CitytisticsShortlist

Cost of living, pay and housing

40.82° N · 74.42° W · GEOID 3480540

Whippany

Morris County, New Jersey · part of the New York, NY metro

New JerseyWhippany, NJWhippanyWhippany

The short answer

Whippany is home to 8,970 people. Median household income is $151,420 a year and median rent is $2,556 a month, 20.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $615,400, about 4.1x annual median household income.

What sets Whippany apart is how tight household budgets are. High pay has not made renting easy. Household income is higher than in 92% of places we track, yet 58% of renters still spend 30% or more of income on rent. Also notable: 20 National Park Service sites lie within 60 miles, more than in 92% of places its size.

86OF 100

CTXCitytistics Index

Strong

Whippany scores better than 86% of the 6,612 places we rate, and ranks 47th of 287 in New Jersey.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%47
Economy 20%85
Safety 20%n/a
Amenities 15%57
Education 10%85
Commute 10%50
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,556
87% above the median place
Median household income
$151,420
89% above the median place
Median home value
$615,400
93% above the median place
Unemployment
3.6%
25% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Whippany

  • SchoolsPublic schools here have 9.7 students per teacher, fewer than in 95% of the 1,648 places under 10,000 people we track.
01

Moving to Whippany

Morris County loses about 1.7 residents per 1,000 a year to moves between counties.

Moved in21,696
Moved out22,456
Net−760

Where people come from and where they go, top counties

Essex County, NJ2,6401,274+1,366
Passaic County, NJ2,1381,144+994
Bergen County, NJ1,909880+1,029
Sussex County, NJ1,2001,502−302
Hudson County, NJ1,779891+888
Somerset County, NJ9191,121−202
Union County, NJ1,154760+394

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$135K
Leavers$132K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Morris County; flows under 20 returns are not published.

Who moves here
1.6% of residents arrived from another county in the past year, 1.4% from another state.
Who arrives and who leaves
Households moving into Morris County report $134,700 a year in income on average; those leaving, $132,400.
Income you would need
$102,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,556 a month; owners with a mortgage pay $2,988 a month including taxes and insurance, on a median home of $615,400.
Getting to work
25 minutes each way on average; 21.2% work from home; 3.3% take transit.
If it is close but not quite
Northborough, MA matches it on character for less of your income. Compare the two
Moved here in the past year1
1.6%
72% below the median place
Income of households moving out7
$132,441
88% above the median place
Income of households moving in7
$134,692
91% above the median place
All 5 moving measures
MeasureWhippanyAmong 6,645 placesVs median
Moved here in the past year11.6%72% below
Moved from another state1County figure1.4%30% below
Net movers per 1,000 people7County figure-1.7183% below
Income of households moving in7County figure$134,69291% above
Income of households moving out7County figure$132,44188% above
02

What it costs to live here

After the median rent, with other prices set to the US average, the median household keeps about $114,800 a year, more than in 85% of the 1,875 places under 10,000 people we track.

Whippany20.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$102,240
a year, at the 30% line
Rent to income
20.3%
0% below the median place
Home price to income
4.1x
7% above the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$114,400
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Whippany, $2,556 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Like Whippany, but easier on the budget

Places that match Whippany on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Northborough, MA9110.2% vs 20.3%$5,000Compare
Jefferson Valley-Yorktown, NY9016.1% vs 20.3%$10,500Compare
Brecksville, OH8914.1% vs 20.3%$4,900Compare
Solon, OH8914.0% vs 20.3%$8,600Compare

Moving from somewhere else? Work out the salary you would need in Whippany.

Sponsored · exampleMoving to Whippany? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$8,795
169% above the median place
Homeownership1
87.3%
31% above the median place
Owner costs with a mortgage1
$2,988
60% above the median place
All 16 cost and housing measures
MeasureWhippanyAmong 6,645 placesVs median
Median gross rent1$2,55687% above
Rent to income120.3%0% below
Property tax rate11.4%57% above
Home price to income14.1x7% above
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,23338% above
HUD area median income4County figure$138,40029% above
Property tax paid (median)1$8,795169% above
Median home value1$615,40093% above
Home prices, 1-year change5County figure5.9%84% above
Home prices, 5-year change5County figure52.9%3% above
Homeownership187.3%31% above
Renters paying 30%+157.5%14% above
Owner costs with a mortgage1$2,98860% above
Vacant homes1County figure3.1%56% below
Median year built119740% below
03

Work and pay

Poverty rate is 3.9%, 64% below the median place.

Poverty rate1
3.9%
64% below the median place
Income per person1
$75,834
89% above the median place
Median household income1
$151,420
89% above the median place

More on work and pay, against the typical place

Works from home21.2% +70%
Unemployment3.6% −25%
Mean commute25 min +0%
All 10 work and pay measures
MeasureWhippanyAmong 6,645 placesVs median
Median household income1$151,42089% above
Income per person1$75,83489% above
Unemployment13.6%25% below
Average annual pay6County figure$104,04558% above
Pay growth, 1 year6County figure2.8%24% below
Jobs6County figure301,376100% above
Poverty rate13.9%64% below
Mean commute125 min0% above
Works from home121.2%70% above
Commutes by transit1County figure3.3%285% above
04

Who lives here

Median age is 49.7, 27% above the median place.

Median age1
49.7
27% above the median place
High school or higher1
97.2%
5% above the median place
Bachelor's or higher1
55.4%
73% above the median place

More about who lives here, against the typical place

Homes with broadband96.1% +4%
Born abroad20.4% 2.3×
Household size2.4 −4%
All 8 people measures
MeasureWhippanyAmong 6,645 placesVs median
Population18,9704504th largest
Median age149.727% above
Bachelor's or higher155.4%73% above
High school or higher197.2%5% above
Household size12.44% below
Born abroad120.4%131% above
No health insurance1County figure4.7%27% below
Homes with broadband196.1%4% above
05

Life in Whippany

About 10 km of named paths and bike trails are mapped in and around the city, more than in 92% of the 2,480 places under 10,000 people we track.

2 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks. Its history on Wikipedia

  • Tuttle House listed 1977
  • Our Lady of Mercy Chapel listed 1978

Out the door, against the typical place

Parks per 10k residents18.9 +86%
Playgrounds per 10k25.6 2.7×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k7.8 −30%
Libraries per 10k2.2 2.6×
Named paths and bike trails10 km 5.2×
Bus and rail stops per sq mi0.2 −14%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Morristown National Historical Park 3 miles
  • Thomas Edison National Historical Park 10 miles
  • Paterson Great Falls National Historical Park 14 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars26.2 +26%
Shops31.7 +5%
Arts, recreation and fitness6.0 +46%
Doctors' offices and clinics26.7 +32%
Child care centers3.0 +30%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher12
9.7
37% below the median place
Nearest National Park Service site10
3.1
90% below the median place
Public school students12
1,542
69% below the median place
All 18 schools and local life measures
MeasureWhippanyAmong 6,645 placesVs median
Public schools12456% below
Public school students121,54269% below
Students per teacher129.737% below
Restaurants and bars per 10k8County figure26.226% above
Shops per 10k8County figure31.75% above
Arts, recreation and fitness per 10k8County figure6.046% above
Doctors' offices and clinics per 10k8County figure26.732% above
Child care centers per 10k8County figure3.030% above
Parks per 10k918.986% above
Playgrounds per 10k925.6172% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k97.830% below
Libraries per 10k92.2156% above
Named paths and bike trails910.3above (median 2.0)
Transit stops per sq mi90.214% below
Nearest National Park Service site103.190% below
National Park Service sites within 60 miles1020above (median 2)
National Register listings11285% below
06

Safety, weather and risk

Good air days is 84.4%, 23% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Whippany. Larger places are fetched first.

Good air days15
84.4%
23% above the median place
Wildfire risk14
30.0
51% below the median place
Median air quality index15
39
9% below the median place
All 11 weather and risk measures
MeasureWhippanyAmong 6,645 placesVs median
July average high13County figure84°F3% below
January average low13County figure20°F22% below
Average temperature13County figure51°F7% below
Annual precipitation13County figure50.0 in14% above
Natural hazard risk14County figure92.90% above
Hurricane risk14County figure85.221% above
Tornado risk14County figure79.92% below
Wildfire risk14County figure30.051% below
Heat wave risk14County figure89.21% below
Median air quality index15County figure399% below
Good air days15County figure84.4%23% above
08

Whippany in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Whippany does better than 48% of places. Its projected home value growth beats 7%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,556/mo (2024)$3,320/mo$2,730 to $4,050/mo+4.5%
Median household income$151,420 (2024)$193,000$163,000 to $228,500+4.1%
Median home value$615,400 (2024)$850,000$617,000 to $1,171,000+5.5%

The median home would be worth 4.4 years of the median income in 2030, against 4.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Whippany

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Franklin Center, NJ$2,748$157,212Compare
Morganville, NJ$2,692$161,500Compare
East Northport, NY$2,527$157,662Compare
Felida, WA$2,419$165,208Compare
Felida, WAEast Northport, NYMorganville, NJFranklin Center, NJWhippany, NJWhippanyMorganvilleFelidaWhippanyMorganvilleFelida

Places built like Whippany

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Whippany performs against places like it.

PlaceRent to incomeIncome growthPop. change
Whippany, NJ20.3%5.8%/yrn/a
Valley Cottage, NY18.4%3.5%/yrn/aCompare
Southold, NY20.8%10.7%/yrn/aCompare
Roseland, NJ24.1%5.0%/yr1.9%Compare
Watchung, NJ18.9%2.0%/yr2.1%Compare
Emerson, NJ14.6%4.0%/yr1.2%Compare
Ashland, NJ25.6%2.6%/yrn/aCompare

Common questions

Is Whippany a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 86 out of 100, better than 86% of the places we rate and 47th of 287 in New Jersey. Public schools here have 9.7 students per teacher, fewer than in 95% of the 1,648 places under 10,000 people we track. On cost, space and class size it scores 86 out of 100 for families. See how it ranks with your own weights.

Is Whippany expensive to live in?

The median rent takes 20.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $615,400.

What salary do you need to live in Whippany?

To rent the median home without spending more than 30% of income on rent, a household needs about $102,240 a year. Work it out from your current city.

What places are similar to Whippany?

On income, rent, home value, education and age, the closest matches are Franklin Center, NJ, Morganville, NJ, East Northport, NY and Felida, WA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Whippany with places of a similar size, using only figures measured for Whippany itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/whippany-new-jersey

Citytistics. “Whippany, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/whippany-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.