CitytisticsShortlist

Cost of living, pay and housing

46.80° N · 92.25° W · GEOID 2728682

Hermantown

St. Louis County, Minnesota · part of the Duluth, MN metro

MinnesotaHermantown, MNHermantownHermantown

The short answer

Hermantown is home to 10,218 people. Median household income is $90,849 a year and median rent is $1,463 a month, 19.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $382,300, about 4.2x annual median household income.

Hermantown stands out on value for money. Home values run 34% above what its fundamentals predict in the same metro area. Also notable: 1% of residents were born outside the US, fewer than in 98% of places its size.

69OF 100

CTXCitytistics Index

Above average

Hermantown scores better than 69% of the 6,612 places we rate, and ranks 104th of 151 in Minnesota.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%49
Economy 20%59
Safety 20%56
Amenities 15%46
Education 10%65
Commute 10%90
Growth 5%33
Median gross rent
$1,463
7% above the median place
Median household income
$90,849
13% above the median place
Median home value
$382,300
20% above the median place
Unemployment
4.6%
6% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Hermantown

St. Louis County gains about 0.1 residents per 1,000 a year to moves between counties.

Moved in6,619
Moved out6,608
Net+11

Where people come from and where they go, top counties

Carlton County, MN461640−179
Douglas County, WI474580−106
Lake County, MN212127+85

Within Minnesota, other states or abroad

Arrivals
Leavers
Within MinnesotaOther statesAbroad

Income per tax return

Arrivals$59K
Leavers$59K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Louis County; flows under 20 returns are not published.

Who moves here
7.2% of residents arrived from another county in the past year, 2.4% from another state.
Who arrives and who leaves
Households moving into St. Louis County report $59,100 a year in income on average; those leaving, $59,400.
Income you would need
$58,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,463 a month; owners with a mortgage pay $2,224 a month including taxes and insurance, on a median home of $382,300.
Getting to work
18 minutes each way on average; 11.0% work from home.
If it is close but not quite
Mukwonago, WI matches it on character for less of your income. Compare the two
Moved here in the past year1
7.2%
26% above the median place
Income of households moving in8
$59,120
16% below the median place
Income of households moving out8
$59,382
16% below the median place
All 5 moving measures
MeasureHermantownAmong 6,645 placesVs median
Moved here in the past year17.2%26% above
Moved from another state1County figure2.4%21% above
Net movers per 1,000 people8County figure0.1above (median -0.6)
Income of households moving in8County figure$59,12016% below
Income of households moving out8County figure$59,38216% below
02

What it costs to live here

63% of renter households spend 30% or more of income on rent, a higher share than in 89% of the 2,222 places of 10,000 to 25,000 people we track.

Hermantown19.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$58,520
a year, at the 30% line
Rent to income
19.3%
5% below the median place
Home price to income
4.2x
11% above the median place

Could you afford it?

The median rent would take
19%
comfortably under the 30% line
Left after rent, in US prices
$79,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Hermantown, $1,463 a month, and local prices for everything else (92.4 against a US average of 100). It runs in your browser and stores nothing.

Like Hermantown, but easier on the budget

Places that match Hermantown on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Mukwonago, WI9213.9% vs 19.3%n/aCompare
Kronenwetter, WI9211.7% vs 19.3%$25,400Compare
Rockton, IL919.2% vs 19.3%$32,500Compare
Plover, WI9114.8% vs 19.3%n/aCompare

Moving from somewhere else? Work out the salary you would need in Hermantown.

Sponsored · exampleMoving to Hermantown? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
63.3%
25% above the median place
Median year built1
1993
1% above the median place
Owner costs with a mortgage1
$2,224
19% above the median place
All 16 cost and housing measures
MeasureHermantownAmong 6,645 placesVs median
Median gross rent1$1,4637% above
Rent to income119.3%5% below
Property tax rate11.1%15% above
Home price to income14.2x11% above
Prices vs US average2Metro figure88.812% below
Fair market rent, 2 bedrooms3County figure$1,20725% below
HUD area median income4County figure$101,1006% below
Property tax paid (median)1$4,01023% above
Median home value1$382,30020% above
Home prices, 1-year change5County figure6.3%96% above
Home prices, 5-year change5County figure52.7%2% above
Homeownership173.1%10% above
Renters paying 30%+163.3%25% above
Owner costs with a mortgage1$2,22419% above
Vacant homes1County figure16.4%133% above
Median year built119931% above
03

Work and pay

Counting remote workers as zero, the average worker spends about 120 hours a year commuting, less than in 88% of the 2,241 places of 10,000 to 25,000 people we track.

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
18 min
29% below the median place
Poverty rate1
5.4%
49% below the median place

More on work and pay, against the typical place

Income per person$55,803 +39%
Median household income$90,849 +13%
Works from home11.0% −12%
All 10 work and pay measures
MeasureHermantownAmong 6,645 placesVs median
Median household income1$90,84913% above
Income per person1$55,80339% above
Unemployment1County figure4.6%6% below
Average annual pay6County figure$62,6155% below
Pay growth, 1 year6County figure3.6%3% below
Jobs6County figure95,07837% below
Poverty rate15.4%49% below
Mean commute118 min29% below
Works from home111.0%12% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Born abroad is 1.3%, 85% below the median place.

Born abroad1
1.3%
85% below the median place
High school or higher1
97.9%
6% above the median place
Homes with broadband1
87.8%
5% below the median place

More about who lives here, against the typical place

Bachelor's or higher39.9% +24%
Median age38.7 −1%
Household size2.5 +1%
All 9 people measures
MeasureHermantownAmong 6,645 placesVs median
Population110,2184099th largest
Population change since 202070.6%50% below
Median age138.71% below
Bachelor's or higher139.9%24% above
High school or higher197.9%6% above
Household size12.51% above
Born abroad11.3%85% below
No health insurance1County figure4.1%36% below
Homes with broadband187.8%5% below
05

Life in Hermantown

OpenStreetMap shows 0 libraries per 10,000 residents, fewer than in 86% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 151 Minnesota places we track.

Founded or incorporated in 1975. 136 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents7.8 −23%
Playgrounds per 10k2.0 −79%
Grocery stores per 10k2.0 −8%
Restaurants, cafes and bars per 10k9.8 −12%
Libraries per 10k0.0 −100%
Named paths and bike trails7 km 3.6×
Bus and rail stops per sq mi0.9 4.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Apostle Islands National Lakeshore 75 miles
  • Saint Croix National Scenic Riverway 100 miles
  • Voyageurs National Park 121 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.0 +1%
Shops38.6 +27%
Arts, recreation and fitness6.8 +66%
Doctors' offices and clinics17.4 −14%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site11
75.3
144% above the median place
Public schools14
5
44% below the median place
Public school students14
2,118
57% below the median place
All 18 schools and local life measures
MeasureHermantownAmong 6,645 placesVs median
Public schools14544% below
Public school students142,11857% below
Students per teacher1416.78% above
Restaurants and bars per 10k9County figure21.01% above
Shops per 10k9County figure38.627% above
Arts, recreation and fitness per 10k9County figure6.866% above
Doctors' offices and clinics per 10k9County figure17.414% below
Child care centers per 10k9County figure2.013% below
Parks per 10k107.823% below
Playgrounds per 10k102.079% below
Grocery stores per 10k102.08% below
Restaurants, cafes and bars per 10k109.812% below
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails107.3265% above
Transit stops per sq mi100.9343% above
Nearest National Park Service site1175.3144% above
National Park Service sites within 60 miles110below (median 2)
National Register listings12County figure136above (median 13)
06

Safety, weather and risk

Violent crime per 100k is 49, 75% below the median place.

Violent crime per 100k
49
75% below the median place
Property crime per 100k
2,044
68% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

January average low15
-1°F
below the median place (median 25°F)
Average temperature15
39°F
30% below the median place
July average high15
78°F
10% below the median place
All 10 weather and risk measures
MeasureHermantownAmong 6,645 placesVs median
July average high15County figure78°F10% below
January average low15County figure-1°Fbelow (median 25°F)
Average temperature15County figure39°F30% below
Annual precipitation15County figure28.3 in35% below
Natural hazard risk16County figure91.61% below
Tornado risk16County figure64.720% below
Wildfire risk16County figure81.733% above
Heat wave risk16County figure86.54% below
Median air quality index17Metro figure422% below
Good air days17Metro figure66.3%3% below
08

Hermantown in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 19% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Hermantown does better than 47% of places. Its projected home value growth beats 67%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,463/mo (2024)$1,890/mo$1,550 to $2,300/mo+4.3%
Median household income$90,849 (2024)$114,500$97,000 to $136,000+4.0%
Median home value$382,300 (2024)$555,000$403,000 to $764,000+6.4%
Population10,110 (2025)10,2709,850 to 10,700+0.3%

The median home would be worth 4.8 years of the median income in 2030, against 4.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Hermantown

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Oak Creek, WI$1,452$96,555Compare
Hackettstown, NJ$1,469$93,083Compare
Wendell, NC$1,457$95,787Compare
Helena Valley West Central, MT$1,327$90,082Compare
Helena Valley West Central, MTWendell, NCHackettstown, NJOak Creek, WIHermantown, MNHermantownOak CreekHackettstownWendellHelena Valley West CentralHermantownOak CreekHackettstownWendellHelena Valley West Central

Places built like Hermantown

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Hermantown performs against places like it.

PlaceRent to incomeIncome growthPop. change
Hermantown, MN19.3%4.2%/yr0.6%
Jackson, MO14.0%3.6%/yr3.5%Compare
Buffalo, MN16.0%3.7%/yr4.3%Compare
Pleasant Hill, IA16.1%2.8%/yr10.7%Compare
North Mankato, MN14.5%3.7%/yr-0.8%Compare
Odessa, MO12.8%13.7%/yr2.2%Compare
Park City, KS17.4%0.4%/yr13.2%Compare

Common questions

Is Hermantown a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 69 out of 100, better than 69% of the places we rate and 104th of 151 in Minnesota. On cost, space and class size it scores 64 out of 100 for families. See how it ranks with your own weights.

Is Hermantown expensive to live in?

The median rent takes 19.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $382,300.

What salary do you need to live in Hermantown?

To rent the median home without spending more than 30% of income on rent, a household needs about $58,520 a year. Work it out from your current city.

Is Hermantown safe?

There were 49 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Hermantown?

On income, rent, home value, education and age, the closest matches are Oak Creek, WI, Hackettstown, NJ, Wendell, NC and Helena Valley West Central, MT.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Hermantown with places of a similar size, using only figures measured for Hermantown itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/hermantown-minnesota

Citytistics. “Hermantown, Minnesota.” Data as of 2026-11-14. https://www.citytistics.com/city/hermantown-minnesota/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.