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Cost of living, pay and housing

39.22° N · 77.30° W · GEOID 2477262

Ten Mile Creek

Montgomery County, Maryland · part of the Washington, DC metro

Limited data population under 5,000, core figures borrowed from county or metro: median_household_income

MarylandTen Mile Creek, MDTen Mile CreekTen Mile Creek

The short answer

Ten Mile Creek is home to 1,184 people. Median household income is $132,450 a year and median rent is $1,675 a month, 15.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $503,300, about 3.8x annual median household income.

Median gross rent
$1,675
23% above the median place
Median household income
$132,450
65% above the median place
Median home value
$503,300
58% above the median place
Unemployment
4.9%
1% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Ten Mile Creek

  • Between the 2021 and 2022 surveys, rent rose 5.8% a year while household income rose -6.5%, so rent outran pay by more than in 98% of the 2,476 places under 10,000 people we track. It is the 2nd-highest of 199 Maryland places.
  • Owning with a mortgage costs about $2,113 a month more than the median rent, a wider gap than in 99% of places its size. It is the 2nd-highest of 198 Maryland places.
  • 35% of workers mostly work from home, more than in 96% of places its size.
  • The median rent takes only 15.2% of the median household's income, a smaller share than in 82% of places its size.
  • 85% of homes are owner-occupied, more than in 81% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 92 out of 100. Budget for insurance before counting the savings.

01

Moving to Ten Mile Creek

Montgomery County loses about 10.3 residents per 1,000 a year to moves between counties.

Moved in42,404
Moved out51,792
Net−9,388

Where people come from and where they go, top counties

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$99K
Leavers$103K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Montgomery County; flows under 20 returns are not published.

Who moves here
19.3% of residents arrived from another county in the past year, 6.2% from another state.
Who arrives and who leaves
Households moving into Montgomery County report $98,800 a year in income on average; those leaving, $103,300.
Income you would need
$67,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,675 a month; owners with a mortgage pay $3,788 a month including taxes and insurance, on a median home of $503,300.
Getting to work
32 minutes each way on average; 34.9% work from home.
If it is close but not quite
North Bay Shore, NY matches it on character. Compare the two
Moved here in the past year1
19.3%
236% above the median place
Moved from another state1
6.2%
212% above the median place
Net movers per 1,000 people7
-10.3
below the median place (median -0.6)
All 5 moving measures
MeasureTen Mile CreekAmong 6,645 placesVs median
Moved here in the past year119.3%236% above
Moved from another state16.2%212% above
Net movers per 1,000 people7County figure-10.3below (median -0.6)
Income of households moving in7County figure$98,81340% above
Income of households moving out7County figure$103,25547% above
02

What it costs to live here

Vacant homes is 0.0%, below the median place (median 7.1%).

Ten Mile Creek15.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$67,000
a year, at the 30% line
Rent to income
15.2%
25% below the median place
Home price to income
3.8x
0% above the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$111,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Ten Mile Creek, $1,675 a month, and local prices for everything else (100.2 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Ten Mile Creek.

Sponsored · exampleMoving to Ten Mile Creek? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Owner costs with a mortgage1
$3,788
102% above the median place
Homeownership1
84.6%
27% above the median place
All 16 cost and housing measures
MeasureTen Mile CreekAmong 6,645 placesVs median
Median gross rent1$1,67523% above
Rent to income115.2%25% below
Property tax rate11.1%16% above
Home price to income13.8x0% above
Prices vs US average2Metro figure108.98% above
Fair market rent, 2 bedrooms3County figure$2,43851% above
HUD area median income4County figure$166,10055% above
Property tax paid (median)1$5,36064% above
Median home value1$503,30058% above
Home prices, 1-year change5County figure1.3%59% below
Home prices, 5-year change5County figure35.1%32% below
Homeownership184.6%27% above
Renters paying 30%+1County figure51.6%2% above
Owner costs with a mortgage1$3,788102% above
Vacant homes10.0%below (median 7.1%)
Median year built119671% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
34.9%
180% above the median place
Income per person1
$24,150
40% below the median place
All 10 work and pay measures
MeasureTen Mile CreekAmong 6,645 placesVs median
Median household income1County figure$132,45065% above
Income per person1$24,15040% below
Unemployment1County figure4.9%1% above
Average annual pay6County figure$96,36846% above
Pay growth, 1 year6County figure2.0%46% below
Jobs6County figure456,358203% above
Poverty rate1County figure7.5%31% below
Mean commute1County figure32 min28% above
Works from home134.9%180% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 0.0%, below the median place (median 6.4%).

No health insurance1
0.0%
below the median place (median 6.4%)
Homes with broadband1
80.8%
12% below the median place
Bachelor's or higher1
17.8%
44% below the median place

More about who lives here, against the typical place

Median age34.7 −11%
High school or higher86.7% −6%
Household size2.7 +6%
All 8 people measures
MeasureTen Mile CreekAmong 6,645 placesVs median
Population11,1846646th largest
Median age134.711% below
Bachelor's or higher117.8%44% below
High school or higher186.7%6% below
Household size12.76% above
Born abroad1County figure33.6%281% above
No health insurance10.0%below (median 6.4%)
Homes with broadband180.8%12% below
05

Life in Ten Mile Creek

82 sites are on the National Register of Historic Places, 5 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents8.4 −17%
Playgrounds per 10k33.8 3.6×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails16 km 7.9×
Bus and rail stops per sq mi0.2 −19%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars18.1 −13%
Shops22.1 −27%
Arts, recreation and fitness4.1 +0%
Doctors' offices and clinics27.7 +37%
Child care centers3.2 +39%

Counts businesses with paid staff, so small owner-run shops are not included.

Public school students11
159,181
above the median place (median 4,897)
Shops per 10k8
22.1
27% below the median place
Public schools11
211
above the median place (median 9)
All 16 schools and local life measures
MeasureTen Mile CreekAmong 6,645 placesVs median
Public schools11County figure211above (median 9)
Public school students11County figure159,181above (median 4,897)
Students per teacher11County figure14.28% below
Restaurants and bars per 10k8County figure18.113% below
Shops per 10k8County figure22.127% below
Arts, recreation and fitness per 10k8County figure4.10% above
Doctors' offices and clinics per 10k8County figure27.737% above
Child care centers per 10k8County figure3.239% above
Parks per 10k98.417% below
Playgrounds per 10k933.8259% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails915.8above (median 2.0)
Transit stops per sq mi90.219% below
National Register listings10County figure82above (median 13)
06

Safety, weather and risk

Wildfire risk is 25.1, 59% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Ten Mile Creek. Larger places are fetched first.

Wildfire risk13
25.1
59% below the median place
Good air days14
83.1%
21% above the median place
Median air quality index14
39
9% below the median place
All 11 weather and risk measures
MeasureTen Mile CreekAmong 6,645 placesVs median
July average high12County figure87°F0% below
January average low12County figure25°F0% above
Average temperature12County figure55°F0% above
Annual precipitation12County figure44.6 in2% above
Natural hazard risk13County figure91.71% below
Hurricane risk13County figure91.830% above
Tornado risk13County figure78.73% below
Wildfire risk13County figure25.159% below
Heat wave risk13County figure97.08% above
Median air quality index14County figure399% below
Good air days14County figure83.1%21% above
08

Ten Mile Creek in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$112,625 (2024)$134,500$113,500 to $159,000+3.0%
Median home value$503,300 (2024)$660,000$479,000 to $909,000+4.6%

The median home would be worth 4.9 years of the median income in 2030, against 4.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Ten Mile Creek

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
North Bay Shore, NY$1,597$141,915Compare
Pacific, WA$1,692$115,625Compare
Nuevo, CA$1,531$112,857Compare
Brighton, CO$1,779$107,679Compare
Brighton, CONuevo, CAPacific, WANorth Bay Shore, NYTen Mile Creek, MDTen Mile CreekNorth Bay ShorePacificNuevoBrightonTen Mile CreekNorth Bay ShorePacificNuevoBrighton

Common questions

Is Ten Mile Creek a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2021 and 2022 surveys, rent rose 5.8% a year while household income rose -6.5%, so rent outran pay by more than in 98% of the 2,476 places under 10,000 people we track. It is the 2nd-highest of 199 Maryland places. Owning with a mortgage costs about $2,113 a month more than the median rent, a wider gap than in 99% of places its size. It is the 2nd-highest of 198 Maryland places. See how it ranks with your own weights.

Is Ten Mile Creek expensive to live in?

The median rent takes 15.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $503,300.

What salary do you need to live in Ten Mile Creek?

To rent the median home without spending more than 30% of income on rent, a household needs about $67,000 a year. Work it out from your current city.

What places are similar to Ten Mile Creek?

On income, rent, home value, education and age, the closest matches are North Bay Shore, NY, Pacific, WA, Nuevo, CA and Brighton, CO.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ten Mile Creek with places of a similar size, using only figures measured for Ten Mile Creek itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ten-mile-creek-maryland

Citytistics. “Ten Mile Creek, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/ten-mile-creek-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.