CitytisticsShortlist

Cost of living, pay and housing

42.19° N · 84.39° W · GEOID 2681740

Vandercook Lake

Jackson County, Michigan · part of the Jackson, MI metro

Limited data population under 5,000

MichiganVandercook Lake, MIVandercook LakeVandercook Lake

The short answer

Vandercook Lake is home to 4,375 people. Median household income is $59,262 a year and median rent is $1,141 a month, 23.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $136,600, about 2.3x annual median household income.

Median gross rent
$1,141
16% below the median place
Median household income
$59,262
26% below the median place
Median home value
$136,600
57% below the median place
Unemployment
5.5%
13% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Vandercook Lake

  • Owning with a mortgage costs only about $47 a month more than the median rent, a smaller gap than in 92% of the 2,469 places under 10,000 people we track.
  • 93% of homes are owner-occupied, more than in 94% of places its size.
  • The median home is worth 2.3 years of the median household's income, fewer than in 89% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $47,100 a year left, less than in 82% of places its size.
  • Half the homes were built before 1958, older housing than in 84% of places its size.
01

Moving to Vandercook Lake

Jackson County loses about 0.2 residents per 1,000 a year to moves between counties.

Moved in4,852
Moved out4,881
Net−29

Where people come from and where they go, top counties

Within Michigan, other states or abroad

Arrivals
Leavers
Within MichiganOther states

Income per tax return

Arrivals$57K
Leavers$56K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Jackson County; flows under 20 returns are not published.

Who moves here
4.6% of residents arrived from another county in the past year, 1.2% from another state. County figure.
Who arrives and who leaves
Households moving into Jackson County report $57,500 a year in income on average; those leaving, $56,300.
Income you would need
$45,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,141 a month; owners with a mortgage pay $1,188 a month including taxes and insurance, on a median home of $136,600.
Getting to work
20 minutes each way on average; 9.8% work from home.
If it is close but not quite
Bedford, OH matches it on character. Compare the two
Income of households moving out7
$56,256
20% below the median place
Income of households moving in7
$57,473
19% below the median place
Moved from another state1
1.2%
39% below the median place
All 5 moving measures
MeasureVandercook LakeAmong 6,645 placesVs median
Moved here in the past year1County figure4.6%21% below
Moved from another state1County figure1.2%39% below
Net movers per 1,000 people7County figure-0.267% above
Income of households moving in7County figure$57,47319% below
Income of households moving out7County figure$56,25620% below
02

What it costs to live here

Homeownership is 92.8%, 40% above the median place.

Vandercook Lake23.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$45,640
a year, at the 30% line
Rent to income
23.1%
13% above the median place
Home price to income
2.3x
39% below the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$46,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Vandercook Lake, $1,141 a month, and local prices for everything else (96.8 against a US average of 100). It runs in your browser and stores nothing.

Like Vandercook Lake, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Newark, NY19.6% vs 23.1%$1,700Compare
Herrin, IL20.0% vs 23.1%n/aCompare
Chackbay, LA18.8% vs 23.1%$11,100Compare

Moving from somewhere else? Work out the salary you would need in Vandercook Lake.

Sponsored · exampleMoving to Vandercook Lake? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
92.8%
40% above the median place
Median home value1
$136,600
57% below the median place
Owner costs with a mortgage1
$1,188
37% below the median place
All 16 cost and housing measures
MeasureVandercook LakeAmong 6,645 placesVs median
Median gross rent1$1,14116% below
Rent to income123.1%13% above
Property tax rate11.4%51% above
Home price to income12.3x39% below
Prices vs US average2Metro figure91.89% below
Fair market rent, 2 bedrooms3County figure$1,20126% below
HUD area median income4County figure$101,2006% below
Property tax paid (median)1$1,86543% below
Median home value1$136,60057% below
Home prices, 1-year change5County figure4.7%48% above
Home prices, 5-year change5County figure48.6%6% below
Homeownership192.8%40% above
Renters paying 30%+1County figure45.3%10% below
Owner costs with a mortgage1$1,18837% below
Vacant homes19.8%39% above
Median year built119581% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
20 min
18% below the median place
Median household income1
$59,262
26% below the median place
All 10 work and pay measures
MeasureVandercook LakeAmong 6,645 placesVs median
Median household income1$59,26226% below
Income per person1$36,06610% below
Unemployment1County figure5.5%13% above
Average annual pay6County figure$64,8112% below
Pay growth, 1 year6County figure4.3%16% above
Jobs6County figure55,46663% below
Poverty rate17.0%35% below
Mean commute120 min18% below
Works from home1County figure9.8%21% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Bachelor's or higher is 18.7%, 42% below the median place.

Bachelor's or higher1
18.7%
42% below the median place
Household size1
2.2
11% below the median place
High school or higher1
95.5%
3% above the median place

More about who lives here, against the typical place

Median age42.4 +9%
No health insurance8.0% +25%
Homes with broadband92.3% −0%
All 8 people measures
MeasureVandercook LakeAmong 6,645 placesVs median
Population14,3756646th largest
Median age142.49% above
Bachelor's or higher118.7%42% below
High school or higher195.5%3% above
Household size12.211% below
Born abroad1County figure2.2%75% below
No health insurance18.0%25% above
Homes with broadband192.3%0% below
05

Life in Vandercook Lake

30 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents4.6 −55%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k2.3 +8%
Restaurants, cafes and bars per 10k4.6 −59%
Libraries per 10k2.3 2.6×
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars15.3 −26%
Shops30.2 −0%
Arts, recreation and fitness2.8 −32%
Doctors' offices and clinics17.0 −16%
Child care centers1.6 −30%

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k8
15.3
26% below the median place
Child care centers per 10k8
1.6
30% below the median place
Public schools11
67
above the median place (median 9)
All 16 schools and local life measures
MeasureVandercook LakeAmong 6,645 placesVs median
Public schools11County figure67above (median 9)
Public school students11County figure21,681343% above
Students per teacher11County figure16.89% above
Restaurants and bars per 10k8County figure15.326% below
Shops per 10k8County figure30.20% below
Arts, recreation and fitness per 10k8County figure2.832% below
Doctors' offices and clinics per 10k8County figure17.016% below
Child care centers per 10k8County figure1.630% below
Parks per 10k94.655% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k92.38% above
Restaurants, cafes and bars per 10k94.659% below
Libraries per 10k92.3163% above
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure30131% above
06

Safety, weather and risk

Average temperature is 48°F, 12% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Vandercook Lake. Larger places are fetched first.

Average temperature12
48°F
12% below the median place
January average low12
16°F
35% below the median place
Heat wave risk13
57.7
36% below the median place
All 9 weather and risk measures
MeasureVandercook LakeAmong 6,645 placesVs median
July average high12County figure82°F5% below
January average low12County figure16°F35% below
Average temperature12County figure48°F12% below
Annual precipitation12County figure35.2 in20% below
Natural hazard risk13County figure76.517% below
Hurricane risk13County figure39.544% below
Tornado risk13County figure93.615% above
Wildfire risk13County figure32.946% below
Heat wave risk13County figure57.736% below
08

Vandercook Lake in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, up from 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,141/mo (2024)$1,480/mo$1,220 to $1,810/mo+4.5%
Median household income$59,262 (2024)$75,000$63,500 to $88,500+4.0%
Median home value$136,600 (2024)$194,000$141,000 to $267,000+6.0%

The median home would be worth 2.6 years of the median income in 2030, against 2.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Vandercook Lake

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Bedford, OH$1,059$57,308Compare
Barling, AR$1,128$54,387Compare
Ross, IN$1,101$54,563Compare
Columbia, PA$1,075$54,437Compare
Columbia, PARoss, INBarling, ARBedford, OHVandercook Lake, MIVandercook LakeBedfordBarlingRossVandercook LakeBedfordBarlingRoss

Common questions

Is Vandercook Lake a good place to live?

It depends on what you need, so here is what the numbers say. Owning with a mortgage costs only about $47 a month more than the median rent, a smaller gap than in 92% of the 2,469 places under 10,000 people we track. 93% of homes are owner-occupied, more than in 94% of places its size. On cost, space and class size it scores 76 out of 100 for families. See how it ranks with your own weights.

Is Vandercook Lake expensive to live in?

The median rent takes 23.1% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $136,600.

What salary do you need to live in Vandercook Lake?

To rent the median home without spending more than 30% of income on rent, a household needs about $45,640 a year. Work it out from your current city.

What places are similar to Vandercook Lake?

On income, rent, home value, education and age, the closest matches are Bedford, OH, Barling, AR, Ross, IN and Columbia, PA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Vandercook Lake with places of a similar size, using only figures measured for Vandercook Lake itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/vandercook-lake-michigan

Citytistics. “Vandercook Lake, Michigan.” Data as of 2026-11-14. https://www.citytistics.com/city/vandercook-lake-michigan/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.