CitytisticsShortlist

Cost of living, pay and housing

27.36° N · 80.30° W · GEOID 1233585

Indian River Estates

St. Lucie County, Florida · part of the Port St. Lucie, FL metro

FloridaIndian River Estates, FLIndian River EstatesIndian River Estates

The short answer

Indian River Estates is home to 7,685 people. Median household income is $64,063 a year and median rent is $2,191 a month, 41.0% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $280,400, about 4.4x annual median household income.

Indian River Estates stands out on value for money. Rent run 58% above what its fundamentals predict in the same metro area. Also notable: Owning with a mortgage costs about $532 a month less than the median rent, a rarer pattern than in 99% of places its size.

3OF 100

CTXCitytistics Index

Weak

Indian River Estates scores better than 3% of the 6,612 places we rate, and ranks 437th of 474 in Florida.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%18
Economy 20%31
Safety 20%n/a
Amenities 15%2
Education 10%22
Commute 10%57
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,191
61% above the median place
Median household income
$64,063
20% below the median place
Median home value
$280,400
12% below the median place
Unemployment
5.9%
20% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Indian River Estates

  • AffordabilityCompared with the 25 places most like it in size, age, education, housing and region (such as Inverness Highlands South, FL, St. Stephens, NC and Centerville, SC), money left after rent here is lower: $38,700 against a typical $62,500.
  • How it is changingHousing has become less affordable here. Between the 2019 and 2024 surveys, the median rent went from 39% to 41% of the median household's income, and the median home from 3.2 to 4.4 years of income. Among the 25 places most like it, the rent share moved 0.5 points on average, so it worsened faster here.
01

Moving to Indian River Estates

St. Lucie County gains about 35.3 residents per 1,000 a year to moves between counties.

Moved in28,861
Moved out18,694
Net+10,167

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$77K
Leavers$61K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Lucie County; flows under 20 returns are not published.

Who moves here
3.9% of residents arrived from another county in the past year, 2.2% from another state.
Who arrives and who leaves
Households moving into St. Lucie County report $76,800 a year in income on average; those leaving, $60,800, so newcomers earn more than leavers.
Income you would need
$87,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,191 a month; owners with a mortgage pay $1,659 a month including taxes and insurance, on a median home of $280,400.
Getting to work
24 minutes each way on average; 4.0% work from home.
If it is close but not quite
Chackbay, LA matches it on character for less of your income. Compare the two
Moved here in the past year1
3.9%
32% below the median place
Net movers per 1,000 people7
35.3
above the median place (median -0.6)
Income of households moving out7
$60,807
13% below the median place
All 5 moving measures
MeasureIndian River EstatesAmong 6,645 placesVs median
Moved here in the past year13.9%32% below
Moved from another state1County figure2.2%9% above
Net movers per 1,000 people7County figure35.3above (median -0.6)
Income of households moving in7County figure$76,8409% above
Income of households moving out7County figure$60,80713% below
02

What it costs to live here

The median rent takes 41% of the median household's income, a bigger share than in 99% of the 2,480 places under 10,000 people we track.

Indian River Estates41.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$87,640
a year, at the 30% line
Rent to income
41.0%
101% above the median place
Home price to income
4.4x
15% above the median place

Could you afford it?

The median rent would take
41%
well over the 30% line
Left after rent, in US prices
$38,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Indian River Estates, $2,191 a month, and local prices for everything else (97.5 against a US average of 100). It runs in your browser and stores nothing.

Like Indian River Estates, but easier on the budget

Places that match Indian River Estates on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Chackbay, LA9718.8% vs 41.0%$19,400Compare
Inverness Highlands South, FL9525.5% vs 41.0%$8,200Compare
Santa Fe, TX9315.0% vs 41.0%$47,800Compare
Belle Chasse, LA9315.5% vs 41.0%$64,700Compare

Moving from somewhere else? Work out the salary you would need in Indian River Estates.

Sponsored · exampleMoving to Indian River Estates? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
90.7%
37% above the median place
Property tax paid (median)1
$2,324
29% below the median place
Median year built1
1986
0% above the median place
All 16 cost and housing measures
MeasureIndian River EstatesAmong 6,645 placesVs median
Median gross rent1$2,19161% above
Rent to income141.0%101% above
Property tax rate10.8%9% below
Home price to income14.4x15% above
Prices vs US average2Metro figure100.21% below
Fair market rent, 2 bedrooms3County figure$2,06928% above
HUD area median income4County figure$102,0005% below
Property tax paid (median)1$2,32429% below
Median home value1$280,40012% below
Home prices, 1-year change5County figure-0.4%below (median 3.2%)
Home prices, 5-year change5County figure64.1%25% above
Homeownership190.7%37% above
Renters paying 30%+1County figure65.3%29% above
Owner costs with a mortgage1$1,65911% below
Vacant homes1County figure14.2%101% above
Median year built119860% above
03

Work and pay

Works from home is 4.0%, 68% below the median place.

Works from home1
4.0%
68% below the median place
Poverty rate1
20.6%
92% above the median place
Median household income1
$64,063
20% below the median place

More on work and pay, against the typical place

Income per person$33,872 −15%
Unemployment5.9% +20%
Mean commute24 min −4%
All 10 work and pay measures
MeasureIndian River EstatesAmong 6,645 placesVs median
Median household income1$64,06320% below
Income per person1$33,87215% below
Unemployment15.9%20% above
Average annual pay6County figure$54,86917% below
Pay growth, 1 year6County figure3.1%16% below
Jobs6County figure92,11639% below
Poverty rate120.6%92% above
Mean commute124 min4% below
Works from home14.0%68% below
Commutes by transit1County figure0.3%61% below
04

Who lives here

No health insurance is 11.8%, 84% above the median place.

No health insurance1
11.8%
84% above the median place
Bachelor's or higher1
20.6%
36% below the median place
Median age1
43.0
10% above the median place

More about who lives here, against the typical place

Born abroad5.2% −41%
Homes with broadband93.3% +1%
Household size2.6 +3%
High school or higher91.6% −1%
All 8 people measures
MeasureIndian River EstatesAmong 6,645 placesVs median
Population17,6855058th largest
Median age143.010% above
Bachelor's or higher120.6%36% below
High school or higher191.6%1% below
Household size12.63% above
Born abroad15.2%41% below
No health insurance111.8%84% above
Homes with broadband193.3%1% above
05

Life in Indian River Estates

The nearest National Park Service site is Canaveral National Seashore, about 102 miles away.

16 sites are on the National Register of Historic Places, one of them a National Historic Landmark. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents2.6 −74%
Playgrounds per 10k2.6 −72%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Canaveral National Seashore 102 miles
  • Big Cypress National Preserve 107 miles
  • Biscayne National Park 128 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars14.0 −33%
Shops23.2 −23%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics20.0 −1%
Child care centers1.8 −22%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
101.8
231% above the median place
Restaurants and bars per 10k8
14.0
33% below the median place
Shops per 10k8
23.2
23% below the median place
All 18 schools and local life measures
MeasureIndian River EstatesAmong 6,645 placesVs median
Public schools12County figure56above (median 9)
Public school students12County figure49,308above (median 4,897)
Students per teacher12County figure19.527% above
Restaurants and bars per 10k8County figure14.033% below
Shops per 10k8County figure23.223% below
Arts, recreation and fitness per 10k8County figure3.417% below
Doctors' offices and clinics per 10k8County figure20.01% below
Child care centers per 10k8County figure1.822% below
Parks per 10k92.674% below
Playgrounds per 10k92.672% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site10101.8231% above
National Park Service sites within 60 miles100below (median 2)
National Register listings11County figure1623% above
06

Safety, weather and risk

Good air days is 96.4%, 41% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Indian River Estates. Larger places are fetched first.

Good air days15
96.4%
41% above the median place
January average low13
53°F
110% above the median place
Average temperature13
74°F
34% above the median place
All 11 weather and risk measures
MeasureIndian River EstatesAmong 6,645 placesVs median
July average high13County figure91°F4% above
January average low13County figure53°F110% above
Average temperature13County figure74°F34% above
Annual precipitation13County figure54.5 in24% above
Natural hazard risk14County figure96.14% above
Hurricane risk14County figure99.240% above
Tornado risk14County figure82.82% above
Wildfire risk14County figure86.641% above
Heat wave risk14County figure80.211% below
Median air quality index15County figure3421% below
Good air days15County figure96.4%41% above
08

Indian River Estates in 2030: where the trends point

If recent trends hold, the median rent will take about 42% of the median income in 2030, up from 41% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Indian River Estates does better than 16% of places. Its projected home value growth beats 95%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,191/mo (2024)$2,860/mo$2,350 to $3,490/mo+4.6%
Median household income$64,063 (2024)$82,000$69,000 to $97,000+4.2%
Median home value$280,400 (2024)$424,000$308,000 to $584,000+7.1%

The median home would be worth 5.2 years of the median income in 2030, against 4.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Indian River Estates

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Vero Lake Estates, FL$2,094$83,199Compare
Hialeah Gardens, FL$1,946$65,439Compare
Poinciana, FL$1,965$68,015Compare
Sky Lake, FL$1,953$70,203Compare
Sky Lake, FLPoinciana, FLHialeah Gardens, FLVero Lake Estates, FLIndian River Estates, FLHialeah GardensPoincianaSky LakeHialeah GardensPoincianaSky Lake

Places built like Indian River Estates

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Indian River Estates performs against places like it.

PlaceRent to incomeIncome growthPop. change
Indian River Estates, FL41.0%7.6%/yrn/a
Inverness Highlands South, FL25.5%7.2%/yrn/aCompare
St. Stephens, NC19.0%4.6%/yrn/aCompare
Centerville, SC20.6%3.0%/yrn/aCompare
Middleburg, FL17.6%5.1%/yrn/aCompare
Archdale, NC19.2%4.1%/yr3.1%Compare
Sangaree, SC21.9%4.6%/yrn/aCompare

Common questions

Is Indian River Estates a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 3 out of 100, better than 3% of the places we rate and 437th of 474 in Florida. Compared with the 25 places most like it in size, age, education, housing and region (such as Inverness Highlands South, FL, St. Stephens, NC and Centerville, SC), money left after rent here is lower: $38,700 against a typical $62,500. Housing has become less affordable here. Between the 2019 and 2024 surveys, the median rent went from 39% to 41% of the median household's income, and the median home from 3.2 to 4.4 years of income. Among the 25 places most like it, the rent share moved 0.5 points on average, so it worsened faster here. On cost, space and class size it scores 30 out of 100 for families. See how it ranks with your own weights.

Is Indian River Estates expensive to live in?

The median rent takes 41.0% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $280,400.

What salary do you need to live in Indian River Estates?

To rent the median home without spending more than 30% of income on rent, a household needs about $87,640 a year. Work it out from your current city.

What places are similar to Indian River Estates?

On income, rent, home value, education and age, the closest matches are Vero Lake Estates, FL, Hialeah Gardens, FL, Poinciana, FL and Sky Lake, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Indian River Estates with places of a similar size, using only figures measured for Indian River Estates itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/indian-river-estates-florida

Citytistics. “Indian River Estates, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/indian-river-estates-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.