CitytisticsShortlist

Cost of living, pay and housing

43.09° N · 79.01° W · GEOID 3651055

Niagara Falls

Niagara County, New York · part of the Buffalo, NY metro

New YorkNiagara Falls, NYNiagara FallsNiagara Falls

The short answer

Niagara Falls is home to 47,987 people. Median household income is $49,101 a year and median rent is $823 a month, 20.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $115,300, about 2.4x annual median household income.

What sets Niagara Falls apart is how tight household budgets are. After the median rent, with other prices set to the US average, the median household keeps about $39,700 a year, less than in 91% of places its size. Also notable: Homeowners pay a median of about 2.4% of home value a year in property tax, more than in 95% of places its size.

26OF 100

CTXCitytistics Index

Below average

Niagara Falls scores better than 26% of the 6,612 places we rate, and ranks 277th of 340 in New York.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%73
Economy 20%7
Safety 20%14
Amenities 15%58
Education 10%28
Commute 10%85
Growth 5%35
Median gross rent
$823
40% below the median place
Median household income
$49,101
39% below the median place
Median home value
$115,300
64% below the median place
Unemployment
9.6%
97% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Niagara Falls

  • AffordabilityThe median household earns $49,101 a year, less than in 93% of the 987 places of 25,000 to 50,000 people we track.
01

Moving to Niagara Falls

Niagara County loses about 0.5 residents per 1,000 a year to moves between counties.

Moved in6,170
Moved out6,249
Net−79

Where people come from and where they go, top counties

Erie County, NY3,4682,829+639
Queens County, NY70
Kings County, NY49

Within New York, other states or abroad

Arrivals
Leavers
Within New YorkOther statesAbroad

Income per tax return

Arrivals$58K
Leavers$57K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Niagara County; flows under 20 returns are not published.

Who moves here
5.3% of residents arrived from another county in the past year, 1.6% from another state.
Who arrives and who leaves
Households moving into Niagara County report $57,900 a year in income on average; those leaving, $57,200.
Income you would need
$32,900 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $823 a month; owners with a mortgage pay $1,112 a month including taxes and insurance, on a median home of $115,300.
Getting to work
19 minutes each way on average; 7.4% work from home; 3.4% take transit.
If it is close but not quite
Mason City, IA matches it on character for less of your income. Compare the two
Moved from another state1
1.6%
20% below the median place
Moved here in the past year1
5.3%
7% below the median place
Income of households moving out8
$57,209
19% below the median place
All 5 moving measures
MeasureNiagara FallsAmong 6,645 placesVs median
Moved here in the past year15.3%7% below
Moved from another state11.6%20% below
Net movers per 1,000 people8County figure-0.517% above
Income of households moving in8County figure$57,87518% below
Income of households moving out8County figure$57,20919% below
02

What it costs to live here

The median home costs 2.4 years of the median household's income, fewer than in 96% of the 987 places of 25,000 to 50,000 people we track.

Niagara Falls20.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$32,920
a year, at the 30% line
Rent to income
20.1%
1% below the median place
Home price to income
2.4x
38% below the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$39,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Niagara Falls, $823 a month, and local prices for everything else (98.9 against a US average of 100). It runs in your browser and stores nothing.

Like Niagara Falls, but easier on the budget

Places that match Niagara Falls on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Mason City, IA9316.3% vs 20.1%n/aCompare
Manitowoc, WI9315.1% vs 20.1%n/aCompare
Fort Dodge, IA9215.5% vs 20.1%n/aCompare
Superior, WI9216.8% vs 20.1%$18,200Compare

Moving from somewhere else? Work out the salary you would need in Niagara Falls.

Sponsored · exampleMoving to Niagara Falls? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.4%
166% above the median place
Median year built1
1949
1% below the median place
Owner costs with a mortgage1
$1,112
41% below the median place
All 16 cost and housing measures
MeasureNiagara FallsAmong 6,645 placesVs median
Median gross rent1$82340% below
Rent to income120.1%1% below
Property tax rate12.4%166% above
Home price to income12.4x38% below
Prices vs US average2Metro figure95.85% below
Fair market rent, 2 bedrooms3County figure$1,42312% below
HUD area median income4County figure$101,5005% below
Property tax paid (median)1$2,78615% below
Median home value1$115,30064% below
Home prices, 1-year change5County figure6.6%107% above
Home prices, 5-year change5County figure59.2%15% above
Homeownership158.5%12% below
Renters paying 30%+158.4%15% above
Owner costs with a mortgage1$1,11241% below
Vacant homes113.4%90% above
Median year built119491% below
03

Work and pay

Compared with the 25 places most like it in size, age, education, housing and region (such as Altoona, PA, Rome, NY and Auburn, NY), unemployment here is higher: 9.6% against a typical 6.7%.

Unemployment1
9.6%
97% above the median place
Poverty rate1
23.7%
120% above the median place
Median household income1
$49,101
39% below the median place

More on work and pay, against the typical place

Mean commute19 min −23%
Commutes by transit3.4% 4.0×
Works from home7.4% −40%
Income per person$30,707 −23%
All 10 work and pay measures
MeasureNiagara FallsAmong 6,645 placesVs median
Median household income1$49,10139% below
Income per person1$30,70723% below
Unemployment19.6%97% above
Average annual pay6County figure$58,58811% below
Pay growth, 1 year6County figure5.2%41% above
Jobs6County figure68,61754% below
Poverty rate123.7%120% above
Mean commute119 min23% below
Works from home17.4%40% below
Commutes by transit13.4%301% above
04

Who lives here

Household size is 2.1, 16% below the median place.

Household size1
2.1
16% below the median place
Population change since 20207
-3.0%
below the median place (median 1.1%)
Homes with broadband1
87.3%
5% below the median place

More about who lives here, against the typical place

No health insurance4.1% −36%
Bachelor's or higher22.7% −29%
Born abroad5.2% −41%
High school or higher88.8% −4%
Median age40.8 +5%
All 9 people measures
MeasureNiagara FallsAmong 6,645 placesVs median
Population147,987917th largest
Population change since 20207-3.0%below (median 1.1%)
Median age140.85% above
Bachelor's or higher122.7%29% below
High school or higher188.8%4% below
Household size12.116% below
Born abroad15.2%41% below
No health insurance14.1%36% below
Homes with broadband187.3%5% below
05

Life in Niagara Falls

The nearest National Park Service site is Niagara Falls National Heritage Area, about 2 miles away.

39 sites are on the National Register of Historic Places, 5 of them National Historic Landmarks. Its history on Wikipedia

  • Niagara Reservation listed 1966Landmark
  • U.S. Customhouse listed 1973Landmark
  • Adams Power Plant Transformer House listed 1975Landmark
  • First Presbyterian Church listed 2014Landmark
  • Main Street Historic District listed 2021Landmark
  • Deveaux School Historic District listed 1974

Out the door, against the typical place

Parks per 10k residents10.4 +2%
Playgrounds per 10k5.0 −47%
Grocery stores per 10k1.3 −41%
Restaurants, cafes and bars per 10k18.3 +64%
Libraries per 10k0.4 −52%
Named paths and bike trails26 km 12.8×
Bus and rail stops per sq mi6.2 29.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Niagara Falls National Heritage Area 2 miles
  • Theodore Roosevelt Inaugural National Historic Site 15 miles
  • Women's Rights National Historical Park 113 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.6 +4%
Shops34.3 +13%
Arts, recreation and fitness4.3 +5%
Doctors' offices and clinics14.2 −30%
Child care centers1.6 −30%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site11
2.4
92% below the median place
Public school students14
7,318
49% above the median place
Public schools14
13
44% above the median place
All 18 schools and local life measures
MeasureNiagara FallsAmong 6,645 placesVs median
Public schools141344% above
Public school students147,31849% above
Students per teacher1415.21% below
Restaurants and bars per 10k9County figure21.64% above
Shops per 10k9County figure34.313% above
Arts, recreation and fitness per 10k9County figure4.35% above
Doctors' offices and clinics per 10k9County figure14.230% below
Child care centers per 10k9County figure1.630% below
Parks per 10k1010.42% above
Playgrounds per 10k105.047% below
Grocery stores per 10k101.341% below
Restaurants, cafes and bars per 10k1018.364% above
Libraries per 10k100.452% below
Named paths and bike trails1025.6above (median 2.0)
Transit stops per sq mi106.2above (median 0.2)
Nearest National Park Service site112.492% below
National Park Service sites within 60 miles1120% above
National Register listings1239200% above
06

Safety, weather and risk

Violent crime per 100k is 478, 149% above the median place.

Violent crime per 100k
478
149% above the median place
Property crime per 100k
2,488
105% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Good air days17
92.9%
36% above the median place
Median air quality index17
34
21% below the median place
July average high15
81°F
7% below the median place
All 11 weather and risk measures
MeasureNiagara FallsAmong 6,645 placesVs median
July average high15County figure81°F7% below
January average low15County figure19°F27% below
Average temperature15County figure49°F11% below
Annual precipitation15County figure35.1 in20% below
Natural hazard risk16County figure83.410% below
Hurricane risk16County figure57.219% below
Tornado risk16County figure52.436% below
Wildfire risk16County figure33.845% below
Heat wave risk16County figure58.635% below
Median air quality index17County figure3421% below
Good air days17County figure92.9%36% above
08

Niagara Falls in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Niagara Falls does better than 73% of places. Its projected home value growth beats 52%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$823/mo (2024)$1,050/mo$860 to $1,280/mo+4.2%
Median household income$49,101 (2024)$62,500$53,000 to $74,000+4.1%
Median home value$115,300 (2024)$165,000$120,000 to $228,000+6.2%
Population47,255 (2025)46,91045,000 to 48,910−0.1%

The median home would be worth 2.6 years of the median income in 2030, against 2.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Niagara Falls

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Cadillac, MI$842$51,773Compare
Hornell, NY$784$47,385Compare
Cumberland, MD$741$48,162Compare
Altoona, PA$819$51,250Compare
Altoona, PACumberland, MDHornell, NYCadillac, MINiagara Falls, NYCadillacHornellCumberlandAltoonaCadillacHornellCumberlandAltoona

Places built like Niagara Falls

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Niagara Falls performs against places like it.

PlaceRent to incomeIncome growthPop. change
Niagara Falls, NY20.1%6.2%/yr-3.0%
Altoona, PA19.2%4.4%/yr-3.6%Compare
Rome, NY18.2%4.5%/yr-1.4%Compare
Auburn, NY21.1%3.0%/yr-3.5%Compare
Jamestown, NY20.9%5.4%/yr-3.6%Compare
New Castle, PA21.1%4.3%/yr-3.4%Compare
Erie, PA22.6%4.0%/yr-3.3%Compare

Common questions

Is Niagara Falls a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 26 out of 100, better than 26% of the places we rate and 277th of 340 in New York. The median household earns $49,101 a year, less than in 93% of the 987 places of 25,000 to 50,000 people we track. On cost, space and class size it scores 31 out of 100 for families. See how it ranks with your own weights.

Is Niagara Falls expensive to live in?

The median rent takes 20.1% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $115,300.

What salary do you need to live in Niagara Falls?

To rent the median home without spending more than 30% of income on rent, a household needs about $32,920 a year. Work it out from your current city.

Is Niagara Falls safe?

There were 478 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Niagara Falls?

On income, rent, home value, education and age, the closest matches are Cadillac, MI, Hornell, NY, Cumberland, MD and Altoona, PA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Niagara Falls with places of a similar size, using only figures measured for Niagara Falls itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/niagara-falls-new-york

Citytistics. “Niagara Falls, New York.” Data as of 2026-11-14. https://www.citytistics.com/city/niagara-falls-new-york/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.