CitytisticsShortlist

Cost of living, pay and housing

40.76° N · 73.26° W · GEOID 3651495

North Bay Shore

Suffolk County, New York · part of the New York, NY metro

New YorkNorth Bay Shore, NYNorth Bay ShoreNorth Bay Shore

The short answer

North Bay Shore is home to 20,282 people. Median household income is $141,915 a year and median rent is $1,597 a month, 13.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $497,600, about 3.5x annual median household income.

What sets North Bay Shore apart is how far household money goes. Money left after rent is $116,700, against $74,200 in its closest peers. Also notable: Household income rose 9.7% a year while rent rose -1.3% between the 2019 and 2024 surveys, pay gained on rent more than in 99% of places its size.

47OF 100

CTXCitytistics Index

Average

North Bay Shore scores better than 47% of the 6,612 places we rate, and ranks 198th of 340 in New York.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%77
Economy 20%80
Safety 20%n/a
Amenities 15%3
Education 10%6
Commute 10%41
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,597
17% above the median place
Median household income
$141,915
77% above the median place
Median home value
$497,600
56% above the median place
Unemployment
4.0%
18% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about North Bay Shore

  • GrowthCompared with the 25 places most like it in size, age, education, housing and region (such as South San Jose Hills, CA, Central Islip, NY and Valinda, CA), home value growth here is higher: 10.8% a year against a typical 8.4% a year.
  • AffordabilityThe median rent takes 13.5% of the median household's income, a smaller share than in 95% of the 2,301 places of 10,000 to 25,000 people we track.
01

Moving to North Bay Shore

Suffolk County loses about 5.5 residents per 1,000 a year to moves between counties.

Moved in38,900
Moved out46,266
Net−7,366

Where people come from and where they go, top counties

Nassau County, NY11,6446,378+5,266
Queens County, NY7,4222,716+4,706
Kings County, NY3,0521,722+1,330
New York County, NY2,2542,429−175
Palm Beach County, FL4371,145−708
Broward County, FL263537−274

Within New York, other states or abroad

Arrivals
Leavers
Within New YorkOther statesAbroad

Income per tax return

Arrivals$116K
Leavers$121K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Suffolk County; flows under 20 returns are not published.

Who moves here
3.2% of residents arrived from another county in the past year, 0.7% from another state.
Who arrives and who leaves
Households moving into Suffolk County report $116,100 a year in income on average; those leaving, $120,700.
Income you would need
$63,900 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,597 a month; owners with a mortgage pay $2,866 a month including taxes and insurance, on a median home of $497,600.
Getting to work
27 minutes each way on average; 2.2% work from home; 3.6% take transit.
If it is close but not quite
Nuevo, CA matches it on character. Compare the two
Moved here in the past year1
3.2%
44% below the median place
Income of households moving out7
$120,653
72% above the median place
Moved from another state1
0.7%
66% below the median place
All 5 moving measures
MeasureNorth Bay ShoreAmong 6,645 placesVs median
Moved here in the past year13.2%44% below
Moved from another state1County figure0.7%66% below
Net movers per 1,000 people7County figure-5.5below (median -0.6)
Income of households moving in7County figure$116,08664% above
Income of households moving out7County figure$120,65372% above
02

What it costs to live here

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 97 out of 100. Budget for insurance before counting the savings.

North Bay Shore13.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$63,880
a year, at the 30% line
Rent to income
13.5%
34% below the median place
Home price to income
3.5x
8% below the median place

Could you afford it?

The median rent would take
13%
comfortably under the 30% line
Left after rent, in US prices
$116,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in North Bay Shore, $1,597 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in North Bay Shore.

Sponsored · exampleMoving to North Bay Shore? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$8,478
160% above the median place
Homeownership1
83.8%
26% above the median place
Property tax rate1
1.7%
87% above the median place
All 16 cost and housing measures
MeasureNorth Bay ShoreAmong 6,645 placesVs median
Median gross rent1$1,59717% above
Rent to income113.5%34% below
Property tax rate11.7%87% above
Home price to income13.5x8% below
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,68967% above
HUD area median income4County figure$164,30053% above
Property tax paid (median)1$8,478160% above
Median home value1$497,60056% above
Home prices, 1-year change5County figure5.4%70% above
Home prices, 5-year change5County figure54.5%6% above
Homeownership183.8%26% above
Renters paying 30%+141.4%18% below
Owner costs with a mortgage1$2,86653% above
Vacant homes15.2%26% below
Median year built119671% below
03

Work and pay

Works from home is 2.2%, 82% below the median place.

Works from home1
2.2%
82% below the median place
Median household income1
$141,915
77% above the median place
Commutes by transit1
3.6%
324% above the median place

More on work and pay, against the typical place

Poverty rate6.8% −37%
Unemployment4.0% −18%
Income per person$34,416 −14%
Mean commute27 min +6%
All 10 work and pay measures
MeasureNorth Bay ShoreAmong 6,645 placesVs median
Median household income1$141,91577% above
Income per person1$34,41614% below
Unemployment14.0%18% below
Average annual pay6County figure$81,11923% above
Pay growth, 1 year6County figure2.5%32% below
Jobs6County figure689,858358% above
Poverty rate16.8%37% below
Mean commute127 min6% above
Works from home12.2%82% below
Commutes by transit13.6%324% above
04

Who lives here

Household size is 4.5, 78% above the median place.

Household size1
4.5
78% above the median place
High school or higher1
71.1%
23% below the median place
Born abroad1
39.1%
343% above the median place

More about who lives here, against the typical place

Bachelor's or higher13.3% −58%
No health insurance12.9% 2.0×
Median age35.5 −9%
Homes with broadband89.3% −3%
All 8 people measures
MeasureNorth Bay ShoreAmong 6,645 placesVs median
Population120,2822286th largest
Median age135.59% below
Bachelor's or higher113.3%58% below
High school or higher171.1%23% below
Household size14.578% above
Born abroad139.1%343% above
No health insurance112.9%102% above
Homes with broadband189.3%3% below
05

Life in North Bay Shore

The nearest National Park Service site is Sagamore Hill National Historic Site, about 15 miles away.

347 sites are on the National Register of Historic Places, 12 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents3.0 −71%
Playgrounds per 10k5.4 −42%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.5 −96%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Sagamore Hill National Historic Site 15 miles
  • Fire Island National Seashore 15 miles
  • Saint Paul's Church National Historic Site 31 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars25.6 +23%
Shops39.7 +31%
Arts, recreation and fitness6.6 +61%
Doctors' offices and clinics24.4 +21%
Child care centers2.7 +17%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
15.1
51% below the median place
Public school students12
222,431
above the median place (median 4,897)
Public schools12
342
above the median place (median 9)
All 18 schools and local life measures
MeasureNorth Bay ShoreAmong 6,645 placesVs median
Public schools12County figure342above (median 9)
Public school students12County figure222,431above (median 4,897)
Students per teacher12County figure11.426% below
Restaurants and bars per 10k8County figure25.623% above
Shops per 10k8County figure39.731% above
Arts, recreation and fitness per 10k8County figure6.661% above
Doctors' offices and clinics per 10k8County figure24.421% above
Child care centers per 10k8County figure2.717% above
Parks per 10k93.071% below
Playgrounds per 10k95.442% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.596% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1015.151% below
National Park Service sites within 60 miles1018above (median 2)
National Register listings11County figure347above (median 13)
06

Safety, weather and risk

Hurricane risk is 96.8, 37% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached North Bay Shore. Larger places are fetched first.

Hurricane risk14
96.8
37% above the median place
July average high13
82°F
5% below the median place
Natural hazard risk14
97.3
5% above the median place
All 11 weather and risk measures
MeasureNorth Bay ShoreAmong 6,645 placesVs median
July average high13County figure82°F5% below
January average low13County figure24°F5% below
Average temperature13County figure53°F4% below
Annual precipitation13County figure45.5 in4% above
Natural hazard risk14County figure97.35% above
Hurricane risk14County figure96.837% above
Tornado risk14County figure74.88% below
Wildfire risk14County figure73.420% above
Heat wave risk14County figure94.75% above
Median air quality index15County figure415% below
Good air days15County figure72.6%6% above
08

North Bay Shore in 2030: where the trends point

If recent trends hold, the median rent will take about 13% of the median income in 2030, down from 14% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, North Bay Shore does better than 77% of places. Its projected home value growth beats 79%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,597/mo (2024)$1,980/mo$1,630 to $2,420/mo+3.7%
Median household income$141,915 (2024)$184,000$155,500 to $217,500+4.4%
Median home value$497,600 (2024)$730,000$530,000 to $1,005,000+6.6%

The median home would be worth 4.0 years of the median income in 2030, against 3.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like North Bay Shore

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Nuevo, CA$1,531$112,857Compare
Pacific, WA$1,692$115,625Compare
Prairie Ridge, WA$1,965$114,356Compare
Quartz Hill, CA$1,540$105,443Compare
Quartz Hill, CAPrairie Ridge, WAPacific, WANuevo, CANorth Bay Shore, NYNorth Bay ShoreNuevoPacificQuartz HillNorth Bay ShoreNuevoPacific

Places built like North Bay Shore

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how North Bay Shore performs against places like it.

PlaceRent to incomeIncome growthPop. change
North Bay Shore, NY13.5%9.7%/yrn/a
South San Jose Hills, CA23.8%6.2%/yrn/aCompare
Central Islip, NY21.9%8.8%/yrn/aCompare
Valinda, CA21.9%3.5%/yrn/aCompare
Hillcrest, NY21.8%8.5%/yrn/aCompare
Baywood, NY27.3%3.7%/yrn/aCompare
West Puente Valley, CA31.8%3.1%/yrn/aCompare

Common questions

Is North Bay Shore a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 47 out of 100, better than 47% of the places we rate and 198th of 340 in New York. Compared with the 25 places most like it in size, age, education, housing and region (such as South San Jose Hills, CA, Central Islip, NY and Valinda, CA), home value growth here is higher: 10.8% a year against a typical 8.4% a year. The median rent takes 13.5% of the median household's income, a smaller share than in 95% of the 2,301 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 99 out of 100 for families. See how it ranks with your own weights.

Is North Bay Shore expensive to live in?

The median rent takes 13.5% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $497,600.

What salary do you need to live in North Bay Shore?

To rent the median home without spending more than 30% of income on rent, a household needs about $63,880 a year. Work it out from your current city.

What places are similar to North Bay Shore?

On income, rent, home value, education and age, the closest matches are Nuevo, CA, Pacific, WA, Prairie Ridge, WA and Quartz Hill, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares North Bay Shore with places of a similar size, using only figures measured for North Bay Shore itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/north-bay-shore-new-york

Citytistics. “North Bay Shore, New York.” Data as of 2026-11-14. https://www.citytistics.com/city/north-bay-shore-new-york/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.