CitytisticsShortlist

Cost of living, pay and housing

41.54° N · 87.38° W · GEOID 1866085

Ross

Lake County, Indiana · part of the Chicago, IL metro

IndianaRoss, INRossRoss

The short answer

Ross is home to 6,751 people. Median household income is $54,563 a year and median rent is $1,101 a month, 24.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $119,100, about 2.2x annual median household income.

What sets Ross apart is how tight household budgets are. Money left after rent is $40,600, against $50,800 in its closest peers. Also notable: Owning with a mortgage costs only about $3 a month more than the median rent, a smaller gap than in 93% of places its size. It is the 3rd-lowest of 132 Indiana places we track.

15OF 100

CTXCitytistics Index

Weak

Ross scores better than 15% of the 6,612 places we rate, and ranks 126th of 132 in Indiana.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%60
Economy 20%26
Safety 20%n/a
Amenities 15%34
Education 10%11
Commute 10%34
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,101
19% below the median place
Median household income
$54,563
32% below the median place
Median home value
$119,100
63% below the median place
Unemployment
5.6%
15% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Ross

Lake County gains about 1.2 residents per 1,000 a year to moves between counties.

Moved in18,345
Moved out17,866
Net+479

Where people come from and where they go, top counties

Within Indiana, other states or abroad

Arrivals
Leavers
Within IndianaOther statesAbroad

Income per tax return

Arrivals$57K
Leavers$56K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Lake County; flows under 20 returns are not published.

Who moves here
4.4% of residents arrived from another county in the past year, 2.9% from another state. County figure.
Who arrives and who leaves
Households moving into Lake County report $56,700 a year in income on average; those leaving, $56,500.
Income you would need
$44,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,101 a month; owners with a mortgage pay $1,104 a month including taxes and insurance, on a median home of $119,100.
Getting to work
28 minutes each way on average; 3.4% work from home; 1.4% take transit.
If it is close but not quite
Delphos, OH matches it on character for less of your income. Compare the two
Income of households moving out7
$56,466
20% below the median place
Income of households moving in7
$56,733
20% below the median place
Moved from another state1
2.9%
45% above the median place
All 5 moving measures
MeasureRossAmong 6,645 placesVs median
Moved here in the past year1County figure4.4%23% below
Moved from another state1County figure2.9%45% above
Net movers per 1,000 people7County figure1.2above (median -0.6)
Income of households moving in7County figure$56,73320% below
Income of households moving out7County figure$56,46620% below
02

What it costs to live here

Home values are about 25% lower than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. That can mean good value, or drawbacks these figures do not capture, such as crime, schools or location.

Ross24.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$44,040
a year, at the 30% line
Rent to income
24.2%
19% above the median place
Home price to income
2.2x
43% below the median place

Could you afford it?

The median rent would take
24%
comfortably under the 30% line
Left after rent, in US prices
$41,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Ross, $1,101 a month, and local prices for everything else (101.9 against a US average of 100). It runs in your browser and stores nothing.

Like Ross, but easier on the budget

Places that match Ross on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Delphos, OH9916.0% vs 24.2%$12,700Compare
Port Clinton, OH9718.4% vs 24.2%$11,500Compare
Napoleon, OH9712.8% vs 24.2%n/aCompare
Keokuk, IA9719.8% vs 24.2%n/aCompare

Moving from somewhere else? Work out the salary you would need in Ross.

Sponsored · exampleMoving to Ross? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$1,104
41% below the median place
Median home value1
$119,100
63% below the median place
Property tax paid (median)1
$1,036
68% below the median place
All 16 cost and housing measures
MeasureRossAmong 6,645 placesVs median
Median gross rent1$1,10119% below
Rent to income124.2%19% above
Property tax rate10.9%4% below
Home price to income12.2x43% below
Prices vs US average2Metro figure103.63% above
Fair market rent, 2 bedrooms3County figure$1,42912% below
HUD area median income4County figure$100,9006% below
Property tax paid (median)1$1,03668% below
Median home value1$119,10063% below
Home prices, 1-year change5County figure3.1%1% below
Home prices, 5-year change5County figure47.7%7% below
Homeownership169.2%4% above
Renters paying 30%+150.5%0% below
Owner costs with a mortgage1$1,10441% below
Vacant homes111.8%67% above
Median year built119571% below
03

Work and pay

3% of workers mostly work from home, fewer than in 97% of the 2,104 places under 10,000 people we track.

Works from home1
3.4%
73% below the median place
Median household income1
$54,563
32% below the median place
Income per person1
$29,196
27% below the median place

More on work and pay, against the typical place

Poverty rate18.4% +71%
Mean commute28 min +12%
Unemployment5.6% +15%
All 10 work and pay measures
MeasureRossAmong 6,645 placesVs median
Median household income1$54,56332% below
Income per person1$29,19627% below
Unemployment15.6%15% above
Average annual pay6County figure$62,3995% below
Pay growth, 1 year6County figure2.0%46% below
Jobs6County figure191,57927% above
Poverty rate118.4%71% above
Mean commute128 min12% above
Works from home13.4%73% below
Commutes by transit1County figure1.4%69% above
04

Who lives here

Bachelor's or higher is 16.0%, 50% below the median place.

Bachelor's or higher1
16.0%
50% below the median place
High school or higher1
85.7%
7% below the median place
Household size1
2.3
9% below the median place

More about who lives here, against the typical place

Median age42.7 +9%
Homes with broadband89.6% −3%
No health insurance6.9% +8%
All 8 people measures
MeasureRossAmong 6,645 placesVs median
Population16,7515525th largest
Median age142.79% above
Bachelor's or higher116.0%50% below
High school or higher185.7%7% below
Household size12.39% below
Born abroad1County figure7.3%17% below
No health insurance16.9%8% above
Homes with broadband189.6%3% below
05

Life in Ross

OpenStreetMap shows 0 parks per 10,000 residents, fewer than in 95% of the 2,480 places under 10,000 people we track. It is the lowest of 132 Indiana places we track.

89 sites are on the National Register of Historic Places, one of them a National Historic Landmark. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k5.9 −37%
Grocery stores per 10k3.0 +40%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails4 km +80%
Bus and rail stops per sq mi0.3 +67%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Indiana Dunes National Park 16 miles
  • Pullman National Historical Park 16 miles
  • North Country Trail 143 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.4 +3%
Shops30.4 +0%
Arts, recreation and fitness2.9 −29%
Doctors' offices and clinics21.4 +6%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
16.2
47% below the median place
Public schools12
118
above the median place (median 9)
Public school students12
73,419
above the median place (median 4,897)
All 18 schools and local life measures
MeasureRossAmong 6,645 placesVs median
Public schools12County figure118above (median 9)
Public school students12County figure73,419above (median 4,897)
Students per teacher12County figure17.413% above
Restaurants and bars per 10k8County figure21.43% above
Shops per 10k8County figure30.40% above
Arts, recreation and fitness per 10k8County figure2.929% below
Doctors' offices and clinics per 10k8County figure21.46% above
Child care centers per 10k8County figure2.59% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k95.937% below
Grocery stores per 10k93.040% above
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails93.680% above
Transit stops per sq mi90.367% above
Nearest National Park Service site1016.247% below
National Park Service sites within 60 miles1020% above
National Register listings11County figure89above (median 13)
06

Safety, weather and risk

Tornado risk is 99.1, 22% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Ross. Larger places are fetched first.

Tornado risk14
99.1
22% above the median place
Hurricane risk14
18.6
74% below the median place
Good air days15
41.6%
39% below the median place
All 11 weather and risk measures
MeasureRossAmong 6,645 placesVs median
July average high13County figure84°F4% below
January average low13County figure17°F33% below
Average temperature13County figure50°F8% below
Annual precipitation13County figure39.2 in11% below
Natural hazard risk14County figure95.94% above
Hurricane risk14County figure18.674% below
Tornado risk14County figure99.122% above
Wildfire risk14County figure66.18% above
Heat wave risk14County figure92.83% above
Median air quality index15County figure5323% above
Good air days15County figure41.6%39% below
08

Places like Ross

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Bellefontaine Neighbors, MO$1,151$49,170Compare
Burton, MI$1,009$60,052Compare
Bedford, OH$1,059$57,308Compare
Wayne, MI$974$59,038Compare
Wayne, MIBedford, OHBurton, MIBellefontaine Neighbors, MORoss, INRossBellefontaine NeighborsBurtonBedfordRossBellefontaine NeighborsBurtonBedford

Places built like Ross

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Ross performs against places like it.

PlaceRent to incomeIncome growthPop. change
Ross, IN24.2%1.4%/yrn/a
Delphos, OH16.0%3.8%/yr-0.4%Compare
Port Clinton, OH18.4%7.7%/yr-2.5%Compare
Litchfield, IL15.0%1.4%/yr-2.6%Compare
Robinson, IL14.7%10.8%/yr1.9%Compare
Gas City, IN19.3%5.7%/yr-1.3%Compare
Napoleon, OH12.8%10.5%/yr-2.1%Compare

Common questions

Is Ross a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 15 out of 100, better than 15% of the places we rate and 126th of 132 in Indiana. On cost, space and class size it scores 37 out of 100 for families. See how it ranks with your own weights.

Is Ross expensive to live in?

The median rent takes 24.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $119,100.

What salary do you need to live in Ross?

To rent the median home without spending more than 30% of income on rent, a household needs about $44,040 a year. Work it out from your current city.

What places are similar to Ross?

On income, rent, home value, education and age, the closest matches are Bellefontaine Neighbors, MO, Burton, MI, Bedford, OH and Wayne, MI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ross with places of a similar size, using only figures measured for Ross itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ross-indiana

Citytistics. “Ross, Indiana.” Data as of 2026-11-14. https://www.citytistics.com/city/ross-indiana/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.