CitytisticsShortlist

Cost of living, pay and housing

35.60° N · 80.99° W · GEOID 3736510

Lake Norman of Catawba

Catawba County, North Carolina · part of the Hickory, NC metro

North CarolinaLake Norman of Catawba, NCLake Norman of CatawbaLake Norman of Catawba

The short answer

Lake Norman of Catawba is home to 9,906 people. Median household income is $112,656 a year and median rent is $1,319 a month, 14.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $492,600, about 4.4x annual median household income.

Lake Norman of Catawba is defined by its growth. Home value growth is 3.9% a year, against 9.4% a year in its closest peers. Also notable: Counting remote workers as zero, the average worker spends about 235 hours a year commuting, more than in 93% of places its size. It is the 3rd-highest of 147 North Carolina places we track.

64OF 100

CTXCitytistics Index

Above average

Lake Norman of Catawba scores better than 64% of the 6,612 places we rate, and ranks 41st of 161 in North Carolina.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%64
Economy 20%78
Safety 20%n/a
Amenities 15%36
Education 10%72
Commute 10%3
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,319
3% below the median place
Median household income
$112,656
40% above the median place
Median home value
$492,600
54% above the median place
Unemployment
3.7%
25% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lake Norman of Catawba

  • AffordabilityCompared with the 22 places most like it in size, age, education, housing and region (such as North Merritt Island, FL, Lake of the Woods, VA and Carolina Beach, NC), money left after rent here is higher: $102,600 against a typical $82,300.
  • AffordabilityThe median rent takes 14% of the median household's income, a smaller share than in 89% of the 2,480 places under 10,000 people we track.
01

Moving to Lake Norman of Catawba

Catawba County gains about 11.8 residents per 1,000 a year to moves between counties.

Moved in8,704
Moved out7,140
Net+1,564

Where people come from and where they go, top counties

Burke County, NC760777−17
Alexander County, NC400383+17

Within North Carolina, other states or abroad

Arrivals
Leavers
Within North CarolinaOther statesAbroad

Income per tax return

Arrivals$65K
Leavers$58K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Catawba County; flows under 20 returns are not published.

Who moves here
11.5% of residents arrived from another county in the past year, 2.5% from another state.
Who arrives and who leaves
Households moving into Catawba County report $65,000 a year in income on average; those leaving, $57,600, so newcomers earn more than leavers.
Income you would need
$52,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,319 a month; owners with a mortgage pay $1,968 a month including taxes and insurance, on a median home of $492,600.
Getting to work
38 minutes each way on average; 18.7% work from home.
If it is close but not quite
Tyrone, GA matches it on character for less of your income. Compare the two
Moved here in the past year1
11.5%
100% above the median place
Moved from another state1
2.5%
26% above the median place
Net movers per 1,000 people7
11.8
above the median place (median -0.6)
All 5 moving measures
MeasureLake Norman of CatawbaAmong 6,645 placesVs median
Moved here in the past year111.5%100% above
Moved from another state12.5%26% above
Net movers per 1,000 people7County figure11.8above (median -0.6)
Income of households moving in7County figure$65,0208% below
Income of households moving out7County figure$57,62418% below
02

What it costs to live here

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 81 out of 100. Budget for insurance before counting the savings.

Lake Norman of Catawba14.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$52,760
a year, at the 30% line
Rent to income
14.0%
31% below the median place
Home price to income
4.4x
15% above the median place

Could you afford it?

The median rent would take
14%
comfortably under the 30% line
Left after rent, in US prices
$102,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lake Norman of Catawba, $1,319 a month, and local prices for everything else (94.4 against a US average of 100). It runs in your browser and stores nothing.

Like Lake Norman of Catawba, but easier on the budget

Places that match Lake Norman of Catawba on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Tyrone, GA8410.5% vs 14.0%$21,600Compare
Tichigan, WI8211.4% vs 14.0%$13,700Compare
Richfield, WI7811.6% vs 14.0%$28,800Compare

Moving from somewhere else? Work out the salary you would need in Lake Norman of Catawba.

Sponsored · exampleMoving to Lake Norman of Catawba? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
20.9%
196% above the median place
Property tax rate1
0.5%
44% below the median place
Median year built1
2000
1% above the median place
All 16 cost and housing measures
MeasureLake Norman of CatawbaAmong 6,645 placesVs median
Median gross rent1$1,3193% below
Rent to income114.0%31% below
Property tax rate10.5%44% below
Home price to income14.4x15% above
Prices vs US average2Metro figure88.512% below
Fair market rent, 2 bedrooms3County figure$1,14729% below
HUD area median income4County figure$85,20021% below
Property tax paid (median)1$2,49124% below
Median home value1$492,60054% above
Home prices, 1-year change5County figure2.5%23% below
Home prices, 5-year change5County figure63.7%24% above
Homeownership185.7%29% above
Renters paying 30%+140.6%20% below
Owner costs with a mortgage1$1,9685% above
Vacant homes120.9%196% above
Median year built120001% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
38 min
51% above the median place
Poverty rate1
4.2%
61% below the median place

More on work and pay, against the typical place

Income per person$64,290 +60%
Median household income$112,656 +40%
Works from home18.7% +50%
All 10 work and pay measures
MeasureLake Norman of CatawbaAmong 6,645 placesVs median
Median household income1$112,65640% above
Income per person1$64,29060% above
Unemployment1County figure3.7%25% below
Average annual pay6County figure$59,01411% below
Pay growth, 1 year6County figure5.8%57% above
Jobs6County figure89,36941% below
Poverty rate14.2%61% below
Mean commute138 min51% above
Works from home118.7%50% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 51.2, 31% above the median place.

Median age1
51.2
31% above the median place
Born abroad1
4.7%
47% below the median place
Bachelor's or higher1
44.0%
37% above the median place

More about who lives here, against the typical place

High school or higher94.7% +3%
Household size2.4 −4%
Homes with broadband92.5% +0%
No health insurance6.6% +3%
All 8 people measures
MeasureLake Norman of CatawbaAmong 6,645 placesVs median
Population19,9064193rd largest
Median age151.231% above
Bachelor's or higher144.0%37% above
High school or higher194.7%3% above
Household size12.44% below
Born abroad14.7%47% below
No health insurance16.6%3% above
Homes with broadband192.5%0% above
05

Life in Lake Norman of Catawba

The nearest National Park Service site is Kings Mountain National Military Park, about 39 miles away.

66 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents2.0 −80%
Playgrounds per 10k4.0 −57%
Grocery stores per 10k2.0 −5%
Restaurants, cafes and bars per 10k4.0 −64%
Libraries per 10k2.0 2.3×
Named paths and bike trails2 km +15%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Kings Mountain National Military Park 39 miles
  • Cowpens National Battlefield 57 miles
  • Guilford Courthouse National Military Park 74 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars22.1 +6%
Shops42.0 +39%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics16.9 −16%
Child care centers1.3 −43%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
39.2
27% above the median place
Child care centers per 10k8
1.3
43% below the median place
Shops per 10k8
42.0
39% above the median place
All 18 schools and local life measures
MeasureLake Norman of CatawbaAmong 6,645 placesVs median
Public schools12County figure44389% above
Public school students12County figure22,392357% above
Students per teacher12County figure17.614% above
Restaurants and bars per 10k8County figure22.16% above
Shops per 10k8County figure42.039% above
Arts, recreation and fitness per 10k8County figure3.417% below
Doctors' offices and clinics per 10k8County figure16.916% below
Child care centers per 10k8County figure1.343% below
Parks per 10k92.080% below
Playgrounds per 10k94.057% below
Grocery stores per 10k92.05% below
Restaurants, cafes and bars per 10k94.064% below
Libraries per 10k92.0132% above
Named paths and bike trails92.315% above
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1039.227% above
National Park Service sites within 60 miles1020% above
National Register listings11County figure66above (median 13)
06

Safety, weather and risk

Heat wave risk is 57.3, 36% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake Norman of Catawba. Larger places are fetched first.

Heat wave risk14
57.3
36% below the median place
Wildfire risk14
36.6
40% below the median place
Natural hazard risk14
80.6
13% below the median place
All 11 weather and risk measures
MeasureLake Norman of CatawbaAmong 6,645 placesVs median
July average high13County figure88°F1% above
January average low13County figure29°F15% above
Average temperature13County figure59°F7% above
Annual precipitation13County figure47.0 in7% above
Natural hazard risk14County figure80.613% below
Hurricane risk14County figure76.99% above
Tornado risk14County figure86.36% above
Wildfire risk14County figure36.640% below
Heat wave risk14County figure57.336% below
Median air quality index15County figure422% below
Good air days15County figure68.9%1% above
08

Lake Norman of Catawba in 2030: where the trends point

If recent trends hold, the median rent will take about 14% of the median income in 2030, about the same as 14% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lake Norman of Catawba does better than 66% of places. Its projected home value growth beats 8%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,319/mo (2024)$1,710/mo$1,410 to $2,090/mo+4.5%
Median household income$112,656 (2024)$145,000$122,500 to $171,500+4.3%
Median home value$492,600 (2024)$683,000$496,000 to $941,000+5.6%

The median home would be worth 4.7 years of the median income in 2030, against 4.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lake Norman of Catawba

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Bear Valley Springs, CA$1,439$120,481Compare
Lake Wisconsin, WI$1,515$124,127Compare
North Merritt Island, FL$1,274$104,878Compare
Westerly, RI$1,260$95,207Compare
Westerly, RINorth Merritt Island, FLLake Wisconsin, WIBear Valley Springs, CALake Norman of Catawba, NCLake Norman of CatawbaLake WisconsinNorth Merritt IslandWesterlyLake Norman of CatawbaLake WisconsinNorth Merritt IslandWesterly

Places built like Lake Norman of Catawba

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lake Norman of Catawba performs against places like it.

PlaceRent to incomeIncome growthPop. change
Lake Norman of Catawba, NC14.0%8.1%/yrn/a
North Merritt Island, FL14.6%3.9%/yrn/aCompare
Lake of the Woods, VA19.4%6.3%/yrn/aCompare
Carolina Beach, NC19.2%4.7%/yr4.5%Compare
Smithfield, VA12.7%10.9%/yr6.8%Compare
Hampstead, MD16.0%4.9%/yr0.8%Compare
Lochmoor Waterway Estates, FL24.7%9.6%/yrn/aCompare

Common questions

Is Lake Norman of Catawba a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 64 out of 100, better than 64% of the places we rate and 41st of 161 in North Carolina. Compared with the 22 places most like it in size, age, education, housing and region (such as North Merritt Island, FL, Lake of the Woods, VA and Carolina Beach, NC), money left after rent here is higher: $102,600 against a typical $82,300. The median rent takes 14% of the median household's income, a smaller share than in 89% of the 2,480 places under 10,000 people we track. On cost, space and class size it scores 86 out of 100 for families. See how it ranks with your own weights.

Is Lake Norman of Catawba expensive to live in?

The median rent takes 14.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $492,600.

What salary do you need to live in Lake Norman of Catawba?

To rent the median home without spending more than 30% of income on rent, a household needs about $52,760 a year. Work it out from your current city.

What places are similar to Lake Norman of Catawba?

On income, rent, home value, education and age, the closest matches are Bear Valley Springs, CA, Lake Wisconsin, WI, North Merritt Island, FL and Westerly, RI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lake Norman of Catawba with places of a similar size, using only figures measured for Lake Norman of Catawba itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-norman-of-catawba-north-carolina

Citytistics. “Lake Norman of Catawba, North Carolina.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-norman-of-catawba-north-carolina/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.