CitytisticsShortlist

Cost of living, pay and housing

38.55° N · 89.99° W · GEOID 1774119

Swansea

St. Clair County, Illinois · part of the St. Louis, MO metro

IllinoisSwansea, ILSwanseaSwansea

The short answer

Swansea is home to 14,710 people. Median household income is $91,587 a year and median rent is $1,137 a month, 14.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $223,600, about 2.4x annual median household income.

Swansea stands out on how people work. Unemployment is 5.7%, against 3% in its closest peers. Also notable: Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 95 out of 100. Budget for insurance before counting the savings.

84OF 100

CTXCitytistics Index

Strong

Swansea scores better than 84% of the 6,612 places we rate, and ranks 102nd of 335 in Illinois.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%91
Economy 20%48
Safety 20%79
Amenities 15%43
Education 10%69
Commute 10%56
Growth 5%20
Median gross rent
$1,137
17% below the median place
Median household income
$91,587
14% above the median place
Median home value
$223,600
30% below the median place
Unemployment
5.7%
17% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Swansea

  • AffordabilityThe median rent takes 14.9% of the median household's income, a smaller share than in 90% of the 2,301 places of 10,000 to 25,000 people we track.
  • HousingThe median home costs 2.4 years of the median household's income, fewer than in 92% of the 2,301 places of 10,000 to 25,000 people we track.
01

Moving to Swansea

St. Clair County loses about 2.9 residents per 1,000 a year to moves between counties.

Moved in10,983
Moved out11,578
Net−595

Where people come from and where they go, top counties

Within Illinois, other states or abroad

Arrivals
Leavers
Within IllinoisOther statesAbroad

Income per tax return

Arrivals$59K
Leavers$62K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Clair County; flows under 20 returns are not published.

Who moves here
3.2% of residents arrived from another county in the past year, 3.0% from another state.
Who arrives and who leaves
Households moving into St. Clair County report $59,000 a year in income on average; those leaving, $62,500, so leavers earn more than newcomers.
Income you would need
$45,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,137 a month; owners with a mortgage pay $1,872 a month including taxes and insurance, on a median home of $223,600.
Getting to work
24 minutes each way on average; 15.2% work from home; 1.6% take transit.
If it is close but not quite
Teays Valley, WV matches it on character for less of your income. Compare the two
Moved here in the past year1
3.2%
44% below the median place
Income of households moving in8
$58,999
16% below the median place
Moved from another state1
3.0%
50% above the median place
All 5 moving measures
MeasureSwanseaAmong 6,645 placesVs median
Moved here in the past year13.2%44% below
Moved from another state1County figure3.0%50% above
Net movers per 1,000 people8County figure-2.9383% below
Income of households moving in8County figure$58,99916% below
Income of households moving out8County figure$62,45011% below
02

What it costs to live here

Homeowners pay a median of about 2.1% of home value a year in property tax, more than in 92% of the 2,101 places of 10,000 to 25,000 people we track.

Swansea14.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$45,480
a year, at the 30% line
Rent to income
14.9%
27% below the median place
Home price to income
2.4x
36% below the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$79,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Swansea, $1,137 a month, and local prices for everything else (98.4 against a US average of 100). It runs in your browser and stores nothing.

Like Swansea, but easier on the budget

Places that match Swansea on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Teays Valley, WV9512.2% vs 14.9%$20,200Compare
Maumelle, AR9212.2% vs 14.9%$17,700Compare
Gilbertsville, PA9212.0% vs 14.9%$23,200Compare
Eudora, KS9112.4% vs 14.9%$30,800Compare

Moving from somewhere else? Work out the salary you would need in Swansea.

Sponsored · exampleMoving to Swansea? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.1%
134% above the median place
Renters paying 30%+1
37.7%
25% below the median place
Median year built1
1993
1% above the median place
All 16 cost and housing measures
MeasureSwanseaAmong 6,645 placesVs median
Median gross rent1$1,13717% below
Rent to income114.9%27% below
Property tax rate12.1%134% above
Home price to income12.4x36% below
Prices vs US average2Metro figure95.16% below
Fair market rent, 2 bedrooms3County figure$1,34916% below
HUD area median income4County figure$113,5006% above
Property tax paid (median)1$4,75946% above
Median home value1$223,60030% below
Home prices, 1-year change5County figure5.3%66% above
Home prices, 5-year change5County figure51.5%0% below
Homeownership173.5%11% above
Renters paying 30%+137.7%25% below
Owner costs with a mortgage1$1,8720% above
Vacant homes16.5%9% below
Median year built119931% above
03

Work and pay

Unemployment is 5.7%, 17% above the median place.

Unemployment1
5.7%
17% above the median place
Works from home1
15.2%
22% above the median place
Income per person1
$45,341
13% above the median place

More on work and pay, against the typical place

Median household income$91,587 +14%
Poverty rate8.7% −19%
Mean commute24 min −3%
All 10 work and pay measures
MeasureSwanseaAmong 6,645 placesVs median
Median household income1$91,58714% above
Income per person1$45,34113% above
Unemployment15.7%17% above
Average annual pay6County figure$59,03411% below
Pay growth, 1 year6County figure3.6%3% below
Jobs6County figure89,19241% below
Poverty rate18.7%19% below
Mean commute124 min3% below
Works from home115.2%22% above
Commutes by transit1County figure1.6%85% above
04

Who lives here

High school or higher is 96.7%, 5% above the median place.

High school or higher1
96.7%
5% above the median place
Born abroad1
4.2%
52% below the median place
Median age1
42.3
8% above the median place

More about who lives here, against the typical place

No health insurance4.6% −28%
Bachelor's or higher42.5% +33%
Homes with broadband94.0% +2%
Household size2.5 +0%
All 9 people measures
MeasureSwanseaAmong 6,645 placesVs median
Population114,7103035th largest
Population change since 20207-0.1%below (median 1.1%)
Median age142.38% above
Bachelor's or higher142.5%33% above
High school or higher196.7%5% above
Household size12.50% above
Born abroad14.2%52% below
No health insurance14.6%28% below
Homes with broadband194.0%2% above
05

Life in Swansea

The nearest National Park Service site is Gateway Arch National Park, about 12 miles away.

29 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents6.8 −33%
Playgrounds per 10k3.4 −64%
Grocery stores per 10k1.4 −36%
Restaurants, cafes and bars per 10k5.4 −51%
Libraries per 10k0.0 −100%
Named paths and bike trails6 km 3.1×
Bus and rail stops per sq mi12.1 57.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Gateway Arch National Park 12 miles
  • Ulysses S. Grant National Historic Site 20 miles
  • Ste. Geneviève National Historical Park 40 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.0 −4%
Shops30.2 −0%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics18.1 −10%
Child care centers2.2 −4%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools14
3
67% below the median place
Public school students14
1,148
77% below the median place
Nearest National Park Service site11
11.9
61% below the median place
All 18 schools and local life measures
MeasureSwanseaAmong 6,645 placesVs median
Public schools14367% below
Public school students141,14877% below
Students per teacher1413.214% below
Restaurants and bars per 10k9County figure20.04% below
Shops per 10k9County figure30.20% below
Arts, recreation and fitness per 10k9County figure3.417% below
Doctors' offices and clinics per 10k9County figure18.110% below
Child care centers per 10k9County figure2.24% below
Parks per 10k106.833% below
Playgrounds per 10k103.464% below
Grocery stores per 10k101.436% below
Restaurants, cafes and bars per 10k105.451% below
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails106.2210% above
Transit stops per sq mi1012.1above (median 0.2)
Nearest National Park Service site1111.961% below
National Park Service sites within 60 miles11350% above
National Register listings12County figure29123% above
06

Safety, weather and risk

Violent crime per 100k is 69, 64% below the median place.

Violent crime per 100k
69
64% below the median place
Property crime per 100k
684
44% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Wildfire risk16
15.1
75% below the median place
Good air days17
31.2%
54% below the median place
Median air quality index17
56
30% above the median place
All 11 weather and risk measures
MeasureSwanseaAmong 6,645 placesVs median
July average high15County figure89°F2% above
January average low15County figure23°F8% below
Average temperature15County figure56°F3% above
Annual precipitation15County figure42.5 in3% below
Natural hazard risk16County figure94.93% above
Hurricane risk16County figure34.951% below
Tornado risk16County figure95.517% above
Wildfire risk16County figure15.175% below
Heat wave risk16County figure98.19% above
Median air quality index17Metro figure5630% above
Good air days17Metro figure31.2%54% below
08

Swansea in 2030: where the trends point

If recent trends hold, the median rent will take about 15% of the median income in 2030, about the same as 15% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Swansea does better than 90% of places. Its projected home value growth beats 24%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,137/mo (2024)$1,440/mo$1,180 to $1,750/mo+4.0%
Median household income$91,587 (2024)$115,000$97,000 to $136,000+3.8%
Median home value$223,600 (2024)$315,000$229,000 to $434,000+5.9%
Population14,356 (2025)14,54013,950 to 15,160+0.3%

The median home would be worth 2.7 years of the median income in 2030, against 2.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Swansea

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Hampton Manor, NY$1,188$98,364Compare
Battlefield, MO$1,042$94,542Compare
Dent, OH$1,108$86,636Compare
Green, OH$1,228$95,047Compare
Green, OHDent, OHBattlefield, MOHampton Manor, NYSwansea, ILSwanseaHampton ManorBattlefieldDentGreenSwanseaHampton ManorBattlefieldDentGreen

Places built like Swansea

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Swansea performs against places like it.

PlaceRent to incomeIncome growthPop. change
Swansea, IL14.9%3.4%/yr-0.1%
Waterloo, IL10.8%7.8%/yr1.2%Compare
South Lyon, MI17.0%4.8%/yr3.1%Compare
Pleasant Prairie, WI16.8%3.7%/yr2.6%Compare
DeForest, WI16.3%3.8%/yr21.1%Compare
Sussex, WI13.8%5.4%/yr10.1%Compare
Loveland, OH15.9%5.7%/yr-0.1%Compare

Common questions

Is Swansea a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 84 out of 100, better than 84% of the places we rate and 102nd of 335 in Illinois. The median rent takes 14.9% of the median household's income, a smaller share than in 90% of the 2,301 places of 10,000 to 25,000 people we track. The median home costs 2.4 years of the median household's income, fewer than in 92% of the 2,301 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 91 out of 100 for families. See how it ranks with your own weights.

Is Swansea expensive to live in?

The median rent takes 14.9% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $223,600.

What salary do you need to live in Swansea?

To rent the median home without spending more than 30% of income on rent, a household needs about $45,480 a year. Work it out from your current city.

Is Swansea safe?

There were 69 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Swansea?

On income, rent, home value, education and age, the closest matches are Hampton Manor, NY, Battlefield, MO, Dent, OH and Green, OH.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Swansea with places of a similar size, using only figures measured for Swansea itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/swansea-illinois

Citytistics. “Swansea, Illinois.” Data as of 2026-11-14. https://www.citytistics.com/city/swansea-illinois/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.