CitytisticsShortlist

Cost of living, pay and housing

45.68° N · 94.81° W · GEOID 2741570

Melrose

Stearns County, Minnesota · part of the St. Cloud, MN metro

Limited data population under 5,000

MinnesotaMelrose, MNMelroseMelrose

The short answer

Melrose is home to 3,671 people. Median household income is $59,677 a year and median rent is $1,103 a month, 22.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $207,200, about 3.5x annual median household income.

Median gross rent
$1,103
19% below the median place
Median household income
$59,677
26% below the median place
Median home value
$207,200
35% below the median place
Unemployment
4.1%
16% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Melrose

  • 15% of adults hold a bachelor's degree or higher, a smaller share than in 86% of the 2,473 places under 10,000 people we track. It is the 3rd-lowest of 151 Minnesota places.
  • Household income has grown 1.1% a year across the last five survey releases, slower than in 90% of places its size.
  • The population has grown 7.8% since 2020, faster than in 81% of places its size.

People are moving in and rent is pulling away from pay. The population grew faster than in 80% of places since 2020, and rent outran income more than in 88% of them.

01

Moving to Melrose

Stearns County loses about 4.0 residents per 1,000 a year to moves between counties.

Moved in7,258
Moved out7,807
Net−549

Where people come from and where they go, top counties

Benton County, MN1,1741,314−140
Todd County, MN195

Within Minnesota, other states or abroad

Arrivals
Leavers
Within MinnesotaOther statesAbroad

Income per tax return

Arrivals$53K
Leavers$62K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Stearns County; flows under 20 returns are not published.

Who moves here
4.8% of residents arrived from another county in the past year, 1.6% from another state.
Who arrives and who leaves
Households moving into Stearns County report $53,200 a year in income on average; those leaving, $62,300, so leavers earn more than newcomers.
Income you would need
$44,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,103 a month; owners with a mortgage pay $1,509 a month including taxes and insurance, on a median home of $207,200.
Getting to work
20 minutes each way on average; 15.6% work from home; 1.4% take transit.
If it is close but not quite
Summit, IL matches it on character. Compare the two
Moved here in the past year1
4.8%
17% below the median place
Income of households moving in8
$53,231
25% below the median place
Income of households moving out8
$62,293
11% below the median place
All 5 moving measures
MeasureMelroseAmong 6,645 placesVs median
Moved here in the past year14.8%17% below
Moved from another state1County figure1.6%20% below
Net movers per 1,000 people8County figure-4.0below (median -0.6)
Income of households moving in8County figure$53,23125% below
Income of households moving out8County figure$62,29311% below
02

What it costs to live here

Property tax paid (median) is $1,868, 43% below the median place.

Melrose22.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$44,120
a year, at the 30% line
Rent to income
22.2%
9% above the median place
Home price to income
3.5x
9% below the median place

Could you afford it?

The median rent would take
22%
comfortably under the 30% line
Left after rent, in US prices
$50,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Melrose, $1,103 a month, and local prices for everything else (92.3 against a US average of 100). It runs in your browser and stores nothing.

Like Melrose, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Belle Fourche, SD18.1% vs 22.2%n/aCompare
Latimer, MS19.2% vs 22.2%$9,700Compare
Waupun, WI17.4% vs 22.2%n/aCompare

Moving from somewhere else? Work out the salary you would need in Melrose.

Sponsored · exampleMoving to Melrose? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$1,868
43% below the median place
Median home value1
$207,200
35% below the median place
Owner costs with a mortgage1
$1,509
19% below the median place
All 16 cost and housing measures
MeasureMelroseAmong 6,645 placesVs median
Median gross rent1$1,10319% below
Rent to income122.2%9% above
Property tax rate10.9%1% below
Home price to income13.5x9% below
Prices vs US average2Metro figure87.613% below
Fair market rent, 2 bedrooms3County figure$1,23324% below
HUD area median income4County figure$107,1000% below
Property tax paid (median)1$1,86843% below
Median home value1$207,20035% below
Home prices, 1-year change5County figure2.2%31% below
Home prices, 5-year change5County figure43.3%16% below
Homeownership173.7%11% above
Renters paying 30%+152.8%4% above
Owner costs with a mortgage1$1,50919% below
Vacant homes1County figure7.8%11% above
Median year built119700% below
03

Work and pay

Mean commute is 20 min, 19% below the median place.

Mean commute1
20 min
19% below the median place
Median household income1
$59,677
26% below the median place
Income per person1
$33,685
16% below the median place
All 10 work and pay measures
MeasureMelroseAmong 6,645 placesVs median
Median household income1$59,67726% below
Income per person1$33,68516% below
Unemployment1County figure4.1%16% below
Average annual pay6County figure$65,3521% below
Pay growth, 1 year6County figure4.9%32% above
Jobs6County figure87,42042% below
Poverty rate18.5%21% below
Mean commute120 min19% below
Works from home115.6%25% above
Commutes by transit1County figure1.4%59% above
04

Who lives here

Bachelor's or higher is 15.3%, 52% below the median place.

Bachelor's or higher1
15.3%
52% below the median place
No health insurance1
13.2%
106% above the median place
High school or higher1
84.1%
9% below the median place

More about who lives here, against the typical place

Homes with broadband89.0% −4%
Household size2.3 −8%
Born abroad11.7% +32%
Median age38.7 −1%
All 9 people measures
MeasureMelroseAmong 6,645 placesVs median
Population13,6716646th largest
Population change since 202077.8%above (median 1.1%)
Median age138.71% below
Bachelor's or higher115.3%52% below
High school or higher184.1%9% below
Household size12.38% below
Born abroad111.7%32% above
No health insurance113.2%106% above
Homes with broadband189.0%4% below
05

Life in Melrose

1 site is on the National Register of Historic Places, one of them a National Historic Landmark.

  • Church of St. Boniface listed 1993

Out the door, against the typical place

Parks per 10k residents21.8 2.1×
Playgrounds per 10k43.6 4.6×
Grocery stores per 10k5.5 2.6×
Restaurants, cafes and bars per 10k5.5 −51%
Libraries per 10k2.7 3.1×
Named paths and bike trails4 km 2.0×
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars22.1 +6%
Shops39.5 +30%
Arts, recreation and fitness5.0 +22%
Doctors' offices and clinics18.0 −11%
Child care centers3.0 +30%

Counts businesses with paid staff, so small owner-run shops are not included.

Public school students13
1,394
72% below the median place
Public schools13
7
22% below the median place
Students per teacher13
14.7
5% below the median place
All 16 schools and local life measures
MeasureMelroseAmong 6,645 placesVs median
Public schools13722% below
Public school students131,39472% below
Students per teacher1314.75% below
Restaurants and bars per 10k9County figure22.16% above
Shops per 10k9County figure39.530% above
Arts, recreation and fitness per 10k9County figure5.022% above
Doctors' offices and clinics per 10k9County figure18.011% below
Child care centers per 10k9County figure3.030% above
Parks per 10k1021.8114% above
Playgrounds per 10k1043.6363% above
Grocery stores per 10k105.5157% above
Restaurants, cafes and bars per 10k105.551% below
Libraries per 10k102.7213% above
Named paths and bike trails104.0100% above
Transit stops per sq mi100.0below (median 0.2)
National Register listings11192% below
06

Safety, weather and risk

Violent crime per 100k is 250, 31% above the median place.

Violent crime per 100k
250
31% above the median place
Property crime per 100k
100
92% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

January average low14
3°F
88% below the median place
Average temperature14
43°F
22% below the median place
July average high14
81°F
7% below the median place
All 10 weather and risk measures
MeasureMelroseAmong 6,645 placesVs median
July average high14County figure81°F7% below
January average low14County figure3°F88% below
Average temperature14County figure43°F22% below
Annual precipitation14County figure29.3 in33% below
Natural hazard risk15County figure87.65% below
Tornado risk15County figure93.014% above
Wildfire risk15County figure76.325% above
Heat wave risk15County figure74.617% below
Median air quality index16County figure3714% below
Good air days16County figure75.6%10% above
08

Melrose in 2030: where the trends point

If recent trends hold, the median rent will take about 23% of the median income in 2030, about the same as 22% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,103/mo (2024)$1,410/mo$1,160 to $1,720/mo+4.2%
Median household income$59,677 (2024)$74,500$63,000 to $88,000+3.8%
Median home value$207,200 (2024)$303,000$220,000 to $418,000+6.6%
Population3,888 (2025)4,0903,920 to 4,260+1.0%

The median home would be worth 4.1 years of the median income in 2030, against 3.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Melrose

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Summit, IL$1,137$61,863Compare
Faribault, MN$1,074$61,449Compare
North Fond du Lac, WI$1,124$62,832Compare
Taylor, MI$1,101$61,081Compare
Taylor, MINorth Fond du Lac, WIFaribault, MNSummit, ILMelrose, MNMelroseSummitFaribaultTaylorMelroseSummitTaylor

Common questions

Is Melrose a good place to live?

It depends on what you need, so here is what the numbers say. 15% of adults hold a bachelor's degree or higher, a smaller share than in 86% of the 2,473 places under 10,000 people we track. It is the 3rd-lowest of 151 Minnesota places. Household income has grown 1.1% a year across the last five survey releases, slower than in 90% of places its size. On cost, space and class size it scores 56 out of 100 for families. See how it ranks with your own weights.

Is Melrose expensive to live in?

The median rent takes 22.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $207,200.

What salary do you need to live in Melrose?

To rent the median home without spending more than 30% of income on rent, a household needs about $44,120 a year. Work it out from your current city.

Is Melrose safe?

There were 250 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Melrose?

On income, rent, home value, education and age, the closest matches are Summit, IL, Faribault, MN, North Fond du Lac, WI and Taylor, MI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Melrose with places of a similar size, using only figures measured for Melrose itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/melrose-minnesota

Citytistics. “Melrose, Minnesota.” Data as of 2026-11-14. https://www.citytistics.com/city/melrose-minnesota/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.