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Cost of living, pay and housing

40.86° N · 73.51° W · GEOID 3656011

Oyster Bay Cove

Nassau County, New York · part of the New York, NY metro

Limited data population under 5,000

New YorkOyster Bay Cove, NYOyster Bay CoveOyster Bay Cove

The short answer

Oyster Bay Cove is home to 2,075 people. Median household income is $250,001 a year and median rent is $2,500 a month, 12.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $1,714,700, about 6.9x annual median household income.

Median gross rent
$2,500
83% above the median place
Median household income
$250,001
211% above the median place
Median home value
$1,714,700
above the median place (median $319,400)
Unemployment
5.3%
9% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Oyster Bay Cove

  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $209,200 a year left, more than in 99% of the 1,875 places under 10,000 people we track. It is the highest of 314 New York places.
  • The median home is valued at $1,714,700, more than in 99% of places its size.
  • 79% of adults hold a bachelor's degree or higher, a larger share than in 98% of places its size.
  • Owning with a mortgage costs about $1,501 a month more than the median rent, a wider gap than in 95% of places its size.
  • The median rent takes only 12.0% of the median household's income, a smaller share than in 95% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 97 out of 100. Budget for insurance before counting the savings.

01

Moving to Oyster Bay Cove

Nassau County loses about 4.7 residents per 1,000 a year to moves between counties.

Moved in46,951
Moved out52,848
Net−5,897

Where people come from and where they go, top counties

Queens County, NY20,4947,425+13,069
Suffolk County, NY6,37811,644−5,266
Kings County, NY4,7542,141+2,613
New York County, NY2,6402,625+15
Palm Beach County, FL4411,556−1,115

Within New York, other states or abroad

Arrivals
Leavers
Within New YorkOther statesAbroad

Income per tax return

Arrivals$111K
Leavers$110K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Nassau County; flows under 20 returns are not published.

Who moves here
3.2% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into Nassau County report $110,800 a year in income on average; those leaving, $110,100.
Income you would need
$100,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,500 a month; owners with a mortgage pay $4,001 a month including taxes and insurance, on a median home of $1,714,700.
Getting to work
42 minutes each way on average; 31.6% work from home; 12.3% take transit.
If it is close but not quite
Kentfield, CA matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Moved here in the past year1
3.2%
44% below the median place
Income of households moving out8
$110,128
57% above the median place
All 5 moving measures
MeasureOyster Bay CoveAmong 6,645 placesVs median
Moved here in the past year13.2%44% below
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people8County figure-4.7below (median -0.6)
Income of households moving in8County figure$110,84757% above
Income of households moving out8County figure$110,12857% above
02

What it costs to live here

Median home value is $1,714,700, above the median place (median $319,400).

Oyster Bay Cove12.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$100,000
a year, at the 30% line
Rent to income
12.0%
41% below the median place
Home price to income
6.9x
81% above the median place

Could you afford it?

The median rent would take
12%
comfortably under the 30% line
Left after rent, in US prices
$209,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Oyster Bay Cove, $2,500 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Oyster Bay Cove.

Sponsored · exampleMoving to Oyster Bay Cove? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$1,714,700
above the median place (median $319,400)
Homeownership1
93.7%
41% above the median place
Owner costs with a mortgage1
$4,001
114% above the median place
All 15 cost and housing measures
MeasureOyster Bay CoveAmong 6,645 placesVs median
Median gross rent1$2,50083% above
Rent to income112.0%41% below
Home price to income16.9x81% above
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,68967% above
HUD area median income4County figure$164,30053% above
Property tax paid (median)1$10,001206% above
Median home value1$1,714,700above (median $319,400)
Home prices, 1-year change5County figure7.0%118% above
Home prices, 5-year change5County figure44.5%14% below
Homeownership193.7%41% above
Renters paying 30%+1County figure55.0%9% above
Owner costs with a mortgage1$4,001114% above
Vacant homes1County figure4.4%38% below
Median year built119750% below
03

Work and pay

Income per person is $158,306, 295% above the median place.

Income per person1
$158,306
295% above the median place
Median household income1
$250,001
211% above the median place
Mean commute1
42 min
70% above the median place

More on work and pay, against the typical place

Commutes by transit12.3% 14.4×
Works from home31.6% 2.5×
Unemployment5.3% +9%
All 10 work and pay measures
MeasureOyster Bay CoveAmong 6,645 placesVs median
Median household income1$250,001211% above
Income per person1$158,306295% above
Unemployment15.3%9% above
Average annual pay6County figure$79,80121% above
Pay growth, 1 year6County figure3.0%19% below
Jobs6County figure636,274322% above
Poverty rate1County figure5.4%50% below
Mean commute142 min70% above
Works from home131.6%154% above
Commutes by transit112.3%above (median 0.8%)
04

Who lives here

High school or higher is 99.4%, 8% above the median place.

High school or higher1
99.4%
8% above the median place
Bachelor's or higher1
78.9%
146% above the median place
Median age1
49.3
26% above the median place

More about who lives here, against the typical place

Household size3.0 +19%
Homes with broadband96.0% +4%
Born abroad16.0% +81%
All 9 people measures
MeasureOyster Bay CoveAmong 6,645 placesVs median
Population12,0756646th largest
Population change since 202070.4%66% below
Median age149.326% above
Bachelor's or higher178.9%146% above
High school or higher199.4%8% above
Household size13.019% above
Born abroad116.0%81% above
No health insurance1County figure3.8%41% below
Homes with broadband196.0%4% above
05

Life in Oyster Bay Cove

157 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k19.3 2.0×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails1 km −55%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars27.6 +33%
Shops39.7 +31%
Arts, recreation and fitness6.9 +68%
Doctors' offices and clinics34.6 +71%
Child care centers4.8 2.1×

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k9
4.8
109% above the median place
Public schools13
313
above the median place (median 9)
Public school students13
200,775
above the median place (median 4,897)
All 16 schools and local life measures
MeasureOyster Bay CoveAmong 6,645 placesVs median
Public schools13County figure313above (median 9)
Public school students13County figure200,775above (median 4,897)
Students per teacher13County figure11.426% below
Restaurants and bars per 10k9County figure27.633% above
Shops per 10k9County figure39.731% above
Arts, recreation and fitness per 10k9County figure6.968% above
Doctors' offices and clinics per 10k9County figure34.671% above
Child care centers per 10k9County figure4.8109% above
Parks per 10k100.0below (median 10.2)
Playgrounds per 10k1019.3105% above
Grocery stores per 10k100.0below (median 2.1)
Restaurants, cafes and bars per 10k100.0below (median 11.2)
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails100.955% below
Transit stops per sq mi100.0below (median 0.2)
National Register listings11County figure157above (median 13)
06

Safety, weather and risk

Violent crime per 100k is 24, 88% below the median place.

Violent crime per 100k
24
88% below the median place
Property crime per 100k
285
76% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Median air quality index16
29
33% below the median place
Hurricane risk15
95.4
35% above the median place
Natural hazard risk15
97.1
5% above the median place
All 11 weather and risk measures
MeasureOyster Bay CoveAmong 6,645 placesVs median
July average high14County figure85°F3% below
January average low14County figure26°F1% above
Average temperature14County figure54°F1% below
Annual precipitation14County figure45.6 in4% above
Natural hazard risk15County figure97.15% above
Hurricane risk15County figure95.435% above
Tornado risk15County figure76.26% below
Wildfire risk15County figure43.629% below
Heat wave risk15County figure96.07% above
Median air quality index16County figure2933% below
Good air days16County figure78.8%15% above
08

Oyster Bay Cove in 2030: where the trends point

If recent trends hold, the median rent will take about 12% of the median income in 2030, about the same as 12% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,500/mo (2024)$3,190/mo$2,620 to $3,880/mo+4.1%
Median household income$250,001 (2024)$315,500$266,500 to $373,000+3.9%
Median home value$1,714,700 (2024)$2,365,000$1,716,000 to $3,257,000+5.5%
Population2,288 (2025)2,3102,220 to 2,410+0.2%

The median home would be worth 7.5 years of the median income in 2030, against 6.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Oyster Bay Cove

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Kentfield, CA$2,741$249,896Compare
Cherry Hills Village, CO$2,191$250,001Compare
Mercer Island, WA$2,502$219,069Compare
Glencoe, IL$2,211$248,933Compare
Glencoe, ILMercer Island, WACherry Hills Village, COKentfield, CAOyster Bay Cove, NYKentfieldCherry Hills VillageMercer IslandGlencoeKentfieldCherry Hills VillageMercer IslandGlencoe

Common questions

Is Oyster Bay Cove a good place to live?

It depends on what you need, so here is what the numbers say. After the median rent, and with prices for everything else adjusted to the US average, the median household has about $209,200 a year left, more than in 99% of the 1,875 places under 10,000 people we track. It is the highest of 314 New York places. The median home is valued at $1,714,700, more than in 99% of places its size. See how it ranks with your own weights.

Is Oyster Bay Cove expensive to live in?

The median rent takes 12.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $1,714,700.

What salary do you need to live in Oyster Bay Cove?

To rent the median home without spending more than 30% of income on rent, a household needs about $100,000 a year. Work it out from your current city.

Is Oyster Bay Cove safe?

There were 24 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Oyster Bay Cove?

On income, rent, home value, education and age, the closest matches are Kentfield, CA, Cherry Hills Village, CO, Mercer Island, WA and Glencoe, IL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Oyster Bay Cove with places of a similar size, using only figures measured for Oyster Bay Cove itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/oyster-bay-cove-new-york

Citytistics. “Oyster Bay Cove, New York.” Data as of 2026-11-14. https://www.citytistics.com/city/oyster-bay-cove-new-york/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.