CitytisticsShortlist

Cost of living, pay and housing

33.17° N · 96.99° W · GEOID 4853130

Oak Point

Denton County, Texas · part of the Dallas, TX metro

TexasOak Point, TXOak PointOak Point

The short answer

Oak Point is home to 5,887 people. Median household income is $126,290 a year and median rent is $2,227 a month, 21.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $395,900, about 3.1x annual median household income.

The story in Oak Point is how fast things are changing. Population change slowed in the latest estimate: +1.2% from 2024 to 2025, against +10.4% a year before that. Also notable: Population growth since 2020 is 58.8%, against 17.2% in its closest peers.

57OF 100

CTXCitytistics Index

Above average

Oak Point scores better than 57% of the 6,612 places we rate, and ranks 134th of 407 in Texas.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%58
Economy 20%77
Safety 20%n/a
Amenities 15%5
Education 10%81
Commute 10%11
Growth 5%97

Not rated: safety, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,227
63% above the median place
Median household income
$126,290
57% above the median place
Median home value
$395,900
24% above the median place
Unemployment
4.0%
18% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Oak Point

  • HousingHalf the homes were built after 2008, newer housing than in 97% of the 2,479 places under 10,000 people we track.
01

Moving to Oak Point

Denton County gains about 16.7 residents per 1,000 a year to moves between counties.

Moved in80,779
Moved out66,985
Net+13,794

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$101K
Leavers$87K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Denton County; flows under 20 returns are not published.

Who moves here
8.9% of residents arrived from another county in the past year, 2.5% from another state. County figure.
Who arrives and who leaves
Households moving into Denton County report $101,300 a year in income on average; those leaving, $86,700, so newcomers earn more than leavers.
Income you would need
$89,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,227 a month; owners with a mortgage pay $2,604 a month including taxes and insurance, on a median home of $395,900.
Getting to work
33 minutes each way on average; 40.5% work from home.
If it is close but not quite
Belterra, TX matches it on character for less of your income. Compare the two
Net movers per 1,000 people7
16.7
above the median place (median -0.6)
Income of households moving in7
$101,250
43% above the median place
Moved here in the past year1
8.9%
56% above the median place
All 5 moving measures
MeasureOak PointAmong 6,645 placesVs median
Moved here in the past year1County figure8.9%56% above
Moved from another state1County figure2.5%24% above
Net movers per 1,000 people7County figure16.7above (median -0.6)
Income of households moving in7County figure$101,25043% above
Income of households moving out7County figure$86,70223% above
02

What it costs to live here

Compared with the 24 places most like it in size, age, education, housing and region (such as Santa Rita Ranch, TX, Paloma Creek South, TX and Belterra, TX), money left after rent here is lower: $99,500 against a typical $149,600.

Oak Point21.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$89,080
a year, at the 30% line
Rent to income
21.2%
4% above the median place
Home price to income
3.1x
18% below the median place

Could you afford it?

The median rent would take
21%
comfortably under the 30% line
Left after rent, in US prices
$99,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Oak Point, $2,227 a month, and local prices for everything else (100.1 against a US average of 100). It runs in your browser and stores nothing.

Like Oak Point, but easier on the budget

Places that match Oak Point on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Belterra, TX8115.5% vs 21.2%$99,000Compare
Westphalia, MD7716.0% vs 21.2%$38,100Compare
Tega Cay, SC7611.9% vs 21.2%$29,100Compare
Steiner Ranch, TX7412.3% vs 21.2%$79,200Compare

Moving from somewhere else? Work out the salary you would need in Oak Point.

Sponsored · exampleMoving to Oak Point? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
2008
2% above the median place
Homeownership1
89.5%
35% above the median place
Property tax rate1
1.7%
89% above the median place
All 15 cost and housing measures
MeasureOak PointAmong 6,645 placesVs median
Median gross rent1$2,22763% above
Rent to income121.2%4% above
Property tax rate11.7%89% above
Home price to income13.1x18% below
Prices vs US average2Metro figure103.12% above
Fair market rent, 2 bedrooms3County figure$1,80712% above
Property tax paid (median)1$6,815109% above
Median home value1$395,90024% above
Home prices, 1-year change4County figure-0.9%below (median 3.2%)
Home prices, 5-year change4County figure45.7%11% below
Homeownership189.5%35% above
Renters paying 30%+1County figure51.2%1% above
Owner costs with a mortgage1$2,60439% above
Vacant homes1County figure4.3%39% below
Median year built120082% above
03

Work and pay

40% of workers mostly work from home, more than in 98% of the 2,104 places under 10,000 people we track.

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
40.5%
225% above the median place
Mean commute1
33 min
33% above the median place
All 10 work and pay measures
MeasureOak PointAmong 6,645 placesVs median
Median household income1$126,29057% above
Income per person1$50,94327% above
Unemployment1County figure4.0%18% below
Average annual pay5County figure$67,9563% above
Pay growth, 1 year5County figure3.6%3% below
Jobs5County figure320,064112% above
Poverty rate1County figure7.1%34% below
Mean commute133 min33% above
Works from home140.5%225% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Population change since 2020 is 58.8%, above the median place (median 1.1%).

Population change since 20206
58.8%
above the median place (median 1.1%)
Homes with broadband1
98.5%
7% above the median place
Median age1
34.5
12% below the median place

More about who lives here, against the typical place

Bachelor's or higher51.8% +61%
High school or higher95.5% +3%
Household size2.7 +10%
Born abroad7.5% −15%
All 9 people measures
MeasureOak PointAmong 6,645 placesVs median
Population15,8876015th largest
Population change since 2020658.8%above (median 1.1%)
Median age134.512% below
Bachelor's or higher151.8%61% above
High school or higher195.5%3% above
Household size12.710% above
Born abroad17.5%15% below
No health insurance1County figure10.6%66% above
Homes with broadband198.5%7% above
05

Life in Oak Point

The nearest National Park Service site is Chickasaw National Recreation Area, about 91 miles away.

Founded or incorporated in 1976. 17 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents6.8 −33%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Chickasaw National Recreation Area 91 miles
  • Waco Mammoth National Monument 109 miles
  • Oklahoma City National Memorial 161 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.6 −1%
Shops20.7 −32%
Arts, recreation and fitness3.5 −15%
Doctors' offices and clinics20.9 +3%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools12
2
78% below the median place
Nearest National Park Service site10
91.3
196% above the median place
Public school students12
1,610
67% below the median place
All 18 schools and local life measures
MeasureOak PointAmong 6,645 placesVs median
Public schools12278% below
Public school students121,61067% below
Students per teacher1213.512% below
Restaurants and bars per 10k8County figure20.61% below
Shops per 10k8County figure20.732% below
Arts, recreation and fitness per 10k8County figure3.515% below
Doctors' offices and clinics per 10k8County figure20.93% above
Child care centers per 10k8County figure2.013% below
Parks per 10k96.833% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1091.3196% above
National Park Service sites within 60 miles100below (median 2)
National Register listings11County figure1731% above
06

Safety, weather and risk

Tornado risk is 99.8, 23% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Oak Point. Larger places are fetched first.

Tornado risk14
99.8
23% above the median place
July average high13
96°F
10% above the median place
Heat wave risk14
98.0
9% above the median place
All 11 weather and risk measures
MeasureOak PointAmong 6,645 placesVs median
July average high13County figure96°F10% above
January average low13County figure34°F36% above
Average temperature13County figure65°F19% above
Annual precipitation13County figure38.4 in12% below
Natural hazard risk14County figure96.95% above
Hurricane risk14County figure58.417% below
Tornado risk14County figure99.823% above
Wildfire risk14County figure93.052% above
Heat wave risk14County figure98.09% above
Median air quality index15County figure479% above
Good air days15County figure57.8%16% below
08

Oak Point in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, about the same as 21% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Oak Point does better than 59% of places. Its projected home value growth beats 34%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,227/mo (2024)$2,830/mo$2,320 to $3,450/mo+4.1%
Median household income$126,290 (2024)$160,500$135,500 to $190,000+4.1%
Median home value$395,900 (2024)$562,000$408,000 to $774,000+6.0%
Population6,909 (2025)8,4408,100 to 8,800+4.1%

The median home would be worth 3.5 years of the median income in 2030, against 3.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Oak Point

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Odenton, MD$2,257$128,441Compare
Wildewood, MD$2,144$126,890Compare
Arlington, TN$2,164$135,105Compare
North Laurel, MD$2,031$122,949Compare
North Laurel, MDArlington, TNWildewood, MDOdenton, MDOak Point, TXOak PointOdentonWildewoodArlingtonNorth LaurelOak PointOdentonWildewoodArlingtonNorth Laurel

Places built like Oak Point

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Oak Point performs against places like it.

PlaceRent to incomeIncome growthPop. change
Oak Point, TX21.2%6.9%/yr58.8%
Santa Rita Ranch, TX20.2%0.0%/yrn/aCompare
Paloma Creek South, TX26.3%1.5%/yrn/aCompare
Belterra, TX15.5%12.1%/yrn/aCompare
Duvall, WA12.4%4.3%/yr17.5%Compare
Thompson's Station, TN18.9%4.9%/yr27.2%Compare
Savannah, TX16.8%6.8%/yrn/aCompare

Common questions

Is Oak Point a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 57 out of 100, better than 57% of the places we rate and 134th of 407 in Texas. Half the homes were built after 2008, newer housing than in 97% of the 2,479 places under 10,000 people we track. On cost, space and class size it scores 88 out of 100 for families. See how it ranks with your own weights.

Is Oak Point expensive to live in?

The median rent takes 21.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $395,900.

What salary do you need to live in Oak Point?

To rent the median home without spending more than 30% of income on rent, a household needs about $89,080 a year. Work it out from your current city.

What places are similar to Oak Point?

On income, rent, home value, education and age, the closest matches are Odenton, MD, Wildewood, MD, Arlington, TN and North Laurel, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Oak Point with places of a similar size, using only figures measured for Oak Point itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/oak-point-texas

Citytistics. “Oak Point, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/oak-point-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.