranks with your own weights.

Is Paloma Creek South expensive to live in?

The median rent takes 26.3% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $364,900.

What salary do you need to live in Paloma Creek South?

To rent the median home without spending more than 30% of income on rent, a household needs about $106,560 a year. Work it out from your current city.

What places are similar to Paloma Creek South?

On income, rent, home value, education and age, the closest matches are Fate, TX, Severance, CO, Providence Village, TX and Wellington, CO.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Paloma Creek South with places of a similar size, using only figures measured for Paloma Creek South itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/paloma-creek-south-texas

Citytistics. “Paloma Creek South, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/paloma-creek-south-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.