CitytisticsShortlist

Cost of living, pay and housing

39.96° N · 74.28° W · GEOID 3432415

Holiday City-Berkeley

Ocean County, New Jersey · part of the New York, NY metro

New JerseyHoliday City-Berkeley, NJHoliday City-BerkeleyHoliday City-Berkeley

The short answer

Holiday City-Berkeley is home to 12,995 people. Median household income is $50,156 a year and median rent is $1,640 a month, 39.2% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $266,200, about 5.3x annual median household income.

What sets Holiday City-Berkeley apart is how tight household budgets are. After the median rent, with other prices set to the US average, the median household keeps about $29,000 a year, less than in 98% of places its size. Also notable: Owning with a mortgage costs about $266 a month less than the median rent, a rarer pattern than in 99% of places its size. It is the 2nd-lowest of 287 New Jersey places we track.

0OF 100

CTXCitytistics Index

Weak

Holiday City-Berkeley scores better than 0% of the 6,612 places we rate, and ranks 287th of 287 in New Jersey.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%11
Economy 20%16
Safety 20%n/a
Amenities 15%11
Education 10%13
Commute 10%10
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,640
20% above the median place
Median household income
$50,156
38% below the median place
Median home value
$266,200
17% below the median place
Unemployment
6.8%
38% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Holiday City-Berkeley

  • Life nearbyOpenStreetMap shows 1.5 parks per 10,000 residents, fewer than in 94% of the 2,301 places of 10,000 to 25,000 people we track.
01

Moving to Holiday City-Berkeley

Ocean County gains about 1.9 residents per 1,000 a year to moves between counties.

Moved in21,206
Moved out20,140
Net+1,066

Where people come from and where they go, top counties

Monmouth County, NJ4,6574,088+569
Burlington County, NJ6171,181−564
Kings County, NY1,548

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$99K
Leavers$88K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Ocean County; flows under 20 returns are not published.

Who moves here
5.2% of residents arrived from another county in the past year, 1.5% from another state.
Who arrives and who leaves
Households moving into Ocean County report $99,200 a year in income on average; those leaving, $87,600, so newcomers earn more than leavers.
Income you would need
$65,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,640 a month; owners with a mortgage pay $1,374 a month including taxes and insurance, on a median home of $266,200.
Getting to work
33 minutes each way on average; 12.8% work from home.
If it is close but not quite
Zephyrhills South, FL matches it on character for less of your income. Compare the two
Moved from another state1
1.5%
26% below the median place
Moved here in the past year1
5.2%
10% below the median place
Income of households moving in7
$99,173
41% above the median place
All 5 moving measures
MeasureHoliday City-BerkeleyAmong 6,645 placesVs median
Moved here in the past year15.2%10% below
Moved from another state11.5%26% below
Net movers per 1,000 people7County figure1.9above (median -0.6)
Income of households moving in7County figure$99,17341% above
Income of households moving out7County figure$87,57825% above
02

What it costs to live here

The median rent takes 39.2% of the median household's income, a bigger share than in 99% of the 2,301 places of 10,000 to 25,000 people we track. It is the 2nd-highest of 287 New Jersey places we track.

Holiday City-Berkeley39.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$65,600
a year, at the 30% line
Rent to income
39.2%
92% above the median place
Home price to income
5.3x
40% above the median place

Could you afford it?

The median rent would take
39%
over the 30% line
Left after rent, in US prices
$28,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Holiday City-Berkeley, $1,640 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Like Holiday City-Berkeley, but easier on the budget

Places that match Holiday City-Berkeley on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Zephyrhills South, FL7626.2% vs 39.2%$3,700Compare
Hot Springs Village, AR7519.2% vs 39.2%$37,500Compare
Zephyrhills West, FL7326.0% vs 39.2%$11,200Compare
Englewood, FL7121.5% vs 39.2%$26,500Compare

Moving from somewhere else? Work out the salary you would need in Holiday City-Berkeley.

Sponsored · exampleMoving to Holiday City-Berkeley? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
80.2%
58% above the median place
Homeownership1
91.0%
37% above the median place
Owner costs with a mortgage1
$1,374
27% below the median place
All 16 cost and housing measures
MeasureHoliday City-BerkeleyAmong 6,645 placesVs median
Median gross rent1$1,64020% above
Rent to income139.2%92% above
Property tax rate11.2%30% above
Home price to income15.3x40% above
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,28341% above
HUD area median income4County figure$140,60031% above
Property tax paid (median)1$3,1484% below
Median home value1$266,20017% below
Home prices, 1-year change5County figure6.0%87% above
Home prices, 5-year change5County figure73.4%42% above
Homeownership191.0%37% above
Renters paying 30%+180.2%58% above
Owner costs with a mortgage1$1,37427% below
Vacant homes17.0%1% below
Median year built119780% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
33 min
34% above the median place
Median household income1
$50,156
38% below the median place

More on work and pay, against the typical place

Unemployment6.8% +38%
Poverty rate9.6% −11%
Works from home12.8% +3%
Income per person$40,364 +1%
All 10 work and pay measures
MeasureHoliday City-BerkeleyAmong 6,645 placesVs median
Median household income1$50,15638% below
Income per person1$40,3641% above
Unemployment16.8%38% above
Average annual pay6County figure$58,84811% below
Pay growth, 1 year6County figure2.4%35% below
Jobs6County figure192,71528% above
Poverty rate19.6%11% below
Mean commute133 min34% above
Works from home112.8%3% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Household size is 1.5, 38% below the median place.

Household size1
1.5
38% below the median place
Median age1
70.5
81% above the median place
Homes with broadband1
80.9%
12% below the median place

More about who lives here, against the typical place

Bachelor's or higher16.6% −48%
No health insurance3.8% −41%
High school or higher88.1% −5%
Born abroad9.5% +7%
All 8 people measures
MeasureHoliday City-BerkeleyAmong 6,645 placesVs median
Population112,9953369th largest
Median age170.581% above
Bachelor's or higher116.6%48% below
High school or higher188.1%5% below
Household size11.538% below
Born abroad19.5%7% above
No health insurance13.8%41% below
Homes with broadband180.9%12% below
05

Life in Holiday City-Berkeley

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 93% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 287 New Jersey places we track.

37 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents1.5 −85%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.8 −93%
Libraries per 10k0.0 −100%
Named paths and bike trails2 km +0%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Pinelands National Reserve 37 miles
  • Gateway National Recreation Area 37 miles
  • Great Kills Park 41 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars19.3 −7%
Shops31.4 +4%
Arts, recreation and fitness4.4 +7%
Doctors' offices and clinics22.2 +10%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
36.7
19% above the median place
Students per teacher12
11.8
23% below the median place
Public schools12
115
above the median place (median 9)
All 18 schools and local life measures
MeasureHoliday City-BerkeleyAmong 6,645 placesVs median
Public schools12County figure115above (median 9)
Public school students12County figure65,536above (median 4,897)
Students per teacher12County figure11.823% below
Restaurants and bars per 10k8County figure19.37% below
Shops per 10k8County figure31.44% above
Arts, recreation and fitness per 10k8County figure4.47% above
Doctors' offices and clinics per 10k8County figure22.210% above
Child care centers per 10k8County figure2.013% below
Parks per 10k91.585% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.893% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails92.00% above
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1036.719% above
National Park Service sites within 60 miles1019above (median 2)
National Register listings11County figure37185% above
06

Safety, weather and risk

Wildfire risk is 95.2, 56% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Holiday City-Berkeley. Larger places are fetched first.

Wildfire risk14
95.2
56% above the median place
Hurricane risk14
93.2
32% above the median place
Tornado risk14
47.2
42% below the median place
All 11 weather and risk measures
MeasureHoliday City-BerkeleyAmong 6,645 placesVs median
July average high13County figure86°F1% below
January average low13County figure25°F3% below
Average temperature13County figure54°F1% below
Annual precipitation13County figure47.3 in8% above
Natural hazard risk14County figure96.24% above
Hurricane risk14County figure93.232% above
Tornado risk14County figure47.242% below
Wildfire risk14County figure95.256% above
Heat wave risk14County figure95.76% above
Median air quality index15County figure399% below
Good air days15County figure78.8%15% above
08

Holiday City-Berkeley in 2030: where the trends point

If recent trends hold, the median rent will take about 39% of the median income in 2030, about the same as 39% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Holiday City-Berkeley does better than 10% of places. Its projected home value growth beats 76%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,640/mo (2024)$2,090/mo$1,710 to $2,550/mo+4.1%
Median household income$50,156 (2024)$63,500$53,500 to $75,000+4.0%
Median home value$266,200 (2024)$389,000$283,000 to $536,000+6.5%

The median home would be worth 6.1 years of the median income in 2030, against 5.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Holiday City-Berkeley

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Micco, FL$1,430$45,794Compare
Sun City, AZ$1,569$54,586Compare
Lady Lake, FL$1,387$46,074Compare
Crestwood Village, NJ$1,146$38,091Compare
Crestwood Village, NJLady Lake, FLSun City, AZMicco, FLHoliday City-Berkeley, NJHoliday City-BerkeleyMiccoSun CityLady LakeHoliday City-BerkeleyMiccoSun CityLady Lake

Places built like Holiday City-Berkeley

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Holiday City-Berkeley performs against places like it.

PlaceRent to incomeIncome growthPop. change
Holiday City-Berkeley, NJ39.2%4.6%/yrn/a
Crestwood Village, NJ36.1%5.1%/yrn/aCompare
Micco, FL37.5%4.1%/yrn/aCompare
Sun City, AZ34.5%6.1%/yrn/aCompare
Englewood, FL21.5%7.7%/yrn/aCompare
Zephyrhills South, FL26.2%4.6%/yrn/aCompare
Zephyrhills West, FL26.0%8.3%/yrn/aCompare

Common questions

Is Holiday City-Berkeley a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 0 out of 100, better than 0% of the places we rate and 287th of 287 in New Jersey. OpenStreetMap shows 1.5 parks per 10,000 residents, fewer than in 94% of the 2,301 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 19 out of 100 for families. See how it ranks with your own weights.

Is Holiday City-Berkeley expensive to live in?

The median rent takes 39.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $266,200.

What salary do you need to live in Holiday City-Berkeley?

To rent the median home without spending more than 30% of income on rent, a household needs about $65,600 a year. Work it out from your current city.

What places are similar to Holiday City-Berkeley?

On income, rent, home value, education and age, the closest matches are Micco, FL, Sun City, AZ, Lady Lake, FL and Crestwood Village, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Holiday City-Berkeley with places of a similar size, using only figures measured for Holiday City-Berkeley itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/holiday-city-berkeley-new-jersey

Citytistics. “Holiday City-Berkeley, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/holiday-city-berkeley-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.