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Cost of living, pay and housing

40.87° N · 74.20° W · GEOID 3447524

Montclair State University

Essex County, New Jersey · part of the New York, NY metro

Limited data population under 5,000, core figures borrowed from county or metro: median_household_income, median_gross_rent, median_home_value

New JerseyMontclair State University, NJMontclair State UniversityMontclair State University

The short answer

Montclair State University is home to 2,853 people. Median household income is $80,789 a year and median rent is $1,531 a month, 22.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $524,100, about 6.5x annual median household income.

Median gross rent
$1,531
12% above the median place
Median household income
$80,789
1% above the median place
Median home value
$524,100
64% above the median place
Unemployment
8.7%
78% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Montclair State University

  • The median resident is 19.8 years old, younger than in 99% of the 2,479 places under 10,000 people we track. It is the 2nd-lowest of 287 New Jersey places.
  • 72% of adults hold a bachelor's degree or higher, a larger share than in 94% of places its size.
  • The median home is worth 6.5 years of the median household's income, more than in 92% of places its size.
01

Moving to Montclair State University

Essex County loses about 10.6 residents per 1,000 a year to moves between counties.

Moved in32,807
Moved out39,590
Net−6,783

Where people come from and where they go, top counties

Union County, NJ3,3175,043−1,726
Hudson County, NJ4,6612,673+1,988
Passaic County, NJ2,2341,939+295
Kings County, NY2,9651,175+1,790
Bergen County, NJ1,9801,989−9
New York County, NY1,5841,122+462

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$97K
Leavers$92K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Essex County; flows under 20 returns are not published.

Who moves here
21.9% of residents arrived from another county in the past year, 5.3% from another state.
Who arrives and who leaves
Households moving into Essex County report $96,600 a year in income on average; those leaving, $92,400.
Income you would need
$61,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,531 a month; owners with a mortgage pay $3,322 a month including taxes and insurance, on a median home of $524,100.
Getting to work
21 minutes each way on average; 13.8% work from home; 15.8% take transit.
If it is close but not quite
Amherst Town, MA matches it on character. Compare the two
Moved here in the past year1
21.9%
281% above the median place
Moved from another state1
5.3%
169% above the median place
Net movers per 1,000 people7
-10.6
below the median place (median -0.6)
All 5 moving measures
MeasureMontclair State UniversityAmong 6,645 placesVs median
Moved here in the past year121.9%281% above
Moved from another state15.3%169% above
Net movers per 1,000 people7County figure-10.6below (median -0.6)
Income of households moving in7County figure$96,55737% above
Income of households moving out7County figure$92,35731% above
02

What it costs to live here

Home price to income is 6.5x, 71% above the median place.

Montclair State University22.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$61,240
a year, at the 30% line
Rent to income
22.7%
11% above the median place
Home price to income
6.5x
71% above the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$59,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Montclair State University, $1,531 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Like Montclair State University, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Williamstown, MA17.5% vs 22.7%n/aCompare
Kingston, RI17.5% vs 22.7%n/aCompare
Durham, NH13.9% vs 22.7%n/aCompare

Moving from somewhere else? Work out the salary you would need in Montclair State University.

Sponsored · exampleMoving to Montclair State University? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$10,001
206% above the median place
Homeownership1
44.9%
32% below the median place
Owner costs with a mortgage1
$3,322
77% above the median place
All 15 cost and housing measures
MeasureMontclair State UniversityAmong 6,645 placesVs median
Median gross rent1County figure$1,53112% above
Rent to income122.7%11% above
Home price to income16.5x71% above
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,23338% above
HUD area median income4County figure$138,40029% above
Property tax paid (median)1County figure$10,001206% above
Median home value1County figure$524,10064% above
Home prices, 1-year change5County figure5.8%82% above
Home prices, 5-year change5County figure58.2%13% above
Homeownership1County figure44.9%32% below
Renters paying 30%+1County figure55.1%9% above
Owner costs with a mortgage1County figure$3,32277% above
Vacant homes1County figure5.1%28% below
Median year built1County figure19581% below
03

Work and pay

Income per person is $7,806, 81% below the median place.

Income per person1
$7,806
81% below the median place
Mean commute1
21 min
15% below the median place
Works from home1
13.8%
10% above the median place
All 10 work and pay measures
MeasureMontclair State UniversityAmong 6,645 placesVs median
Median household income1County figure$80,7891% above
Income per person1$7,80681% below
Unemployment1County figure8.7%78% above
Average annual pay6County figure$91,23838% above
Pay growth, 1 year6County figure3.2%14% below
Jobs6County figure353,038134% above
Poverty rate1County figure14.6%36% above
Mean commute121 min15% below
Works from home113.8%10% above
Commutes by transit1County figure15.8%above (median 0.8%)
04

Who lives here

High school or higher is 100.0%, 8% above the median place.

High school or higher1
100.0%
8% above the median place
Median age1
19.8
49% below the median place
Bachelor's or higher1
71.8%
124% above the median place
All 8 people measures
MeasureMontclair State UniversityAmong 6,645 placesVs median
Population12,8536646th largest
Median age119.849% below
Bachelor's or higher171.8%124% above
High school or higher1100.0%8% above
Household size1County figure2.65% above
Born abroad112.6%42% above
No health insurance14.3%33% below
Homes with broadband1County figure90.4%2% below
05

Life in Montclair State University

182 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents49.1 4.8×
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k38.6 3.5×
Libraries per 10k7.0 8.1×
Named paths and bike trails0 km −95%
Bus and rail stops per sq mi2.8 13.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.5 −1%
Shops29.5 −3%
Arts, recreation and fitness4.1 +0%
Doctors' offices and clinics22.5 +11%
Child care centers3.1 +35%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools11
244
above the median place (median 9)
Public school students11
144,268
above the median place (median 4,897)
Child care centers per 10k8
3.1
35% above the median place
All 16 schools and local life measures
MeasureMontclair State UniversityAmong 6,645 placesVs median
Public schools11County figure244above (median 9)
Public school students11County figure144,268above (median 4,897)
Students per teacher11County figure13.810% below
Restaurants and bars per 10k8County figure20.51% below
Shops per 10k8County figure29.53% below
Arts, recreation and fitness per 10k8County figure4.10% above
Doctors' offices and clinics per 10k8County figure22.511% above
Child care centers per 10k8County figure3.135% above
Parks per 10k949.1382% above
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k938.6246% above
Libraries per 10k97.0above (median 0.9)
Named paths and bike trails90.195% below
Transit stops per sq mi92.8above (median 0.2)
National Register listings10County figure182above (median 13)
06

Safety, weather and risk

Wildfire risk is 10.6, 83% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Montclair State University. Larger places are fetched first.

Wildfire risk13
10.6
83% below the median place
Heat wave risk13
99.0
10% above the median place
Good air days14
42.2%
38% below the median place
All 11 weather and risk measures
MeasureMontclair State UniversityAmong 6,645 placesVs median
July average high12County figure86°F1% below
January average low12County figure23°F9% below
Average temperature12County figure54°F3% below
Annual precipitation12County figure48.6 in11% above
Natural hazard risk13County figure97.76% above
Hurricane risk13County figure91.830% above
Tornado risk13County figure94.917% above
Wildfire risk13County figure10.683% below
Heat wave risk13County figure99.010% above
Median air quality index14Metro figure5323% above
Good air days14Metro figure42.2%38% below
08

Places like Montclair State University

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Amherst Town, MA$1,671$66,968Compare
University of California-Santa Barbara, CA$1,526$69,327Compare
Williamstown, MA$1,424$97,917Compare
Kingston, RI$1,568$107,404Compare
Kingston, RIWilliamstown, MAUniversity of California-Santa Barbara, CAAmherst Town, MAMontclair State University, NJMontclair State UniversityUniversity of California-Santa BarbaraWilliamstownMontclair State UniversityUniversity of California-Santa BarbaraWilliamstown

Common questions

Is Montclair State University a good place to live?

It depends on what you need, so here is what the numbers say. The median resident is 19.8 years old, younger than in 99% of the 2,479 places under 10,000 people we track. It is the 2nd-lowest of 287 New Jersey places. 72% of adults hold a bachelor's degree or higher, a larger share than in 94% of places its size. See how it ranks with your own weights.

Is Montclair State University expensive to live in?

The median rent takes 22.7% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $524,100.

What salary do you need to live in Montclair State University?

To rent the median home without spending more than 30% of income on rent, a household needs about $61,240 a year. Work it out from your current city.

What places are similar to Montclair State University?

On income, rent, home value, education and age, the closest matches are Amherst Town, MA, University of California-Santa Barbara, CA, Williamstown, MA and Kingston, RI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Montclair State University with places of a similar size, using only figures measured for Montclair State University itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/montclair-state-university-new-jersey

Citytistics. “Montclair State University, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/montclair-state-university-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.