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Cost of living, pay and housing

29.05° N · 81.06° W · GEOID 1263362

Samsula-Spruce Creek

Volusia County, Florida · part of the Deltona, FL metro

Limited data population under 5,000

FloridaSamsula-Spruce Creek, FLSamsula-Spruce CreekSamsula-Spruce Creek

The short answer

Samsula-Spruce Creek is home to 4,852 people. Median household income is $97,805 a year and median rent is $2,865 a month, 35.2% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $443,500, about 4.5x annual median household income.

Median gross rent
$2,865
110% above the median place
Median household income
$97,805
22% above the median place
Median home value
$443,500
39% above the median place
Unemployment
4.1%
16% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Samsula-Spruce Creek

  • Owning with a mortgage costs about $1,038 a month less than the median rent, which is rarer than in 99% of the 2,469 places under 10,000 people we track. It is the lowest of 472 Florida places.
  • Between the 2019 and 2024 surveys, rent rose 13.7% a year while household income rose 2.1%, so rent outran pay by more than in 98% of places its size.
  • The median rent takes 35.2% of the median household's income, a bigger share than in 98% of places its size.
  • The median resident is 58.1 years old, older than in 97% of places its size.
  • 86% of homes are owner-occupied, more than in 84% of places its size.
01

Moving to Samsula-Spruce Creek

Volusia County gains about 18.1 residents per 1,000 a year to moves between counties.

Moved in33,913
Moved out25,878
Net+8,035

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$73K
Leavers$57K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Volusia County; flows under 20 returns are not published.

Who moves here
6.7% of residents arrived from another county in the past year, 2.7% from another state. County figure.
Who arrives and who leaves
Households moving into Volusia County report $72,800 a year in income on average; those leaving, $57,200, so newcomers earn more than leavers.
Income you would need
$114,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,865 a month; owners with a mortgage pay $1,827 a month including taxes and insurance, on a median home of $443,500.
Getting to work
28 minutes each way on average; 21.0% work from home.
If it is close but not quite
Seal Beach, CA matches it on character. Compare the two
Net movers per 1,000 people7
18.1
above the median place (median -0.6)
Income of households moving out7
$57,215
19% below the median place
Moved from another state1
2.7%
36% above the median place
All 5 moving measures
MeasureSamsula-Spruce CreekAmong 6,645 placesVs median
Moved here in the past year1County figure6.7%17% above
Moved from another state1County figure2.7%36% above
Net movers per 1,000 people7County figure18.1above (median -0.6)
Income of households moving in7County figure$72,8133% above
Income of households moving out7County figure$57,21519% below
02

What it costs to live here

Rent to income is 35.2%, 73% above the median place.

Samsula-Spruce Creek35.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$114,600
a year, at the 30% line
Rent to income
35.2%
73% above the median place
Home price to income
4.5x
19% above the median place

Could you afford it?

The median rent would take
35%
over the 30% line
Left after rent, in US prices
$65,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Samsula-Spruce Creek, $2,865 a month, and local prices for everything else (97.5 against a US average of 100). It runs in your browser and stores nothing.

Like Samsula-Spruce Creek, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Willow Street, PA29.2% vs 35.2%$13,200Compare
Alta Sierra, CA25.6% vs 35.2%n/aCompare
Golden Triangle, NJ29.0% vs 35.2%$8,200Compare

Moving from somewhere else? Work out the salary you would need in Samsula-Spruce Creek.

Sponsored · exampleMoving to Samsula-Spruce Creek? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
86.0%
30% above the median place
Median home value1
$443,500
39% above the median place
Median year built1
1988
1% above the median place
All 16 cost and housing measures
MeasureSamsula-Spruce CreekAmong 6,645 placesVs median
Median gross rent1$2,865110% above
Rent to income135.2%73% above
Property tax rate11.0%5% above
Home price to income14.5x19% above
Prices vs US average2Metro figure99.42% below
Fair market rent, 2 bedrooms3County figure$1,6734% above
HUD area median income4County figure$90,80015% below
Property tax paid (median)1$4,26531% above
Median home value1$443,50039% above
Home prices, 1-year change5County figure-1.0%below (median 3.2%)
Home prices, 5-year change5County figure55.5%8% above
Homeownership186.0%30% above
Renters paying 30%+153.0%5% above
Owner costs with a mortgage1$1,8272% below
Vacant homes1County figure14.3%102% above
Median year built119881% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
21.0%
69% above the median place
Income per person1
$56,184
40% above the median place
All 10 work and pay measures
MeasureSamsula-Spruce CreekAmong 6,645 placesVs median
Median household income1$97,80522% above
Income per person1$56,18440% above
Unemployment1County figure4.1%16% below
Average annual pay6County figure$56,16715% below
Pay growth, 1 year6County figure3.8%3% above
Jobs6County figure189,49426% above
Poverty rate1County figure11.8%9% above
Mean commute1County figure28 min10% above
Works from home121.0%69% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 58.1, 49% above the median place.

Median age1
58.1
49% above the median place
High school or higher1
96.9%
5% above the median place
Homes with broadband1
95.8%
4% above the median place
All 8 people measures
MeasureSamsula-Spruce CreekAmong 6,645 placesVs median
Population14,8526646th largest
Median age158.149% above
Bachelor's or higher137.4%17% above
High school or higher196.9%5% above
Household size12.46% below
Born abroad1County figure8.8%0% below
No health insurance1County figure10.2%59% above
Homes with broadband195.8%4% above
05

Life in Samsula-Spruce Creek

106 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents12.4 +22%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k8.2 −26%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.8 +0%
Shops35.0 +16%
Arts, recreation and fitness5.4 +32%
Doctors' offices and clinics21.3 +5%
Child care centers2.1 −9%

Counts businesses with paid staff, so small owner-run shops are not included.

Public school students11
61,724
above the median place (median 4,897)
Public schools11
87
above the median place (median 9)
Students per teacher11
18.2
18% above the median place
All 16 schools and local life measures
MeasureSamsula-Spruce CreekAmong 6,645 placesVs median
Public schools11County figure87above (median 9)
Public school students11County figure61,724above (median 4,897)
Students per teacher11County figure18.218% above
Restaurants and bars per 10k8County figure20.80% above
Shops per 10k8County figure35.016% above
Arts, recreation and fitness per 10k8County figure5.432% above
Doctors' offices and clinics per 10k8County figure21.35% above
Child care centers per 10k8County figure2.19% below
Parks per 10k912.422% above
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k98.226% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure106above (median 13)
06

Safety, weather and risk

January average low is 48°F, 92% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Samsula-Spruce Creek. Larger places are fetched first.

January average low12
48°F
92% above the median place
Average temperature12
72°F
31% above the median place
Hurricane risk13
98.5
39% above the median place
All 11 weather and risk measures
MeasureSamsula-Spruce CreekAmong 6,645 placesVs median
July average high12County figure92°F6% above
January average low12County figure48°F92% above
Average temperature12County figure72°F31% above
Annual precipitation12County figure51.9 in18% above
Natural hazard risk13County figure96.24% above
Hurricane risk13County figure98.539% above
Tornado risk13County figure98.321% above
Wildfire risk13County figure96.357% above
Heat wave risk13County figure85.55% below
Median air quality index14County figure415% below
Good air days14County figure81.4%19% above
08

Samsula-Spruce Creek in 2030: where the trends point

If recent trends hold, the median rent will take about 37% of the median income in 2030, up from 35% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,865/mo (2024)$3,830/mo$3,140 to $4,670/mo+5.0%
Median household income$97,805 (2024)$123,500$104,000 to $146,000+3.9%
Median home value$443,500 (2024)$620,000$450,000 to $853,000+5.7%

The median home would be worth 5.0 years of the median income in 2030, against 4.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Samsula-Spruce Creek

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Seal Beach, CA$2,649$85,964Compare
Willow Street, PA$2,672$109,675Compare
Alta Sierra, CA$2,254$105,603Compare
Hidden Valley Lake, CA$2,437$84,152Compare
Hidden Valley Lake, CAAlta Sierra, CAWillow Street, PASeal Beach, CASamsula-Spruce Creek, FLSamsula-Spruce CreekSeal BeachWillow StreetAlta SierraSamsula-Spruce CreekSeal BeachWillow StreetAlta Sierra

Common questions

Is Samsula-Spruce Creek a good place to live?

It depends on what you need, so here is what the numbers say. Owning with a mortgage costs about $1,038 a month less than the median rent, which is rarer than in 99% of the 2,469 places under 10,000 people we track. It is the lowest of 472 Florida places. Between the 2019 and 2024 surveys, rent rose 13.7% a year while household income rose 2.1%, so rent outran pay by more than in 98% of places its size. See how it ranks with your own weights.

Is Samsula-Spruce Creek expensive to live in?

The median rent takes 35.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $443,500.

What salary do you need to live in Samsula-Spruce Creek?

To rent the median home without spending more than 30% of income on rent, a household needs about $114,600 a year. Work it out from your current city.

What places are similar to Samsula-Spruce Creek?

On income, rent, home value, education and age, the closest matches are Seal Beach, CA, Willow Street, PA, Alta Sierra, CA and Hidden Valley Lake, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Samsula-Spruce Creek with places of a similar size, using only figures measured for Samsula-Spruce Creek itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/samsula-spruce-creek-florida

Citytistics. “Samsula-Spruce Creek, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/samsula-spruce-creek-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.