CitytisticsShortlist

Cost of living, pay and housing

28.27° N · 82.63° W · GEOID 1260835

River Ridge

Pasco County, Florida · part of the Tampa, FL metro

FloridaRiver Ridge, FLRiver RidgeRiver Ridge

The short answer

River Ridge is home to 5,149 people. Median household income is $102,798 a year and median rent is $2,194 a month, 25.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $327,000, about 3.2x annual median household income.

River Ridge's housing market sets it apart. Owning with a mortgage costs about $574 a month less than the median rent, a rarer pattern than in 99% of places its size. Also notable: Rent took 30.7% of the median income in the 2019 survey and 25.6% in 2024. In the 25 places most like it the share fell 0.2 points on average, so affordability held up better here.

21OF 100

CTXCitytistics Index

Weak

River Ridge scores better than 21% of the 6,612 places we rate, and ranks 280th of 474 in Florida.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%43
Economy 20%61
Safety 20%n/a
Amenities 15%18
Education 10%40
Commute 10%14
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,194
61% above the median place
Median household income
$102,798
28% above the median place
Median home value
$327,000
2% above the median place
Unemployment
4.9%
0% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about River Ridge

  • How it is changingHousehold income rose 10.8% a year while rent rose 6.8% between the 2019 and 2024 surveys, pay gained on rent more than in 82% of the 2,476 places under 10,000 people we track.
01

Moving to River Ridge

Pasco County gains about 38.5 residents per 1,000 a year to moves between counties.

Moved in52,217
Moved out33,787
Net+18,430

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$76K
Leavers$62K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Pasco County; flows under 20 returns are not published.

Who moves here
6.3% of residents arrived from another county in the past year, 3.0% from another state.
Who arrives and who leaves
Households moving into Pasco County report $76,500 a year in income on average; those leaving, $62,200, so newcomers earn more than leavers.
Income you would need
$87,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,194 a month; owners with a mortgage pay $1,620 a month including taxes and insurance, on a median home of $327,000.
Getting to work
32 minutes each way on average; 11.6% work from home.
If it is close but not quite
Lakehills, TX matches it on character for less of your income. Compare the two
Moved here in the past year1
6.3%
9% above the median place
Net movers per 1,000 people7
38.5
above the median place (median -0.6)
Moved from another state1
3.0%
49% above the median place
All 5 moving measures
MeasureRiver RidgeAmong 6,645 placesVs median
Moved here in the past year16.3%9% above
Moved from another state1County figure3.0%49% above
Net movers per 1,000 people7County figure38.5above (median -0.6)
Income of households moving in7County figure$76,4868% above
Income of households moving out7County figure$62,18012% below
02

What it costs to live here

Rent is about 30% higher than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. The premium usually reflects location, amenities or schools that these figures do not capture.

River Ridge25.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$87,760
a year, at the 30% line
Rent to income
25.6%
25% above the median place
Home price to income
3.2x
16% below the median place

Could you afford it?

The median rent would take
26%
just under the 30% line
Left after rent, in US prices
$80,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in River Ridge, $2,194 a month, and local prices for everything else (95.8 against a US average of 100). It runs in your browser and stores nothing.

Like River Ridge, but easier on the budget

Places that match River Ridge on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Lakehills, TX9013.9% vs 25.6%$2,000Compare
Santa Fe, TX8915.0% vs 25.6%$6,700Compare
Satsuma, AL8915.4% vs 25.6%$11,200Compare
Lakeland Highlands, FL8718.9% vs 25.6%$10,300Compare

Moving from somewhere else? Work out the salary you would need in River Ridge.

Sponsored · exampleMoving to River Ridge? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.6%
37% below the median place
Median year built1
1995
1% above the median place
Homeownership1
80.5%
21% above the median place
All 16 cost and housing measures
MeasureRiver RidgeAmong 6,645 placesVs median
Median gross rent1$2,19461% above
Rent to income125.6%25% above
Property tax rate10.6%37% below
Home price to income13.2x16% below
Prices vs US average2Metro figure100.90% above
Fair market rent, 2 bedrooms3County figure$1,91719% above
HUD area median income4County figure$104,7002% below
Property tax paid (median)1$1,87343% below
Median home value1$327,0002% above
Home prices, 1-year change5County figure-2.6%below (median 3.2%)
Home prices, 5-year change5County figure69.1%34% above
Homeownership180.5%21% above
Renters paying 30%+150.1%1% below
Owner costs with a mortgage1$1,62013% below
Vacant homes1County figure13.1%86% above
Median year built119951% above
03

Work and pay

Counting remote workers as zero, the average worker spends about 220 hours a year commuting, more than in 89% of the 2,101 places under 10,000 people we track.

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
32 min
29% above the median place
Median household income1
$102,798
28% above the median place
All 10 work and pay measures
MeasureRiver RidgeAmong 6,645 placesVs median
Median household income1$102,79828% above
Income per person1$45,89515% above
Unemployment1County figure4.9%0% above
Average annual pay6County figure$58,22812% below
Pay growth, 1 year6County figure4.1%11% above
Jobs6County figure150,3340% below
Poverty rate1County figure11.1%3% above
Mean commute132 min29% above
Works from home111.6%7% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 98.9%, 7% above the median place.

Homes with broadband1
98.9%
7% above the median place
Median age1
47.0
21% above the median place
No health insurance1
14.8%
131% above the median place

More about who lives here, against the typical place

Household size2.9 +16%
Bachelor's or higher27.5% −14%
High school or higher93.0% +1%
Born abroad8.3% −6%
All 8 people measures
MeasureRiver RidgeAmong 6,645 placesVs median
Population15,1496528th largest
Median age147.021% above
Bachelor's or higher127.5%14% below
High school or higher193.0%1% above
Household size12.916% above
Born abroad18.3%6% below
No health insurance114.8%131% above
Homes with broadband198.9%7% above
05

Life in River Ridge

The nearest National Park Service site is De Soto National Memorial, about 51 miles away.

11 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents3.9 −62%
Playgrounds per 10k13.6 +44%
Grocery stores per 10k3.9 +83%
Restaurants, cafes and bars per 10k1.9 −83%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • De Soto National Memorial 51 miles
  • Canaveral National Seashore 118 miles
  • Fort Matanzas National Monument 131 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars14.4 −31%
Shops26.4 −13%
Arts, recreation and fitness3.3 −20%
Doctors' offices and clinics21.2 +5%
Child care centers1.7 −26%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
51.4
67% above the median place
Restaurants and bars per 10k8
14.4
31% below the median place
Public school students12
86,611
above the median place (median 4,897)
All 18 schools and local life measures
MeasureRiver RidgeAmong 6,645 placesVs median
Public schools12County figure107above (median 9)
Public school students12County figure86,611above (median 4,897)
Students per teacher12County figure17.614% above
Restaurants and bars per 10k8County figure14.431% below
Shops per 10k8County figure26.413% below
Arts, recreation and fitness per 10k8County figure3.320% below
Doctors' offices and clinics per 10k8County figure21.25% above
Child care centers per 10k8County figure1.726% below
Parks per 10k93.962% below
Playgrounds per 10k913.644% above
Grocery stores per 10k93.983% above
Restaurants, cafes and bars per 10k91.983% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1051.467% above
National Park Service sites within 60 miles10150% below
National Register listings11County figure1115% below
06

Safety, weather and risk

January average low is 48°F, 91% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached River Ridge. Larger places are fetched first.

January average low13
48°F
91% above the median place
Average temperature13
72°F
31% above the median place
Good air days15
92.6%
35% above the median place
All 11 weather and risk measures
MeasureRiver RidgeAmong 6,645 placesVs median
July average high13County figure91°F4% above
January average low13County figure48°F91% above
Average temperature13County figure72°F31% above
Annual precipitation13County figure52.8 in21% above
Natural hazard risk14County figure96.04% above
Hurricane risk14County figure98.139% above
Tornado risk14County figure98.421% above
Wildfire risk14County figure95.456% above
Heat wave risk14County figure90.10% above
Median air quality index15County figure3714% below
Good air days15County figure92.6%35% above
08

River Ridge in 2030: where the trends point

If recent trends hold, the median rent will take about 25% of the median income in 2030, about the same as 26% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, River Ridge does better than 42% of places. Its projected home value growth beats 95%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,194/mo (2024)$2,830/mo$2,320 to $3,450/mo+4.4%
Median household income$102,798 (2024)$133,500$113,000 to $158,000+4.4%
Median home value$327,000 (2024)$495,000$360,000 to $683,000+7.2%

The median home would be worth 3.7 years of the median income in 2030, against 3.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like River Ridge

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
White Horse, NJ$2,046$105,758Compare
Orange Lake, NY$2,290$109,063Compare
Southchase, FL$2,016$92,431Compare
Forked River, NJ$2,170$91,493Compare
Forked River, NJSouthchase, FLOrange Lake, NYWhite Horse, NJRiver Ridge, FLRiver RidgeWhite HorseOrange LakeSouthchaseForked RiverRiver RidgeWhite HorseOrange LakeSouthchase

Places built like River Ridge

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how River Ridge performs against places like it.

PlaceRent to incomeIncome growthPop. change
River Ridge, FL25.6%10.8%/yrn/a
Vero Lake Estates, FL30.2%14.7%/yrn/aCompare
Mills River, NC17.7%9.6%/yr5.4%Compare
Butner, NC21.0%10.5%/yr2.0%Compare
Citrus Springs, FL23.4%6.8%/yrn/aCompare
Stevensville, MD18.4%1.4%/yrn/aCompare
Middleburg, FL17.6%5.1%/yrn/aCompare

Common questions

Is River Ridge a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 21 out of 100, better than 21% of the places we rate and 280th of 474 in Florida. Household income rose 10.8% a year while rent rose 6.8% between the 2019 and 2024 surveys, pay gained on rent more than in 82% of the 2,476 places under 10,000 people we track. See how it ranks with your own weights.

Is River Ridge expensive to live in?

The median rent takes 25.6% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $327,000.

What salary do you need to live in River Ridge?

To rent the median home without spending more than 30% of income on rent, a household needs about $87,760 a year. Work it out from your current city.

What places are similar to River Ridge?

On income, rent, home value, education and age, the closest matches are White Horse, NJ, Orange Lake, NY, Southchase, FL and Forked River, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares River Ridge with places of a similar size, using only figures measured for River Ridge itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/river-ridge-florida

Citytistics. “River Ridge, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/river-ridge-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.