CitytisticsShortlist

Cost of living, pay and housing

39.31° N · 78.33° W · GEOID 5143392

Lake Holiday

Frederick County, Virginia · part of the Winchester, VA metro

Limited data population under 5,000

VirginiaLake Holiday, VALake HolidayLake Holiday

The short answer

Lake Holiday is home to 2,193 people. Median household income is $112,039 a year and median rent is $2,045 a month, 21.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $303,800, about 2.7x annual median household income.

Median gross rent
$2,045
50% above the median place
Median household income
$112,039
40% above the median place
Median home value
$303,800
5% below the median place
Unemployment
4.2%
13% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lake Holiday

  • Between the 2019 and 2024 surveys, rent rose 8.6% a year while household income rose -1.5%, so rent outran pay by more than in 98% of the 2,476 places under 10,000 people we track. It is the 2nd-highest of 195 Virginia places.
  • Owning with a mortgage costs about $140 a month less than the median rent, which is rarer than in 97% of places its size.
  • The median resident is 51.5 years old, older than in 93% of places its size. It is the 2nd-highest of 195 Virginia places.
  • 90% of homes are owner-occupied, more than in 90% of places its size.
  • Median rent is $2,045 a month, higher than in 85% of places its size.
01

Moving to Lake Holiday

Frederick County gains about 16.8 residents per 1,000 a year to moves between counties.

Moved in6,403
Moved out5,008
Net+1,395

Where people come from and where they go, top counties

Clarke County, VA165184−19

Within Virginia, other states or abroad

Arrivals
Leavers
Within VirginiaOther statesAbroad

Income per tax return

Arrivals$78K
Leavers$68K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Frederick County; flows under 20 returns are not published.

Who moves here
11.9% of residents arrived from another county in the past year, 1.8% from another state.
Who arrives and who leaves
Households moving into Frederick County report $77,700 a year in income on average; those leaving, $67,500, so newcomers earn more than leavers.
Income you would need
$81,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,045 a month; owners with a mortgage pay $1,905 a month including taxes and insurance, on a median home of $303,800.
Getting to work
32 minutes each way on average; 23.7% work from home.
If it is close but not quite
River Ridge, FL matches it on character. Compare the two
Moved here in the past year1
11.9%
107% above the median place
Net movers per 1,000 people6
16.8
above the median place (median -0.6)
Income of households moving in6
$77,749
10% above the median place
All 5 moving measures
MeasureLake HolidayAmong 6,645 placesVs median
Moved here in the past year111.9%107% above
Moved from another state1County figure1.8%10% below
Net movers per 1,000 people6County figure16.8above (median -0.6)
Income of households moving in6County figure$77,74910% above
Income of households moving out6County figure$67,5234% below
02

What it costs to live here

Homeownership is 90.3%, 36% above the median place.

Lake Holiday21.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$81,800
a year, at the 30% line
Rent to income
21.9%
7% above the median place
Home price to income
2.7x
29% below the median place

Could you afford it?

The median rent would take
22%
comfortably under the 30% line
Left after rent, in US prices
$89,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lake Holiday, $2,045 a month, and local prices for everything else (97.8 against a US average of 100). It runs in your browser and stores nothing.

Like Lake Holiday, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Lake Holiday, IL16.6% vs 21.9%n/aCompare

Moving from somewhere else? Work out the salary you would need in Lake Holiday.

Sponsored · exampleMoving to Lake Holiday? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
90.3%
36% above the median place
Vacant homes1
13.6%
92% above the median place
Median year built1
1992
1% above the median place
All 15 cost and housing measures
MeasureLake HolidayAmong 6,645 placesVs median
Median gross rent1$2,04550% above
Rent to income121.9%7% above
Property tax rate10.8%18% below
Home price to income12.7x29% below
Prices vs US average2Metro figure96.54% below
Fair market rent, 2 bedrooms3County figure$1,5057% below
Property tax paid (median)1$2,28630% below
Median home value1$303,8005% below
Home prices, 1-year change4County figure4.5%42% above
Home prices, 5-year change4County figure51.1%1% below
Homeownership190.3%36% above
Renters paying 30%+1County figure44.2%13% below
Owner costs with a mortgage1$1,9052% above
Vacant homes113.6%92% above
Median year built119921% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
23.7%
91% above the median place
Median household income1
$112,039
40% above the median place
All 10 work and pay measures
MeasureLake HolidayAmong 6,645 placesVs median
Median household income1$112,03940% above
Income per person1$53,17733% above
Unemployment1County figure4.2%13% below
Average annual pay5County figure$62,7005% below
Pay growth, 1 year5County figure1.0%73% below
Jobs5County figure38,29075% below
Poverty rate1County figure6.8%37% below
Mean commute1County figure32 min30% above
Works from home123.7%91% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

High school or higher is 100.0%, 8% above the median place.

High school or higher1
100.0%
8% above the median place
Homes with broadband1
100.0%
8% above the median place
Median age1
51.5
32% above the median place
All 8 people measures
MeasureLake HolidayAmong 6,645 placesVs median
Population12,1936646th largest
Median age151.532% above
Bachelor's or higher127.7%13% below
High school or higher1100.0%8% above
Household size12.77% above
Born abroad1County figure7.8%12% below
No health insurance1County figure6.4%0% above
Homes with broadband1100.0%8% above
05

Life in Lake Holiday

33 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k18.2 +94%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars12.3 −41%
Shops22.5 −26%
Arts, recreation and fitness2.6 −37%
Doctors' offices and clinics8.1 −60%
Child care centers0.7 −70%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k7
0.7
70% below the median place
Doctors' offices and clinics per 10k7
8.1
60% below the median place
Restaurants and bars per 10k7
12.3
41% below the median place
All 16 schools and local life measures
MeasureLake HolidayAmong 6,645 placesVs median
Public schools10County figure20122% above
Public school students10County figure13,574177% above
Students per teacher10County figure14.37% below
Restaurants and bars per 10k7County figure12.341% below
Shops per 10k7County figure22.526% below
Arts, recreation and fitness per 10k7County figure2.637% below
Doctors' offices and clinics per 10k7County figure8.160% below
Child care centers per 10k7County figure0.770% below
Parks per 10k80.0below (median 10.2)
Playgrounds per 10k818.294% above
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k80.0below (median 11.2)
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails80.0below (median 2.0)
Transit stops per sq mi80.0below (median 0.2)
National Register listings9County figure33154% above
06

Safety, weather and risk

Natural hazard risk is 44.7, 52% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake Holiday. Larger places are fetched first.

Natural hazard risk12
44.7
52% below the median place
Tornado risk12
33.4
59% below the median place
Heat wave risk12
64.4
29% below the median place
All 11 weather and risk measures
MeasureLake HolidayAmong 6,645 placesVs median
July average high11County figure86°F1% below
January average low11County figure23°F10% below
Average temperature11County figure53°F3% below
Annual precipitation11County figure40.7 in7% below
Natural hazard risk12County figure44.752% below
Hurricane risk12County figure76.48% above
Tornado risk12County figure33.459% below
Wildfire risk12County figure57.86% below
Heat wave risk12County figure64.429% below
Median air quality index13County figure399% below
Good air days13County figure74.0%8% above
08

Lake Holiday in 2030: where the trends point

If recent trends hold, the median rent will take about 23% of the median income in 2030, up from 22% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,045/mo (2024)$2,650/mo$2,170 to $3,230/mo+4.4%
Median household income$112,039 (2024)$139,000$117,500 to $164,000+3.6%
Median home value$303,800 (2024)$424,000$308,000 to $584,000+5.7%

The median home would be worth 3.1 years of the median income in 2030, against 2.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lake Holiday

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
River Ridge, FL$2,194$102,798Compare
Forked River, NJ$2,170$91,493Compare
North Port, FL$1,894$84,049Compare
Lochmoor Waterway Estates, FL$2,014$97,667Compare
Lochmoor Waterway Estates, FLNorth Port, FLForked River, NJRiver Ridge, FLLake Holiday, VALake HolidayRiver RidgeForked RiverNorth PortLochmoor Waterway EstatesLake HolidayRiver Ridge

Common questions

Is Lake Holiday a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, rent rose 8.6% a year while household income rose -1.5%, so rent outran pay by more than in 98% of the 2,476 places under 10,000 people we track. It is the 2nd-highest of 195 Virginia places. Owning with a mortgage costs about $140 a month less than the median rent, which is rarer than in 97% of places its size. See how it ranks with your own weights.

Is Lake Holiday expensive to live in?

The median rent takes 21.9% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $303,800.

What salary do you need to live in Lake Holiday?

To rent the median home without spending more than 30% of income on rent, a household needs about $81,800 a year. Work it out from your current city.

What places are similar to Lake Holiday?

On income, rent, home value, education and age, the closest matches are River Ridge, FL, Forked River, NJ, North Port, FL and Lochmoor Waterway Estates, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lake Holiday with places of a similar size, using only figures measured for Lake Holiday itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-holiday-virginia

Citytistics. “Lake Holiday, Virginia.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-holiday-virginia/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.