CitytisticsShortlist

Cost of living, pay and housing

32.76° N · 116.92° W · GEOID 0659550

Rancho San Diego

San Diego County, California · part of the San Diego, CA metro

CaliforniaRancho San Diego, CARancho San DiegoRancho San Diego

The short answer

Rancho San Diego is home to 21,272 people. Median household income is $118,682 a year and median rent is $2,618 a month, 26.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $905,300, about 7.6x annual median household income.

Rancho San Diego stands out on how people work. Unemployment is 7.1%, against 3.8% in its closest peers. Also notable: High pay has not made renting easy. Household income is higher than in 81% of places we track, yet 63% of renters still spend 30% or more of income on rent.

20OF 100

CTXCitytistics Index

Weak

Rancho San Diego scores better than 20% of the 6,612 places we rate, and ranks 343rd of 654 in California.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%9
Economy 20%50
Safety 20%n/a
Amenities 15%43
Education 10%74
Commute 10%31
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,618
92% above the median place
Median household income
$118,682
48% above the median place
Median home value
$905,300
183% above the median place
Unemployment
7.1%
44% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Rancho San Diego

  • AffordabilityThe median rent takes 26.5% of the median household's income, a bigger share than in 88% of the 2,301 places of 10,000 to 25,000 people we track.
01

Moving to Rancho San Diego

San Diego County loses about 6.5 residents per 1,000 a year to moves between counties.

Moved in110,134
Moved out128,346
Net−18,212

Where people come from and where they go, top counties

Riverside County, CA8,42512,708−4,283
Los Angeles County, CA9,2966,906+2,390
Orange County, CA5,8104,787+1,023
Maricopa County, AZ2,6363,877−1,241
Clark County, NV1,8293,142−1,313

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther statesAbroad

Income per tax return

Arrivals$90K
Leavers$86K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of San Diego County; flows under 20 returns are not published.

Who moves here
1.5% of residents arrived from another county in the past year, 2.2% from another state.
Who arrives and who leaves
Households moving into San Diego County report $89,600 a year in income on average; those leaving, $86,200.
Income you would need
$104,700 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,618 a month; owners with a mortgage pay $3,301 a month including taxes and insurance, on a median home of $905,300.
Getting to work
28 minutes each way on average; 12.6% work from home.
If it is close but not quite
Columbia, IL matches it on character for less of your income. Compare the two
Moved here in the past year1
1.5%
74% below the median place
Net movers per 1,000 people7
-6.5
below the median place (median -0.6)
Income of households moving in7
$89,591
27% above the median place
All 5 moving measures
MeasureRancho San DiegoAmong 6,645 placesVs median
Moved here in the past year11.5%74% below
Moved from another state1County figure2.2%12% above
Net movers per 1,000 people7County figure-6.5below (median -0.6)
Income of households moving in7County figure$89,59127% above
Income of households moving out7County figure$86,16723% above
02

What it costs to live here

The median home costs 7.6 years of the median household's income, more than in 95% of the 2,301 places of 10,000 to 25,000 people we track.

Rancho San Diego26.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$104,720
a year, at the 30% line
Rent to income
26.5%
30% above the median place
Home price to income
7.6x
101% above the median place

Could you afford it?

The median rent would take
26%
just under the 30% line
Left after rent, in US prices
$89,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Rancho San Diego, $2,618 a month, and local prices for everything else (98.1 against a US average of 100). It runs in your browser and stores nothing.

Like Rancho San Diego, but easier on the budget

Places that match Rancho San Diego on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Columbia, IL8712.6% vs 26.5%$6,700Compare
Windsor, CA8721.8% vs 26.5%$14,500Compare
Hampton Bays, NY8721.4% vs 26.5%$11,400Compare
Lakeland, TN8618.1% vs 26.5%$11,500Compare

Moving from somewhere else? Work out the salary you would need in Rancho San Diego.

Sponsored · exampleMoving to Rancho San Diego? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$905,300
183% above the median place
Owner costs with a mortgage1
$3,301
76% above the median place
Renters paying 30%+1
62.8%
24% above the median place
All 16 cost and housing measures
MeasureRancho San DiegoAmong 6,645 placesVs median
Median gross rent1$2,61892% above
Rent to income126.5%30% above
Property tax rate10.6%30% below
Home price to income17.6x101% above
Prices vs US average2Metro figure111.911% above
Fair market rent, 2 bedrooms3County figure$2,82375% above
HUD area median income4County figure$130,90022% above
Property tax paid (median)1$5,78177% above
Median home value1$905,300183% above
Home prices, 1-year change5County figure0.7%79% below
Home prices, 5-year change5County figure53.6%4% above
Homeownership175.1%13% above
Renters paying 30%+162.8%24% above
Owner costs with a mortgage1$3,30176% above
Vacant homes15.5%22% below
Median year built119850% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Unemployment1
7.1%
44% above the median place
Median household income1
$118,682
48% above the median place

More on work and pay, against the typical place

Income per person$56,548 +41%
Mean commute28 min +13%
Poverty rate10.1% −7%
Works from home12.6% +1%
All 10 work and pay measures
MeasureRancho San DiegoAmong 6,645 placesVs median
Median household income1$118,68248% above
Income per person1$56,54841% above
Unemployment17.1%44% above
Average annual pay6County figure$85,40229% above
Pay growth, 1 year6County figure3.1%16% below
Jobs6County figure1,535,067above (median 150,665)
Poverty rate110.1%7% below
Mean commute128 min13% above
Works from home112.6%1% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 44.2, 13% above the median place.

Median age1
44.2
13% above the median place
Born abroad1
20.4%
131% above the median place
Homes with broadband1
95.3%
3% above the median place

More about who lives here, against the typical place

Bachelor's or higher45.7% +43%
No health insurance4.5% −30%
Household size2.7 +8%
High school or higher93.3% +1%
All 8 people measures
MeasureRancho San DiegoAmong 6,645 placesVs median
Population121,2722184th largest
Median age144.213% above
Bachelor's or higher145.7%43% above
High school or higher193.3%1% above
Household size12.78% above
Born abroad120.4%131% above
No health insurance14.5%30% below
Homes with broadband195.3%3% above
05

Life in Rancho San Diego

About 0 km of named paths and bike trails are mapped in and around the city, fewer than in 84% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 655 California places we track.

161 sites are on the National Register of Historic Places, 18 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents5.2 −49%
Playgrounds per 10k6.6 −30%
Grocery stores per 10k1.4 −33%
Restaurants, cafes and bars per 10k12.2 +10%
Libraries per 10k1.9 2.2×
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi2.2 10.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Cabrillo National Monument 20 miles
  • Joshua Tree National Park 93 miles
  • Joshua Tree Wilderness 124 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars23.6 +13%
Shops28.0 −8%
Arts, recreation and fitness5.1 +24%
Doctors' offices and clinics26.6 +32%
Child care centers2.7 +17%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
19.5
37% below the median place
Public schools12
758
above the median place (median 9)
Public school students12
466,146
above the median place (median 4,897)
All 18 schools and local life measures
MeasureRancho San DiegoAmong 6,645 placesVs median
Public schools12County figure758above (median 9)
Public school students12County figure466,146above (median 4,897)
Students per teacher12County figure22.647% above
Restaurants and bars per 10k8County figure23.613% above
Shops per 10k8County figure28.08% below
Arts, recreation and fitness per 10k8County figure5.124% above
Doctors' offices and clinics per 10k8County figure26.632% above
Child care centers per 10k8County figure2.717% above
Parks per 10k95.249% below
Playgrounds per 10k96.630% below
Grocery stores per 10k91.433% below
Restaurants, cafes and bars per 10k912.210% above
Libraries per 10k91.9116% above
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi92.2above (median 0.2)
Nearest National Park Service site1019.537% below
National Park Service sites within 60 miles10150% below
National Register listings11County figure161above (median 13)
06

Safety, weather and risk

Wildfire risk is 100.0, 63% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Rancho San Diego. Larger places are fetched first.

Wildfire risk14
100.0
63% above the median place
Annual precipitation13
13.0 in
70% below the median place
Good air days15
17.5%
74% below the median place
All 11 weather and risk measures
MeasureRancho San DiegoAmong 6,645 placesVs median
July average high13County figure91°F4% above
January average low13County figure41°F62% above
Average temperature13County figure63°F15% above
Annual precipitation13County figure13.0 in70% below
Natural hazard risk14County figure99.78% above
Hurricane risk14County figure8.388% below
Tornado risk14County figure64.421% below
Wildfire risk14County figure100.063% above
Heat wave risk14County figure98.810% above
Median air quality index15County figure6756% above
Good air days15County figure17.5%74% below
08

Rancho San Diego in 2030: where the trends point

If recent trends hold, the median rent will take about 27% of the median income in 2030, up from 26% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Rancho San Diego does better than 9% of places. Its projected home value growth beats 54%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,618/mo (2024)$3,380/mo$2,770 to $4,110/mo+4.3%
Median household income$118,682 (2024)$150,000$127,000 to $177,500+4.0%
Median home value$905,300 (2024)$1,302,000$945,000 to $1,793,000+6.2%

The median home would be worth 8.7 years of the median income in 2030, against 7.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Rancho San Diego

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Petaluma, CA$2,440$115,430Compare
Mililani Town, HI$2,384$127,363Compare
Ben Lomond, CA$2,514$130,041Compare
Diamond Bar, CA$2,521$108,281Compare
Diamond Bar, CABen Lomond, CAMililani Town, HIPetaluma, CARancho San Diego, CARancho San DiegoPetalumaMililani TownDiamond BarRancho San DiegoPetalumaMililani Town

Places built like Rancho San Diego

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Rancho San Diego performs against places like it.

PlaceRent to incomeIncome growthPop. change
Rancho San Diego, CA26.5%4.4%/yrn/a
San Dimas, CA26.0%4.0%/yr-5.5%Compare
Bonita, CA22.4%3.6%/yrn/aCompare
Windsor, CA21.8%4.6%/yr-1.9%Compare
Kailua, HI23.9%4.1%/yrn/aCompare
San Juan Capistrano, CA22.6%7.2%/yr-0.2%Compare
Wailuku, HI20.5%6.9%/yrn/aCompare

Common questions

Is Rancho San Diego a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 20 out of 100, better than 20% of the places we rate and 343rd of 654 in California. The median rent takes 26.5% of the median household's income, a bigger share than in 88% of the 2,301 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 35 out of 100 for families. See how it ranks with your own weights.

Is Rancho San Diego expensive to live in?

The median rent takes 26.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $905,300.

What salary do you need to live in Rancho San Diego?

To rent the median home without spending more than 30% of income on rent, a household needs about $104,720 a year. Work it out from your current city.

What places are similar to Rancho San Diego?

On income, rent, home value, education and age, the closest matches are Petaluma, CA, Mililani Town, HI, Ben Lomond, CA and Diamond Bar, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Rancho San Diego with places of a similar size, using only figures measured for Rancho San Diego itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/rancho-san-diego-california

Citytistics. “Rancho San Diego, California.” Data as of 2026-11-14. https://www.citytistics.com/city/rancho-san-diego-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.