Moving to Otsego
Wright County gains about 14.0 residents per 1,000 a year to moves between counties.
Where people come from and where they go, top counties
Within Minnesota, other states or abroad
Income per tax return
People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Wright County; flows under 20 returns are not published.
- Who moves here
- 10.2% of residents arrived from another county in the past year, 1.0% from another state.
- Who arrives and who leaves
- Households moving into Wright County report $80,200 a year in income on average; those leaving, $79,700.
- Income you would need
- $70,600 a year to rent the median home at the 30% line. From your city
- Rent or buy
- Median rent is $1,765 a month; owners with a mortgage pay $2,287 a month including taxes and insurance, on a median home of $396,700.
- Getting to work
- 30 minutes each way on average; 15.2% work from home.
- If it is close but not quite
- Manhattan, IL matches it on character for less of your income. Compare the two
All 5 moving measures
| Measure | Otsego | Among 6,645 places | Vs median |
|---|---|---|---|
| Moved here in the past year1 | 10.2% | 78% above | |
| Moved from another state1County figure | 1.0% | 51% below | |
| Net movers per 1,000 people8County figure | 14.0 | above (median -0.6) | |
| Income of households moving in8County figure | $80,195 | 14% above | |
| Income of households moving out8County figure | $79,712 | 13% above |
What it costs to live here
Half the homes were built after 2008, newer housing than in 97% of the 2,300 places of 10,000 to 25,000 people we track. It is the 2nd-highest of 151 Minnesota places we track.
Could you afford it?
Uses the median rent in Otsego, $1,765 a month, and local prices for everything else (103.4 against a US average of 100). It runs in your browser and stores nothing.
Like Otsego, but easier on the budget
Places that match Otsego on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.
Moving from somewhere else? Work out the salary you would need in Otsego.
All 16 cost and housing measures
| Measure | Otsego | Among 6,645 places | Vs median |
|---|---|---|---|
| Median gross rent1 | $1,765 | 29% above | |
| Rent to income1 | 17.7% | 13% below | |
| Property tax rate1 | 1.0% | 7% above | |
| Home price to income1 | 3.3x | 13% below | |
| Prices vs US average2Metro figure | 104.8 | 4% above | |
| Fair market rent, 2 bedrooms3County figure | $1,734 | 7% above | |
| HUD area median income4County figure | $131,500 | 23% above | |
| Property tax paid (median)1 | $3,847 | 18% above | |
| Median home value1 | $396,700 | 24% above | |
| Home prices, 1-year change5County figure | 1.8% | 44% below | |
| Home prices, 5-year change5County figure | 38.0% | 26% below | |
| Homeownership1 | 92.7% | 40% above | |
| Renters paying 30%+1 | 59.2% | 17% above | |
| Owner costs with a mortgage1 | $2,287 | 22% above | |
| Vacant homes1County figure | 5.9% | 16% below | |
| Median year built1 | 2008 | 2% above |
Work and pay
Unemployment averaged 1.7% over the survey period, lower than in 98% of the 2,058 places of 10,000 to 25,000 people we track.
More on work and pay, against the typical place
All 10 work and pay measures
| Measure | Otsego | Among 6,645 places | Vs median |
|---|---|---|---|
| Median household income1 | $119,927 | 49% above | |
| Income per person1 | $48,748 | 22% above | |
| Unemployment1 | 1.7% | 65% below | |
| Average annual pay6County figure | $57,602 | 13% below | |
| Pay growth, 1 year6County figure | 2.9% | 22% below | |
| Jobs6County figure | 49,245 | 67% below | |
| Poverty rate1 | 3.5% | 68% below | |
| Mean commute1 | 30 min | 21% above | |
| Works from home1 | 15.2% | 22% above | |
| Commutes by transit1County figure | 0.3% | 64% below |
Who lives here
Population change since 2020 is 22.8%, above the median place (median 1.1%).
More about who lives here, against the typical place
All 9 people measures
| Measure | Otsego | Among 6,645 places | Vs median |
|---|---|---|---|
| Population1 | 22,245 | 2098th largest | |
| Population change since 20207 | 22.8% | above (median 1.1%) | |
| Median age1 | 34.9 | 11% below | |
| Bachelor's or higher1 | 40.0% | 25% above | |
| High school or higher1 | 93.7% | 1% above | |
| Household size1 | 3.0 | 18% above | |
| Born abroad1 | 9.9% | 12% above | |
| No health insurance1 | 3.7% | 42% below | |
| Homes with broadband1 | 95.2% | 3% above |
Life in Otsego
The nearest National Park Service site is Mississippi National River and Recreation Area, about 40 miles away.
20 sites are on the National Register of Historic Places. Its history on Wikipedia
Out the door, against the typical place
Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.
National Park Service sites nearby
- Mississippi National River and Recreation Area 40 miles
- Saint Croix National Scenic Riverway 48 miles
- Pipestone National Monument 159 miles
Businesses per 10,000 residents (county figures)
Counts businesses with paid staff, so small owner-run shops are not included.
All 18 schools and local life measures
| Measure | Otsego | Among 6,645 places | Vs median |
|---|---|---|---|
| Public schools13 | 6 | 33% below | |
| Public school students13 | 2,737 | 44% below | |
| Students per teacher13 | 18.1 | 18% above | |
| Restaurants and bars per 10k9County figure | 14.4 | 31% below | |
| Shops per 10k9County figure | 27.1 | 11% below | |
| Arts, recreation and fitness per 10k9County figure | 4.5 | 10% above | |
| Doctors' offices and clinics per 10k9County figure | 13.8 | 32% below | |
| Child care centers per 10k9County figure | 1.9 | 17% below | |
| Parks per 10k10 | 13.0 | 28% above | |
| Playgrounds per 10k10 | 27.0 | 187% above | |
| Grocery stores per 10k10 | 2.7 | 27% above | |
| Restaurants, cafes and bars per 10k10 | 5.8 | 48% below | |
| Libraries per 10k10 | 0.0 | below (median 0.9) | |
| Named paths and bike trails10 | 0.0 | below (median 2.0) | |
| Transit stops per sq mi10 | 0.0 | below (median 0.2) | |
| Nearest National Park Service site11 | 40.0 | 30% above | |
| National Park Service sites within 60 miles11 | 2 | 0% above | |
| National Register listings12County figure | 20 | 54% above |
Safety, weather and risk
January average low is 5°F, 82% below the median place.
No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Otsego. Larger places are fetched first.
All 10 weather and risk measures
| Measure | Otsego | Among 6,645 places | Vs median |
|---|---|---|---|
| July average high14County figure | 82°F | 6% below | |
| January average low14County figure | 5°F | 82% below | |
| Average temperature14County figure | 44°F | 19% below | |
| Annual precipitation14County figure | 30.3 in | 31% below | |
| Natural hazard risk15County figure | 68.4 | 26% below | |
| Tornado risk15County figure | 80.4 | 1% below | |
| Wildfire risk15County figure | 61.0 | 0% below | |
| Heat wave risk15County figure | 71.5 | 21% below | |
| Median air quality index16County figure | 39 | 9% below | |
| Good air days16County figure | 73.1% | 7% above |
How it is changing
Population change slowed in the latest estimate: +2.7% from 2024 to 2025, against +4.3% a year before that.
Five-year survey estimates, one point per release. Between the 2019 and 2024 releases, which share no survey years, the median rent went from 15.5% to 17.7% of the median income.
Population estimate
Median home value
Median gross rent
Median household income
Citytistics measures
Measures only Citytistics publishes, built from the figures on this page. Scores of 100 beat every place we track. Formulas
Otsego in 2030: where the trends point
If recent trends hold, the median rent will take about 18% of the median income in 2030, about the same as 18% now.
Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Otsego does better than 67% of places. Its projected home value growth beats 52%.
| Measure | Latest | 2030 projection | Likely range | Avg. per year |
|---|---|---|---|---|
| Median rent | $1,765/mo (2024) | $2,270/mo | $1,860 to $2,760/mo | +4.3% |
| Median household income | $119,927 (2024) | $150,500 | $127,500 to $178,500 | +3.9% |
| Median home value | $396,700 (2024) | $569,000 | $413,000 to $784,000 | +6.2% |
| Population | 24,525 (2025) | 27,170 | 26,060 to 28,330 | +2.1% |
The median home would be worth 3.8 years of the median income in 2030, against 3.3 now.
A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.
Places like Otsego
The closest matches on income, rent, home value, education and age, and the places nearby.
| Place | Rent | Income | |
|---|---|---|---|
| Cottage Grove, MN | $1,783 | $120,791 | Compare |
| Matawan, NJ | $1,824 | $123,354 | Compare |
| Atascocita, TX | $1,849 | $118,226 | Compare |
| West Richland, WA | $1,590 | $119,892 | Compare |
Nearby
- Albertville, MN2 mi
- St. Michael, MN5 mi
- Rogers, MN6 mi
- Elk River, MN6 mi
- Big Lake, MN8 mi
- Monticello, MN8 mi
Compare Otsego with
Places built like Otsego
Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Otsego performs against places like it.
| Place | Rent to income | Income growth | Pop. change | |
|---|---|---|---|---|
| Otsego, MN | 17.7% | 2.6%/yr | 22.8% | |
| St. Michael, MN | 13.6% | 2.9%/yr | 23.5% | Compare |
| Farmington, MN | 12.0% | 5.3%/yr | 7.4% | Compare |
| Andover, KS | 16.6% | 3.2%/yr | 16.5% | Compare |
| Ramsey, MN | 18.8% | 4.1%/yr | 7.2% | Compare |
| Wentzville, MO | 14.4% | 4.5%/yr | 10.1% | Compare |
| Bondurant, IA | 11.8% | 6.8%/yr | 30.4% | Compare |
Common questions
Is Otsego a good place to live?
It depends on what you need, so here is what the numbers say. Its Citytistics Index is 75 out of 100, better than 75% of the places we rate and 91st of 151 in Minnesota. Housing has become less affordable here. Between the 2019 and 2024 surveys, the median rent went from 15.5% to 17.7% of the median household's income, and the median home from 2.5 to 3.3 years of income. Among the 25 places most like it, the rent share moved 0.3 points on average, so it worsened faster here. On cost, space and class size it scores 91 out of 100 for families. See how it ranks with your own weights.
Is Otsego expensive to live in?
The median rent takes 17.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $396,700.
What salary do you need to live in Otsego?
To rent the median home without spending more than 30% of income on rent, a household needs about $70,600 a year. Work it out from your current city.
What places are similar to Otsego?
On income, rent, home value, education and age, the closest matches are Cottage Grove, MN, Matawan, NJ, Atascocita, TX and West Richland, WA.
Sources and methods
The small numbers beside each measure point here. Every dataset is public; links go to the publisher.
- American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
- Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
- Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
- Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
- House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
- Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
- Population Estimates · US Census Bureau · Vintage 2025
- SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
- County Business Patterns · US Census Bureau · 2023 data
- OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
- National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
- National Register of Historic Places · National Park Service · Listings through 2026-05-22
- Common Core of Data · National Center for Education Statistics · 2024 release
- 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
- National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
- Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files
Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).
What stands out compares Otsego with places of a similar size, using only figures measured for Otsego itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/otsego-minnesota
Citytistics. “Otsego, Minnesota.” Data as of 2026-11-14. https://www.citytistics.com/city/otsego-minnesota/
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.