CitytisticsShortlist

Cost of living, pay and housing

19.65° N · 156.00° W · GEOID 1523000

Kailua

Hawaii County, Hawaii · part of the Hilo, HI metro

HawaiiKailua, HIKailuaKailua

The short answer

Kailua is home to 21,818 people. Median household income is $88,211 a year and median rent is $1,754 a month, 23.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $667,400, about 7.6x annual median household income.

The story in Kailua is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 20.1% to 23.9% of income. Also notable: Homeowners pay a median of about 0.3% of home value a year in property tax, less than in 97% of places its size.

55OF 100

CTXCitytistics Index

Above average

Kailua scores better than 55% of the 6,612 places we rate, and ranks 10th of 55 in Hawaii.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%16
Economy 20%64
Safety 20%n/a
Amenities 15%64
Education 10%53
Commute 10%79
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,754
28% above the median place
Median household income
$88,211
10% above the median place
Median home value
$667,400
109% above the median place
Unemployment
4.0%
17% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Kailua

  • Affordability39% of renter households spend 30% or more of income on rent, a lower share than in 85% of the 2,222 places of 10,000 to 25,000 people we track. It is the 2nd-lowest of 54 Hawaii places we track.
  • Life nearbyOpenStreetMap shows 1.8 libraries per 10,000 residents, more than in 81% of the 2,301 places of 10,000 to 25,000 people we track.
01

Moving to Kailua

Hawaii County gains about 6.0 residents per 1,000 a year to moves between counties.

Moved in7,086
Moved out6,143
Net+943

Where people come from and where they go, top counties

Within Hawaii, other states or abroad

Arrivals
Leavers
Within HawaiiOther statesAbroad

Income per tax return

Arrivals$85K
Leavers$63K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Hawaii County; flows under 20 returns are not published.

Who moves here
7.2% of residents arrived from another county in the past year, 6.0% from another state.
Who arrives and who leaves
Households moving into Hawaii County report $84,900 a year in income on average; those leaving, $62,500, so newcomers earn more than leavers.
Income you would need
$70,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,754 a month; owners with a mortgage pay $2,647 a month including taxes and insurance, on a median home of $667,400.
Getting to work
20 minutes each way on average; 10.2% work from home.
If it is close but not quite
Martinez, GA matches it on character for less of your income. Compare the two
Moved from another state1
6.0%
204% above the median place
Moved here in the past year1
7.2%
26% above the median place
Net movers per 1,000 people6
6.0
above the median place (median -0.6)
All 5 moving measures
MeasureKailuaAmong 6,645 placesVs median
Moved here in the past year17.2%26% above
Moved from another state16.0%204% above
Net movers per 1,000 people6County figure6.0above (median -0.6)
Income of households moving in6County figure$84,92120% above
Income of households moving out6County figure$62,52311% below
02

What it costs to live here

The median home costs 7.6 years of the median household's income, more than in 95% of the 2,301 places of 10,000 to 25,000 people we track.

Kailua23.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$70,160
a year, at the 30% line
Rent to income
23.9%
17% above the median place
Home price to income
7.6x
99% above the median place

Could you afford it?

The median rent would take
24%
comfortably under the 30% line
Left after rent, in US prices
$67,000
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Kailua, $1,754 a month. It runs in your browser and stores nothing.

Like Kailua, but easier on the budget

Places that match Kailua on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Martinez, GA9218.9% vs 23.9%n/aCompare
Perry Hall, MD9119.3% vs 23.9%n/aCompare
Pell City, AL9119.2% vs 23.9%n/aCompare
Halawa, HI9018.9% vs 23.9%n/aCompare

Moving from somewhere else? Work out the salary you would need in Kailua.

Sponsored · exampleMoving to Kailua? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.3%
63% below the median place
Vacant homes1
23.4%
232% above the median place
Median home value1
$667,400
109% above the median place
All 15 cost and housing measures
MeasureKailuaAmong 6,645 placesVs median
Median gross rent1$1,75428% above
Rent to income123.9%17% above
Property tax rate10.3%63% below
Home price to income17.6x99% above
Fair market rent, 2 bedrooms2County figure$2,08129% above
HUD area median income3County figure$98,3008% below
Property tax paid (median)1$2,29030% below
Median home value1$667,400109% above
Home prices, 1-year change4County figure6.1%92% above
Home prices, 5-year change4County figure58.5%14% above
Homeownership167.0%1% above
Renters paying 30%+139.1%23% below
Owner costs with a mortgage1$2,64741% above
Vacant homes123.4%232% above
Median year built119850% above
03

Work and pay

Mean commute is 20 min, 18% below the median place.

Mean commute1
20 min
18% below the median place
Unemployment1
4.0%
17% below the median place
Poverty rate1
14.3%
33% above the median place

More on work and pay, against the typical place

Income per person$45,971 +15%
Works from home10.2% −18%
Median household income$88,211 +10%
All 10 work and pay measures
MeasureKailuaAmong 6,645 placesVs median
Median household income1$88,21110% above
Income per person1$45,97115% above
Unemployment14.0%17% below
Average annual pay5County figure$61,7576% below
Pay growth, 1 year5County figure6.7%81% above
Jobs5County figure74,16851% below
Poverty rate114.3%33% above
Mean commute120 min18% below
Works from home110.2%18% below
Commutes by transit1County figure0.7%20% below
04

Who lives here

Born abroad is 19.6%, 122% above the median place.

Born abroad1
19.6%
122% above the median place
Household size1
2.8
13% above the median place
Median age1
41.6
7% above the median place

More about who lives here, against the typical place

No health insurance7.4% +16%
High school or higher91.1% −1%
Bachelor's or higher33.6% +5%
Homes with broadband92.4% +0%
All 8 people measures
MeasureKailuaAmong 6,645 placesVs median
Population121,8182132nd largest
Median age141.67% above
Bachelor's or higher133.6%5% above
High school or higher191.1%1% below
Household size12.813% above
Born abroad119.6%122% above
No health insurance17.4%16% above
Homes with broadband192.4%0% above
05

Life in Kailua

5 National Park Service sites lie within 60 miles, more than in 79% of the 2,301 places of 10,000 to 25,000 people we track. It is the 3rd-highest of 55 Hawaii places we track.

7 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

  • Kaneohe Naval Air Station listed 1987Landmark
  • Pahukini Heiau listed 1972
  • Ulu Po Heiau listed 1972
  • Kukuipilau Heiau listed 1984
  • Kaneohe Ranch Building listed 1987
  • Boettcher Estate listed 2002

Out the door, against the typical place

Parks per 10k residents6.0 −41%
Playgrounds per 10k1.4 −85%
Grocery stores per 10k3.2 +51%
Restaurants, cafes and bars per 10k42.2 3.8×
Libraries per 10k1.8 2.1×
Named paths and bike trails4 km 2.1×
Bus and rail stops per sq mi0.4 2.0×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Kaloko-Honokōhau National Historical Park 3 miles
  • Puʻuhonua o Hōnaunau National Historical Park 16 miles
  • Puʻukoholā Heiau National Historic Site 28 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars22.5 +8%
Shops31.2 +3%
Arts, recreation and fitness4.2 +2%
Doctors' offices and clinics17.3 −14%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site9
3.1
90% below the median place
Students per teacher11
13.8
10% below the median place
Public schools11
13
44% above the median place
All 18 schools and local life measures
MeasureKailuaAmong 6,645 placesVs median
Public schools111344% above
Public school students115,87520% above
Students per teacher1113.810% below
Restaurants and bars per 10k7County figure22.58% above
Shops per 10k7County figure31.23% above
Arts, recreation and fitness per 10k7County figure4.22% above
Doctors' offices and clinics per 10k7County figure17.314% below
Child care centers per 10k7County figure2.013% below
Parks per 10k86.041% below
Playgrounds per 10k81.485% below
Grocery stores per 10k83.251% above
Restaurants, cafes and bars per 10k842.2278% above
Libraries per 10k81.8110% above
Named paths and bike trails84.3115% above
Transit stops per sq mi80.4105% above
Nearest National Park Service site93.190% below
National Park Service sites within 60 miles95150% above
National Register listings10746% below
06

Safety, weather and risk

Heat wave risk is 0.0, below the median place (median 90.1).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Kailua. Larger places are fetched first.

Heat wave risk12
0.0
below the median place (median 90.1)
Tornado risk12
7.4
91% below the median place
Median air quality index13
32
26% below the median place
All 7 weather and risk measures
MeasureKailuaAmong 6,645 placesVs median
Natural hazard risk12County figure98.57% above
Hurricane risk12County figure68.33% below
Tornado risk12County figure7.491% below
Wildfire risk12County figure98.361% above
Heat wave risk12County figure0.0below (median 90.1)
Median air quality index13County figure3226% below
Good air days13County figure86.0%26% above
08

Kailua in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, up from 24% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Kailua does better than 14% of places. Its projected home value growth beats 43%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,754/mo (2024)$2,270/mo$1,860 to $2,760/mo+4.4%
Median household income$88,211 (2024)$111,500$94,000 to $131,500+4.0%
Median home value$667,400 (2024)$953,000$692,000 to $1,312,000+6.1%

The median home would be worth 8.6 years of the median income in 2030, against 7.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Kailua

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Burien, WA$1,782$91,318Compare
Snohomish, WA$1,654$87,250Compare
Bermuda Dunes, CA$1,693$90,818Compare
Atascadero, CA$1,854$91,429Compare
Atascadero, CABermuda Dunes, CASnohomish, WABurien, WAKailua, HIKailuaBurienBermuda DunesAtascaderoKailuaBurienBermuda DunesAtascadero

Places built like Kailua

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Kailua performs against places like it.

PlaceRent to incomeIncome growthPop. change
Kailua, HI23.9%4.1%/yrn/a
Kihei, HI28.0%2.2%/yrn/aCompare
Wailuku, HI20.5%6.9%/yrn/aCompare
Windsor, CA21.8%4.6%/yr-1.9%Compare
Ramona, CA20.4%5.0%/yrn/aCompare
El Paso de Robles (Paso Robles), CA25.8%8.1%/yr0.4%Compare
Rancho San Diego, CA26.5%4.4%/yrn/aCompare

Common questions

Is Kailua a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 55 out of 100, better than 55% of the places we rate and 10th of 55 in Hawaii. 39% of renter households spend 30% or more of income on rent, a lower share than in 85% of the 2,222 places of 10,000 to 25,000 people we track. It is the 2nd-lowest of 54 Hawaii places we track. OpenStreetMap shows 1.8 libraries per 10,000 residents, more than in 81% of the 2,301 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 38 out of 100 for families. See how it ranks with your own weights.

Is Kailua expensive to live in?

The median rent takes 23.9% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $667,400.

What salary do you need to live in Kailua?

To rent the median home without spending more than 30% of income on rent, a household needs about $70,160 a year. Work it out from your current city.

What places are similar to Kailua?

On income, rent, home value, education and age, the closest matches are Burien, WA, Snohomish, WA, Bermuda Dunes, CA and Atascadero, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Kailua with places of a similar size, using only figures measured for Kailua itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/kailua-hawaii

Citytistics. “Kailua, Hawaii.” Data as of 2026-11-14. https://www.citytistics.com/city/kailua-hawaii/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.