CitytisticsShortlist

Cost of living, pay and housing

21.36° N · 158.02° W · GEOID 1580470

West Loch Estate

Honolulu County, Hawaii · part of the Urban Honolulu, HI metro

HawaiiWest Loch Estate, HIWest Loch EstateWest Loch Estate

The short answer

West Loch Estate is home to 5,544 people. Median household income is $122,422 a year and median rent is $2,660 a month, 26.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $855,100, about 7.0x annual median household income.

The story in West Loch Estate is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 13.9% to 26.1% of income. Also notable: Homeowners pay a median of about 0.3% of home value a year in property tax, less than in 98% of places its size.

30OF 100

CTXCitytistics Index

Below average

West Loch Estate scores better than 30% of the 6,612 places we rate, and ranks 29th of 55 in Hawaii.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%11
Economy 20%85
Safety 20%n/a
Amenities 15%40
Education 10%50
Commute 10%15
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,660
95% above the median place
Median household income
$122,422
52% above the median place
Median home value
$855,100
168% above the median place
Unemployment
3.1%
36% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about West Loch Estate

  • AffordabilityThe median rent takes 26.1% of the median household's income, a bigger share than in 87% of the 2,480 places under 10,000 people we track.
01

Moving to West Loch Estate

Honolulu County loses about 7.3 residents per 1,000 a year to moves between counties.

Moved in39,254
Moved out45,084
Net−5,830

Where people come from and where they go, top counties

Within Hawaii, other states or abroad

Arrivals
Leavers
Within HawaiiOther statesAbroad

Income per tax return

Arrivals$74K
Leavers$71K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Honolulu County; flows under 20 returns are not published.

Who moves here
6.0% of residents arrived from another county in the past year, 4.4% from another state. County figure.
Who arrives and who leaves
Households moving into Honolulu County report $73,600 a year in income on average; those leaving, $70,600.
Income you would need
$106,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,660 a month; owners with a mortgage pay $2,830 a month including taxes and insurance, on a median home of $855,100.
Getting to work
32 minutes each way on average; 5.6% work from home; 4.9% take transit.
If it is close but not quite
McSwain, CA matches it on character for less of your income. Compare the two
Moved from another state1
4.4%
124% above the median place
Net movers per 1,000 people7
-7.3
below the median place (median -0.6)
Income of households moving in7
$73,570
4% above the median place
All 5 moving measures
MeasureWest Loch EstateAmong 6,645 placesVs median
Moved here in the past year1County figure6.0%4% above
Moved from another state1County figure4.4%124% above
Net movers per 1,000 people7County figure-7.3below (median -0.6)
Income of households moving in7County figure$73,5704% above
Income of households moving out7County figure$70,5700% above
02

What it costs to live here

The median home costs 7 years of the median household's income, more than in 94% of the 2,480 places under 10,000 people we track.

West Loch Estate26.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$106,400
a year, at the 30% line
Rent to income
26.1%
28% above the median place
Home price to income
7.0x
84% above the median place

Could you afford it?

The median rent would take
26%
just under the 30% line
Left after rent, in US prices
$85,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in West Loch Estate, $2,660 a month, and local prices for everything else (105.9 against a US average of 100). It runs in your browser and stores nothing.

Like West Loch Estate, but easier on the budget

Places that match West Loch Estate on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
McSwain, CA9213.1% vs 26.1%$32,800Compare
Triangle, VA8317.0% vs 26.1%$5,400Compare
Waihee-Waiehu, HI8320.7% vs 26.1%$8,100Compare
West Point, UT8217.7% vs 26.1%$17,200Compare

Moving from somewhere else? Work out the salary you would need in West Loch Estate.

Sponsored · exampleMoving to West Loch Estate? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.3%
71% below the median place
Median home value1
$855,100
168% above the median place
Owner costs with a mortgage1
$2,830
51% above the median place
All 16 cost and housing measures
MeasureWest Loch EstateAmong 6,645 placesVs median
Median gross rent1$2,66095% above
Rent to income126.1%28% above
Property tax rate10.3%71% below
Home price to income17.0x84% above
Prices vs US average2Metro figure111.010% above
Fair market rent, 2 bedrooms3County figure$2,54257% above
HUD area median income4County figure$133,40024% above
Property tax paid (median)1$2,24331% below
Median home value1$855,100168% above
Home prices, 1-year change5County figure1.4%56% below
Home prices, 5-year change5County figure36.9%28% below
Homeownership173.4%10% above
Renters paying 30%+144.0%13% below
Owner costs with a mortgage1$2,83051% above
Vacant homes1County figure9.5%34% above
Median year built119921% above
03

Work and pay

Counting remote workers as zero, the average worker spends about 230 hours a year commuting, more than in 92% of the 2,101 places under 10,000 people we track.

Works from home1
5.6%
55% below the median place
Unemployment1
3.1%
36% below the median place
Mean commute1
32 min
28% above the median place

More on work and pay, against the typical place

Median household income$122,422 +52%
Poverty rate8.3% −23%
Income per person$43,383 +8%
All 10 work and pay measures
MeasureWest Loch EstateAmong 6,645 placesVs median
Median household income1$122,42252% above
Income per person1$43,3838% above
Unemployment13.1%36% below
Average annual pay6County figure$73,14411% above
Pay growth, 1 year6County figure4.7%27% above
Jobs6County figure455,202202% above
Poverty rate18.3%23% below
Mean commute132 min28% above
Works from home15.6%55% below
Commutes by transit1County figure4.9%above (median 0.8%)
04

Who lives here

Households average 3.54 people, larger than than in 97% of the 2,480 places under 10,000 people we track.

Household size1
3.5
42% above the median place
Born abroad1
22.2%
152% above the median place
Homes with broadband1
95.3%
3% above the median place

More about who lives here, against the typical place

Median age36.1 −7%
High school or higher94.8% +3%
Bachelor's or higher32.0% −0%
All 8 people measures
MeasureWest Loch EstateAmong 6,645 placesVs median
Population15,5446243rd largest
Median age136.17% below
Bachelor's or higher132.0%0% below
High school or higher194.8%3% above
Household size13.542% above
Born abroad122.2%152% above
No health insurance1County figure3.3%48% below
Homes with broadband195.3%3% above
05

Life in West Loch Estate

The nearest National Park Service site is Honouliuli National Historic Site, about 3 miles away.

176 sites are on the National Register of Historic Places, 15 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents10.8 +6%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k1.8 −84%
Libraries per 10k0.0 −100%
Named paths and bike trails7 km 3.5×
Bus and rail stops per sq mi4.5 21.7×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Honouliuli National Historic Site 3 miles
  • USS Arizona Memorial 5 miles
  • Pearl Harbor National Memorial 6 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars25.1 +21%
Shops26.3 −13%
Arts, recreation and fitness2.9 −29%
Doctors' offices and clinics19.2 −5%
Child care centers1.7 −26%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
3.1
90% below the median place
Public school students12
111,011
above the median place (median 4,897)
Public schools12
186
above the median place (median 9)
All 18 schools and local life measures
MeasureWest Loch EstateAmong 6,645 placesVs median
Public schools12County figure186above (median 9)
Public school students12County figure111,011above (median 4,897)
Students per teacher12County figure14.37% below
Restaurants and bars per 10k8County figure25.121% above
Shops per 10k8County figure26.313% below
Arts, recreation and fitness per 10k8County figure2.929% below
Doctors' offices and clinics per 10k8County figure19.25% below
Child care centers per 10k8County figure1.726% below
Parks per 10k910.86% above
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k91.884% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails97.0250% above
Transit stops per sq mi94.5above (median 0.2)
Nearest National Park Service site103.190% below
National Park Service sites within 60 miles10350% above
National Register listings11County figure176above (median 13)
06

Safety, weather and risk

Heat wave risk is 0.0, below the median place (median 90.1).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached West Loch Estate. Larger places are fetched first.

Heat wave risk13
0.0
below the median place (median 90.1)
Good air days14
97.3%
42% above the median place
Median air quality index14
29
33% below the median place
All 7 weather and risk measures
MeasureWest Loch EstateAmong 6,645 placesVs median
Natural hazard risk13County figure98.87% above
Hurricane risk13County figure73.34% above
Tornado risk13County figure33.259% below
Wildfire risk13County figure99.062% above
Heat wave risk13County figure0.0below (median 90.1)
Median air quality index14County figure2933% below
Good air days14County figure97.3%42% above
08

West Loch Estate in 2030: where the trends point

If recent trends hold, the median rent will take about 28% of the median income in 2030, up from 26% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, West Loch Estate does better than 9% of places. Its projected home value growth beats 38%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,660/mo (2024)$3,540/mo$2,900 to $4,310/mo+4.9%
Median household income$122,422 (2024)$153,500$130,000 to $182,000+3.9%
Median home value$855,100 (2024)$1,217,000$883,000 to $1,676,000+6.1%

The median home would be worth 7.9 years of the median income in 2030, against 7.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like West Loch Estate

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Ewa Gentry, HI$2,580$135,684Compare
American Canyon, CA$2,537$121,700Compare
Hayward, CA$2,391$113,318Compare
Santa Clarita, CA$2,544$123,062Compare
Santa Clarita, CAHayward, CAAmerican Canyon, CAEwa Gentry, HIWest Loch Estate, HIWest Loch EstateEwa GentryAmerican CanyonSanta ClaritaWest Loch EstateEwa GentryAmerican CanyonSanta Clarita

Places built like West Loch Estate

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how West Loch Estate performs against places like it.

PlaceRent to incomeIncome growthPop. change
West Loch Estate, HI26.1%2.7%/yrn/a
McSwain, CA13.1%6.6%/yrn/aCompare
Ewa Villages, HI16.6%3.3%/yrn/aCompare
Fowler, CA21.8%3.0%/yr15.0%Compare
Highgrove, CA15.4%13.2%/yrn/aCompare
Live Oak, CA16.5%6.1%/yr3.9%Compare
Waikoloa Village, HI32.0%2.0%/yrn/aCompare

Common questions

Is West Loch Estate a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 30 out of 100, better than 30% of the places we rate and 29th of 55 in Hawaii. The median rent takes 26.1% of the median household's income, a bigger share than in 87% of the 2,480 places under 10,000 people we track. On cost, space and class size it scores 52 out of 100 for families. See how it ranks with your own weights.

Is West Loch Estate expensive to live in?

The median rent takes 26.1% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $855,100.

What salary do you need to live in West Loch Estate?

To rent the median home without spending more than 30% of income on rent, a household needs about $106,400 a year. Work it out from your current city.

What places are similar to West Loch Estate?

On income, rent, home value, education and age, the closest matches are Ewa Gentry, HI, American Canyon, CA, Hayward, CA and Santa Clarita, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares West Loch Estate with places of a similar size, using only figures measured for West Loch Estate itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/west-loch-estate-hawaii

Citytistics. “West Loch Estate, Hawaii.” Data as of 2026-11-14. https://www.citytistics.com/city/west-loch-estate-hawaii/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.