CitytisticsShortlist

Cost of living, pay and housing

22.07° N · 159.38° W · GEOID 1577225

Wailua Homesteads

Kauai County, Hawaii · part of the Kapaa, HI metro

HawaiiWailua Homesteads, HIWailua HomesteadsWailua Homesteads

The short answer

Wailua Homesteads is home to 5,431 people. Median household income is $89,717 a year and median rent is $1,990 a month, 26.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $943,400, about 10.5x annual median household income.

The story in Wailua Homesteads is how fast things are changing. Home values rose 8.8% a year between the 2019 and 2024 surveys while incomes rose -0.6%, a wider gap than in 93% of places its size. Also notable: Homeowners pay a median of about 0.2% of home value a year in property tax, less than in 99% of places its size.

24OF 100

CTXCitytistics Index

Weak

Wailua Homesteads scores better than 24% of the 6,612 places we rate, and ranks 34th of 55 in Hawaii.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%7
Economy 20%67
Safety 20%n/a
Amenities 15%21
Education 10%60
Commute 10%60
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,990
46% above the median place
Median household income
$89,717
12% above the median place
Median home value
$943,400
195% above the median place
Unemployment
3.8%
22% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Wailua Homesteads

  • AffordabilityThe median rent takes 26.6% of the median household's income, a bigger share than in 88% of the 2,480 places under 10,000 people we track.
01

Moving to Wailua Homesteads

Kauai County loses about 4.4 residents per 1,000 a year to moves between counties.

Moved in1,933
Moved out2,195
Net−262

Where people come from and where they go, top counties

Within Hawaii, other states or abroad

Arrivals
Leavers
Within HawaiiOther statesAbroad

Income per tax return

Arrivals$91K
Leavers$75K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Kauai County; flows under 20 returns are not published.

Who moves here
12.9% of residents arrived from another county in the past year, 10.9% from another state.
Who arrives and who leaves
Households moving into Kauai County report $90,600 a year in income on average; those leaving, $75,300, so newcomers earn more than leavers.
Income you would need
$79,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,990 a month; owners with a mortgage pay $3,079 a month including taxes and insurance, on a median home of $943,400.
Getting to work
23 minutes each way on average; 17.0% work from home; 1.4% take transit.
If it is close but not quite
Carmel, NY matches it on character for less of your income. Compare the two
Moved from another state1
10.9%
above the median place (median 2.0%)
Moved here in the past year1
12.9%
126% above the median place
Income of households moving in6
$90,556
28% above the median place
All 5 moving measures
MeasureWailua HomesteadsAmong 6,645 placesVs median
Moved here in the past year112.9%126% above
Moved from another state110.9%above (median 2.0%)
Net movers per 1,000 people6County figure-4.4below (median -0.6)
Income of households moving in6County figure$90,55628% above
Income of households moving out6County figure$75,3357% above
02

What it costs to live here

Owning with a mortgage costs about $1,089 a month more than the median rent, a wider gap than in 89% of the 2,469 places under 10,000 people we track.

Wailua Homesteads26.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$79,600
a year, at the 30% line
Rent to income
26.6%
30% above the median place
Home price to income
10.5x
177% above the median place

Could you afford it?

The median rent would take
27%
just under the 30% line
Left after rent, in US prices
$66,100
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Wailua Homesteads, $1,990 a month. It runs in your browser and stores nothing.

Like Wailua Homesteads, but easier on the budget

Places that match Wailua Homesteads on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Carmel, NY9312.0% vs 26.6%n/aCompare
Kaiminani, HI9113.0% vs 26.6%n/aCompare
East Moriches, NY9119.9% vs 26.6%n/aCompare
Middletown, PA9119.0% vs 26.6%n/aCompare

Moving from somewhere else? Work out the salary you would need in Wailua Homesteads.

Sponsored · exampleMoving to Wailua Homesteads? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.2%
75% below the median place
Median home value1
$943,400
195% above the median place
Owner costs with a mortgage1
$3,079
64% above the median place
All 15 cost and housing measures
MeasureWailua HomesteadsAmong 6,645 placesVs median
Median gross rent1$1,99046% above
Rent to income126.6%30% above
Property tax rate10.2%75% below
Home price to income110.5x177% above
Fair market rent, 2 bedrooms2County figure$2,10530% above
HUD area median income3County figure$120,10012% above
Property tax paid (median)1$2,14234% below
Median home value1$943,400195% above
Home prices, 1-year change4County figure-0.8%below (median 3.2%)
Home prices, 5-year change4County figure52.1%1% above
Homeownership172.0%8% above
Renters paying 30%+154.8%8% above
Owner costs with a mortgage1$3,07964% above
Vacant homes114.3%102% above
Median year built119840% above
03

Work and pay

Income per person is $57,285, 43% above the median place.

Income per person1
$57,285
43% above the median place
Unemployment1
3.8%
22% below the median place
Works from home1
17.0%
36% above the median place

More on work and pay, against the typical place

Mean commute23 min −6%
Median household income$89,717 +12%
Poverty rate9.9% −8%
All 10 work and pay measures
MeasureWailua HomesteadsAmong 6,645 placesVs median
Median household income1$89,71712% above
Income per person1$57,28543% above
Unemployment13.8%22% below
Average annual pay5County figure$62,9985% below
Pay growth, 1 year5County figure5.5%49% above
Jobs5County figure33,29878% below
Poverty rate19.9%8% below
Mean commute123 min6% below
Works from home117.0%36% above
Commutes by transit1County figure1.4%60% above
04

Who lives here

The median resident is 49.3 years old, older than in 91% of the 2,479 places under 10,000 people we track. It is the 3rd-highest of 55 Hawaii places we track.

Median age1
49.3
26% above the median place
Homes with broadband1
95.2%
3% above the median place
Household size1
2.7
9% above the median place

More about who lives here, against the typical place

Born abroad12.4% +40%
Bachelor's or higher37.2% +16%
High school or higher92.1% −0%
All 8 people measures
MeasureWailua HomesteadsAmong 6,645 placesVs median
Population15,4316327th largest
Median age149.326% above
Bachelor's or higher137.2%16% above
High school or higher192.1%0% below
Household size12.79% above
Born abroad112.4%40% above
No health insurance1County figure4.0%38% below
Homes with broadband195.2%3% above
05

Life in Wailua Homesteads

The nearest National Park Service site is Honouliuli National Historic Site, about 97 miles away.

41 sites are on the National Register of Historic Places, 4 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents7.4 −28%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails6 km 3.0×
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Honouliuli National Historic Site 97 miles
  • USS Arizona Memorial 104 miles
  • Pearl Harbor National Memorial 104 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars34.6 +66%
Shops48.3 +59%
Arts, recreation and fitness8.0 +95%
Doctors' offices and clinics19.0 −6%
Child care centers2.3 +0%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site9
96.5
213% above the median place
Restaurants and bars per 10k7
34.6
66% above the median place
Shops per 10k7
48.3
59% above the median place
All 18 schools and local life measures
MeasureWailua HomesteadsAmong 6,645 placesVs median
Public schools11County figure21133% above
Public school students11County figure9,23689% above
Students per teacher11County figure14.28% below
Restaurants and bars per 10k7County figure34.666% above
Shops per 10k7County figure48.359% above
Arts, recreation and fitness per 10k7County figure8.095% above
Doctors' offices and clinics per 10k7County figure19.06% below
Child care centers per 10k7County figure2.30% above
Parks per 10k87.428% below
Playgrounds per 10k80.0below (median 9.4)
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k80.0below (median 11.2)
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails85.9195% above
Transit stops per sq mi80.0below (median 0.2)
Nearest National Park Service site996.5213% above
National Park Service sites within 60 miles90below (median 2)
National Register listings10County figure41215% above
06

Safety, weather and risk

Heat wave risk is 0.0, below the median place (median 90.1).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Wailua Homesteads. Larger places are fetched first.

Heat wave risk12
0.0
below the median place (median 90.1)
Tornado risk12
2.4
97% below the median place
Wildfire risk12
93.1
52% above the median place
All 5 weather and risk measures
MeasureWailua HomesteadsAmong 6,645 placesVs median
Natural hazard risk12County figure84.59% below
Hurricane risk12County figure64.98% below
Tornado risk12County figure2.497% below
Wildfire risk12County figure93.152% above
Heat wave risk12County figure0.0below (median 90.1)
08

Wailua Homesteads in 2030: where the trends point

If recent trends hold, the median rent will take about 27% of the median income in 2030, up from 27% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Wailua Homesteads does better than 6% of places. Its projected home value growth beats 55%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,990/mo (2024)$2,500/mo$2,050 to $3,050/mo+3.9%
Median household income$89,717 (2024)$110,500$93,500 to $130,500+3.5%
Median home value$943,400 (2024)$1,357,000$985,000 to $1,869,000+6.2%

The median home would be worth 12.3 years of the median income in 2030, against 10.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Wailua Homesteads

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Rowland Heights, CA$1,967$85,617Compare
Kapaa, HI$2,020$89,477Compare
San Gabriel, CA$1,915$90,488Compare
Monterey Park, CA$1,888$81,855Compare
Monterey Park, CASan Gabriel, CAKapaa, HIRowland Heights, CAWailua Homesteads, HIWailua HomesteadsRowland HeightsKapaaSan GabrielWailua HomesteadsRowland HeightsKapaa

Places built like Wailua Homesteads

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Wailua Homesteads performs against places like it.

PlaceRent to incomeIncome growthPop. change
Wailua Homesteads, HI26.6%-0.6%/yrn/a
Kula, HI26.8%5.6%/yrn/aCompare
Durham, CA13.9%2.6%/yrn/aCompare
Aptos, CA18.4%3.6%/yrn/aCompare
Cloverdale, CA14.7%10.4%/yr-3.4%Compare
Lucerne Valley, CA25.9%10.8%/yrn/aCompare
Makawao, HI23.7%3.2%/yrn/aCompare

Common questions

Is Wailua Homesteads a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 24 out of 100, better than 24% of the places we rate and 34th of 55 in Hawaii. The median rent takes 26.6% of the median household's income, a bigger share than in 88% of the 2,480 places under 10,000 people we track. On cost, space and class size it scores 31 out of 100 for families. See how it ranks with your own weights.

Is Wailua Homesteads expensive to live in?

The median rent takes 26.6% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $943,400.

What salary do you need to live in Wailua Homesteads?

To rent the median home without spending more than 30% of income on rent, a household needs about $79,600 a year. Work it out from your current city.

What places are similar to Wailua Homesteads?

On income, rent, home value, education and age, the closest matches are Rowland Heights, CA, Kapaa, HI, San Gabriel, CA and Monterey Park, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Wailua Homesteads with places of a similar size, using only figures measured for Wailua Homesteads itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/wailua-homesteads-hawaii

Citytistics. “Wailua Homesteads, Hawaii.” Data as of 2026-11-14. https://www.citytistics.com/city/wailua-homesteads-hawaii/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.