CitytisticsShortlist

Cost of living, pay and housing

37.33° N · 120.53° W · GEOID 0625488

Franklin

Merced County, California · part of the Merced, CA metro

CaliforniaFranklin, CAFranklinFranklin

The short answer

Franklin is home to 7,392 people. Median household income is $58,295 a year and median rent is $1,399 a month, 28.8% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $308,200, about 5.3x annual median household income.

The story in Franklin is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 25.7% to 28.8% of income. Also notable: After the median rent, with other prices set to the US average, the median household keeps about $40,600 a year, less than in 89% of places its size.

1OF 100

CTXCitytistics Index

Weak

Franklin scores better than 1% of the 6,612 places we rate, and ranks 597th of 654 in California.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%14
Economy 20%20
Safety 20%n/a
Amenities 15%16
Education 10%6
Commute 10%61
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,399
2% above the median place
Median household income
$58,295
27% below the median place
Median home value
$308,200
4% below the median place
Unemployment
6.9%
42% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Franklin

Merced County loses about 3.0 residents per 1,000 a year to moves between counties.

Moved in9,237
Moved out9,936
Net−699

Where people come from and where they go, top counties

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther statesAbroad

Income per tax return

Arrivals$51K
Leavers$54K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Merced County; flows under 20 returns are not published.

Who moves here
4.6% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into Merced County report $51,100 a year in income on average; those leaving, $54,100, so leavers earn more than newcomers.
Income you would need
$56,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,399 a month; owners with a mortgage pay $1,716 a month including taxes and insurance, on a median home of $308,200.
Getting to work
23 minutes each way on average; 6.6% work from home.
If it is close but not quite
El Cerrito, CA matches it on character for less of your income. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Income of households moving in7
$51,109
28% below the median place
Income of households moving out7
$54,074
23% below the median place
All 5 moving measures
MeasureFranklinAmong 6,645 placesVs median
Moved here in the past year1County figure4.6%19% below
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure-3.0400% below
Income of households moving in7County figure$51,10928% below
Income of households moving out7County figure$54,07423% below
02

What it costs to live here

The median rent takes 28.8% of the median household's income, a bigger share than in 93% of the 2,480 places under 10,000 people we track.

Franklin28.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$55,960
a year, at the 30% line
Rent to income
28.8%
41% above the median place
Home price to income
5.3x
39% above the median place

Could you afford it?

The median rent would take
29%
just under the 30% line
Left after rent, in US prices
$40,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Franklin, $1,399 a month, and local prices for everything else (102.3 against a US average of 100). It runs in your browser and stores nothing.

Like Franklin, but easier on the budget

Places that match Franklin on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
El Cerrito, CA9319.7% vs 28.8%$45,400Compare
Live Oak, CA9316.5% vs 28.8%$18,800Compare
North Hobbs, NM9319.2% vs 28.8%n/aCompare
Riverbank, CA8821.9% vs 28.8%$26,000Compare

Moving from somewhere else? Work out the salary you would need in Franklin.

Sponsored · exampleMoving to Franklin? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
79.0%
19% above the median place
Property tax rate1
0.7%
24% below the median place
Property tax paid (median)1
$2,129
35% below the median place
All 16 cost and housing measures
MeasureFranklinAmong 6,645 placesVs median
Median gross rent1$1,3992% above
Rent to income128.8%41% above
Property tax rate10.7%24% below
Home price to income15.3x39% above
Prices vs US average2Metro figure98.33% below
Fair market rent, 2 bedrooms3County figure$1,5176% below
HUD area median income4County figure$75,80029% below
Property tax paid (median)1$2,12935% below
Median home value1$308,2004% below
Home prices, 1-year change5County figure0.8%75% below
Home prices, 5-year change5County figure45.7%11% below
Homeownership179.0%19% above
Renters paying 30%+149.7%2% below
Owner costs with a mortgage1$1,7168% below
Vacant homes1County figure5.3%25% below
Median year built119870% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$22,416
44% below the median place
Poverty rate1
22.9%
113% above the median place

More on work and pay, against the typical place

Unemployment6.9% +42%
Median household income$58,295 −27%
Mean commute23 min −6%
All 10 work and pay measures
MeasureFranklinAmong 6,645 placesVs median
Median household income1$58,29527% below
Income per person1$22,41644% below
Unemployment16.9%42% above
Average annual pay6County figure$56,82614% below
Pay growth, 1 year6County figure3.4%8% below
Jobs6County figure85,66343% below
Poverty rate122.9%113% above
Mean commute123 min6% below
Works from home1County figure6.6%47% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Households average 3.36 people, larger than than in 95% of the 2,480 places under 10,000 people we track.

High school or higher1
70.7%
23% below the median place
Homes with broadband1
80.8%
13% below the median place
Household size1
3.4
34% above the median place

More about who lives here, against the typical place

Bachelor's or higher13.2% −59%
Born abroad23.6% 2.7×
Median age35.4 −9%
No health insurance6.7% +5%
All 8 people measures
MeasureFranklinAmong 6,645 placesVs median
Population17,3925210th largest
Median age135.49% below
Bachelor's or higher113.2%59% below
High school or higher170.7%23% below
Household size13.434% above
Born abroad123.6%168% above
No health insurance16.7%5% above
Homes with broadband180.8%13% below
05

Life in Franklin

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 84% of the 2,480 places under 10,000 people we track. It is the lowest of 655 California places we track.

16 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents2.7 −73%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k1.4 −88%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi3.0 14.1×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Yosemite National Park 62 miles
  • Pinnacles National Park 68 miles
  • Yosemite Wilderness 68 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars12.8 −38%
Shops19.0 −37%
Arts, recreation and fitness1.5 −63%
Doctors' offices and clinics12.3 −39%
Child care centers1.4 −39%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
61.6
100% above the median place
Shops per 10k8
19.0
37% below the median place
Arts, recreation and fitness per 10k8
1.5
63% below the median place
All 18 schools and local life measures
MeasureFranklinAmong 6,645 placesVs median
Public schools12County figure116above (median 9)
Public school students12County figure59,456above (median 4,897)
Students per teacher12County figure22.043% above
Restaurants and bars per 10k8County figure12.838% below
Shops per 10k8County figure19.037% below
Arts, recreation and fitness per 10k8County figure1.563% below
Doctors' offices and clinics per 10k8County figure12.339% below
Child care centers per 10k8County figure1.439% below
Parks per 10k92.773% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k91.488% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi93.0above (median 0.2)
Nearest National Park Service site1061.6100% above
National Park Service sites within 60 miles100below (median 2)
National Register listings11County figure1623% above
06

Safety, weather and risk

Annual precipitation is 11.5 in, 74% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Franklin. Larger places are fetched first.

Annual precipitation13
11.5 in
74% below the median place
July average high13
94°F
8% above the median place
Tornado risk14
26.2
68% below the median place
All 10 weather and risk measures
MeasureFranklinAmong 6,645 placesVs median
July average high13County figure94°F8% above
January average low13County figure39°F55% above
Average temperature13County figure63°F14% above
Annual precipitation13County figure11.5 in74% below
Natural hazard risk14County figure96.85% above
Tornado risk14County figure26.268% below
Wildfire risk14County figure92.251% above
Heat wave risk14County figure97.78% above
Median air quality index15County figure5016% above
Good air days15County figure51.0%26% below
08

Franklin in 2030: where the trends point

If recent trends hold, the median rent will take about 29% of the median income in 2030, up from 29% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Franklin does better than 13% of places. Its projected home value growth beats 69%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,399/mo (2024)$1,800/mo$1,470 to $2,190/mo+4.3%
Median household income$58,295 (2024)$73,000$62,000 to $86,500+3.8%
Median home value$308,200 (2024)$448,000$325,000 to $617,000+6.4%

The median home would be worth 6.1 years of the median income in 2030, against 5.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Franklin

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Sunrise Manor, NV$1,397$58,421Compare
Georgetown, DE$1,410$49,719Compare
Haltom City, TX$1,415$59,057Compare
Desert Hot Springs, CA$1,412$52,761Compare
Desert Hot Springs, CAHaltom City, TXGeorgetown, DESunrise Manor, NVFranklin, CAFranklinSunrise ManorGeorgetownHaltom CityDesert Hot SpringsFranklinSunrise ManorGeorgetownHaltom CityDesert Hot Springs

Places built like Franklin

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Franklin performs against places like it.

PlaceRent to incomeIncome growthPop. change
Franklin, CA28.8%2.5%/yrn/a
Homeland, CA32.5%4.2%/yrn/aCompare
El Cerrito, CA19.7%4.6%/yrn/aCompare
Live Oak, CA16.5%6.1%/yr3.9%Compare
Piñon Hills, CA29.4%5.5%/yrn/aCompare
Keyes, CA28.8%4.6%/yrn/aCompare
Lakeland South, WA20.6%6.9%/yrn/aCompare

Common questions

Is Franklin a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 1 out of 100, better than 1% of the places we rate and 597th of 654 in California. On cost, space and class size it scores 34 out of 100 for families. See how it ranks with your own weights.

Is Franklin expensive to live in?

The median rent takes 28.8% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $308,200.

What salary do you need to live in Franklin?

To rent the median home without spending more than 30% of income on rent, a household needs about $55,960 a year. Work it out from your current city.

What places are similar to Franklin?

On income, rent, home value, education and age, the closest matches are Sunrise Manor, NV, Georgetown, DE, Haltom City, TX and Desert Hot Springs, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Franklin with places of a similar size, using only figures measured for Franklin itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/franklin-merced-county-california

Citytistics. “Franklin, California.” Data as of 2026-11-14. https://www.citytistics.com/city/franklin-merced-county-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.