CitytisticsShortlist

Cost of living, pay and housing

40.11° N · 74.15° W · GEOID 3461725

Ramtown

Monmouth County, New Jersey · part of the New York, NY metro

New JerseyRamtown, NJRamtownRamtown

The short answer

Ramtown is home to 6,203 people. Median household income is $145,663 a year and median rent is $2,074 a month, 17.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $487,500, about 3.4x annual median household income.

What sets Ramtown apart is how tight household budgets are. 0% of renter households spend 30% or more of income on rent, a lower share than in 99% of places its size. It is the lowest of 265 New Jersey places we track. Also notable: Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 96 out of 100. Budget for insurance before counting the savings.

47OF 100

CTXCitytistics Index

Average

Ramtown scores better than 47% of the 6,612 places we rate, and ranks 168th of 287 in New Jersey.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%70
Economy 20%66
Safety 20%n/a
Amenities 15%9
Education 10%77
Commute 10%3
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,074
52% above the median place
Median household income
$145,663
81% above the median place
Median home value
$487,500
53% above the median place
Unemployment
5.4%
10% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Ramtown

  • AffordabilityAfter the median rent, with other prices set to the US average, the median household keeps about $114,800 a year, more than in 85% of the 1,875 places under 10,000 people we track.
  • HousingHomeowners pay a median of about 1.8% of home value a year in property tax, more than in 87% of the 2,266 places under 10,000 people we track.
01

Moving to Ramtown

Monmouth County loses about 1.0 residents per 1,000 a year to moves between counties.

Moved in23,028
Moved out23,567
Net−539

Where people come from and where they go, top counties

Ocean County, NJ4,0884,657−569
Middlesex County, NJ3,2822,339+943
Hudson County, NJ1,370789+581
Kings County, NY1,585515+1,070
Richmond County, NY1,663
New York County, NY670823−153

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$133K
Leavers$117K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Monmouth County; flows under 20 returns are not published.

Who moves here
4.5% of residents arrived from another county in the past year, 1.5% from another state. County figure.
Who arrives and who leaves
Households moving into Monmouth County report $132,500 a year in income on average; those leaving, $117,000, so newcomers earn more than leavers.
Income you would need
$83,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,074 a month; owners with a mortgage pay $2,743 a month including taxes and insurance, on a median home of $487,500.
Getting to work
38 minutes each way on average; 18.9% work from home; 5.2% take transit.
If it is close but not quite
Wescosville, PA matches it on character for less of your income. Compare the two
Income of households moving in7
$132,507
88% above the median place
Income of households moving out7
$117,020
67% above the median place
Moved here in the past year1
4.5%
22% below the median place
All 5 moving measures
MeasureRamtownAmong 6,645 placesVs median
Moved here in the past year1County figure4.5%22% below
Moved from another state1County figure1.5%23% below
Net movers per 1,000 people7County figure-1.067% below
Income of households moving in7County figure$132,50788% above
Income of households moving out7County figure$117,02067% above
02

What it costs to live here

98% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the 3rd-highest of 287 New Jersey places we track.

Ramtown17.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$82,960
a year, at the 30% line
Rent to income
17.1%
16% below the median place
Home price to income
3.4x
12% below the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$115,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Ramtown, $2,074 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Like Ramtown, but easier on the budget

Places that match Ramtown on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Wescosville, PA9113.7% vs 17.1%$7,200Compare
Credit River, MN877.5% vs 17.1%$13,300Compare
East Shoreham, NY8514.0% vs 17.1%$10,400Compare
Francisville, KY8410.7% vs 17.1%$32,000Compare

Moving from somewhere else? Work out the salary you would need in Ramtown.

Sponsored · exampleMoving to Ramtown? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Homeownership1
97.7%
47% above the median place
Property tax paid (median)1
$8,923
173% above the median place
All 16 cost and housing measures
MeasureRamtownAmong 6,645 placesVs median
Median gross rent1$2,07452% above
Rent to income117.1%16% below
Property tax rate11.8%101% above
Home price to income13.4x12% below
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,28341% above
HUD area median income4County figure$140,60031% above
Property tax paid (median)1$8,923173% above
Median home value1$487,50053% above
Home prices, 1-year change5County figure6.2%95% above
Home prices, 5-year change5County figure64.2%25% above
Homeownership197.7%47% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$2,74347% above
Vacant homes1County figure6.9%2% below
Median year built119860% above
03

Work and pay

Mean commute is 38 min, 52% above the median place.

Mean commute1
38 min
52% above the median place
Median household income1
$145,663
81% above the median place
Income per person1
$53,471
33% above the median place
All 10 work and pay measures
MeasureRamtownAmong 6,645 placesVs median
Median household income1$145,66381% above
Income per person1$53,47133% above
Unemployment1County figure5.4%10% above
Average annual pay6County figure$74,43513% above
Pay growth, 1 year6County figure5.5%49% above
Jobs6County figure279,01285% above
Poverty rate1County figure6.5%40% below
Mean commute138 min52% above
Works from home1County figure18.9%52% above
Commutes by transit1County figure5.2%above (median 0.8%)
04

Who lives here

Homes with broadband is 97.1%, 5% above the median place.

Homes with broadband1
97.1%
5% above the median place
Bachelor's or higher1
48.1%
50% above the median place
Household size1
2.8
12% above the median place
All 8 people measures
MeasureRamtownAmong 6,645 placesVs median
Population16,2035820th largest
Median age138.32% below
Bachelor's or higher148.1%50% above
High school or higher194.2%2% above
Household size12.812% above
Born abroad1County figure13.6%54% above
No health insurance1County figure5.3%17% below
Homes with broadband197.1%5% above
05

Life in Ramtown

22 National Park Service sites lie within 60 miles, more than in 93% of the 2,480 places under 10,000 people we track.

116 sites are on the National Register of Historic Places, 10 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents6.5 −37%
Playgrounds per 10k6.5 −31%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k4.8 −57%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Gateway National Recreation Area 25 miles
  • Great Kills Park 30 miles
  • Statue of Liberty National Monument 41 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars29.1 +40%
Shops39.0 +29%
Arts, recreation and fitness7.3 +78%
Doctors' offices and clinics35.0 +73%
Child care centers2.7 +17%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
24.8
19% below the median place
Doctors' offices and clinics per 10k8
35.0
73% above the median place
Restaurants and bars per 10k8
29.1
40% above the median place
All 18 schools and local life measures
MeasureRamtownAmong 6,645 placesVs median
Public schools12County figure183above (median 9)
Public school students12County figure90,346above (median 4,897)
Students per teacher12County figure10.731% below
Restaurants and bars per 10k8County figure29.140% above
Shops per 10k8County figure39.029% above
Arts, recreation and fitness per 10k8County figure7.378% above
Doctors' offices and clinics per 10k8County figure35.073% above
Child care centers per 10k8County figure2.717% above
Parks per 10k96.537% below
Playgrounds per 10k96.531% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k94.857% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1024.819% below
National Park Service sites within 60 miles1022above (median 2)
National Register listings11County figure116above (median 13)
06

Safety, weather and risk

Good air days is 91.3%, 33% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Ramtown. Larger places are fetched first.

Good air days15
91.3%
33% above the median place
Median air quality index15
36
16% below the median place
Heat wave risk14
98.6
9% above the median place
All 11 weather and risk measures
MeasureRamtownAmong 6,645 placesVs median
July average high13County figure86°F1% below
January average low13County figure24°F4% below
Average temperature13County figure54°F1% below
Annual precipitation13County figure47.6 in9% above
Natural hazard risk14County figure96.34% above
Hurricane risk14County figure93.132% above
Tornado risk14County figure55.132% below
Wildfire risk14County figure88.845% above
Heat wave risk14County figure98.69% above
Median air quality index15County figure3616% below
Good air days15County figure91.3%33% above
08

Ramtown in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. Its projected home value growth beats 31%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$145,663 (2024)$182,500$154,000 to $216,000+3.8%
Median home value$487,500 (2024)$691,000$501,000 to $951,000+6.0%

The median home would be worth 3.8 years of the median income in 2030, against 3.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Ramtown

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Hickory Creek, TX$2,192$148,852Compare
Severn, MD$2,175$134,423Compare
Arlington, TN$2,164$135,105Compare
Lake Ridge, VA$2,033$127,154Compare
Lake Ridge, VAArlington, TNSevern, MDHickory Creek, TXRamtown, NJRamtownHickory CreekSevernArlingtonLake RidgeRamtownHickory CreekSevernArlingtonLake Ridge

Places built like Ramtown

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Ramtown performs against places like it.

PlaceRent to incomeIncome growthPop. change
Ramtown, NJ17.1%3.2%/yrn/a
Beckett, NJ19.1%-2.3%/yrn/aCompare
Wescosville, PA13.7%10.0%/yrn/aCompare
Yorketown, NJ18.9%7.4%/yrn/aCompare
Ledgewood, NJ19.3%8.2%/yrn/aCompare
Gilbertsville, PA12.0%4.7%/yrn/aCompare
Wading River, NY25.5%0.2%/yrn/aCompare

Common questions

Is Ramtown a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 47 out of 100, better than 47% of the places we rate and 168th of 287 in New Jersey. After the median rent, with other prices set to the US average, the median household keeps about $114,800 a year, more than in 85% of the 1,875 places under 10,000 people we track. Homeowners pay a median of about 1.8% of home value a year in property tax, more than in 87% of the 2,266 places under 10,000 people we track. See how it ranks with your own weights.

Is Ramtown expensive to live in?

The median rent takes 17.1% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $487,500.

What salary do you need to live in Ramtown?

To rent the median home without spending more than 30% of income on rent, a household needs about $82,960 a year. Work it out from your current city.

What places are similar to Ramtown?

On income, rent, home value, education and age, the closest matches are Hickory Creek, TX, Severn, MD, Arlington, TN and Lake Ridge, VA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ramtown with places of a similar size, using only figures measured for Ramtown itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ramtown-new-jersey

Citytistics. “Ramtown, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/ramtown-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.