CitytisticsShortlist

Cortez, FL vs Ocean Pines, MD

Cortez

Florida

vs

Ocean Pines

Maryland

Across 34 directional measures we can compare, Cortez leads on 9 and Ocean Pines on 25. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 9% higher in Ocean Pines, and so is median household income.

Median gross rent
$1,894$2,069
Cortez is 8% lower
Median household income
$79,895$91,824
Cortez is 13% lower
Median home value
$392,200$380,100
Cortez is 3% higher

The Citytistics read

  • Between the 2019 and 2024 surveys, rent outran pay by 1.0 points a year in Cortez, and rent outran pay by 1.9 points a year in Ocean Pines.

How these are calculated

FloridaMarylandOcean Pines, MDCortez, FLCortezOcean PinesCortezOcean Pines

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 2 of 2 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Ocean Pines, MDComposite 53.0 / 100
59
264666964438n/a
02Cortez, FLComposite 34.9 / 100
14
175475n/a1123n/a

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureCortezOcean PinesAmong all places
Cost of living
Median gross rent1$1,894$2,069
Rent to income128.4%27.0%
Property tax rate10.8%0.7%
Home price to income14.9x4.1x
Prices vs US average2102.4n/a
Fair market rent, 2 bedrooms3$2,188$1,184
HUD area median income4$109,700$111,100
Housing
Property tax paid (median)1$3,058$2,571
Median home value1$392,200$380,100
Home prices, 1-year change5-3.0%2.6%
Home prices, 5-year change565.6%62.4%
Homeownership187.1%90.5%
Renters paying 30%+137.5%66.8%
Owner costs with a mortgage1$2,487$1,856
Vacant homes138.2%35.2%
Median year built119751992
Jobs and income
Median household income1$79,895$91,824
Income per person1$52,143$53,755
Unemployment14.6%6.0%
Average annual pay6$63,511$47,233
Pay growth, 1 year64.4%3.0%
Jobs6146,00726,246
Poverty rate110.4%5.5%
Mean commute133 min26 min
Works from home115.1%17.2%
Commutes by transit10.0%n/a
People
Population15,20512,351
Median age165.362.4
Bachelor's or higher146.7%40.4%
High school or higher196.7%96.1%
Household size12.02.1
Born abroad15.8%4.2%
No health insurance14.1%2.5%
Homes with broadband187.4%93.1%
Moving
Moved here in the past year19.5%6.3%
Moved from another state14.7%1.8%
Net movers per 1,000 people728.75.0
Income of households moving in7$121,577$88,802
Income of households moving out7$80,290$74,978
Local life
Restaurants and bars per 10k817.472.6
Shops per 10k832.471.3
Arts, recreation and fitness per 10k84.312.3
Doctors' offices and clinics per 10k821.421.6
Child care centers per 10k82.11.7
Parks per 10k93.817.8
Playgrounds per 10k90.012.9
Grocery stores per 10k90.00.0
Restaurants, cafes and bars per 10k97.74.9
Libraries per 10k90.01.6
Named paths and bike trails90.01.6
Transit stops per sq mi98.50.0
Nearest National Park Service site104.221.1
National Park Service sites within 60 miles1012
National Register listings11135
Founded or incorporated121892n/a
Safety
Violent crime per 100k13n/a24
Property crime per 100k13n/a196
Schools
Public schools148314
Public school students1454,2087,002
Students per teacher1417.612.4
Climate
July average high1591°F87°F
January average low1550°F29°F
Average temperature1573°F57°F
Annual precipitation1554.1 in45.7 in
Hazards and air
Natural hazard risk1697.568.2
Hurricane risk1699.392.0
Tornado risk1698.016.1
Wildfire risk1690.565.9
Heat wave risk1688.956.5
Median air quality index1736n/a
Good air days1791.0%n/a

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Cortez $75,760, Ocean Pines $82,760 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Wikidata · Wikimedia Foundation (CC0) · Retrieved 2026-11
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

Keep comparing

Other places people weigh against these two, and each one in full.