CitytisticsShortlist

Cost of living, pay and housing

38.60° N · 89.92° W · GEOID 1755249

O'Fallon

St. Clair County, Illinois · part of the St. Louis, MO metro

IllinoisO'Fallon, ILO'FallonO'Fallon

The short answer

O'Fallon is home to 32,262 people. Median household income is $105,982 a year and median rent is $1,332 a month, 15.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $295,700, about 2.8x annual median household income.

O'Fallon stands out on value for money. Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 95 out of 100. Budget for insurance before counting the savings. Also notable: Population change sped up in the latest estimate: +1.5% from 2024 to 2025, against -0.2% a year before that.

91OF 100

CTXCitytistics Index

Exceptional

O'Fallon scores better than 91% of the 6,612 places we rate, and ranks 60th of 335 in Illinois.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%86
Economy 20%75
Safety 20%63
Amenities 15%56
Education 10%82
Commute 10%48
Growth 5%23
Median gross rent
$1,332
2% below the median place
Median household income
$105,982
32% above the median place
Median home value
$295,700
7% below the median place
Unemployment
3.7%
24% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about O'Fallon

  • HousingHomeowners pay a median of about 2% of home value a year in property tax, more than in 90% of the 912 places of 25,000 to 50,000 people we track.
  • HousingThe median home costs 2.8 years of the median household's income, fewer than in 89% of the 987 places of 25,000 to 50,000 people we track.
01

Moving to O'Fallon

St. Clair County loses about 2.9 residents per 1,000 a year to moves between counties.

Moved in10,983
Moved out11,578
Net−595

Where people come from and where they go, top counties

Within Illinois, other states or abroad

Arrivals
Leavers
Within IllinoisOther statesAbroad

Income per tax return

Arrivals$59K
Leavers$62K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Clair County; flows under 20 returns are not published.

Who moves here
6.4% of residents arrived from another county in the past year, 3.1% from another state.
Who arrives and who leaves
Households moving into St. Clair County report $59,000 a year in income on average; those leaving, $62,500, so leavers earn more than newcomers.
Income you would need
$53,300 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,332 a month; owners with a mortgage pay $2,105 a month including taxes and insurance, on a median home of $295,700.
Getting to work
25 minutes each way on average; 20.4% work from home; 1.6% take transit.
If it is close but not quite
Maumelle, AR matches it on character for less of your income. Compare the two
Moved from another state1
3.1%
57% above the median place
Moved here in the past year1
6.4%
12% above the median place
Income of households moving in8
$58,999
16% below the median place
All 5 moving measures
MeasureO'FallonAmong 6,645 placesVs median
Moved here in the past year16.4%12% above
Moved from another state13.1%57% above
Net movers per 1,000 people8County figure-2.9383% below
Income of households moving in8County figure$58,99916% below
Income of households moving out8County figure$62,45011% below
02

What it costs to live here

The median rent takes 15.1% of the median household's income, a smaller share than in 93% of the 987 places of 25,000 to 50,000 people we track.

O'Fallon15.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$53,280
a year, at the 30% line
Rent to income
15.1%
26% below the median place
Home price to income
2.8x
27% below the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$91,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in O'Fallon, $1,332 a month, and local prices for everything else (98.4 against a US average of 100). It runs in your browser and stores nothing.

Like O'Fallon, but easier on the budget

Places that match O'Fallon on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Maumelle, AR9612.2% vs 15.1%$5,400Compare
Grimes, IA8912.5% vs 15.1%$21,300Compare
Norwalk, IA879.8% vs 15.1%$8,000Compare
Waunakee, WI8712.7% vs 15.1%$21,500Compare

Moving from somewhere else? Work out the salary you would need in O'Fallon.

Sponsored · exampleMoving to O'Fallon? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.0%
116% above the median place
Median year built1
1997
1% above the median place
Property tax paid (median)1
$5,827
79% above the median place
All 16 cost and housing measures
MeasureO'FallonAmong 6,645 placesVs median
Median gross rent1$1,3322% below
Rent to income115.1%26% below
Property tax rate12.0%116% above
Home price to income12.8x27% below
Prices vs US average2Metro figure95.16% below
Fair market rent, 2 bedrooms3County figure$1,34916% below
HUD area median income4County figure$113,5006% above
Property tax paid (median)1$5,82779% above
Median home value1$295,7007% below
Home prices, 1-year change5County figure5.3%66% above
Home prices, 5-year change5County figure51.5%0% below
Homeownership170.2%6% above
Renters paying 30%+147.0%7% below
Owner costs with a mortgage1$2,10512% above
Vacant homes15.3%25% below
Median year built119971% above
03

Work and pay

Works from home is 20.4%, 64% above the median place.

Works from home1
20.4%
64% above the median place
Poverty rate1
6.2%
42% below the median place
Income per person1
$54,265
35% above the median place

More on work and pay, against the typical place

Unemployment3.7% −24%
Median household income$105,982 +32%
Mean commute25 min +2%
All 10 work and pay measures
MeasureO'FallonAmong 6,645 placesVs median
Median household income1$105,98232% above
Income per person1$54,26535% above
Unemployment13.7%24% below
Average annual pay6County figure$59,03411% below
Pay growth, 1 year6County figure3.6%3% below
Jobs6County figure89,19241% below
Poverty rate16.2%42% below
Mean commute125 min2% above
Works from home120.4%64% above
Commutes by transit1County figure1.6%85% above
04

Who lives here

High school or higher is 97.6%, 6% above the median place.

High school or higher1
97.6%
6% above the median place
Bachelor's or higher1
52.4%
63% above the median place
Born abroad1
3.8%
57% below the median place

More about who lives here, against the typical place

No health insurance4.0% −38%
Homes with broadband94.5% +2%
Median age37.8 −3%
Household size2.5 +1%
All 9 people measures
MeasureO'FallonAmong 6,645 placesVs median
Population132,2621425th largest
Population change since 202070.7%40% below
Median age137.83% below
Bachelor's or higher152.4%63% above
High school or higher197.6%6% above
Household size12.51% above
Born abroad13.8%57% below
No health insurance14.0%38% below
Homes with broadband194.5%2% above
05

Life in O'Fallon

About 22 km of named paths and bike trails are mapped in and around the city, more than in 86% of the 987 places of 25,000 to 50,000 people we track.

Founded or incorporated in 1854. 2 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks. Its history on Wikipedia

  • Scott Field Historic District listed 1994
  • Tiedemann House listed 2020

Out the door, against the typical place

Parks per 10k residents9.3 −9%
Playgrounds per 10k5.6 −41%
Grocery stores per 10k1.2 −42%
Restaurants, cafes and bars per 10k10.8 −3%
Libraries per 10k0.6 −29%
Named paths and bike trails22 km 11.0×
Bus and rail stops per sq mi8.5 40.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Gateway Arch National Park 15 miles
  • Ulysses S. Grant National Historic Site 24 miles
  • Ste. Geneviève National Historical Park 43 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.0 −4%
Shops30.2 −0%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics18.1 −10%
Child care centers2.2 −4%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site11
14.7
52% below the median place
Public schools14
96
above the median place (median 9)
Public school students14
40,879
above the median place (median 4,897)
All 18 schools and local life measures
MeasureO'FallonAmong 6,645 placesVs median
Public schools14County figure96above (median 9)
Public school students14County figure40,879above (median 4,897)
Students per teacher14County figure14.56% below
Restaurants and bars per 10k9County figure20.04% below
Shops per 10k9County figure30.20% below
Arts, recreation and fitness per 10k9County figure3.417% below
Doctors' offices and clinics per 10k9County figure18.110% below
Child care centers per 10k9County figure2.24% below
Parks per 10k109.39% below
Playgrounds per 10k105.641% below
Grocery stores per 10k101.242% below
Restaurants, cafes and bars per 10k1010.83% below
Libraries per 10k100.629% below
Named paths and bike trails1022.0above (median 2.0)
Transit stops per sq mi108.5above (median 0.2)
Nearest National Park Service site1114.752% below
National Park Service sites within 60 miles11350% above
National Register listings12285% below
06

Safety, weather and risk

Violent crime per 100k is 140, 27% below the median place.

Violent crime per 100k
140
27% below the median place
Property crime per 100k
913
25% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Wildfire risk16
15.1
75% below the median place
Good air days17
31.2%
54% below the median place
Median air quality index17
56
30% above the median place
All 11 weather and risk measures
MeasureO'FallonAmong 6,645 placesVs median
July average high15County figure89°F2% above
January average low15County figure23°F8% below
Average temperature15County figure56°F3% above
Annual precipitation15County figure42.5 in3% below
Natural hazard risk16County figure94.93% above
Hurricane risk16County figure34.951% below
Tornado risk16County figure95.517% above
Wildfire risk16County figure15.175% below
Heat wave risk16County figure98.19% above
Median air quality index17Metro figure5630% above
Good air days17Metro figure31.2%54% below
08

O'Fallon in 2030: where the trends point

If recent trends hold, the median rent will take about 15% of the median income in 2030, about the same as 15% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, O'Fallon does better than 85% of places. Its projected home value growth beats 36%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,332/mo (2024)$1,700/mo$1,400 to $2,080/mo+4.2%
Median household income$105,982 (2024)$133,500$112,500 to $158,000+3.9%
Median home value$295,700 (2024)$420,000$305,000 to $579,000+6.0%
Population32,656 (2025)32,92031,580 to 34,320+0.2%

The median home would be worth 3.2 years of the median income in 2030, against 2.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like O'Fallon

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Shawnee, KS$1,322$109,940Compare
Eureka, MO$1,252$108,394Compare
Gahanna, OH$1,466$109,061Compare
Lee's Summit, MO$1,422$102,531Compare
Lee's Summit, MOGahanna, OHEureka, MOShawnee, KSO'Fallon, ILO'FallonShawneeEurekaGahannaLee's SummitO'FallonShawneeEurekaGahanna

Places built like O'Fallon

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how O'Fallon performs against places like it.

PlaceRent to incomeIncome growthPop. change
O'Fallon, IL15.1%3.2%/yr0.7%
Delaware, OH15.5%7.6%/yr12.9%Compare
Perrysburg, OH12.9%4.3%/yr1.5%Compare
Sun Prairie, WI18.7%3.3%/yr9.0%Compare
Gahanna, OH16.1%4.3%/yr0.7%Compare
Grayslake, IL15.6%3.2%/yr-0.6%Compare
Hilliard, OH15.3%5.7%/yr4.7%Compare

Common questions

Is O'Fallon a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 91 out of 100, better than 91% of the places we rate and 60th of 335 in Illinois. Homeowners pay a median of about 2% of home value a year in property tax, more than in 90% of the 912 places of 25,000 to 50,000 people we track. The median home costs 2.8 years of the median household's income, fewer than in 89% of the 987 places of 25,000 to 50,000 people we track. On cost, space and class size it scores 90 out of 100 for families. See how it ranks with your own weights.

Is O'Fallon expensive to live in?

The median rent takes 15.1% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $295,700.

What salary do you need to live in O'Fallon?

To rent the median home without spending more than 30% of income on rent, a household needs about $53,280 a year. Work it out from your current city.

Is O'Fallon safe?

There were 140 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to O'Fallon?

On income, rent, home value, education and age, the closest matches are Shawnee, KS, Eureka, MO, Gahanna, OH and Lee's Summit, MO.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares O'Fallon with places of a similar size, using only figures measured for O'Fallon itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ofallon-illinois

Citytistics. “O'Fallon, Illinois.” Data as of 2026-11-14. https://www.citytistics.com/city/ofallon-illinois/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.