CitytisticsShortlist

Cost of living, pay and housing

40.44° N · 74.12° W · GEOID 3453205

North Middletown

Monmouth County, New Jersey · part of the New York, NY metro

Limited data population under 5,000

New JerseyNorth Middletown, NJNorth MiddletownNorth Middletown

The short answer

North Middletown is home to 3,035 people. Median household income is $116,210 a year and median rent is $2,186 a month, 22.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $357,100, about 3.1x annual median household income.

Median gross rent
$2,186
60% above the median place
Median household income
$116,210
45% above the median place
Median home value
$357,100
12% above the median place
Unemployment
5.4%
10% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about North Middletown

  • 71% of renter households spend 30% or more of income on rent, a higher share than in 94% of the 2,214 places under 10,000 people we track.
  • Half the homes were built before 1951, older housing than in 93% of places its size.
  • Owning with a mortgage costs only about $130 a month more than the median rent, a smaller gap than in 88% of places its size.
  • Public schools here have 10.9 students per teacher, fewer than in 89% of places its size.
  • Median rent is $2,186 a month, higher than in 88% of places its size.

High pay has not made renting easy. Household income is higher than in 80% of places we track, yet 71% of renters still spend 30% or more of income on rent.

01

Moving to North Middletown

Monmouth County loses about 1.0 residents per 1,000 a year to moves between counties.

Moved in23,028
Moved out23,567
Net−539

Where people come from and where they go, top counties

Ocean County, NJ4,0884,657−569
Middlesex County, NJ3,2822,339+943
Hudson County, NJ1,370789+581
Kings County, NY1,585515+1,070
Richmond County, NY1,663
New York County, NY670823−153

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$133K
Leavers$117K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Monmouth County; flows under 20 returns are not published.

Who moves here
4.5% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into Monmouth County report $132,500 a year in income on average; those leaving, $117,000, so newcomers earn more than leavers.
Income you would need
$87,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,186 a month; owners with a mortgage pay $2,316 a month including taxes and insurance, on a median home of $357,100.
Getting to work
27 minutes each way on average; 12.0% work from home; 5.2% take transit.
If it is close but not quite
Bryans Road, MD matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Income of households moving in7
$132,507
88% above the median place
Income of households moving out7
$117,020
67% above the median place
All 5 moving measures
MeasureNorth MiddletownAmong 6,645 placesVs median
Moved here in the past year1County figure4.5%22% below
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure-1.067% below
Income of households moving in7County figure$132,50788% above
Income of households moving out7County figure$117,02067% above
02

What it costs to live here

Renters paying 30%+ is 71.5%, 41% above the median place.

North Middletown22.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$87,440
a year, at the 30% line
Rent to income
22.6%
11% above the median place
Home price to income
3.1x
19% below the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$85,400
a year
Vs the typical household here
Same
as the median household

Uses the median rent in North Middletown, $2,186 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Like North Middletown, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Silver Lakes, CA17.8% vs 22.6%$8,000Compare
Pacific, WA17.6% vs 22.6%$7,100Compare

Moving from somewhere else? Work out the salary you would need in North Middletown.

Sponsored · exampleMoving to North Middletown? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
71.5%
41% above the median place
Median year built1
1951
1% below the median place
Property tax rate1
1.8%
93% above the median place
All 16 cost and housing measures
MeasureNorth MiddletownAmong 6,645 placesVs median
Median gross rent1$2,18660% above
Rent to income122.6%11% above
Property tax rate11.8%93% above
Home price to income13.1x19% below
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,28341% above
HUD area median income4County figure$140,60031% above
Property tax paid (median)1$6,28092% above
Median home value1$357,10012% above
Home prices, 1-year change5County figure6.2%95% above
Home prices, 5-year change5County figure64.2%25% above
Homeownership174.8%13% above
Renters paying 30%+171.5%41% above
Owner costs with a mortgage1$2,31624% above
Vacant homes1County figure6.9%2% below
Median year built119511% below
03

Work and pay

Median household income is $116,210, 45% above the median place.

Median household income1
$116,210
45% above the median place
Income per person1
$50,465
26% above the median place
Mean commute1
27 min
9% above the median place
All 10 work and pay measures
MeasureNorth MiddletownAmong 6,645 placesVs median
Median household income1$116,21045% above
Income per person1$50,46526% above
Unemployment1County figure5.4%10% above
Average annual pay6County figure$74,43513% above
Pay growth, 1 year6County figure5.5%49% above
Jobs6County figure279,01285% above
Poverty rate1County figure6.5%40% below
Mean commute127 min9% above
Works from home112.0%4% below
Commutes by transit1County figure5.2%above (median 0.8%)
04

Who lives here

Homes with broadband is 100.0%, 8% above the median place.

Homes with broadband1
100.0%
8% above the median place
Household size1
2.8
12% above the median place
Bachelor's or higher1
21.1%
34% below the median place

More about who lives here, against the typical place

No health insurance7.8% +22%
Born abroad7.0% −20%
Median age37.9 −3%
High school or higher93.4% +1%
All 8 people measures
MeasureNorth MiddletownAmong 6,645 placesVs median
Population13,0356646th largest
Median age137.93% below
Bachelor's or higher121.1%34% below
High school or higher193.4%1% above
Household size12.812% above
Born abroad17.0%20% below
No health insurance17.8%22% above
Homes with broadband1100.0%8% above
05

Life in North Middletown

116 sites are on the National Register of Historic Places, 10 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents6.6 −35%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails1 km −55%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars29.1 +40%
Shops39.0 +29%
Arts, recreation and fitness7.3 +78%
Doctors' offices and clinics35.0 +73%
Child care centers2.7 +17%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools11
1
89% below the median place
Public school students11
283
94% below the median place
Students per teacher11
10.9
29% below the median place
All 16 schools and local life measures
MeasureNorth MiddletownAmong 6,645 placesVs median
Public schools11189% below
Public school students1128394% below
Students per teacher1110.929% below
Restaurants and bars per 10k8County figure29.140% above
Shops per 10k8County figure39.029% above
Arts, recreation and fitness per 10k8County figure7.378% above
Doctors' offices and clinics per 10k8County figure35.073% above
Child care centers per 10k8County figure2.717% above
Parks per 10k96.635% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.955% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure116above (median 13)
06

Safety, weather and risk

Good air days is 91.3%, 33% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached North Middletown. Larger places are fetched first.

Good air days14
91.3%
33% above the median place
Median air quality index14
36
16% below the median place
Heat wave risk13
98.6
9% above the median place
All 11 weather and risk measures
MeasureNorth MiddletownAmong 6,645 placesVs median
July average high12County figure86°F1% below
January average low12County figure24°F4% below
Average temperature12County figure54°F1% below
Annual precipitation12County figure47.6 in9% above
Natural hazard risk13County figure96.34% above
Hurricane risk13County figure93.132% above
Tornado risk13County figure55.132% below
Wildfire risk13County figure88.845% above
Heat wave risk13County figure98.69% above
Median air quality index14County figure3616% below
Good air days14County figure91.3%33% above
08

North Middletown in 2030: where the trends point

If recent trends hold, the median rent will take about 22% of the median income in 2030, about the same as 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,186/mo (2024)$2,820/mo$2,320 to $3,440/mo+4.3%
Median household income$116,210 (2024)$150,500$127,500 to $178,000+4.4%
Median home value$357,100 (2024)$514,000$373,000 to $708,000+6.3%

The median home would be worth 3.4 years of the median income in 2030, against 3.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like North Middletown

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Bryans Road, MD$2,169$118,361Compare
Elk Plain, WA$2,172$107,313Compare
Shirley, NY$2,056$112,788Compare
Five Corners, WA$2,111$106,192Compare
Five Corners, WAShirley, NYElk Plain, WABryans Road, MDNorth Middletown, NJNorth MiddletownBryans RoadElk PlainShirleyNorth MiddletownBryans RoadElk PlainShirley

Common questions

Is North Middletown a good place to live?

It depends on what you need, so here is what the numbers say. 71% of renter households spend 30% or more of income on rent, a higher share than in 94% of the 2,214 places under 10,000 people we track. Half the homes were built before 1951, older housing than in 93% of places its size. On cost, space and class size it scores 87 out of 100 for families. See how it ranks with your own weights.

Is North Middletown expensive to live in?

The median rent takes 22.6% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $357,100.

What salary do you need to live in North Middletown?

To rent the median home without spending more than 30% of income on rent, a household needs about $87,440 a year. Work it out from your current city.

What places are similar to North Middletown?

On income, rent, home value, education and age, the closest matches are Bryans Road, MD, Elk Plain, WA, Shirley, NY and Five Corners, WA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares North Middletown with places of a similar size, using only figures measured for North Middletown itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/north-middletown-new-jersey

Citytistics. “North Middletown, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/north-middletown-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.