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Cost of living, pay and housing

30.60° N · 87.10° W · GEOID 1255532

Pea Ridge

Santa Rosa County, Florida · part of the Pensacola, FL metro

Limited data population under 5,000

FloridaPea Ridge, FLPea RidgePea Ridge

The short answer

Pea Ridge is home to 3,560 people. Median household income is $59,628 a year and median rent is $1,252 a month, 25.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $220,800, about 3.7x annual median household income.

Median gross rent
$1,252
8% below the median place
Median household income
$59,628
26% below the median place
Median home value
$220,800
31% below the median place
Unemployment
4.5%
8% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Pea Ridge

  • Household income has grown -2.8% a year across the last five survey releases, slower than in 99% of the 2,480 places under 10,000 people we track. It is the 2nd-lowest of 473 Florida places.
  • Owning with a mortgage costs about $92 a month less than the median rent, which is rarer than in 96% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $45,700 a year left, less than in 83% of places its size.
  • The median rent takes 25.2% of the median household's income, a bigger share than in 83% of places its size.
01

Moving to Pea Ridge

Santa Rosa County gains about 23.1 residents per 1,000 a year to moves between counties.

Moved in16,155
Moved out12,399
Net+3,756

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$80K
Leavers$67K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Santa Rosa County; flows under 20 returns are not published.

Who moves here
9.5% of residents arrived from another county in the past year, 4.9% from another state. County figure.
Who arrives and who leaves
Households moving into Santa Rosa County report $80,200 a year in income on average; those leaving, $66,600, so newcomers earn more than leavers.
Income you would need
$50,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,252 a month; owners with a mortgage pay $1,160 a month including taxes and insurance, on a median home of $220,800.
Getting to work
25 minutes each way on average; 12.7% work from home.
If it is close but not quite
Winter Haven, FL matches it on character. Compare the two
Net movers per 1,000 people7
23.1
above the median place (median -0.6)
Moved from another state1
4.9%
149% above the median place
Moved here in the past year1
9.5%
66% above the median place
All 5 moving measures
MeasurePea RidgeAmong 6,645 placesVs median
Moved here in the past year1County figure9.5%66% above
Moved from another state1County figure4.9%149% above
Net movers per 1,000 people7County figure23.1above (median -0.6)
Income of households moving in7County figure$80,18814% above
Income of households moving out7County figure$66,6315% below
02

What it costs to live here

Property tax rate is 0.4%, 53% below the median place.

Pea Ridge25.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$50,080
a year, at the 30% line
Rent to income
25.2%
24% above the median place
Home price to income
3.7x
3% below the median place

Could you afford it?

The median rent would take
25%
just under the 30% line
Left after rent, in US prices
$46,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Pea Ridge, $1,252 a month, and local prices for everything else (97.5 against a US average of 100). It runs in your browser and stores nothing.

Like Pea Ridge, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Burton, SC21.7% vs 25.2%$9,000Compare
Putnam, CT21.0% vs 25.2%n/aCompare
Floresville, TX19.8% vs 25.2%$9,500Compare

Moving from somewhere else? Work out the salary you would need in Pea Ridge.

Sponsored · exampleMoving to Pea Ridge? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.4%
53% below the median place
Property tax paid (median)1
$945
71% below the median place
Owner costs with a mortgage1
$1,160
38% below the median place
All 16 cost and housing measures
MeasurePea RidgeAmong 6,645 placesVs median
Median gross rent1$1,2528% below
Rent to income125.2%24% above
Property tax rate10.4%53% below
Home price to income13.7x3% below
Prices vs US average2Metro figure97.73% below
Fair market rent, 2 bedrooms3County figure$1,5484% below
HUD area median income4County figure$92,80014% below
Property tax paid (median)1$94571% below
Median home value1$220,80031% below
Home prices, 1-year change5County figure0.7%77% below
Home prices, 5-year change5County figure53.3%3% above
Homeownership171.0%7% above
Renters paying 30%+149.5%2% below
Owner costs with a mortgage1$1,16038% below
Vacant homes1County figure9.3%31% above
Median year built119901% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$29,076
27% below the median place
Median household income1
$59,628
26% below the median place
All 10 work and pay measures
MeasurePea RidgeAmong 6,645 placesVs median
Median household income1$59,62826% below
Income per person1$29,07627% below
Unemployment1County figure4.5%8% below
Average annual pay6County figure$53,27619% below
Pay growth, 1 year6County figure4.0%8% above
Jobs6County figure44,56270% below
Poverty rate18.1%25% below
Mean commute125 min2% above
Works from home1County figure12.7%2% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 98.1%, 6% above the median place.

Homes with broadband1
98.1%
6% above the median place
Bachelor's or higher1
20.0%
38% below the median place
High school or higher1
94.7%
3% above the median place
All 8 people measures
MeasurePea RidgeAmong 6,645 placesVs median
Population13,5606646th largest
Median age140.13% above
Bachelor's or higher120.0%38% below
High school or higher194.7%3% above
Household size12.65% above
Born abroad1County figure4.9%45% below
No health insurance1County figure10.2%59% above
Homes with broadband198.1%6% above
05

Life in Pea Ridge

17 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k11.2 +19%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k5.6 −50%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars13.5 −35%
Shops20.9 −31%
Arts, recreation and fitness2.2 −46%
Doctors' offices and clinics16.8 −17%
Child care centers1.0 −57%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
1.0
57% below the median place
Shops per 10k8
20.9
31% below the median place
Restaurants and bars per 10k8
13.5
35% below the median place
All 16 schools and local life measures
MeasurePea RidgeAmong 6,645 placesVs median
Public schools11County figure40344% above
Public school students11County figure29,360above (median 4,897)
Students per teacher11County figure18.520% above
Restaurants and bars per 10k8County figure13.535% below
Shops per 10k8County figure20.931% below
Arts, recreation and fitness per 10k8County figure2.246% below
Doctors' offices and clinics per 10k8County figure16.817% below
Child care centers per 10k8County figure1.057% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k911.219% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k95.650% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1731% above
06

Safety, weather and risk

Annual precipitation is 62.7 in, 43% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Pea Ridge. Larger places are fetched first.

Annual precipitation12
62.7 in
43% above the median place
Hurricane risk13
97.3
38% above the median place
Average temperature12
67°F
23% above the median place
All 11 weather and risk measures
MeasurePea RidgeAmong 6,645 placesVs median
July average high12County figure91°F5% above
January average low12County figure40°F60% above
Average temperature12County figure67°F23% above
Annual precipitation12County figure62.7 in43% above
Natural hazard risk13County figure89.04% below
Hurricane risk13County figure97.338% above
Tornado risk13County figure89.610% above
Wildfire risk13County figure81.333% above
Heat wave risk13County figure86.94% below
Median air quality index14County figure442% above
Good air days14County figure70.7%3% above
08

Pea Ridge in 2030: where the trends point

If recent trends hold, the median rent will take about 27% of the median income in 2030, up from 25% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,252/mo (2024)$1,610/mo$1,320 to $1,970/mo+4.3%
Median household income$59,628 (2024)$72,500$61,000 to $85,500+3.3%
Median home value$220,800 (2024)$333,000$242,000 to $459,000+7.1%

The median home would be worth 4.6 years of the median income in 2030, against 3.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Pea Ridge

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Winter Haven, FL$1,246$59,648Compare
Worth, IL$1,169$56,288Compare
Burton, SC$1,229$68,063Compare
Bridgeview, IL$1,177$66,655Compare
Bridgeview, ILBurton, SCWorth, ILWinter Haven, FLPea Ridge, FLPea RidgeWinter HavenWorthBurtonBridgeviewPea RidgeWinter HavenWorthBurtonBridgeview

Common questions

Is Pea Ridge a good place to live?

It depends on what you need, so here is what the numbers say. Household income has grown -2.8% a year across the last five survey releases, slower than in 99% of the 2,480 places under 10,000 people we track. It is the 2nd-lowest of 473 Florida places. Owning with a mortgage costs about $92 a month less than the median rent, which is rarer than in 96% of places its size. On cost, space and class size it scores 56 out of 100 for families. See how it ranks with your own weights.

Is Pea Ridge expensive to live in?

The median rent takes 25.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $220,800.

What salary do you need to live in Pea Ridge?

To rent the median home without spending more than 30% of income on rent, a household needs about $50,080 a year. Work it out from your current city.

What places are similar to Pea Ridge?

On income, rent, home value, education and age, the closest matches are Winter Haven, FL, Worth, IL, Burton, SC and Bridgeview, IL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Pea Ridge with places of a similar size, using only figures measured for Pea Ridge itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/pea-ridge-florida

Citytistics. “Pea Ridge, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/pea-ridge-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.