Across 25 directional measures we can compare, Kapaa leads on 14 and Wailua Homesteads on 11. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 2% higher in Kapaa, while median household income is higher in Wailua Homesteads.
The Citytistics read
- Between the 2019 and 2024 surveys, rent outran pay by 8.1 points a year in Kapaa, and rent outran pay by 1.1 points a year in Wailua Homesteads.
Which fits you?
Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.
Your weights
Top 2 of 2 matching places. Places in the top 1% show their national rank.
| # | Place | CTX | Affordability | Economy | Education | Safety | Commute | Amenities | Growth |
|---|---|---|---|---|---|---|---|---|---|
| 01 | Kapaa, HIComposite 43.0 / 100 | 32 | 6 | 66 | 45 | n/a | 40 | 62 | n/a |
| 02 | Wailua Homesteads, HIComposite 40.1 / 100 | 24 | 7 | 67 | 60 | n/a | 60 | 21 | n/a |
CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built
Every measure
The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.
| Measure | Kapaa | Wailua Homesteads | Among all places |
|---|---|---|---|
| Cost of living | |||
| Median gross rent1 | $2,020 | $1,990 | |
| Rent to income1 | 27.1% | 26.6% | |
| Property tax rate1 | 0.2% | 0.2% | |
| Home price to income1 | 9.6x | 10.5x | |
| Fair market rent, 2 bedrooms2 | $2,105 | $2,105 | |
| HUD area median income3 | $120,100 | $120,100 | |
| Housing | |||
| Property tax paid (median)1 | $1,832 | $2,142 | |
| Median home value1 | $861,300 | $943,400 | |
| Home prices, 1-year change4 | -0.8% | -0.8% | |
| Home prices, 5-year change4 | 52.1% | 52.1% | |
| Homeownership1 | 69.0% | 72.0% | |
| Renters paying 30%+1 | 61.2% | 54.8% | |
| Owner costs with a mortgage1 | $2,755 | $3,079 | |
| Vacant homes1 | 12.5% | 14.3% | |
| Median year built1 | 1984 | 1984 | |
| Jobs and income | |||
| Median household income1 | $89,477 | $89,717 | |
| Income per person1 | $41,091 | $57,285 | |
| Unemployment1 | 3.9% | 3.8% | |
| Average annual pay5 | $62,998 | $62,998 | |
| Pay growth, 1 year5 | 5.5% | 5.5% | |
| Jobs5 | 33,298 | 33,298 | |
| Poverty rate1 | 7.5% | 9.9% | |
| Mean commute1 | 27 min | 23 min | |
| Works from home1 | 5.6% | 17.0% | |
| Commutes by transit1 | 1.4% | 1.4% | |
| People | |||
| Population1 | 11,094 | 5,431 | |
| Median age1 | 48.4 | 49.3 | |
| Bachelor's or higher1 | 29.7% | 37.2% | |
| High school or higher1 | 94.1% | 92.1% | |
| Household size1 | 3.0 | 2.7 | |
| Born abroad1 | 15.6% | 12.4% | |
| No health insurance1 | 2.5% | 4.0% | |
| Homes with broadband1 | 93.2% | 95.2% | |
| Moving | |||
| Moved here in the past year1 | 4.3% | 12.9% | |
| Moved from another state1 | 2.9% | 10.9% | |
| Net movers per 1,000 people6 | -4.4 | -4.4 | |
| Income of households moving in6 | $90,556 | $90,556 | |
| Income of households moving out6 | $75,335 | $75,335 | |
| Local life | |||
| Restaurants and bars per 10k7 | 34.6 | 34.6 | |
| Shops per 10k7 | 48.3 | 48.3 | |
| Arts, recreation and fitness per 10k7 | 8.0 | 8.0 | |
| Doctors' offices and clinics per 10k7 | 19.0 | 19.0 | |
| Child care centers per 10k7 | 2.3 | 2.3 | |
| Parks per 10k8 | 10.8 | 7.4 | |
| Playgrounds per 10k8 | 1.8 | 0.0 | |
| Grocery stores per 10k8 | 4.5 | 0.0 | |
| Restaurants, cafes and bars per 10k8 | 17.1 | 0.0 | |
| Libraries per 10k8 | 0.9 | 0.0 | |
| Named paths and bike trails8 | 2.0 | 5.9 | |
| Transit stops per sq mi8 | 0.4 | 0.0 | |
| Nearest National Park Service site9 | 96.0 | 96.5 | |
| National Park Service sites within 60 miles9 | 0 | 0 | |
| National Register listings10 | 3 | 41 | |
| Schools | |||
| Public schools11 | 3 | 21 | |
| Public school students11 | 2,356 | 9,236 | |
| Students per teacher11 | 16.7 | 14.2 | |
| Hazards and air | |||
| Natural hazard risk12 | 84.5 | 84.5 | |
| Hurricane risk12 | 64.9 | 64.9 | |
| Tornado risk12 | 2.4 | 2.4 | |
| Wildfire risk12 | 93.1 | 93.1 | |
| Heat wave risk12 | 0.0 | 0.0 | |
Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Kapaa $80,800, Wailua Homesteads $79,600 a year.
Sources and methods
The small numbers beside each measure point here. Links go to the publisher.
- American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
- Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
- Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
- House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
- Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
- SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
- County Business Patterns · US Census Bureau · 2023 data
- OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
- National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
- National Register of Historic Places · National Park Service · Listings through 2026-05-22
- Common Core of Data · National Center for Education Statistics · 2024 release
- National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).
Survey figures are estimates with margins of error. Formulas and definitions: methodology.
Keep comparing
Other places people weigh against these two, and each one in full.