CitytisticsShortlist

Cost of living, pay and housing

40.19° N · 74.70° W · GEOID 3480630

White Horse

Mercer County, New Jersey · part of the Trenton, NJ metro

New JerseyWhite Horse, NJWhite HorseWhite Horse

The short answer

White Horse is home to 10,507 people. Median household income is $105,758 a year and median rent is $2,046 a month, 23.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $308,200, about 2.9x annual median household income.

The story in White Horse is how fast things are changing. Rent took 15.3% of the median income in the 2019 survey and 23.2% in 2024. In the 25 places most like it the share rose 0.4 points on average, so affordability slipped more here. Also notable: 24 National Park Service sites lie within 60 miles, more than in 94% of places its size. It is the highest of 287 New Jersey places we track.

62OF 100

CTXCitytistics Index

Above average

White Horse scores better than 62% of the 6,612 places we rate, and ranks 128th of 287 in New Jersey.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%54
Economy 20%74
Safety 20%n/a
Amenities 15%32
Education 10%46
Commute 10%57
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,046
50% above the median place
Median household income
$105,758
32% above the median place
Median home value
$308,200
4% below the median place
Unemployment
3.8%
23% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about White Horse

  • HousingHomeowners pay a median of about 2.2% of home value a year in property tax, more than in 93% of the 2,101 places of 10,000 to 25,000 people we track.
  • Value for moneyRent is about 23% higher than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. The premium usually reflects location, amenities or schools that these figures do not capture. Experimental
01

Moving to White Horse

Mercer County loses about 9.1 residents per 1,000 a year to moves between counties.

Moved in14,399
Moved out17,179
Net−2,780

Where people come from and where they go, top counties

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$100K
Leavers$107K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Mercer County; flows under 20 returns are not published.

Who moves here
2.8% of residents arrived from another county in the past year, 2.6% from another state.
Who arrives and who leaves
Households moving into Mercer County report $100,500 a year in income on average; those leaving, $106,600, so leavers earn more than newcomers.
Income you would need
$81,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,046 a month; owners with a mortgage pay $2,124 a month including taxes and insurance, on a median home of $308,200.
Getting to work
24 minutes each way on average; 11.8% work from home; 4.6% take transit.
If it is close but not quite
Holbrook, MA matches it on character for less of your income. Compare the two
Moved here in the past year1
2.8%
51% below the median place
Net movers per 1,000 people7
-9.1
below the median place (median -0.6)
Income of households moving out7
$106,596
52% above the median place
All 5 moving measures
MeasureWhite HorseAmong 6,645 placesVs median
Moved here in the past year12.8%51% below
Moved from another state1County figure2.6%30% above
Net movers per 1,000 people7County figure-9.1below (median -0.6)
Income of households moving in7County figure$100,45242% above
Income of households moving out7County figure$106,59652% above
02

What it costs to live here

Owning with a mortgage costs only about $78 a month more than the median rent, a smaller gap than in 92% of the 2,298 places of 10,000 to 25,000 people we track.

White Horse23.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$81,840
a year, at the 30% line
Rent to income
23.2%
14% above the median place
Home price to income
2.9x
23% below the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$84,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in White Horse, $2,046 a month, and local prices for everything else (96.6 against a US average of 100). It runs in your browser and stores nothing.

Like White Horse, but easier on the budget

Places that match White Horse on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Holbrook, MA9711.4% vs 23.2%$18,000Compare
Milltown, NJ9410.2% vs 23.2%$36,300Compare
Hopatcong, NJ9418.4% vs 23.2%$5,800Compare
Spotswood, NJ9312.3% vs 23.2%$3,600Compare

Moving from somewhere else? Work out the salary you would need in White Horse.

Sponsored · exampleMoving to White Horse? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.2%
143% above the median place
Homeownership1
89.0%
34% above the median place
Median year built1
1959
1% below the median place
All 16 cost and housing measures
MeasureWhite HorseAmong 6,645 placesVs median
Median gross rent1$2,04650% above
Rent to income123.2%14% above
Property tax rate12.2%143% above
Home price to income12.9x23% below
Prices vs US average2Metro figure103.22% above
Fair market rent, 2 bedrooms3County figure$2,24239% above
HUD area median income4County figure$139,80030% above
Property tax paid (median)1$6,816109% above
Median home value1$308,2004% below
Home prices, 1-year change5County figure5.7%79% above
Home prices, 5-year change5County figure67.5%31% above
Homeownership189.0%34% above
Renters paying 30%+140.6%20% below
Owner costs with a mortgage1$2,12413% above
Vacant homes1County figure4.7%34% below
Median year built119591% below
03

Work and pay

Poverty rate is 2.6%, 76% below the median place.

Poverty rate1
2.6%
76% below the median place
Unemployment1
3.8%
23% below the median place
Median household income1
$105,758
32% above the median place

More on work and pay, against the typical place

Income per person$47,470 +18%
Mean commute24 min −4%
Works from home11.8% −5%
All 10 work and pay measures
MeasureWhite HorseAmong 6,645 placesVs median
Median household income1$105,75832% above
Income per person1$47,47018% above
Unemployment13.8%23% below
Average annual pay6County figure$94,41843% above
Pay growth, 1 year6County figure4.3%16% above
Jobs6County figure261,31273% above
Poverty rate12.6%76% below
Mean commute124 min4% below
Works from home111.8%5% below
Commutes by transit1County figure4.6%above (median 0.8%)
04

Who lives here

Median age is 43.4, 11% above the median place.

Median age1
43.4
11% above the median place
Born abroad1
16.4%
85% above the median place
Household size1
2.6
4% above the median place

More about who lives here, against the typical place

No health insurance7.1% +11%
Bachelor's or higher30.3% −6%
High school or higher92.2% −0%
Homes with broadband92.4% +0%
All 8 people measures
MeasureWhite HorseAmong 6,645 placesVs median
Population110,5074005th largest
Median age143.411% above
Bachelor's or higher130.3%6% below
High school or higher192.2%0% below
Household size12.64% above
Born abroad116.4%85% above
No health insurance17.1%11% above
Homes with broadband192.4%0% above
05

Life in White Horse

The nearest National Park Service site is Edgar Allan Poe National Historic Site, about 29 miles away.

117 sites are on the National Register of Historic Places, 15 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents1.9 −81%
Playgrounds per 10k19.0 2.0×
Grocery stores per 10k3.8 +80%
Restaurants, cafes and bars per 10k3.8 −66%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi9.0 42.8×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Edgar Allan Poe National Historic Site 29 miles
  • Lower Delaware National Wild and Scenic River 29 miles
  • Independence National Historical Park 29 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.9 +5%
Shops30.6 +1%
Arts, recreation and fitness4.4 +7%
Doctors' offices and clinics21.7 +7%
Child care centers2.9 +26%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
28.5
7% below the median place
Public schools12
109
above the median place (median 9)
Students per teacher12
12.3
20% below the median place
All 18 schools and local life measures
MeasureWhite HorseAmong 6,645 placesVs median
Public schools12County figure109above (median 9)
Public school students12County figure58,646above (median 4,897)
Students per teacher12County figure12.320% below
Restaurants and bars per 10k8County figure21.95% above
Shops per 10k8County figure30.61% above
Arts, recreation and fitness per 10k8County figure4.47% above
Doctors' offices and clinics per 10k8County figure21.77% above
Child care centers per 10k8County figure2.926% above
Parks per 10k91.981% below
Playgrounds per 10k919.0102% above
Grocery stores per 10k93.880% above
Restaurants, cafes and bars per 10k93.866% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi99.0above (median 0.2)
Nearest National Park Service site1028.57% below
National Park Service sites within 60 miles1024above (median 2)
National Register listings11County figure117above (median 13)
06

Safety, weather and risk

Hurricane risk is 94.6, 34% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached White Horse. Larger places are fetched first.

Hurricane risk14
94.6
34% above the median place
Heat wave risk14
95.8
6% above the median place
Annual precipitation13
47.4 in
8% above the median place
All 11 weather and risk measures
MeasureWhite HorseAmong 6,645 placesVs median
July average high13County figure87°F0% above
January average low13County figure24°F7% below
Average temperature13County figure54°F2% below
Annual precipitation13County figure47.4 in8% above
Natural hazard risk14County figure95.43% above
Hurricane risk14County figure94.634% above
Tornado risk14County figure81.91% above
Wildfire risk14County figure73.420% above
Heat wave risk14County figure95.86% above
Median air quality index15County figure430% above
Good air days15County figure69.9%2% above
08

White Horse in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, up from 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, White Horse does better than 52% of places. Its projected home value growth beats 13%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,046/mo (2024)$2,700/mo$2,220 to $3,290/mo+4.7%
Median household income$105,758 (2024)$133,000$112,500 to $157,000+3.9%
Median home value$308,200 (2024)$430,000$312,000 to $592,000+5.7%

The median home would be worth 3.2 years of the median income in 2030, against 2.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like White Horse

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
St. Paul Park, MN$2,174$100,642Compare
Glasgow, DE$2,039$113,982Compare
Land O' Lakes, FL$2,045$98,568Compare
Beltsville, MD$1,963$99,642Compare
Beltsville, MDLand O' Lakes, FLGlasgow, DESt. Paul Park, MNWhite Horse, NJWhite HorseSt. Paul ParkLand O' LakesBeltsvilleWhite HorseSt. Paul ParkLand O' LakesBeltsville

Places built like White Horse

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how White Horse performs against places like it.

PlaceRent to incomeIncome growthPop. change
White Horse, NJ23.2%3.2%/yrn/a
Lake Carmel, NY17.2%4.1%/yrn/aCompare
Hopatcong, NJ18.4%5.3%/yr3.2%Compare
Milltown, NJ10.2%6.8%/yr0.8%Compare
Islip, NY22.2%1.8%/yrn/aCompare
Mahopac, NY21.1%4.3%/yrn/aCompare
Village Green-Green Ridge, PA16.8%4.2%/yrn/aCompare

Common questions

Is White Horse a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 62 out of 100, better than 62% of the places we rate and 128th of 287 in New Jersey. Homeowners pay a median of about 2.2% of home value a year in property tax, more than in 93% of the 2,101 places of 10,000 to 25,000 people we track. Rent is about 23% higher than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. The premium usually reflects location, amenities or schools that these figures do not capture. On cost, space and class size it scores 90 out of 100 for families. See how it ranks with your own weights.

Is White Horse expensive to live in?

The median rent takes 23.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $308,200.

What salary do you need to live in White Horse?

To rent the median home without spending more than 30% of income on rent, a household needs about $81,840 a year. Work it out from your current city.

What places are similar to White Horse?

On income, rent, home value, education and age, the closest matches are St. Paul Park, MN, Glasgow, DE, Land O' Lakes, FL and Beltsville, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares White Horse with places of a similar size, using only figures measured for White Horse itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/white-horse-new-jersey

Citytistics. “White Horse, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/white-horse-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.