CitytisticsShortlist

Cost of living, pay and housing

41.31° N · 73.85° W · GEOID 3640689

Lake Mohegan

Westchester County, New York · part of the New York, NY metro

New YorkLake Mohegan, NYLake MoheganLake Mohegan

The short answer

Lake Mohegan is home to 5,468 people. Median household income is $162,321 a year and median rent is $2,875 a month, 21.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $503,000, about 3.1x annual median household income.

Lake Mohegan stands out on value for money. Home values run 32% below what its fundamentals predict in the same metro area. Also notable: Counting remote workers as zero, the average worker spends about 270 hours a year commuting, more than in 98% of places its size.

50OF 100

CTXCitytistics Index

Average

Lake Mohegan scores better than 50% of the 6,612 places we rate, and ranks 184th of 340 in New York.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%58
Economy 20%62
Safety 20%n/a
Amenities 15%30
Education 10%87
Commute 10%2
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,875
111% above the median place
Median household income
$162,321
102% above the median place
Median home value
$503,000
57% above the median place
Unemployment
6.0%
24% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lake Mohegan

  • Value for moneyRent is about 25% higher than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. The premium usually reflects location, amenities or schools that these figures do not capture. Experimental
01

Moving to Lake Mohegan

Westchester County loses about 6.4 residents per 1,000 a year to moves between counties.

Moved in36,464
Moved out41,805
Net−5,341

Where people come from and where they go, top counties

Bronx County, NY8,9513,707+5,244
New York County, NY5,1903,406+1,784
Queens County, NY2,5171,203+1,314
Kings County, NY2,4561,219+1,237
Putnam County, NY1,0261,890−864
Dutchess County, NY6381,693−1,055

Within New York, other states or abroad

Arrivals
Leavers
Within New YorkOther statesAbroad

Income per tax return

Arrivals$145K
Leavers$135K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Westchester County; flows under 20 returns are not published.

Who moves here
5.7% of residents arrived from another county in the past year, 1.2% from another state.
Who arrives and who leaves
Households moving into Westchester County report $145,000 a year in income on average; those leaving, $135,400, so newcomers earn more than leavers.
Income you would need
$115,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,875 a month; owners with a mortgage pay $3,644 a month including taxes and insurance, on a median home of $503,000.
Getting to work
40 minutes each way on average; 11.7% work from home; 12.9% take transit.
If it is close but not quite
Strathmore, NJ matches it on character for less of your income. Compare the two
Moved here in the past year1
5.7%
0% above the median place
Income of households moving out7
$135,356
93% above the median place
Income of households moving in7
$145,007
105% above the median place
All 5 moving measures
MeasureLake MoheganAmong 6,645 placesVs median
Moved here in the past year15.7%0% above
Moved from another state1County figure1.2%41% below
Net movers per 1,000 people7County figure-6.4below (median -0.6)
Income of households moving in7County figure$145,007105% above
Income of households moving out7County figure$135,35693% above
02

What it costs to live here

Compared with the 25 places most like it in size, age, education, housing and region (such as Southold, NY, Port Jefferson, NY and Big Flats, NY), money left after rent here is higher: $121,500 against a typical $97,000.

Lake Mohegan21.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$115,000
a year, at the 30% line
Rent to income
21.3%
4% above the median place
Home price to income
3.1x
18% below the median place

Could you afford it?

The median rent would take
21%
comfortably under the 30% line
Left after rent, in US prices
$121,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lake Mohegan, $2,875 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Like Lake Mohegan, but easier on the budget

Places that match Lake Mohegan on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Strathmore, NJ9212.6% vs 21.3%$4,700Compare
Bridgeport, WV9113.3% vs 21.3%n/aCompare
Lake Mills, WI9015.9% vs 21.3%n/aCompare
Nantucket, MA8918.1% vs 21.3%n/aCompare

Moving from somewhere else? Work out the salary you would need in Lake Mohegan.

Sponsored · exampleMoving to Lake Mohegan? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$3,644
95% above the median place
Property tax paid (median)1
$10,001
206% above the median place
Median home value1
$503,000
57% above the median place
All 15 cost and housing measures
MeasureLake MoheganAmong 6,645 placesVs median
Median gross rent1$2,875111% above
Rent to income121.3%4% above
Home price to income13.1x18% below
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,97184% above
HUD area median income4County figure$164,20053% above
Property tax paid (median)1$10,001206% above
Median home value1$503,00057% above
Home prices, 1-year change5County figure5.7%77% above
Home prices, 5-year change5County figure41.8%19% below
Homeownership177.1%16% above
Renters paying 30%+1County figure54.1%7% above
Owner costs with a mortgage1$3,64495% above
Vacant homes1County figure5.5%23% below
Median year built119750% below
03

Work and pay

Mean commute is 40 min, 61% above the median place.

Mean commute1
40 min
61% above the median place
Commutes by transit1
12.9%
above the median place (median 0.8%)
Median household income1
$162,321
102% above the median place

More on work and pay, against the typical place

Income per person$67,764 +69%
Poverty rate6.1% −43%
Works from home11.7% −6%
All 10 work and pay measures
MeasureLake MoheganAmong 6,645 placesVs median
Median household income1$162,321102% above
Income per person1$67,76469% above
Unemployment1County figure6.0%24% above
Average annual pay6County figure$95,01244% above
Pay growth, 1 year6County figure0.7%81% below
Jobs6County figure433,070187% above
Poverty rate16.1%43% below
Mean commute140 min61% above
Works from home111.7%6% below
Commutes by transit112.9%above (median 0.8%)
04

Who lives here

Homes with broadband is 98.8%, 7% above the median place.

Homes with broadband1
98.8%
7% above the median place
Bachelor's or higher1
58.6%
83% above the median place
Median age1
43.3
11% above the median place

More about who lives here, against the typical place

High school or higher94.5% +2%
Born abroad12.3% +40%
Household size2.5 +1%
All 8 people measures
MeasureLake MoheganAmong 6,645 placesVs median
Population15,4686298th largest
Median age143.311% above
Bachelor's or higher158.6%83% above
High school or higher194.5%2% above
Household size12.51% above
Born abroad112.3%40% above
No health insurance1County figure5.1%20% below
Homes with broadband198.8%7% above
05

Life in Lake Mohegan

21 National Park Service sites lie within 60 miles, more than in 92% of the 2,480 places under 10,000 people we track.

245 sites are on the National Register of Historic Places, 21 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents21.9 2.2×
Playgrounds per 10k14.6 +55%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails8 km 4.2×
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Weir Farm National Historical Park 21 miles
  • Saint Paul's Church National Historic Site 29 miles
  • Eleanor Roosevelt National Historic Site 31 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars26.3 +26%
Shops33.3 +10%
Arts, recreation and fitness7.6 +85%
Doctors' offices and clinics25.1 +24%
Child care centers4.3 +87%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
20.8
32% below the median place
Public schools12
250
above the median place (median 9)
Child care centers per 10k8
4.3
87% above the median place
All 18 schools and local life measures
MeasureLake MoheganAmong 6,645 placesVs median
Public schools12County figure250above (median 9)
Public school students12County figure140,268above (median 4,897)
Students per teacher12County figure11.625% below
Restaurants and bars per 10k8County figure26.326% above
Shops per 10k8County figure33.310% above
Arts, recreation and fitness per 10k8County figure7.685% above
Doctors' offices and clinics per 10k8County figure25.124% above
Child care centers per 10k8County figure4.387% above
Parks per 10k921.9116% above
Playgrounds per 10k914.655% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails98.3315% above
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1020.832% below
National Park Service sites within 60 miles1021above (median 2)
National Register listings11County figure245above (median 13)
06

Safety, weather and risk

Median air quality index is 38, 12% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake Mohegan. Larger places are fetched first.

Median air quality index15
38
12% below the median place
Hurricane risk14
93.6
33% above the median place
Good air days15
82.5%
20% above the median place
All 11 weather and risk measures
MeasureLake MoheganAmong 6,645 placesVs median
July average high13County figure85°F3% below
January average low13County figure21°F15% below
Average temperature13County figure52°F5% below
Annual precipitation13County figure48.2 in10% above
Natural hazard risk14County figure96.24% above
Hurricane risk14County figure93.633% above
Tornado risk14County figure72.711% below
Wildfire risk14County figure56.67% below
Heat wave risk14County figure96.27% above
Median air quality index15County figure3812% below
Good air days15County figure82.5%20% above
08

Lake Mohegan in 2030: where the trends point

If recent trends hold, the median rent will take about 22% of the median income in 2030, about the same as 21% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lake Mohegan does better than 57% of places. Its projected home value growth beats 29%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,875/mo (2024)$3,710/mo$3,040 to $4,520/mo+4.3%
Median household income$162,321 (2024)$205,000$173,500 to $243,000+4.0%
Median home value$503,000 (2024)$712,000$517,000 to $980,000+6.0%

The median home would be worth 3.5 years of the median income in 2030, against 3.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lake Mohegan

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Murphy, TX$2,847$175,699Compare
North Merrick, NY$2,906$161,554Compare
Nesconset, NY$3,105$152,500Compare
White Meadow Lake, NJ$2,686$149,324Compare
White Meadow Lake, NJNesconset, NYNorth Merrick, NYMurphy, TXLake Mohegan, NYLake MoheganMurphyNesconsetWhite Meadow LakeLake MoheganMurphyNesconsetWhite Meadow Lake

Places built like Lake Mohegan

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lake Mohegan performs against places like it.

PlaceRent to incomeIncome growthPop. change
Lake Mohegan, NY21.3%3.7%/yrn/a
Southold, NY20.8%10.7%/yrn/aCompare
Port Jefferson, NY19.5%5.4%/yr3.9%Compare
Big Flats, NY18.6%1.4%/yrn/aCompare
Bayport, NY15.1%7.0%/yrn/aCompare
Ramblewood, NJ24.6%0.3%/yrn/aCompare
Strathmore, NJ12.6%3.0%/yrn/aCompare

Common questions

Is Lake Mohegan a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 50 out of 100, better than 50% of the places we rate and 184th of 340 in New York. Rent is about 25% higher than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. The premium usually reflects location, amenities or schools that these figures do not capture. On cost, space and class size it scores 79 out of 100 for families. See how it ranks with your own weights.

Is Lake Mohegan expensive to live in?

The median rent takes 21.3% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $503,000.

What salary do you need to live in Lake Mohegan?

To rent the median home without spending more than 30% of income on rent, a household needs about $115,000 a year. Work it out from your current city.

What places are similar to Lake Mohegan?

On income, rent, home value, education and age, the closest matches are Murphy, TX, North Merrick, NY, Nesconset, NY and White Meadow Lake, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Lake Mohegan with places of a similar size, using only figures measured for Lake Mohegan itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-mohegan-new-york

Citytistics. “Lake Mohegan, New York.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-mohegan-new-york/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.