CitytisticsShortlist

Cost of living, pay and housing

46.74° N · 92.23° W · GEOID 2752630

Proctor

St. Louis County, Minnesota · part of the Duluth, MN metro

Limited data population under 5,000

MinnesotaProctor, MNProctorProctor

The short answer

Proctor is home to 3,100 people. Median household income is $67,377 a year and median rent is $1,044 a month, 18.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $224,700, about 3.3x annual median household income.

Median gross rent
$1,044
24% below the median place
Median household income
$67,377
16% below the median place
Median home value
$224,700
30% below the median place
Unemployment
4.6%
6% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Proctor

  • Between the 2019 and 2024 surveys, rent rose 9.8% a year while household income rose 3.1%, so rent outran pay by more than in 93% of the 2,476 places under 10,000 people we track.
  • Counting remote workers as zero, the average worker spends about 110 hours a year commuting, less than in 91% of places its size.
  • 69% of renter households spend 30% or more of income on rent, a higher share than in 91% of places its size.
  • 5.8% of residents live below the poverty line, fewer than in 82% of places its size.
01

Moving to Proctor

St. Louis County gains about 0.1 residents per 1,000 a year to moves between counties.

Moved in6,619
Moved out6,608
Net+11

Where people come from and where they go, top counties

Carlton County, MN461640−179
Douglas County, WI474580−106
Lake County, MN212127+85

Within Minnesota, other states or abroad

Arrivals
Leavers
Within MinnesotaOther statesAbroad

Income per tax return

Arrivals$59K
Leavers$59K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Louis County; flows under 20 returns are not published.

Who moves here
6.5% of residents arrived from another county in the past year, 2.4% from another state. County figure.
Who arrives and who leaves
Households moving into St. Louis County report $59,100 a year in income on average; those leaving, $59,400.
Income you would need
$41,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,044 a month; owners with a mortgage pay $1,565 a month including taxes and insurance, on a median home of $224,700.
Getting to work
15 minutes each way on average; 5.5% work from home.
If it is close but not quite
Fox Lake, IL matches it on character. Compare the two
Income of households moving in8
$59,120
16% below the median place
Income of households moving out8
$59,382
16% below the median place
Moved from another state1
2.4%
21% above the median place
All 5 moving measures
MeasureProctorAmong 6,645 placesVs median
Moved here in the past year1County figure6.5%13% above
Moved from another state1County figure2.4%21% above
Net movers per 1,000 people8County figure0.1above (median -0.6)
Income of households moving in8County figure$59,12016% below
Income of households moving out8County figure$59,38216% below
02

What it costs to live here

Renters paying 30%+ is 69.2%, 37% above the median place.

Proctor18.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$41,760
a year, at the 30% line
Rent to income
18.6%
9% below the median place
Home price to income
3.3x
12% below the median place

Could you afford it?

The median rent would take
19%
comfortably under the 30% line
Left after rent, in US prices
$59,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Proctor, $1,044 a month, and local prices for everything else (92.4 against a US average of 100). It runs in your browser and stores nothing.

Like Proctor, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Reedsburg, WI15.6% vs 18.6%n/aCompare
Sheboygan Falls, WI14.8% vs 18.6%$3,500Compare
Northwood, OH15.0% vs 18.6%$8,800Compare

Moving from somewhere else? Work out the salary you would need in Proctor.

Sponsored · exampleMoving to Proctor? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
69.2%
37% above the median place
Homeownership1
77.3%
16% above the median place
Median year built1
1968
1% below the median place
All 16 cost and housing measures
MeasureProctorAmong 6,645 placesVs median
Median gross rent1$1,04424% below
Rent to income118.6%9% below
Property tax rate11.1%21% above
Home price to income13.3x12% below
Prices vs US average2Metro figure88.812% below
Fair market rent, 2 bedrooms3County figure$1,20725% below
HUD area median income4County figure$101,1006% below
Property tax paid (median)1$2,46125% below
Median home value1$224,70030% below
Home prices, 1-year change5County figure6.3%96% above
Home prices, 5-year change5County figure52.7%2% above
Homeownership177.3%16% above
Renters paying 30%+169.2%37% above
Owner costs with a mortgage1$1,56516% below
Vacant homes1County figure16.4%133% above
Median year built119681% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
15 min
39% below the median place
Works from home1
5.5%
56% below the median place

More on work and pay, against the typical place

Poverty rate5.8% −46%
Median household income$67,377 −16%
Income per person$35,236 −12%
All 10 work and pay measures
MeasureProctorAmong 6,645 placesVs median
Median household income1$67,37716% below
Income per person1$35,23612% below
Unemployment1County figure4.6%6% below
Average annual pay6County figure$62,6155% below
Pay growth, 1 year6County figure3.6%3% below
Jobs6County figure95,07837% below
Poverty rate15.8%46% below
Mean commute115 min39% below
Works from home15.5%56% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Population change since 2020 is -2.1%, below the median place (median 1.1%).

Population change since 20207
-2.1%
below the median place (median 1.1%)
Median age1
43.3
11% above the median place
Homes with broadband1
88.6%
4% below the median place

More about who lives here, against the typical place

Household size2.4 −6%
Bachelor's or higher25.6% −20%
High school or higher92.4% +0%
All 9 people measures
MeasureProctorAmong 6,645 placesVs median
Population13,1006646th largest
Population change since 20207-2.1%below (median 1.1%)
Median age143.311% above
Bachelor's or higher125.6%20% below
High school or higher192.4%0% above
Household size12.46% below
Born abroad1County figure1.9%78% below
No health insurance1County figure4.1%36% below
Homes with broadband188.6%4% below
05

Life in Proctor

1 site is on the National Register of Historic Places, 3 of them National Historic Landmarks.

  • Northland listed 1978

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k6.5 −31%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k25.8 2.3×
Libraries per 10k0.0 −100%
Named paths and bike trails1 km −75%
Bus and rail stops per sq mi9.5 45.3×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars21.0 +1%
Shops38.6 +27%
Arts, recreation and fitness6.8 +66%
Doctors' offices and clinics17.4 −14%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Public school students13
1,026
79% below the median place
Public schools13
4
56% below the median place
Students per teacher13
16.8
9% above the median place
All 16 schools and local life measures
MeasureProctorAmong 6,645 placesVs median
Public schools13456% below
Public school students131,02679% below
Students per teacher1316.89% above
Restaurants and bars per 10k9County figure21.01% above
Shops per 10k9County figure38.627% above
Arts, recreation and fitness per 10k9County figure6.866% above
Doctors' offices and clinics per 10k9County figure17.414% below
Child care centers per 10k9County figure2.013% below
Parks per 10k100.0below (median 10.2)
Playgrounds per 10k106.531% below
Grocery stores per 10k100.0below (median 2.1)
Restaurants, cafes and bars per 10k1025.8131% above
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails100.575% below
Transit stops per sq mi109.5above (median 0.2)
National Register listings11192% below
06

Safety, weather and risk

Violent crime per 100k is 65, 66% below the median place.

Violent crime per 100k
65
66% below the median place
Property crime per 100k
880
27% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

January average low14
-1°F
below the median place (median 25°F)
Average temperature14
39°F
30% below the median place
July average high14
78°F
10% below the median place
All 10 weather and risk measures
MeasureProctorAmong 6,645 placesVs median
July average high14County figure78°F10% below
January average low14County figure-1°Fbelow (median 25°F)
Average temperature14County figure39°F30% below
Annual precipitation14County figure28.3 in35% below
Natural hazard risk15County figure91.61% below
Tornado risk15County figure64.720% below
Wildfire risk15County figure81.733% above
Heat wave risk15County figure86.54% below
Median air quality index16Metro figure422% below
Good air days16Metro figure66.3%3% below
08

Proctor in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, up from 19% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,044/mo (2024)$1,390/mo$1,140 to $1,690/mo+4.9%
Median household income$67,377 (2024)$85,500$72,000 to $101,000+4.0%
Median home value$224,700 (2024)$324,000$235,000 to $447,000+6.3%
Population3,054 (2025)3,0502,920 to 3,180−0.0%

The median home would be worth 3.8 years of the median income in 2030, against 3.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Proctor

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Fox Lake, IL$1,047$70,819Compare
Saraland, AL$1,060$61,509Compare
Depew, NY$1,061$73,556Compare
Kingfisher, OK$1,029$64,271Compare
Kingfisher, OKDepew, NYSaraland, ALFox Lake, ILProctor, MNProctorFox LakeSaralandDepewKingfisherProctorFox LakeSaralandDepewKingfisher

Common questions

Is Proctor a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, rent rose 9.8% a year while household income rose 3.1%, so rent outran pay by more than in 93% of the 2,476 places under 10,000 people we track. Counting remote workers as zero, the average worker spends about 110 hours a year commuting, less than in 91% of places its size. On cost, space and class size it scores 69 out of 100 for families. See how it ranks with your own weights.

Is Proctor expensive to live in?

The median rent takes 18.6% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $224,700.

What salary do you need to live in Proctor?

To rent the median home without spending more than 30% of income on rent, a household needs about $41,760 a year. Work it out from your current city.

Is Proctor safe?

There were 65 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Proctor?

On income, rent, home value, education and age, the closest matches are Fox Lake, IL, Saraland, AL, Depew, NY and Kingfisher, OK.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Proctor with places of a similar size, using only figures measured for Proctor itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/proctor-minnesota

Citytistics. “Proctor, Minnesota.” Data as of 2026-11-14. https://www.citytistics.com/city/proctor-minnesota/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.