CitytisticsShortlist

Cost of living, pay and housing

28.30° N · 82.61° W · GEOID 1246540

Moon Lake

Pasco County, Florida · part of the Tampa, FL metro

Limited data population under 5,000

FloridaMoon Lake, FLMoon LakeMoon Lake

The short answer

Moon Lake is home to 4,638 people. Median household income is $48,878 a year and median rent is $1,043 a month, 25.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $49,400, about 1.0x annual median household income.

Median gross rent
$1,043
24% below the median place
Median household income
$48,878
39% below the median place
Median home value
$49,400
85% below the median place
Unemployment
4.9%
0% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Moon Lake

  • The median home is worth 1 years of the median household's income, fewer than in 99% of the 2,480 places under 10,000 people we track. It is the lowest of 474 Florida places.
  • 7% of adults hold a bachelor's degree or higher, a smaller share than in 98% of places its size.
  • Owning with a mortgage costs about $66 a month less than the median rent, which is rarer than in 95% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $38,000 a year left, less than in 92% of places its size.
  • 31.1% of residents live below the poverty line, more than in 96% of places its size.
01

Moving to Moon Lake

Pasco County gains about 38.5 residents per 1,000 a year to moves between counties.

Moved in52,217
Moved out33,787
Net+18,430

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$76K
Leavers$62K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Pasco County; flows under 20 returns are not published.

Who moves here
7.8% of residents arrived from another county in the past year, 3.0% from another state. County figure.
Who arrives and who leaves
Households moving into Pasco County report $76,500 a year in income on average; those leaving, $62,200, so newcomers earn more than leavers.
Income you would need
$41,700 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,043 a month; owners with a mortgage pay $977 a month including taxes and insurance, on a median home of $49,400.
Getting to work
29 minutes each way on average; 20.3% work from home.
If it is close but not quite
Harvey, IL matches it on character. Compare the two
Net movers per 1,000 people7
38.5
above the median place (median -0.6)
Moved here in the past year1
7.8%
35% above the median place
Moved from another state1
3.0%
49% above the median place
All 5 moving measures
MeasureMoon LakeAmong 6,645 placesVs median
Moved here in the past year1County figure7.8%35% above
Moved from another state1County figure3.0%49% above
Net movers per 1,000 people7County figure38.5above (median -0.6)
Income of households moving in7County figure$76,4868% above
Income of households moving out7County figure$62,18012% below
02

What it costs to live here

Home price to income is 1.0x, 73% below the median place.

Moon Lake25.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$41,720
a year, at the 30% line
Rent to income
25.6%
25% above the median place
Home price to income
1.0x
73% below the median place

Could you afford it?

The median rent would take
26%
just under the 30% line
Left after rent, in US prices
$38,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Moon Lake, $1,043 a month, and local prices for everything else (95.8 against a US average of 100). It runs in your browser and stores nothing.

Like Moon Lake, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Slaton, TX21.0% vs 25.6%$9,400Compare
Princeton, IN21.3% vs 25.6%n/aCompare
Childress, TX18.9% vs 25.6%n/aCompare

Moving from somewhere else? Work out the salary you would need in Moon Lake.

Sponsored · exampleMoving to Moon Lake? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$49,400
85% below the median place
Property tax paid (median)1
$457
86% below the median place
Owner costs with a mortgage1
$977
48% below the median place
All 16 cost and housing measures
MeasureMoon LakeAmong 6,645 placesVs median
Median gross rent1$1,04324% below
Rent to income125.6%25% above
Property tax rate10.9%2% above
Home price to income11.0x73% below
Prices vs US average2Metro figure100.90% above
Fair market rent, 2 bedrooms3County figure$1,91719% above
HUD area median income4County figure$104,7002% below
Property tax paid (median)1$45786% below
Median home value1$49,40085% below
Home prices, 1-year change5County figure-2.6%below (median 3.2%)
Home prices, 5-year change5County figure69.1%34% above
Homeownership179.0%19% above
Renters paying 30%+1County figure54.6%8% above
Owner costs with a mortgage1$97748% below
Vacant homes1County figure13.1%86% above
Median year built119820% above
03

Work and pay

Poverty rate is 31.1%, 189% above the median place.

Poverty rate1
31.1%
189% above the median place
Income per person1
$22,815
43% below the median place
Median household income1
$48,878
39% below the median place
All 10 work and pay measures
MeasureMoon LakeAmong 6,645 placesVs median
Median household income1$48,87839% below
Income per person1$22,81543% below
Unemployment1County figure4.9%0% above
Average annual pay6County figure$58,22812% below
Pay growth, 1 year6County figure4.1%11% above
Jobs6County figure150,3340% below
Poverty rate131.1%189% above
Mean commute129 min16% above
Works from home1County figure20.3%63% above
Commutes by transit1County figure0.4%54% below
04

Who lives here

Bachelor's or higher is 7.4%, 77% below the median place.

Bachelor's or higher1
7.4%
77% below the median place
No health insurance1
16.6%
159% above the median place
Homes with broadband1
83.6%
9% below the median place

More about who lives here, against the typical place

High school or higher80.7% −13%
Household size3.0 +19%
Median age37.3 −4%
All 8 people measures
MeasureMoon LakeAmong 6,645 placesVs median
Population14,6386646th largest
Median age137.34% below
Bachelor's or higher17.4%77% below
High school or higher180.7%13% below
Household size13.019% above
Born abroad1County figure12.3%39% above
No health insurance116.6%159% above
Homes with broadband183.6%9% below
05

Life in Moon Lake

11 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −95%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars14.4 −31%
Shops26.4 −13%
Arts, recreation and fitness3.3 −20%
Doctors' offices and clinics21.2 +5%
Child care centers1.7 −26%

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k8
14.4
31% below the median place
Public school students11
86,611
above the median place (median 4,897)
Public schools11
107
above the median place (median 9)
All 16 schools and local life measures
MeasureMoon LakeAmong 6,645 placesVs median
Public schools11County figure107above (median 9)
Public school students11County figure86,611above (median 4,897)
Students per teacher11County figure17.614% above
Restaurants and bars per 10k8County figure14.431% below
Shops per 10k8County figure26.413% below
Arts, recreation and fitness per 10k8County figure3.320% below
Doctors' offices and clinics per 10k8County figure21.25% above
Child care centers per 10k8County figure1.726% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.195% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1115% below
06

Safety, weather and risk

January average low is 48°F, 91% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Moon Lake. Larger places are fetched first.

January average low12
48°F
91% above the median place
Average temperature12
72°F
31% above the median place
Good air days14
92.6%
35% above the median place
All 11 weather and risk measures
MeasureMoon LakeAmong 6,645 placesVs median
July average high12County figure91°F4% above
January average low12County figure48°F91% above
Average temperature12County figure72°F31% above
Annual precipitation12County figure52.8 in21% above
Natural hazard risk13County figure96.04% above
Hurricane risk13County figure98.139% above
Tornado risk13County figure98.421% above
Wildfire risk13County figure95.456% above
Heat wave risk13County figure90.10% above
Median air quality index14County figure3714% below
Good air days14County figure92.6%35% above
08

Moon Lake in 2030: where the trends point

If recent trends hold, the median rent will take about 26% of the median income in 2030, about the same as 26% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,043/mo (2024)$1,320/mo$1,080 to $1,610/mo+4.0%
Median household income$48,878 (2024)$62,000$52,500 to $73,000+4.0%
Median home value$49,400 (2023)$67,000$48,000 to $95,000+4.5%

The median home would be worth 1.1 years of the median income in 2030, against 1.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Moon Lake

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Harvey, IL$960$42,429Compare
Slaton, TX$994$56,676Compare
South Bay, FL$1,085$51,417Compare
Lanett, AL$940$42,357Compare
Lanett, ALSouth Bay, FLSlaton, TXHarvey, ILMoon Lake, FLMoon LakeHarveySlatonSouth BayLanettMoon LakeHarveySlatonSouth BayLanett

Common questions

Is Moon Lake a good place to live?

It depends on what you need, so here is what the numbers say. The median home is worth 1 years of the median household's income, fewer than in 99% of the 2,480 places under 10,000 people we track. It is the lowest of 474 Florida places. 7% of adults hold a bachelor's degree or higher, a smaller share than in 98% of places its size. On cost, space and class size it scores 65 out of 100 for families. See how it ranks with your own weights.

Is Moon Lake expensive to live in?

The median rent takes 25.6% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $49,400.

What salary do you need to live in Moon Lake?

To rent the median home without spending more than 30% of income on rent, a household needs about $41,720 a year. Work it out from your current city.

What places are similar to Moon Lake?

On income, rent, home value, education and age, the closest matches are Harvey, IL, Slaton, TX, South Bay, FL and Lanett, AL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Moon Lake with places of a similar size, using only figures measured for Moon Lake itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/moon-lake-florida

Citytistics. “Moon Lake, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/moon-lake-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.