CitytisticsShortlist

Cost of living, pay and housing

38.33° N · 77.76° W · GEOID 5143430

Lake of the Woods

Orange County, Virginia · part of the Lake of the Woods, VA metro

VirginiaLake of the Woods, VALake of the WoodsLake of the Woods

The short answer

Lake of the Woods is home to 7,984 people. Median household income is $109,153 a year and median rent is $1,765 a month, 19.4% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $399,300, about 3.7x annual median household income.

Lake of the Woods stands out on how people work. Counting remote workers as zero, the average worker spends about 280 hours a year commuting, more than in 99% of places its size. It is the highest of 192 Virginia places we track. Also notable: 40 National Park Service sites lie within 60 miles, more than in 98% of places its size. It is the highest of 195 Virginia places we track.

66OF 100

CTXCitytistics Index

Above average

Lake of the Woods scores better than 66% of the 6,612 places we rate, and ranks 94th of 190 in Virginia.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%56
Economy 20%79
Safety 20%n/a
Amenities 15%49
Education 10%74
Commute 10%0
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,765
29% above the median place
Median household income
$109,153
36% above the median place
Median home value
$399,300
25% above the median place
Unemployment
3.4%
31% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lake of the Woods

  • HousingOwning with a mortgage costs only about $110 a month more than the median rent, a smaller gap than in 89% of the 2,469 places under 10,000 people we track.
01

Moving to Lake of the Woods

Orange County gains about 13.4 residents per 1,000 a year to moves between counties.

Moved in2,821
Moved out2,388
Net+433

Where people come from and where they go, top counties

Louisa County, VA159201−42
Greene County, VA109112−3

Within Virginia, other states or abroad

Arrivals
Leavers
Within VirginiaOther states

Income per tax return

Arrivals$72K
Leavers$64K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Orange County; flows under 20 returns are not published.

Who moves here
12.1% of residents arrived from another county in the past year, 2.3% from another state.
Who arrives and who leaves
Households moving into Orange County report $72,400 a year in income on average; those leaving, $64,400, so newcomers earn more than leavers.
Income you would need
$70,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,765 a month; owners with a mortgage pay $1,875 a month including taxes and insurance, on a median home of $399,300.
Getting to work
45 minutes each way on average; 18.7% work from home.
If it is close but not quite
Lake Norman of Catawba, NC matches it on character for less of your income. Compare the two
Moved here in the past year1
12.1%
111% above the median place
Net movers per 1,000 people5
13.4
above the median place (median -0.6)
Income of households moving out5
$64,383
8% below the median place
All 5 moving measures
MeasureLake of the WoodsAmong 6,645 placesVs median
Moved here in the past year112.1%111% above
Moved from another state1County figure2.3%18% above
Net movers per 1,000 people5County figure13.4above (median -0.6)
Income of households moving in5County figure$72,4333% above
Income of households moving out5County figure$64,3838% below
02

What it costs to live here

Rent is about 29% higher than we would expect for a place with these incomes, education levels, housing age and household types in Virginia. The premium usually reflects location, amenities or schools that these figures do not capture.

Lake of the Woods19.4%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$70,600
a year, at the 30% line
Rent to income
19.4%
5% below the median place
Home price to income
3.7x
4% below the median place

Could you afford it?

The median rent would take
19%
comfortably under the 30% line
Left after rent, in US prices
$87,800
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Lake of the Woods, $1,765 a month. It runs in your browser and stores nothing.

Like Lake of the Woods, but easier on the budget

Places that match Lake of the Woods on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Lake Norman of Catawba, NC9514.0% vs 19.4%n/aCompare
Maryville, IL9313.6% vs 19.4%n/aCompare
Clarkston Heights-Vineland, WA9313.3% vs 19.4%n/aCompare
Lake Fenton, MI9116.0% vs 19.4%n/aCompare

Moving from somewhere else? Work out the salary you would need in Lake of the Woods.

Sponsored · exampleMoving to Lake of the Woods? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
95.7%
44% above the median place
Property tax rate1
0.6%
36% below the median place
Median year built1
1995
1% above the median place
All 14 cost and housing measures
MeasureLake of the WoodsAmong 6,645 placesVs median
Median gross rent1$1,76529% above
Rent to income119.4%5% below
Property tax rate10.6%36% below
Home price to income13.7x4% below
Fair market rent, 2 bedrooms2County figure$1,26222% below
Property tax paid (median)1$2,31029% below
Median home value1$399,30025% above
Home prices, 1-year change3County figure4.7%48% above
Home prices, 5-year change3County figure51.2%1% below
Homeownership195.7%44% above
Renters paying 30%+1County figure39.4%22% below
Owner costs with a mortgage1$1,8750% above
Vacant homes110.1%43% above
Median year built119951% above
03

Work and pay

Mean commute is 45 min, 79% above the median place.

Mean commute1
45 min
79% above the median place
Poverty rate1
5.5%
48% below the median place
Income per person1
$56,443
41% above the median place
All 9 work and pay measures
MeasureLake of the WoodsAmong 6,645 placesVs median
Median household income1$109,15336% above
Income per person1$56,44341% above
Unemployment1County figure3.4%31% below
Average annual pay4County figure$51,53322% below
Pay growth, 1 year4County figure4.8%30% above
Jobs4County figure9,40994% below
Poverty rate15.5%48% below
Mean commute145 min79% above
Works from home118.7%50% above
04

Who lives here

The median resident is 52.8 years old, older than in 95% of the 2,479 places under 10,000 people we track. It is the highest of 195 Virginia places we track.

Median age1
52.8
35% above the median place
High school or higher1
97.1%
5% above the median place
Homes with broadband1
95.8%
4% above the median place

More about who lives here, against the typical place

Household size2.3 −9%
Bachelor's or higher45.6% +42%
No health insurance5.0% −22%
Born abroad7.7% −13%
All 8 people measures
MeasureLake of the WoodsAmong 6,645 placesVs median
Population17,9844946th largest
Median age152.835% above
Bachelor's or higher145.6%42% above
High school or higher197.1%5% above
Household size12.39% below
Born abroad17.7%13% below
No health insurance15.0%22% below
Homes with broadband195.8%4% above
05

Life in Lake of the Woods

The nearest National Park Service site is Fredericksburg and Spotsylvania National Military Park, about 16 miles away.

35 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents15.0 +48%
Playgrounds per 10k5.0 −47%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k12.5 +12%
Libraries per 10k2.5 2.9×
Named paths and bike trails5 km 2.4×
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Fredericksburg and Spotsylvania National Military Park 16 miles
  • Prince William Forest Park 27 miles
  • Shenandoah National Park 35 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars18.5 −11%
Shops31.7 +5%
Arts, recreation and fitness3.7 −10%
Doctors' offices and clinics8.7 −57%
Child care centers1.1 −52%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site8
16.0
48% below the median place
Child care centers per 10k6
1.1
52% below the median place
Doctors' offices and clinics per 10k6
8.7
57% below the median place
All 18 schools and local life measures
MeasureLake of the WoodsAmong 6,645 placesVs median
Public schools10County figure90% above
Public school students10County figure5,0744% above
Students per teacher10County figure15.51% above
Restaurants and bars per 10k6County figure18.511% below
Shops per 10k6County figure31.75% above
Arts, recreation and fitness per 10k6County figure3.710% below
Doctors' offices and clinics per 10k6County figure8.757% below
Child care centers per 10k6County figure1.152% below
Parks per 10k715.048% above
Playgrounds per 10k75.047% below
Grocery stores per 10k70.0below (median 2.1)
Restaurants, cafes and bars per 10k712.512% above
Libraries per 10k72.5189% above
Named paths and bike trails74.7135% above
Transit stops per sq mi70.0below (median 0.2)
Nearest National Park Service site816.048% below
National Park Service sites within 60 miles840above (median 2)
National Register listings9County figure35169% above
06

Safety, weather and risk

Natural hazard risk is 25.6, 72% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake of the Woods. Larger places are fetched first.

Natural hazard risk12
25.6
72% below the median place
Heat wave risk12
42.7
53% below the median place
Tornado risk12
25.4
69% below the median place
All 9 weather and risk measures
MeasureLake of the WoodsAmong 6,645 placesVs median
July average high11County figure88°F1% above
January average low11County figure25°F0% below
Average temperature11County figure56°F2% above
Annual precipitation11County figure44.2 in1% above
Natural hazard risk12County figure25.672% below
Hurricane risk12County figure76.99% above
Tornado risk12County figure25.469% below
Wildfire risk12County figure30.650% below
Heat wave risk12County figure42.753% below
08

Lake of the Woods in 2030: where the trends point

If recent trends hold, the median rent will take about 19% of the median income in 2030, about the same as 19% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lake of the Woods does better than 57% of places. Its projected home value growth beats 61%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,765/mo (2024)$2,260/mo$1,850 to $2,750/mo+4.2%
Median household income$109,153 (2024)$140,000$118,500 to $165,500+4.2%
Median home value$399,300 (2024)$577,000$419,000 to $795,000+6.3%

The median home would be worth 4.1 years of the median income in 2030, against 3.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lake of the Woods

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Bulverde, TX$1,794$112,188Compare
Westchester, IL$1,794$98,954Compare
Whiskey Creek, FL$1,814$104,476Compare
Oak Hill, ME$1,743$97,610Compare
Oak Hill, MEWhiskey Creek, FLWestchester, ILBulverde, TXLake of the Woods, VALake of the WoodsBulverdeWestchesterWhiskey CreekOak HillLake of the WoodsBulverdeWestchesterWhiskey CreekOak Hill

Places built like Lake of the Woods

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lake of the Woods performs against places like it.

PlaceRent to incomeIncome growthPop. change
Lake of the Woods, VA19.4%6.3%/yrn/a
Lake Norman of Catawba, NC14.0%8.1%/yrn/aCompare
Carolina Beach, NC19.2%4.7%/yr4.5%Compare
North Merritt Island, FL14.6%3.9%/yrn/aCompare
Lochmoor Waterway Estates, FL24.7%9.6%/yrn/aCompare
Hollywood, SC26.5%6.9%/yr6.9%Compare
Islamorada, Village of Islands, FL25.9%1.1%/yr-2.4%Compare

Common questions

Is Lake of the Woods a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 66 out of 100, better than 66% of the places we rate and 94th of 190 in Virginia. Owning with a mortgage costs only about $110 a month more than the median rent, a smaller gap than in 89% of the 2,469 places under 10,000 people we track. On cost, space and class size it scores 78 out of 100 for families. See how it ranks with your own weights.

Is Lake of the Woods expensive to live in?

The median rent takes 19.4% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $399,300.

What salary do you need to live in Lake of the Woods?

To rent the median home without spending more than 30% of income on rent, a household needs about $70,600 a year. Work it out from your current city.

What places are similar to Lake of the Woods?

On income, rent, home value, education and age, the closest matches are Bulverde, TX, Westchester, IL, Whiskey Creek, FL and Oak Hill, ME.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  4. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  5. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  6. County Business Patterns · US Census Bureau · 2023 data
  7. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  8. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lake of the Woods with places of a similar size, using only figures measured for Lake of the Woods itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-of-the-woods-virginia

Citytistics. “Lake of the Woods, Virginia.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-of-the-woods-virginia/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.