CitytisticsShortlist

Cost of living, pay and housing

33.84° N · 117.52° W · GEOID 0621810

El Cerrito

Riverside County, California · part of the Riverside, CA metro

CaliforniaEl Cerrito, CAEl CerritoEl Cerrito

The short answer

El Cerrito is home to 5,325 people. Median household income is $108,882 a year and median rent is $1,787 a month, 19.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $627,400, about 5.8x annual median household income.

The story in El Cerrito is how fast things are changing. Rent took 21.6% of the median income in the 2019 survey and 19.7% in 2024. In the 25 places most like it the share rose 1.9 points on average, so affordability held up better here. Also notable: Owning with a mortgage costs about $1,233 a month more than the median rent, a wider gap than in 91% of places its size.

5OF 100

CTXCitytistics Index

Weak

El Cerrito scores better than 5% of the 6,612 places we rate, and ranks 524th of 654 in California.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%36
Economy 20%50
Safety 20%n/a
Amenities 15%5
Education 10%25
Commute 10%1
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,787
31% above the median place
Median household income
$108,882
36% above the median place
Median home value
$627,400
96% above the median place
Unemployment
6.5%
33% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about El Cerrito

  • HousingThe median home costs 5.8 years of the median household's income, more than in 88% of the 2,480 places under 10,000 people we track.
01

Moving to El Cerrito

Riverside County gains about 3.7 residents per 1,000 a year to moves between counties.

Moved in101,381
Moved out93,994
Net+7,387

Where people come from and where they go, top counties

San Bernardino County, CA20,77517,635+3,140
Los Angeles County, CA20,74210,934+9,808
Orange County, CA16,0978,941+7,156
San Diego County, CA12,7088,425+4,283
Maricopa County, AZ1,4192,705−1,286
Clark County, NV1,4412,516−1,075

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther statesAbroad

Income per tax return

Arrivals$76K
Leavers$71K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Riverside County; flows under 20 returns are not published.

Who moves here
4.7% of residents arrived from another county in the past year, 0.8% from another state. County figure.
Who arrives and who leaves
Households moving into Riverside County report $76,400 a year in income on average; those leaving, $71,200, so newcomers earn more than leavers.
Income you would need
$71,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,787 a month; owners with a mortgage pay $3,020 a month including taxes and insurance, on a median home of $627,400.
Getting to work
43 minutes each way on average; 12.3% work from home.
If it is close but not quite
Winters, CA matches it on character for less of your income. Compare the two
Moved from another state1
0.8%
57% below the median place
Net movers per 1,000 people7
3.7
above the median place (median -0.6)
Moved here in the past year1
4.7%
19% below the median place
All 5 moving measures
MeasureEl CerritoAmong 6,645 placesVs median
Moved here in the past year1County figure4.7%19% below
Moved from another state1County figure0.8%57% below
Net movers per 1,000 people7County figure3.7above (median -0.6)
Income of households moving in7County figure$76,4178% above
Income of households moving out7County figure$71,2221% above
02

What it costs to live here

Compared with the 23 places most like it in size, age, education, housing and region (such as Franklin, CA, Homeland, CA and Swannanoa, NC), money left after rent here is higher: $85,900 against a typical $62,400.

El Cerrito19.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$71,480
a year, at the 30% line
Rent to income
19.7%
3% below the median place
Home price to income
5.8x
52% above the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$86,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in El Cerrito, $1,787 a month, and local prices for everything else (101.8 against a US average of 100). It runs in your browser and stores nothing.

Like El Cerrito, but easier on the budget

Places that match El Cerrito on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Winters, CA8315.3% vs 19.7%$16,300Compare
McSwain, CA7913.1% vs 19.7%$32,300Compare
Muleshoe, TX7716.3% vs 19.7%n/aCompare
Ulysses, KS7513.5% vs 19.7%n/aCompare

Moving from somewhere else? Work out the salary you would need in El Cerrito.

Sponsored · exampleMoving to El Cerrito? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$3,020
61% above the median place
Median home value1
$627,400
96% above the median place
Homeownership1
81.7%
23% above the median place
All 16 cost and housing measures
MeasureEl CerritoAmong 6,645 placesVs median
Median gross rent1$1,78731% above
Rent to income119.7%3% below
Property tax rate10.6%32% below
Home price to income15.8x52% above
Prices vs US average2Metro figure106.46% above
Fair market rent, 2 bedrooms3County figure$2,10330% above
HUD area median income4County figure$106,5001% below
Property tax paid (median)1$3,92020% above
Median home value1$627,40096% above
Home prices, 1-year change5County figure1.3%59% below
Home prices, 5-year change5County figure54.3%5% above
Homeownership181.7%23% above
Renters paying 30%+1County figure59.4%17% above
Owner costs with a mortgage1$3,02061% above
Vacant homes1County figure10.8%53% above
Median year built119810% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
43 min
73% above the median place
Median household income1
$108,882
36% above the median place
All 10 work and pay measures
MeasureEl CerritoAmong 6,645 placesVs median
Median household income1$108,88236% above
Income per person1$35,99810% below
Unemployment1County figure6.5%33% above
Average annual pay6County figure$61,1007% below
Pay growth, 1 year6County figure2.3%38% below
Jobs6County figure846,070above (median 150,665)
Poverty rate16.9%36% below
Mean commute143 min73% above
Works from home1County figure12.3%2% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Households average 3.53 people, larger than than in 97% of the 2,480 places under 10,000 people we track.

Household size1
3.5
41% above the median place
Homes with broadband1
97.7%
6% above the median place
High school or higher1
77.9%
16% below the median place

More about who lives here, against the typical place

Born abroad22.7% 2.6×
Bachelor's or higher21.6% −33%
Median age35.7 −8%
No health insurance7.2% +13%
All 8 people measures
MeasureEl CerritoAmong 6,645 placesVs median
Population15,3256398th largest
Median age135.78% below
Bachelor's or higher121.6%33% below
High school or higher177.9%16% below
Household size13.541% above
Born abroad122.7%157% above
No health insurance17.2%12% above
Homes with broadband197.7%6% above
05

Life in El Cerrito

The nearest National Park Service site is Santa Monica Mountains National Recreation Area, about 65 miles away.

104 sites are on the National Register of Historic Places, 4 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents3.8 −63%
Playgrounds per 10k3.8 −60%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k1.9 −83%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Santa Monica Mountains National Recreation Area 65 miles
  • Cabrillo National Monument 82 miles
  • Joshua Tree National Park 98 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars17.4 −16%
Shops22.7 −25%
Arts, recreation and fitness3.3 −20%
Doctors' offices and clinics17.4 −14%
Child care centers1.4 −39%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
64.6
110% above the median place
Public school students12
424,406
above the median place (median 4,897)
Public schools12
533
above the median place (median 9)
All 18 schools and local life measures
MeasureEl CerritoAmong 6,645 placesVs median
Public schools12County figure533above (median 9)
Public school students12County figure424,406above (median 4,897)
Students per teacher12County figure23.049% above
Restaurants and bars per 10k8County figure17.416% below
Shops per 10k8County figure22.725% below
Arts, recreation and fitness per 10k8County figure3.320% below
Doctors' offices and clinics per 10k8County figure17.414% below
Child care centers per 10k8County figure1.439% below
Parks per 10k93.863% below
Playgrounds per 10k93.860% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k91.983% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1064.6110% above
National Park Service sites within 60 miles100below (median 2)
National Register listings11County figure104above (median 13)
06

Safety, weather and risk

Median air quality index is 80, 86% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached El Cerrito. Larger places are fetched first.

Median air quality index15
80
86% above the median place
Good air days15
10.7%
84% below the median place
Annual precipitation13
8.0 in
82% below the median place
All 11 weather and risk measures
MeasureEl CerritoAmong 6,645 placesVs median
July average high13County figure101°F16% above
January average low13County figure42°F67% above
Average temperature13County figure69°F25% above
Annual precipitation13County figure8.0 in82% below
Natural hazard risk14County figure99.98% above
Hurricane risk14County figure12.083% below
Tornado risk14County figure86.76% above
Wildfire risk14County figure100.063% above
Heat wave risk14County figure98.59% above
Median air quality index15County figure8086% above
Good air days15County figure10.7%84% below
08

El Cerrito in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, El Cerrito does better than 37% of places. Its projected home value growth beats 21%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,787/mo (2024)$2,270/mo$1,860 to $2,770/mo+4.1%
Median household income$108,882 (2024)$138,000$116,500 to $163,500+4.0%
Median home value$627,400 (2024)$882,000$640,000 to $1,215,000+5.8%

The median home would be worth 6.4 years of the median income in 2030, against 5.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like El Cerrito

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Dixon, CA$1,859$102,878Compare
Fontana, CA$1,839$102,821Compare
Summit View, WA$1,887$108,806Compare
South Monrovia Island, CA$1,814$104,444Compare
South Monrovia Island, CASummit View, WAFontana, CADixon, CAEl Cerrito, CAEl CerritoDixonFontanaSummit ViewEl CerritoDixonFontanaSummit View

Places built like El Cerrito

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how El Cerrito performs against places like it.

PlaceRent to incomeIncome growthPop. change
El Cerrito, CA19.7%4.6%/yrn/a
Franklin, CA28.8%2.5%/yrn/aCompare
Homeland, CA32.5%4.2%/yrn/aCompare
Swannanoa, NC13.6%16.7%/yrn/aCompare
Lake Mathews, CA23.7%-1.6%/yrn/aCompare
West Loch Estate, HI26.1%2.7%/yrn/aCompare
Lakeland South, WA20.6%6.9%/yrn/aCompare

Common questions

Is El Cerrito a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 5 out of 100, better than 5% of the places we rate and 524th of 654 in California. The median home costs 5.8 years of the median household's income, more than in 88% of the 2,480 places under 10,000 people we track. On cost, space and class size it scores 80 out of 100 for families. See how it ranks with your own weights.

Is El Cerrito expensive to live in?

The median rent takes 19.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $627,400.

What salary do you need to live in El Cerrito?

To rent the median home without spending more than 30% of income on rent, a household needs about $71,480 a year. Work it out from your current city.

What places are similar to El Cerrito?

On income, rent, home value, education and age, the closest matches are Dixon, CA, Fontana, CA, Summit View, WA and South Monrovia Island, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares El Cerrito with places of a similar size, using only figures measured for El Cerrito itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/el-cerrito-riverside-county-california

Citytistics. “El Cerrito, California.” Data as of 2026-11-14. https://www.citytistics.com/city/el-cerrito-riverside-county-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.