CitytisticsShortlist

Cost of living, pay and housing

39.49° N · 74.48° W · GEOID 3468190

Smithville

Atlantic County, New Jersey · part of the Atlantic City, NJ metro

New JerseySmithville, NJSmithvilleSmithville

The short answer

Smithville is home to 9,545 people. Median household income is $77,579 a year and median rent is $1,507 a month, 23.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $279,200, about 3.6x annual median household income.

Smithville stands out for what is close at hand. OpenStreetMap shows 0 parks per 10,000 residents, fewer than in 95% of places its size. It is the lowest of 287 New Jersey places we track. Also notable: Homeowners pay a median of about 2.1% of home value a year in property tax, more than in 93% of places its size.

33OF 100

CTXCitytistics Index

Below average

Smithville scores better than 33% of the 6,612 places we rate, and ranks 214th of 287 in New Jersey.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%43
Economy 20%55
Safety 20%n/a
Amenities 15%17
Education 10%61
Commute 10%44
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,507
10% above the median place
Median household income
$77,579
3% below the median place
Median home value
$279,200
13% below the median place
Unemployment
4.3%
11% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Smithville

  • Who lives hereThe median resident is 48.1 years old, older than in 88% of the 2,479 places under 10,000 people we track.
01

Moving to Smithville

Atlantic County loses about 2.8 residents per 1,000 a year to moves between counties.

Moved in8,148
Moved out8,782
Net−634

Where people come from and where they go, top counties

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$82K
Leavers$78K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Atlantic County; flows under 20 returns are not published.

Who moves here
5.8% of residents arrived from another county in the past year, 1.2% from another state.
Who arrives and who leaves
Households moving into Atlantic County report $82,500 a year in income on average; those leaving, $78,400, so newcomers earn more than leavers.
Income you would need
$60,300 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,507 a month; owners with a mortgage pay $1,888 a month including taxes and insurance, on a median home of $279,200.
Getting to work
26 minutes each way on average; 6.8% work from home; 4.3% take transit.
If it is close but not quite
Cortland, OH matches it on character for less of your income. Compare the two
Moved here in the past year1
5.8%
2% above the median place
Moved from another state1
1.2%
37% below the median place
Income of households moving in7
$82,468
17% above the median place
All 5 moving measures
MeasureSmithvilleAmong 6,645 placesVs median
Moved here in the past year15.8%2% above
Moved from another state1County figure1.2%37% below
Net movers per 1,000 people7County figure-2.8367% below
Income of households moving in7County figure$82,46817% above
Income of households moving out7County figure$78,41812% above
02

What it costs to live here

Property tax rate is 2.1%, 135% above the median place.

Smithville23.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$60,280
a year, at the 30% line
Rent to income
23.3%
14% above the median place
Home price to income
3.6x
5% below the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$60,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Smithville, $1,507 a month, and local prices for everything else (98.9 against a US average of 100). It runs in your browser and stores nothing.

Like Smithville, but easier on the budget

Places that match Smithville on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Cortland, OH9312.1% vs 23.3%$6,500Compare
Halls, TN9015.5% vs 23.3%$21,000Compare
Grove, OK9018.8% vs 23.3%n/aCompare
Rainsville, AL898.4% vs 23.3%n/aCompare

Moving from somewhere else? Work out the salary you would need in Smithville.

Sponsored · exampleMoving to Smithville? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.1%
135% above the median place
Property tax paid (median)1
$5,983
83% above the median place
Homeownership1
78.2%
18% above the median place
All 16 cost and housing measures
MeasureSmithvilleAmong 6,645 placesVs median
Median gross rent1$1,50710% above
Rent to income123.3%14% above
Property tax rate12.1%135% above
Home price to income13.6x5% below
Prices vs US average2Metro figure98.92% below
Fair market rent, 2 bedrooms3County figure$1,89918% above
HUD area median income4County figure$97,5009% below
Property tax paid (median)1$5,98383% above
Median home value1$279,20013% below
Home prices, 1-year change5County figure7.8%144% above
Home prices, 5-year change5County figure80.5%56% above
Homeownership178.2%18% above
Renters paying 30%+156.5%12% above
Owner costs with a mortgage1$1,8881% above
Vacant homes1County figure17.1%143% above
Median year built119891% above
03

Work and pay

7% of workers mostly work from home, fewer than in 82% of the 2,104 places under 10,000 people we track.

Works from home1
6.8%
45% below the median place
Income per person1
$51,108
28% above the median place
Unemployment1
4.3%
11% below the median place

More on work and pay, against the typical place

Mean commute26 min +4%
Poverty rate9.8% −9%
Median household income$77,579 −3%
All 10 work and pay measures
MeasureSmithvilleAmong 6,645 placesVs median
Median household income1$77,5793% below
Income per person1$51,10828% above
Unemployment14.3%11% below
Average annual pay6County figure$61,4737% below
Pay growth, 1 year6County figure3.8%3% above
Jobs6County figure125,22517% below
Poverty rate19.8%9% below
Mean commute126 min4% above
Works from home16.8%45% below
Commutes by transit1County figure4.3%400% above
04

Who lives here

Households average 1.96 people, smaller than than in 95% of the 2,480 places under 10,000 people we track.

Household size1
2.0
22% below the median place
Median age1
48.1
23% above the median place
No health insurance1
3.0%
53% below the median place

More about who lives here, against the typical place

High school or higher94.6% +2%
Bachelor's or higher37.5% +17%
Homes with broadband91.0% −1%
Born abroad10.6% +20%
All 8 people measures
MeasureSmithvilleAmong 6,645 placesVs median
Population19,5454293rd largest
Median age148.123% above
Bachelor's or higher137.5%17% above
High school or higher194.6%2% above
Household size12.022% below
Born abroad110.6%20% above
No health insurance13.0%53% below
Homes with broadband191.0%1% below
05

Life in Smithville

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 84% of the 2,480 places under 10,000 people we track. It is the lowest of 287 New Jersey places we track.

3 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

  • Smithville Historic District listed 1977
  • Smithville Apothecary listed 1978
  • Smithville Historic District listed 2019

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k8.4 −11%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k5.2 −53%
Libraries per 10k0.0 −100%
Named paths and bike trails4 km +90%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Pinelands National Reserve 3 miles
  • Great Egg Harbor River 16 miles
  • Thaddeus Kosciuszko National Memorial 47 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars26.4 +27%
Shops35.7 +18%
Arts, recreation and fitness4.1 +0%
Doctors' offices and clinics20.2 +0%
Child care centers2.1 −9%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
3.4
89% below the median place
Students per teacher12
10.8
30% below the median place
Restaurants and bars per 10k8
26.4
27% above the median place
All 18 schools and local life measures
MeasureSmithvilleAmong 6,645 placesVs median
Public schools12County figure76above (median 9)
Public school students12County figure41,960above (median 4,897)
Students per teacher12County figure10.830% below
Restaurants and bars per 10k8County figure26.427% above
Shops per 10k8County figure35.718% above
Arts, recreation and fitness per 10k8County figure4.10% above
Doctors' offices and clinics per 10k8County figure20.20% above
Child care centers per 10k8County figure2.19% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k98.411% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k95.253% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails93.890% above
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site103.489% below
National Park Service sites within 60 miles107250% above
National Register listings11377% below
06

Safety, weather and risk

Median air quality index is 36, 16% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Smithville. Larger places are fetched first.

Median air quality index15
36
16% below the median place
Hurricane risk14
95.8
36% above the median place
Wildfire risk14
94.3
54% above the median place
All 11 weather and risk measures
MeasureSmithvilleAmong 6,645 placesVs median
July average high13County figure86°F1% below
January average low13County figure25°F0% above
Average temperature13County figure55°F0% above
Annual precipitation13County figure46.8 in7% above
Natural hazard risk14County figure93.01% above
Hurricane risk14County figure95.836% above
Tornado risk14County figure53.235% below
Wildfire risk14County figure94.354% above
Heat wave risk14County figure89.11% below
Median air quality index15County figure3616% below
Good air days15County figure82.2%20% above
08

Smithville in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, about the same as 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Smithville does better than 42% of places. Its projected home value growth beats 52%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,507/mo (2024)$1,930/mo$1,580 to $2,350/mo+4.2%
Median household income$77,579 (2024)$98,500$83,500 to $116,500+4.1%
Median home value$279,200 (2024)$401,000$291,000 to $552,000+6.2%

The median home would be worth 4.1 years of the median income in 2030, against 3.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Smithville

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Derby, CT$1,452$79,500Compare
Randallstown, MD$1,577$85,735Compare
Lake Geneva, WI$1,389$75,629Compare
New Windsor, NY$1,666$81,340Compare
New Windsor, NYLake Geneva, WIRandallstown, MDDerby, CTSmithville, NJDerbyRandallstownLake GenevaDerbyRandallstownLake Geneva

Places built like Smithville

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Smithville performs against places like it.

PlaceRent to incomeIncome growthPop. change
Smithville, NJ23.3%4.9%/yrn/a
Cape May Court House, NJ23.0%3.5%/yrn/aCompare
Northwest Harborcreek, PA12.4%11.6%/yrn/aCompare
Middle Island, NY26.2%1.8%/yrn/aCompare
Schlusser, PA12.7%5.9%/yrn/aCompare
Mays Landing, NJ16.3%4.8%/yrn/aCompare
Carmel, NY12.0%5.5%/yrn/aCompare

Common questions

Is Smithville a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 33 out of 100, better than 33% of the places we rate and 214th of 287 in New Jersey. The median resident is 48.1 years old, older than in 88% of the 2,479 places under 10,000 people we track. On cost, space and class size it scores 37 out of 100 for families. See how it ranks with your own weights.

Is Smithville expensive to live in?

The median rent takes 23.3% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $279,200.

What salary do you need to live in Smithville?

To rent the median home without spending more than 30% of income on rent, a household needs about $60,280 a year. Work it out from your current city.

What places are similar to Smithville?

On income, rent, home value, education and age, the closest matches are Derby, CT, Randallstown, MD, Lake Geneva, WI and New Windsor, NY.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Smithville with places of a similar size, using only figures measured for Smithville itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/smithville-new-jersey

Citytistics. “Smithville, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/smithville-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.