CitytisticsShortlist

Cost of living, pay and housing

33.22° N · 97.00° W · GEOID 4817852

Cross Roads

Denton County, Texas · part of the Dallas, TX metro

Limited data population under 5,000

TexasCross Roads, TXCross RoadsCross Roads

The short answer

Cross Roads is home to 2,035 people. Median household income is $124,145 a year and median rent is $1,750 a month, 16.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $632,300, about 5.1x annual median household income.

Median gross rent
$1,750
28% above the median place
Median household income
$124,145
55% above the median place
Median home value
$632,300
98% above the median place
Unemployment
10.1%
106% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Cross Roads

  • Household income has grown -3.1% a year across the last five survey releases, slower than in 99% of the 2,480 places under 10,000 people we track.
  • Half the homes were built after 2012, newer housing than in 98% of places its size.
  • Counting remote workers as zero, the average worker spends about 225 hours a year commuting, more than in 91% of places its size.
  • Owning with a mortgage costs about $1,202 a month more than the median rent, a wider gap than in 91% of places its size.
  • Unemployment averaged 10.1% over the survey period, higher than in 88% of places its size.

High pay has not made renting easy. Household income is higher than in 84% of places we track, yet 64% of renters still spend 30% or more of income on rent.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 97 out of 100. Budget for insurance before counting the savings.

01

Moving to Cross Roads

Denton County gains about 16.7 residents per 1,000 a year to moves between counties.

Moved in80,779
Moved out66,985
Net+13,794

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$101K
Leavers$87K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Denton County; flows under 20 returns are not published.

Who moves here
9.3% of residents arrived from another county in the past year, 2.5% from another state.
Who arrives and who leaves
Households moving into Denton County report $101,300 a year in income on average; those leaving, $86,700, so newcomers earn more than leavers.
Income you would need
$70,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,750 a month; owners with a mortgage pay $2,952 a month including taxes and insurance, on a median home of $632,300.
Getting to work
42 minutes each way on average; 29.1% work from home.
If it is close but not quite
Poulsbo, WA matches it on character. Compare the two
Moved here in the past year1
9.3%
63% above the median place
Net movers per 1,000 people7
16.7
above the median place (median -0.6)
Income of households moving in7
$101,250
43% above the median place
All 5 moving measures
MeasureCross RoadsAmong 6,645 placesVs median
Moved here in the past year19.3%63% above
Moved from another state1County figure2.5%24% above
Net movers per 1,000 people7County figure16.7above (median -0.6)
Income of households moving in7County figure$101,25043% above
Income of households moving out7County figure$86,70223% above
02

What it costs to live here

Median year built is 2012, 2% above the median place.

Cross Roads16.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$70,000
a year, at the 30% line
Rent to income
16.9%
17% below the median place
Home price to income
5.1x
34% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$102,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Cross Roads, $1,750 a month, and local prices for everything else (100.1 against a US average of 100). It runs in your browser and stores nothing.

Like Cross Roads, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Walkersville, MD13.6% vs 16.9%$9,800Compare

Moving from somewhere else? Work out the salary you would need in Cross Roads.

Sponsored · exampleMoving to Cross Roads? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
2012
2% above the median place
Renters paying 30%+1
64.4%
27% above the median place
Homeownership1
86.4%
30% above the median place
All 15 cost and housing measures
MeasureCross RoadsAmong 6,645 placesVs median
Median gross rent1$1,75028% above
Rent to income116.9%17% below
Property tax rate11.2%36% above
Home price to income15.1x34% above
Prices vs US average2Metro figure103.12% above
Fair market rent, 2 bedrooms3County figure$1,80712% above
Property tax paid (median)1$7,843140% above
Median home value1$632,30098% above
Home prices, 1-year change4County figure-0.9%below (median 3.2%)
Home prices, 5-year change4County figure45.7%11% below
Homeownership186.4%30% above
Renters paying 30%+164.4%27% above
Owner costs with a mortgage1$2,95258% above
Vacant homes1County figure4.3%39% below
Median year built120122% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
42 min
67% above the median place
Unemployment1
10.1%
106% above the median place

More on work and pay, against the typical place

Works from home29.1% 2.3×
Median household income$124,145 +55%
Income per person$55,222 +38%
All 10 work and pay measures
MeasureCross RoadsAmong 6,645 placesVs median
Median household income1$124,14555% above
Income per person1$55,22238% above
Unemployment110.1%106% above
Average annual pay5County figure$67,9563% above
Pay growth, 1 year5County figure3.6%3% below
Jobs5County figure320,064112% above
Poverty rate1County figure7.1%34% below
Mean commute142 min67% above
Works from home129.1%133% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 99.3%, 8% above the median place.

Homes with broadband1
99.3%
8% above the median place
Population change since 20206
12.2%
above the median place (median 1.1%)
No health insurance1
12.3%
92% above the median place

More about who lives here, against the typical place

Household size2.8 +13%
Bachelor's or higher47.9% +50%
Median age42.3 +8%
High school or higher94.7% +3%
Born abroad12.3% +39%
All 9 people measures
MeasureCross RoadsAmong 6,645 placesVs median
Population12,0356646th largest
Population change since 2020612.2%above (median 1.1%)
Median age142.38% above
Bachelor's or higher147.9%50% above
High school or higher194.7%3% above
Household size12.813% above
Born abroad112.3%39% above
No health insurance112.3%92% above
Homes with broadband199.3%8% above
05

Life in Cross Roads

17 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k9.8 +4%
Grocery stores per 10k9.8 4.6×
Restaurants, cafes and bars per 10k73.7 6.6×
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.6 −1%
Shops20.7 −32%
Arts, recreation and fitness3.5 −15%
Doctors' offices and clinics20.9 +3%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools12
1
89% below the median place
Public school students12
588
88% below the median place
Students per teacher12
14.7
5% below the median place
All 16 schools and local life measures
MeasureCross RoadsAmong 6,645 placesVs median
Public schools12189% below
Public school students1258888% below
Students per teacher1214.75% below
Restaurants and bars per 10k8County figure20.61% below
Shops per 10k8County figure20.732% below
Arts, recreation and fitness per 10k8County figure3.515% below
Doctors' offices and clinics per 10k8County figure20.93% above
Child care centers per 10k8County figure2.013% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k99.84% above
Grocery stores per 10k99.8364% above
Restaurants, cafes and bars per 10k973.7above (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1731% above
06

Safety, weather and risk

Violent crime per 100k is 0, below the median place (median 192).

Violent crime per 100k
0
below the median place (median 192)
Property crime per 100k
2,948
143% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Tornado risk14
99.8
23% above the median place
July average high13
96°F
10% above the median place
Heat wave risk14
98.0
9% above the median place
All 11 weather and risk measures
MeasureCross RoadsAmong 6,645 placesVs median
July average high13County figure96°F10% above
January average low13County figure34°F36% above
Average temperature13County figure65°F19% above
Annual precipitation13County figure38.4 in12% below
Natural hazard risk14County figure96.95% above
Hurricane risk14County figure58.417% below
Tornado risk14County figure99.823% above
Wildfire risk14County figure93.052% above
Heat wave risk14County figure98.09% above
Median air quality index15County figure479% above
Good air days15County figure57.8%16% below
08

Cross Roads in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,750/mo (2024)$2,140/mo$1,760 to $2,610/mo+3.4%
Median household income$124,145 (2024)$150,000$127,000 to $177,500+3.2%
Median home value$632,300 (2024)$880,000$639,000 to $1,213,000+5.7%
Population1,965 (2025)2,0902,000 to 2,180+1.2%

The median home would be worth 5.9 years of the median income in 2030, against 5.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Cross Roads

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Poulsbo, WA$1,886$116,250Compare
Annandale, VA$1,933$116,263Compare
Glenn Dale, MD$1,698$134,333Compare
Marlene Village, OR$1,853$115,417Compare
Marlene Village, ORGlenn Dale, MDAnnandale, VAPoulsbo, WACross Roads, TXCross RoadsPoulsboAnnandaleGlenn DaleMarlene VillageCross RoadsPoulsboAnnandaleGlenn DaleMarlene Village

Common questions

Is Cross Roads a good place to live?

It depends on what you need, so here is what the numbers say. Household income has grown -3.1% a year across the last five survey releases, slower than in 99% of the 2,480 places under 10,000 people we track. Half the homes were built after 2012, newer housing than in 98% of places its size. On cost, space and class size it scores 81 out of 100 for families. See how it ranks with your own weights.

Is Cross Roads expensive to live in?

The median rent takes 16.9% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $632,300.

What salary do you need to live in Cross Roads?

To rent the median home without spending more than 30% of income on rent, a household needs about $70,000 a year. Work it out from your current city.

Is Cross Roads safe?

There were 0 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Cross Roads?

On income, rent, home value, education and age, the closest matches are Poulsbo, WA, Annandale, VA, Glenn Dale, MD and Marlene Village, OR.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Cross Roads with places of a similar size, using only figures measured for Cross Roads itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/cross-roads-texas

Citytistics. “Cross Roads, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/cross-roads-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.