CitytisticsShortlist

Cost of living, pay and housing

29.11° N · 82.01° W · GEOID 1266175

Silver Springs Shores

Marion County, Florida · part of the Ocala, FL metro

FloridaSilver Springs Shores, FLSilver Springs ShoresSilver Springs Shores

The short answer

Silver Springs Shores is home to 28,537 people. Median household income is $63,611 a year and median rent is $1,430 a month, 27.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $201,300, about 3.2x annual median household income.

Silver Springs Shores is defined by its growth. Household income growth is 12.5% a year, against 5.7% a year in its closest peers. Also notable: Household income rose 12.5% a year while rent rose 9% between the 2019 and 2024 surveys, pay gained on rent more than in 95% of places its size.

8OF 100

CTXCitytistics Index

Weak

Silver Springs Shores scores better than 8% of the 6,612 places we rate, and ranks 369th of 474 in Florida.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%41
Economy 20%51
Safety 20%n/a
Amenities 15%11
Education 10%12
Commute 10%18
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,430
5% above the median place
Median household income
$63,611
21% below the median place
Median home value
$201,300
37% below the median place
Unemployment
3.8%
22% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Silver Springs Shores

  • How it is changingRent took 31.6% of the median income in the 2019 survey and 27% in 2024. In the 25 places most like it the share rose 0.4 points on average, so affordability held up better here.
01

Moving to Silver Springs Shores

Marion County gains about 37.7 residents per 1,000 a year to moves between counties.

Moved in28,624
Moved out17,216
Net+11,408

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$66K
Leavers$54K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Marion County; flows under 20 returns are not published.

Who moves here
6.9% of residents arrived from another county in the past year, 3.5% from another state.
Who arrives and who leaves
Households moving into Marion County report $65,700 a year in income on average; those leaving, $54,100, so newcomers earn more than leavers.
Income you would need
$57,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,430 a month; owners with a mortgage pay $1,208 a month including taxes and insurance, on a median home of $201,300.
Getting to work
31 minutes each way on average; 13.6% work from home.
If it is close but not quite
Auburndale, FL matches it on character for less of your income. Compare the two
Moved from another state1
3.5%
79% above the median place
Moved here in the past year1
6.9%
21% above the median place
Net movers per 1,000 people7
37.7
above the median place (median -0.6)
All 5 moving measures
MeasureSilver Springs ShoresAmong 6,645 placesVs median
Moved here in the past year16.9%21% above
Moved from another state13.5%79% above
Net movers per 1,000 people7County figure37.7above (median -0.6)
Income of households moving in7County figure$65,7117% below
Income of households moving out7County figure$54,05523% below
02

What it costs to live here

Owning with a mortgage costs about $222 a month less than the median rent, a rarer pattern than in 98% of the 987 places of 25,000 to 50,000 people we track.

Silver Springs Shores27.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$57,200
a year, at the 30% line
Rent to income
27.0%
32% above the median place
Home price to income
3.2x
17% below the median place

Could you afford it?

The median rent would take
27%
just under the 30% line
Left after rent, in US prices
$48,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Silver Springs Shores, $1,430 a month, and local prices for everything else (97.1 against a US average of 100). It runs in your browser and stores nothing.

Like Silver Springs Shores, but easier on the budget

Places that match Silver Springs Shores on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Auburndale, FL9618.6% vs 27.0%$17,300Compare
Fuller Heights, FL9421.1% vs 27.0%$18,600Compare
Saginaw, TX9221.9% vs 27.0%$28,100Compare
Lakeside, FL9221.7% vs 27.0%$17,800Compare

Moving from somewhere else? Work out the salary you would need in Silver Springs Shores.

Sponsored · exampleMoving to Silver Springs Shores? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$1,208
35% below the median place
Property tax paid (median)1
$1,406
57% below the median place
Median year built1
1997
1% above the median place
All 16 cost and housing measures
MeasureSilver Springs ShoresAmong 6,645 placesVs median
Median gross rent1$1,4305% above
Rent to income127.0%32% above
Property tax rate10.7%23% below
Home price to income13.2x17% below
Prices vs US average2Metro figure95.26% below
Fair market rent, 2 bedrooms3County figure$1,39414% below
HUD area median income4County figure$84,00022% below
Property tax paid (median)1$1,40657% below
Median home value1$201,30037% below
Home prices, 1-year change5County figure0.8%76% below
Home prices, 5-year change5County figure63.2%23% above
Homeownership178.5%18% above
Renters paying 30%+154.1%7% above
Owner costs with a mortgage1$1,20835% below
Vacant homes15.9%17% below
Median year built119971% above
03

Work and pay

Income per person is $26,170, 35% below the median place.

Income per person1
$26,170
35% below the median place
Mean commute1
31 min
24% above the median place
Unemployment1
3.8%
22% below the median place

More on work and pay, against the typical place

Median household income$63,611 −21%
Poverty rate14.2% +32%
Works from home13.6% +9%
All 9 work and pay measures
MeasureSilver Springs ShoresAmong 6,645 placesVs median
Median household income1$63,61121% below
Income per person1$26,17035% below
Unemployment13.8%22% below
Average annual pay6County figure$54,54617% below
Pay growth, 1 year6County figure3.8%3% above
Jobs6County figure121,92119% below
Poverty rate114.2%32% above
Mean commute131 min24% above
Works from home113.6%9% above
04

Who lives here

Bachelor's or higher is 16.4%, 49% below the median place.

Bachelor's or higher1
16.4%
49% below the median place
No health insurance1
11.8%
84% above the median place
High school or higher1
85.2%
8% below the median place

More about who lives here, against the typical place

Household size2.7 +10%
Born abroad12.8% +46%
Homes with broadband92.9% +1%
Median age39.2 +1%
All 8 people measures
MeasureSilver Springs ShoresAmong 6,645 placesVs median
Population128,5371608th largest
Median age139.21% above
Bachelor's or higher116.4%49% below
High school or higher185.2%8% below
Household size12.710% above
Born abroad112.8%46% above
No health insurance111.8%84% above
Homes with broadband192.9%1% above
05

Life in Silver Springs Shores

OpenStreetMap shows 0 libraries per 10,000 residents, fewer than in 95% of the 987 places of 25,000 to 50,000 people we track. It is the lowest of 474 Florida places we track.

33 sites are on the National Register of Historic Places, one of them a National Historic Landmark. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents4.2 −59%
Playgrounds per 10k1.8 −81%
Grocery stores per 10k2.1 −1%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Fort Matanzas National Monument 63 miles
  • Castillo de San Marcos National Monument 69 miles
  • Canaveral National Seashore 79 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars13.1 −37%
Shops29.4 −3%
Arts, recreation and fitness2.9 −29%
Doctors' offices and clinics19.9 −1%
Child care centers1.2 −48%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
62.6
103% above the median place
Child care centers per 10k8
1.2
48% below the median place
Restaurants and bars per 10k8
13.1
37% below the median place
All 18 schools and local life measures
MeasureSilver Springs ShoresAmong 6,645 placesVs median
Public schools12County figure62above (median 9)
Public school students12County figure45,972above (median 4,897)
Students per teacher12County figure18.822% above
Restaurants and bars per 10k8County figure13.137% below
Shops per 10k8County figure29.43% below
Arts, recreation and fitness per 10k8County figure2.929% below
Doctors' offices and clinics per 10k8County figure19.91% below
Child care centers per 10k8County figure1.248% below
Parks per 10k94.259% below
Playgrounds per 10k91.881% below
Grocery stores per 10k92.11% below
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1062.6103% above
National Park Service sites within 60 miles100below (median 2)
National Register listings11County figure33154% above
06

Safety, weather and risk

Average temperature is 71°F, 29% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Silver Springs Shores. Larger places are fetched first.

Average temperature13
71°F
29% above the median place
January average low13
45°F
79% above the median place
Hurricane risk14
97.8
38% above the median place
All 11 weather and risk measures
MeasureSilver Springs ShoresAmong 6,645 placesVs median
July average high13County figure92°F6% above
January average low13County figure45°F79% above
Average temperature13County figure71°F29% above
Annual precipitation13County figure52.0 in19% above
Natural hazard risk14County figure94.72% above
Hurricane risk14County figure97.838% above
Tornado risk14County figure97.319% above
Wildfire risk14County figure96.858% above
Heat wave risk14County figure90.50% above
Median air quality index15County figure467% above
Good air days15County figure67.3%2% below
08

Silver Springs Shores in 2030: where the trends point

If recent trends hold, the median rent will take about 27% of the median income in 2030, about the same as 27% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Silver Springs Shores does better than 38% of places. Its projected home value growth beats 98%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,430/mo (2024)$1,860/mo$1,530 to $2,270/mo+4.5%
Median household income$63,611 (2024)$83,000$70,000 to $98,000+4.5%
Median home value$201,300 (2024)$312,000$226,000 to $430,000+7.6%

The median home would be worth 3.8 years of the median income in 2030, against 3.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Silver Springs Shores

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Elfers, FL$1,437$56,054Compare
Bellair-Meadowbrook Terrace, FL$1,457$59,388Compare
Laplace, LA$1,351$69,030Compare
Dundalk, MD$1,473$64,520Compare
Dundalk, MDLaplace, LABellair-Meadowbrook Terrace, FLElfers, FLSilver Springs Shores, FLElfersLaplaceDundalkElfersLaplaceDundalk

Places built like Silver Springs Shores

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Silver Springs Shores performs against places like it.

PlaceRent to incomeIncome growthPop. change
Silver Springs Shores, FL27.0%12.5%/yrn/a
Auburndale, FL18.6%7.6%/yr37.2%Compare
Lakeside, FL21.7%5.1%/yrn/aCompare
Haines City, FL22.3%8.3%/yr67.4%Compare
Ruskin, FL21.5%6.5%/yrn/aCompare
Plant City, FL25.1%4.5%/yr10.7%Compare
Pace, FL19.1%2.8%/yrn/aCompare

Common questions

Is Silver Springs Shores a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 8 out of 100, better than 8% of the places we rate and 369th of 474 in Florida. Rent took 31.6% of the median income in the 2019 survey and 27% in 2024. In the 25 places most like it the share rose 0.4 points on average, so affordability held up better here. On cost, space and class size it scores 57 out of 100 for families. See how it ranks with your own weights.

Is Silver Springs Shores expensive to live in?

The median rent takes 27.0% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $201,300.

What salary do you need to live in Silver Springs Shores?

To rent the median home without spending more than 30% of income on rent, a household needs about $57,200 a year. Work it out from your current city.

What places are similar to Silver Springs Shores?

On income, rent, home value, education and age, the closest matches are Elfers, FL, Bellair-Meadowbrook Terrace, FL, Laplace, LA and Dundalk, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Silver Springs Shores with places of a similar size, using only figures measured for Silver Springs Shores itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/silver-springs-shores-florida

Citytistics. “Silver Springs Shores, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/silver-springs-shores-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.