CitytisticsShortlist

Cost of living, pay and housing

38.83° N · 94.60° W · GEOID 2943468

Loch Lloyd

Cass County, Missouri · part of the Kansas City, MO metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

MissouriLoch Lloyd, MOLoch LloydLoch Lloyd

The short answer

Loch Lloyd is home to 950 people. Median household income is $183,958 a year and median rent is $1,205 a month, 7.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $1,055,700, about 5.7x annual median household income.

Median gross rent
$1,205
12% below the median place
Median household income
$183,958
129% above the median place
Median home value
$1,055,700
231% above the median place
Unemployment
4.2%
15% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Loch Lloyd

  • 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 140 Missouri places.
  • The median rent takes only 7.9% of the median household's income, a smaller share than in 99% of places its size. It is the lowest of 140 Missouri places.
  • The median resident is 59.3 years old, older than in 97% of places its size. It is the highest of 140 Missouri places.
  • The median home is valued at $1,055,700, more than in 97% of places its size. It is the highest of 140 Missouri places.
  • The median household earns $183,958 a year, more than in 96% of places its size. It is the 3rd-highest of 140 Missouri places.
01

Moving to Loch Lloyd

Cass County gains about 15.5 residents per 1,000 a year to moves between counties.

Moved in7,121
Moved out5,671
Net+1,450

Where people come from and where they go, top counties

Jackson County, MO3,0422,095+947
Bates County, MO177217−40

Within Missouri, other states or abroad

Arrivals
Leavers
Within MissouriOther states

Income per tax return

Arrivals$76K
Leavers$70K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Cass County; flows under 20 returns are not published.

Who moves here
7.5% of residents arrived from another county in the past year, 2.5% from another state. County figure.
Who arrives and who leaves
Households moving into Cass County report $75,700 a year in income on average; those leaving, $69,600, so newcomers earn more than leavers.
Income you would need
$48,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,205 a month; owners with a mortgage pay $4,001 a month including taxes and insurance, on a median home of $1,055,700.
Getting to work
34 minutes each way on average; 29.7% work from home.
If it is close but not quite
Lake Norman of Iredell, NC matches it on character. Compare the two
Net movers per 1,000 people8
15.5
above the median place (median -0.6)
Moved here in the past year1
7.5%
31% above the median place
Moved from another state1
2.5%
26% above the median place
All 5 moving measures
MeasureLoch LloydAmong 6,645 placesVs median
Moved here in the past year1County figure7.5%31% above
Moved from another state1County figure2.5%26% above
Net movers per 1,000 people8County figure15.5above (median -0.6)
Income of households moving in8County figure$75,6557% above
Income of households moving out8County figure$69,5871% below
02

What it costs to live here

Homeownership is 100.0%, 51% above the median place.

Loch Lloyd7.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$48,200
a year, at the 30% line
Rent to income
7.9%
61% below the median place
Home price to income
5.7x
51% above the median place

Could you afford it?

The median rent would take
8%
comfortably under the 30% line
Left after rent, in US prices
$180,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Loch Lloyd, $1,205 a month, and local prices for everything else (93.7 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Loch Lloyd.

Sponsored · exampleMoving to Loch Lloyd? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
100.0%
51% above the median place
Median home value1
$1,055,700
231% above the median place
Owner costs with a mortgage1
$4,001
114% above the median place
All 16 cost and housing measures
MeasureLoch LloydAmong 6,645 placesVs median
Median gross rent1County figure$1,20512% below
Rent to income17.9%61% below
Property tax rate10.9%4% below
Home price to income15.7x51% above
Prices vs US average2Metro figure92.58% below
Fair market rent, 2 bedrooms3County figure$1,5464% below
HUD area median income4County figure$113,4006% above
Property tax paid (median)1$9,202182% above
Median home value1$1,055,700231% above
Home prices, 1-year change5County figure2.5%20% below
Home prices, 5-year change5County figure52.0%1% above
Homeownership1100.0%51% above
Renters paying 30%+1County figure46.0%9% below
Owner costs with a mortgage1$4,001114% above
Vacant homes1County figure5.7%19% below
Median year built120051% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$136,028
239% above the median place
Median household income1
$183,958
129% above the median place
All 10 work and pay measures
MeasureLoch LloydAmong 6,645 placesVs median
Median household income1$183,958129% above
Income per person1$136,028239% above
Unemployment1County figure4.2%15% below
Average annual pay6County figure$50,17924% below
Pay growth, 1 year6County figure3.8%3% above
Jobs6County figure31,43179% below
Poverty rate1County figure6.2%42% below
Mean commute134 min35% above
Works from home129.7%138% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 59.3, 52% above the median place.

Median age1
59.3
52% above the median place
Population change since 20207
25.9%
above the median place (median 1.1%)
Bachelor's or higher1
72.6%
127% above the median place

More about who lives here, against the typical place

High school or higher97.8% +6%
Homes with broadband97.4% +6%
Household size2.3 −10%
All 9 people measures
MeasureLoch LloydAmong 6,645 placesVs median
Population19506646th largest
Population change since 2020725.9%above (median 1.1%)
Median age159.352% above
Bachelor's or higher172.6%127% above
High school or higher197.8%6% above
Household size12.310% below
Born abroad1County figure1.8%80% below
No health insurance1County figure7.7%20% above
Homes with broadband197.4%6% above
05

Life in Loch Lloyd

7 sites are on the National Register of Historic Places.

Businesses per 10,000 residents (county figures)

Restaurants and bars15.7 −25%
Shops25.8 −15%
Arts, recreation and fitness2.2 −46%
Doctors' offices and clinics12.4 −39%
Child care centers1.6 −30%

Counts businesses with paid staff, so small owner-run shops are not included.

Arts, recreation and fitness per 10k9
2.2
46% below the median place
Doctors' offices and clinics per 10k9
12.4
39% below the median place
Restaurants and bars per 10k9
15.7
25% below the median place
All 9 schools and local life measures
MeasureLoch LloydAmong 6,645 placesVs median
Public schools11County figure44389% above
Public school students11County figure17,093249% above
Students per teacher11County figure13.711% below
Restaurants and bars per 10k9County figure15.725% below
Shops per 10k9County figure25.815% below
Arts, recreation and fitness per 10k9County figure2.246% below
Doctors' offices and clinics per 10k9County figure12.439% below
Child care centers per 10k9County figure1.630% below
National Register listings10County figure746% below
06

Safety, weather and risk

Hurricane risk is 17.8, 75% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Loch Lloyd. Larger places are fetched first.

Hurricane risk13
17.8
75% below the median place
Wildfire risk13
29.4
52% below the median place
Natural hazard risk13
74.9
19% below the median place
All 11 weather and risk measures
MeasureLoch LloydAmong 6,645 placesVs median
July average high12County figure88°F2% above
January average low12County figure21°F17% below
Average temperature12County figure55°F1% above
Annual precipitation12County figure41.9 in4% below
Natural hazard risk13County figure74.919% below
Hurricane risk13County figure17.875% below
Tornado risk13County figure89.810% above
Wildfire risk13County figure29.452% below
Heat wave risk13County figure88.91% below
Median air quality index14County figure415% below
Good air days14County figure77.6%13% above
08

Loch Lloyd in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$183,958 (2024)$231,000$195,500 to $273,500+3.9%
Median home value$1,055,700 (2024)$1,475,000$1,071,000 to $2,032,000+5.7%
Population1,090 (2025)1,2301,180 to 1,280+2.4%

The median home would be worth 6.4 years of the median income in 2030, against 5.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Loch Lloyd

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Lake Norman of Iredell, NC$1,327$173,542Compare
Marblehead, MA$1,764$182,132Compare
Ashton-Sandy Spring, MD$1,369$174,063Compare
Newburyport, MA$1,592$139,625Compare
Newburyport, MAAshton-Sandy Spring, MDMarblehead, MALake Norman of Iredell, NCLoch Lloyd, MOLoch LloydLake Norman of IredellMarbleheadAshton-Sandy SpringLoch LloydLake Norman of IredellMarbleheadAshton-Sandy Spring

Common questions

Is Loch Lloyd a good place to live?

It depends on what you need, so here is what the numbers say. 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 140 Missouri places. The median rent takes only 7.9% of the median household's income, a smaller share than in 99% of places its size. It is the lowest of 140 Missouri places. See how it ranks with your own weights.

Is Loch Lloyd expensive to live in?

The median rent takes 7.9% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $1,055,700.

What salary do you need to live in Loch Lloyd?

To rent the median home without spending more than 30% of income on rent, a household needs about $48,200 a year. Work it out from your current city.

What places are similar to Loch Lloyd?

On income, rent, home value, education and age, the closest matches are Lake Norman of Iredell, NC, Marblehead, MA, Ashton-Sandy Spring, MD and Newburyport, MA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Loch Lloyd with places of a similar size, using only figures measured for Loch Lloyd itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/loch-lloyd-missouri

Citytistics. “Loch Lloyd, Missouri.” Data as of 2026-11-14. https://www.citytistics.com/city/loch-lloyd-missouri/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.