CitytisticsShortlist

Cost of living, pay and housing

42.15° N · 79.99° W · GEOID 4255572

Northwest Harborcreek

Erie County, Pennsylvania · part of the Erie, PA metro

PennsylvaniaNorthwest Harborcreek, PANorthwest HarborcreekNorthwest Harborcreek

The short answer

Northwest Harborcreek is home to 8,753 people. Median household income is $93,617 a year and median rent is $966 a month, 12.4% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $225,800, about 2.4x annual median household income.

The story in Northwest Harborcreek is how fast things are changing. Housing became more affordable between 2019 and 2024: rent went from 17.9% to 12.4% of income. Also notable: Household income growth is 11.6% a year, against 4.8% a year in its closest peers.

92OF 100

CTXCitytistics Index

Exceptional

Northwest Harborcreek scores better than 92% of the 6,612 places we rate, and ranks 21st of 271 in Pennsylvania.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%95
Economy 20%52
Safety 20%n/a
Amenities 15%43
Education 10%62
Commute 10%89
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$966
29% below the median place
Median household income
$93,617
17% above the median place
Median home value
$225,800
29% below the median place
Unemployment
5.4%
10% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Northwest Harborcreek

  • AffordabilityThe median rent takes 12.4% of the median household's income, a smaller share than in 94% of the 2,480 places under 10,000 people we track.
01

Moving to Northwest Harborcreek

Erie County loses about 5.5 residents per 1,000 a year to moves between counties.

Moved in5,167
Moved out6,338
Net−1,171

Where people come from and where they go, top counties

Within Pennsylvania, other states or abroad

Arrivals
Leavers
Within PennsylvaniaOther statesAbroad

Income per tax return

Arrivals$55K
Leavers$57K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Erie County; flows under 20 returns are not published.

Who moves here
2.5% of residents arrived from another county in the past year, 2.1% from another state.
Who arrives and who leaves
Households moving into Erie County report $54,800 a year in income on average; those leaving, $57,200.
Income you would need
$38,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $966 a month; owners with a mortgage pay $1,535 a month including taxes and insurance, on a median home of $225,800.
Getting to work
18 minutes each way on average; 7.4% work from home.
If it is close but not quite
Clayton, OH matches it on character. Compare the two
Moved here in the past year1
2.5%
57% below the median place
Income of households moving in7
$54,766
22% below the median place
Income of households moving out7
$57,235
19% below the median place
All 5 moving measures
MeasureNorthwest HarborcreekAmong 6,645 placesVs median
Moved here in the past year12.5%57% below
Moved from another state1County figure2.1%5% above
Net movers per 1,000 people7County figure-5.5below (median -0.6)
Income of households moving in7County figure$54,76622% below
Income of households moving out7County figure$57,23519% below
02

What it costs to live here

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 84 out of 100. Budget for insurance before counting the savings.

Northwest Harborcreek12.4%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$38,640
a year, at the 30% line
Rent to income
12.4%
39% below the median place
Home price to income
2.4x
37% below the median place

Could you afford it?

The median rent would take
12%
comfortably under the 30% line
Left after rent, in US prices
$84,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Northwest Harborcreek, $966 a month, and local prices for everything else (97.9 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Northwest Harborcreek.

Sponsored · exampleMoving to Northwest Harborcreek? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
84.6%
27% above the median place
Property tax rate1
1.4%
59% above the median place
Median home value1
$225,800
29% below the median place
All 16 cost and housing measures
MeasureNorthwest HarborcreekAmong 6,645 placesVs median
Median gross rent1$96629% below
Rent to income112.4%39% below
Property tax rate11.4%59% above
Home price to income12.4x37% below
Prices vs US average2Metro figure91.010% below
Fair market rent, 2 bedrooms3County figure$1,09132% below
HUD area median income4County figure$88,60017% below
Property tax paid (median)1$3,2851% above
Median home value1$225,80029% below
Home prices, 1-year change5County figure8.8%175% above
Home prices, 5-year change5County figure58.5%14% above
Homeownership184.6%27% above
Renters paying 30%+151.4%2% above
Owner costs with a mortgage1$1,53518% below
Vacant homes1County figure7.9%12% above
Median year built119760% below
03

Work and pay

Counting remote workers as zero, the average worker spends about 130 hours a year commuting, less than in 81% of the 2,101 places under 10,000 people we track.

Mean commute1
18 min
28% below the median place
Works from home1
7.4%
41% below the median place
Poverty rate1
6.8%
37% below the median place
All 10 work and pay measures
MeasureNorthwest HarborcreekAmong 6,645 placesVs median
Median household income1$93,61717% above
Income per person1$46,12315% above
Unemployment1County figure5.4%10% above
Average annual pay6County figure$56,03915% below
Pay growth, 1 year6County figure4.7%27% above
Jobs6County figure119,83420% below
Poverty rate16.8%37% below
Mean commute118 min28% below
Works from home17.4%41% below
Commutes by transit1County figure0.9%9% above
04

Who lives here

Median age is 46.4, 19% above the median place.

Median age1
46.4
19% above the median place
High school or higher1
96.1%
4% above the median place
Born abroad1
3.9%
56% below the median place

More about who lives here, against the typical place

Homes with broadband88.5% −4%
Household size2.4 −6%
Bachelor's or higher38.2% +19%
All 8 people measures
MeasureNorthwest HarborcreekAmong 6,645 placesVs median
Population18,7534605th largest
Median age146.419% above
Bachelor's or higher138.2%19% above
High school or higher196.1%4% above
Household size12.46% below
Born abroad13.9%56% below
No health insurance1County figure4.2%34% below
Homes with broadband188.5%4% below
05

Life in Northwest Harborcreek

The nearest National Park Service site is Oil Region National Heritage Area, about 52 miles away.

53 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents9.1 −10%
Playgrounds per 10k27.4 2.9×
Grocery stores per 10k2.3 +8%
Restaurants, cafes and bars per 10k26.3 2.4×
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi2.6 12.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Oil Region National Heritage Area 52 miles
  • Theodore Roosevelt Inaugural National Historic Site 77 miles
  • James A. Garfield National Historic Site 77 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.3 +2%
Shops32.7 +8%
Arts, recreation and fitness4.4 +7%
Doctors' offices and clinics20.0 −1%
Child care centers2.6 +13%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
51.7
68% above the median place
Public schools12
66
above the median place (median 9)
Public school students12
35,429
above the median place (median 4,897)
All 18 schools and local life measures
MeasureNorthwest HarborcreekAmong 6,645 placesVs median
Public schools12County figure66above (median 9)
Public school students12County figure35,429above (median 4,897)
Students per teacher12County figure12.916% below
Restaurants and bars per 10k8County figure21.32% above
Shops per 10k8County figure32.78% above
Arts, recreation and fitness per 10k8County figure4.47% above
Doctors' offices and clinics per 10k8County figure20.01% below
Child care centers per 10k8County figure2.613% above
Parks per 10k99.110% below
Playgrounds per 10k927.4191% above
Grocery stores per 10k92.38% above
Restaurants, cafes and bars per 10k926.3136% above
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi92.6above (median 0.2)
Nearest National Park Service site1051.768% above
National Park Service sites within 60 miles10150% below
National Register listings11County figure53308% above
06

Safety, weather and risk

Median air quality index is 34, 21% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Northwest Harborcreek. Larger places are fetched first.

Median air quality index15
34
21% below the median place
July average high13
80°F
8% below the median place
Heat wave risk14
40.6
55% below the median place
All 11 weather and risk measures
MeasureNorthwest HarborcreekAmong 6,645 placesVs median
July average high13County figure80°F8% below
January average low13County figure18°F29% below
Average temperature13County figure48°F12% below
Annual precipitation13County figure46.4 in6% above
Natural hazard risk14County figure84.19% below
Hurricane risk14County figure71.11% above
Tornado risk14County figure66.618% below
Wildfire risk14County figure36.940% below
Heat wave risk14County figure40.655% below
Median air quality index15County figure3421% below
Good air days15County figure76.7%12% above
08

Northwest Harborcreek in 2030: where the trends point

If recent trends hold, the median rent will take about 12% of the median income in 2030, about the same as 12% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Northwest Harborcreek does better than 95% of places. Its projected home value growth beats 29%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$966/mo (2024)$1,220/mo$1,000 to $1,490/mo+4.0%
Median household income$93,617 (2024)$122,500$103,500 to $144,500+4.6%
Median home value$225,800 (2024)$319,000$232,000 to $440,000+6.0%

The median home would be worth 2.6 years of the median income in 2030, against 2.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Northwest Harborcreek

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Clayton, OH$1,070$92,879Compare
Tallmadge, OH$1,067$89,410Compare
La Crescent, MN$889$85,368Compare
Lower Burrell, PA$911$84,602Compare
Lower Burrell, PALa Crescent, MNTallmadge, OHClayton, OHNorthwest Harborcreek, PAClaytonTallmadgeLa CrescentClaytonLa Crescent

Places built like Northwest Harborcreek

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Northwest Harborcreek performs against places like it.

PlaceRent to incomeIncome growthPop. change
Northwest Harborcreek, PA12.4%11.6%/yrn/a
Brookhaven, PA19.6%6.0%/yr0.7%Compare
Oakdale, NY22.6%3.1%/yrn/aCompare
Oak Ridge, NJ13.5%0.3%/yrn/aCompare
Orange Lake, NY25.2%3.2%/yrn/aCompare
Archbald, PA16.1%6.2%/yr3.1%Compare
Schlusser, PA12.7%5.9%/yrn/aCompare

Common questions

Is Northwest Harborcreek a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 92 out of 100, better than 92% of the places we rate and 21st of 271 in Pennsylvania. The median rent takes 12.4% of the median household's income, a smaller share than in 94% of the 2,480 places under 10,000 people we track. On cost, space and class size it scores 95 out of 100 for families. See how it ranks with your own weights.

Is Northwest Harborcreek expensive to live in?

The median rent takes 12.4% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $225,800.

What salary do you need to live in Northwest Harborcreek?

To rent the median home without spending more than 30% of income on rent, a household needs about $38,640 a year. Work it out from your current city.

What places are similar to Northwest Harborcreek?

On income, rent, home value, education and age, the closest matches are Clayton, OH, Tallmadge, OH, La Crescent, MN and Lower Burrell, PA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Northwest Harborcreek with places of a similar size, using only figures measured for Northwest Harborcreek itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/northwest-harborcreek-pennsylvania

Citytistics. “Northwest Harborcreek, Pennsylvania.” Data as of 2026-11-14. https://www.citytistics.com/city/northwest-harborcreek-pennsylvania/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.