CitytisticsShortlist

Cost of living, pay and housing

45.38° N · 93.09° W · GEOID 2740814

Martin Lake

Anoka County, Minnesota · part of the Minneapolis, MN metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

MinnesotaMartin Lake, MNMartin LakeMartin Lake

The short answer

Martin Lake is home to 1,068 people. Median household income is $123,208 a year and median rent is $1,464 a month, 14.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $498,400, about 4.0x annual median household income.

Median gross rent
$1,464
7% above the median place
Median household income
$123,208
53% above the median place
Median home value
$498,400
56% above the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Martin Lake

  • Between the 2019 and 2023 surveys, rent rose 24.8% a year while household income rose 11.6%, so rent outran pay by more than in 99% of the 2,476 places under 10,000 people we track. It is the 3rd-highest of 151 Minnesota places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 123 Minnesota places.
  • The median rent takes only 14.3% of the median household's income, a smaller share than in 87% of places its size.
  • The median household earns $123,208 a year, more than in 84% of places its size.
  • The median home is valued at $498,400, more than in 80% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 88 out of 100. Budget for insurance before counting the savings.

01

Moving to Martin Lake

Anoka County gains about 2.2 residents per 1,000 a year to moves between counties.

Moved in19,481
Moved out18,750
Net+731

Where people come from and where they go, top counties

Hennepin County, MN6,8685,394+1,474
Ramsey County, MN3,8802,721+1,159
Wright County, MN383716−333
Isanti County, MN381660−279
Chisago County, MN363473−110

Within Minnesota, other states or abroad

Arrivals
Leavers
Within MinnesotaOther statesAbroad

Income per tax return

Arrivals$61K
Leavers$65K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Anoka County; flows under 20 returns are not published.

Who moves here
0.0% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into Anoka County report $60,700 a year in income on average; those leaving, $64,900, so leavers earn more than newcomers.
Income you would need
$58,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,464 a month; owners with a mortgage pay $1,726 a month including taxes and insurance, on a median home of $498,400.
Getting to work
31 minutes each way on average; 17.0% work from home.
If it is close but not quite
Summit, WA matches it on character. Compare the two
Moved here in the past year1
0.0%
below the median place (median 5.7%)
Moved from another state1
0.0%
below the median place (median 2.0%)
Income of households moving in7
$60,659
14% below the median place
All 5 moving measures
MeasureMartin LakeAmong 6,645 placesVs median
Moved here in the past year10.0%below (median 5.7%)
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure2.2above (median -0.6)
Income of households moving in7County figure$60,65914% below
Income of households moving out7County figure$64,9398% below
02

What it costs to live here

Rent to income is 14.3%, 30% below the median place.

Martin Lake14.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$58,560
a year, at the 30% line
Rent to income
14.3%
30% below the median place
Home price to income
4.0x
7% above the median place

Could you afford it?

The median rent would take
14%
comfortably under the 30% line
Left after rent, in US prices
$102,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Martin Lake, $1,464 a month, and local prices for everything else (103.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Martin Lake.

Sponsored · exampleMoving to Martin Lake? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$498,400
56% above the median place
Median year built1
1985
0% above the median place
Property tax paid (median)1
$4,042
24% above the median place
All 16 cost and housing measures
MeasureMartin LakeAmong 6,645 placesVs median
Median gross rent1County figure$1,4647% above
Rent to income114.3%30% below
Property tax rate10.8%11% below
Home price to income14.0x7% above
Prices vs US average2Metro figure104.84% above
Fair market rent, 2 bedrooms3County figure$1,7347% above
HUD area median income4County figure$131,50023% above
Property tax paid (median)1$4,04224% above
Median home value1$498,40056% above
Home prices, 1-year change5County figure2.4%24% below
Home prices, 5-year change5County figure36.0%30% below
Homeownership167.5%2% above
Renters paying 30%+1County figure51.1%1% above
Owner costs with a mortgage1$1,7268% below
Vacant homes1County figure3.1%56% below
Median year built119850% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$123,208
53% above the median place

More on work and pay, against the typical place

Mean commute31 min +23%
Income per person$54,705 +37%
Works from home17.0% +36%
All 10 work and pay measures
MeasureMartin LakeAmong 6,645 placesVs median
Median household income1$123,20853% above
Income per person1$54,70537% above
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$67,8423% above
Pay growth, 1 year6County figure4.0%8% above
Jobs6County figure133,12812% below
Poverty rate1County figure7.0%35% below
Mean commute131 min23% above
Works from home117.0%36% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 0.0%, below the median place (median 6.4%).

No health insurance1
0.0%
below the median place (median 6.4%)
Homes with broadband1
96.6%
5% above the median place
High school or higher1
84.9%
8% below the median place

More about who lives here, against the typical place

Bachelor's or higher20.6% −36%
Median age42.6 +9%
Household size2.3 −8%
All 8 people measures
MeasureMartin LakeAmong 6,645 placesVs median
Population11,0686646th largest
Median age142.69% above
Bachelor's or higher120.6%36% below
High school or higher184.9%8% below
Household size12.38% below
Born abroad1County figure10.2%16% above
No health insurance10.0%below (median 6.4%)
Homes with broadband196.6%5% above
05

Life in Martin Lake

18 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents18.7 +84%
Playgrounds per 10k18.7 +99%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars14.2 −32%
Shops25.4 −16%
Arts, recreation and fitness3.5 −15%
Doctors' offices and clinics15.0 −26%
Child care centers2.3 +0%

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k8
14.2
32% below the median place
Public schools11
136
above the median place (median 9)
Public school students11
59,264
above the median place (median 4,897)
All 16 schools and local life measures
MeasureMartin LakeAmong 6,645 placesVs median
Public schools11County figure136above (median 9)
Public school students11County figure59,264above (median 4,897)
Students per teacher11County figure15.93% above
Restaurants and bars per 10k8County figure14.232% below
Shops per 10k8County figure25.416% below
Arts, recreation and fitness per 10k8County figure3.515% below
Doctors' offices and clinics per 10k8County figure15.026% below
Child care centers per 10k8County figure2.30% above
Parks per 10k918.784% above
Playgrounds per 10k918.799% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1838% above
06

Safety, weather and risk

January average low is 5°F, 79% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Martin Lake. Larger places are fetched first.

January average low12
5°F
79% below the median place
Average temperature12
45°F
19% below the median place
July average high12
82°F
6% below the median place
All 10 weather and risk measures
MeasureMartin LakeAmong 6,645 placesVs median
July average high12County figure82°F6% below
January average low12County figure5°F79% below
Average temperature12County figure45°F19% below
Annual precipitation12County figure32.0 in27% below
Natural hazard risk13County figure88.05% below
Tornado risk13County figure87.37% above
Wildfire risk13County figure81.733% above
Heat wave risk13County figure86.14% below
Median air quality index14County figure3812% below
Good air days14County figure74.1%8% above
08

Martin Lake in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, up from 15% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,589/mo (2023)$2,260/mo$1,820 to $2,790/mo+5.1%
Median household income$123,208 (2024)$162,000$137,000 to $192,000+4.7%
Median home value$498,400 (2024)$781,000$567,000 to $1,076,000+7.8%

The median home would be worth 4.8 years of the median income in 2030, against 4.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Martin Lake

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Summit, WA$1,519$106,736Compare
Dayton, NV$1,521$102,819Compare
Belle Chasse, LA$1,485$115,012Compare
Cloverdale, CA$1,435$117,177Compare
Cloverdale, CABelle Chasse, LADayton, NVSummit, WAMartin Lake, MNMartin LakeSummitDaytonBelle ChasseMartin LakeSummitDaytonBelle Chasse

Common questions

Is Martin Lake a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2023 surveys, rent rose 24.8% a year while household income rose 11.6%, so rent outran pay by more than in 99% of the 2,476 places under 10,000 people we track. It is the 3rd-highest of 151 Minnesota places. Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 123 Minnesota places. See how it ranks with your own weights.

Is Martin Lake expensive to live in?

The median rent takes 14.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $498,400.

What salary do you need to live in Martin Lake?

To rent the median home without spending more than 30% of income on rent, a household needs about $58,560 a year. Work it out from your current city.

What places are similar to Martin Lake?

On income, rent, home value, education and age, the closest matches are Summit, WA, Dayton, NV, Belle Chasse, LA and Cloverdale, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Martin Lake with places of a similar size, using only figures measured for Martin Lake itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/martin-lake-minnesota

Citytistics. “Martin Lake, Minnesota.” Data as of 2026-11-14. https://www.citytistics.com/city/martin-lake-minnesota/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.