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Cost of living, pay and housing

27.80° N · 81.36° W · GEOID 1233500

Indian Lake Estates

Polk County, Florida · part of the Lakeland, FL metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

FloridaIndian Lake Estates, FLIndian Lake EstatesIndian Lake Estates

The short answer

Indian Lake Estates is home to 984 people. Median household income is $69,007 a year and median rent is $1,363 a month, 23.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $233,100, about 3.4x annual median household income.

Median gross rent
$1,363
0% below the median place
Median household income
$69,007
14% below the median place
Median home value
$233,100
27% below the median place
Unemployment
4.8%
1% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Indian Lake Estates

  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of the 2,214 places under 10,000 people we track. It is the lowest of 451 Florida places.
  • The median resident is 58.5 years old, older than in 97% of places its size.
  • 31% of homes stand vacant, more than in 95% of places its size.
  • 90% of homes are owner-occupied, more than in 90% of places its size.
  • Household income has grown 8.7% a year across the last five survey releases, faster than in 86% of places its size.
01

Moving to Indian Lake Estates

Polk County gains about 29.9 residents per 1,000 a year to moves between counties.

Moved in57,661
Moved out39,105
Net+18,556

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$56K
Leavers$53K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Polk County; flows under 20 returns are not published.

Who moves here
7.4% of residents arrived from another county in the past year, 3.0% from another state. County figure.
Who arrives and who leaves
Households moving into Polk County report $56,300 a year in income on average; those leaving, $53,000, so newcomers earn more than leavers.
Income you would need
$54,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,363 a month; owners with a mortgage pay $1,744 a month including taxes and insurance, on a median home of $233,100.
Getting to work
31 minutes each way on average; 12.4% work from home.
If it is close but not quite
Sebastian, FL matches it on character. Compare the two
Net movers per 1,000 people7
29.9
above the median place (median -0.6)
Income of households moving out7
$53,034
25% below the median place
Income of households moving in7
$56,322
20% below the median place
All 5 moving measures
MeasureIndian Lake EstatesAmong 6,645 placesVs median
Moved here in the past year1County figure7.4%29% above
Moved from another state1County figure3.0%49% above
Net movers per 1,000 people7County figure29.9above (median -0.6)
Income of households moving in7County figure$56,32220% below
Income of households moving out7County figure$53,03425% below
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Indian Lake Estates23.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$54,520
a year, at the 30% line
Rent to income
23.7%
16% above the median place
Home price to income
3.4x
11% below the median place

Could you afford it?

The median rent would take
24%
comfortably under the 30% line
Left after rent, in US prices
$54,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Indian Lake Estates, $1,363 a month, and local prices for everything else (97.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Indian Lake Estates.

Sponsored · exampleMoving to Indian Lake Estates? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Vacant homes1
30.6%
334% above the median place
Homeownership1
90.4%
36% above the median place
All 16 cost and housing measures
MeasureIndian Lake EstatesAmong 6,645 placesVs median
Median gross rent1County figure$1,3630% below
Rent to income123.7%16% above
Property tax rate10.8%9% below
Home price to income13.4x11% below
Prices vs US average2Metro figure97.14% below
Fair market rent, 2 bedrooms3County figure$1,6080% below
HUD area median income4County figure$83,90022% below
Property tax paid (median)1$1,92641% below
Median home value1$233,10027% below
Home prices, 1-year change5County figure-1.2%below (median 3.2%)
Home prices, 5-year change5County figure58.3%13% above
Homeownership190.4%36% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$1,7447% below
Vacant homes130.6%334% above
Median year built119870% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$31,725
21% below the median place
Median household income1
$69,007
14% below the median place
All 10 work and pay measures
MeasureIndian Lake EstatesAmong 6,645 placesVs median
Median household income1$69,00714% below
Income per person1$31,72521% below
Unemployment1County figure4.8%1% below
Average annual pay6County figure$57,76312% below
Pay growth, 1 year6County figure3.7%0% above
Jobs6County figure264,98176% above
Poverty rate1County figure14.5%34% above
Mean commute1County figure31 min22% above
Works from home1County figure12.4%0% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 58.5, 50% above the median place.

Median age1
58.5
50% above the median place
Homes with broadband1
87.5%
5% below the median place
High school or higher1
89.7%
3% below the median place
All 8 people measures
MeasureIndian Lake EstatesAmong 6,645 placesVs median
Population19846646th largest
Median age158.550% above
Bachelor's or higher1County figure23.5%27% below
High school or higher189.7%3% below
Household size12.62% above
Born abroad1County figure12.6%42% above
No health insurance1County figure12.4%94% above
Homes with broadband187.5%5% below
05

Life in Indian Lake Estates

77 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Businesses per 10,000 residents (county figures)

Restaurants and bars12.6 −39%
Shops24.2 −20%
Arts, recreation and fitness2.1 −49%
Doctors' offices and clinics12.4 −39%
Child care centers1.8 −22%

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k8
12.6
39% below the median place
Arts, recreation and fitness per 10k8
2.1
49% below the median place
Public school students10
116,892
above the median place (median 4,897)
All 9 schools and local life measures
MeasureIndian Lake EstatesAmong 6,645 placesVs median
Public schools10County figure166above (median 9)
Public school students10County figure116,892above (median 4,897)
Students per teacher10County figure19.426% above
Restaurants and bars per 10k8County figure12.639% below
Shops per 10k8County figure24.220% below
Arts, recreation and fitness per 10k8County figure2.149% below
Doctors' offices and clinics per 10k8County figure12.439% below
Child care centers per 10k8County figure1.822% below
National Register listings9County figure77above (median 13)
06

Safety, weather and risk

Good air days is 95.5%, 39% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Indian Lake Estates. Larger places are fetched first.

Good air days13
95.5%
39% above the median place
Average temperature11
73°F
33% above the median place
January average low11
49°F
96% above the median place
All 11 weather and risk measures
MeasureIndian Lake EstatesAmong 6,645 placesVs median
July average high11County figure92°F6% above
January average low11County figure49°F96% above
Average temperature11County figure73°F33% above
Annual precipitation11County figure52.6 in20% above
Natural hazard risk12County figure96.54% above
Hurricane risk12County figure98.539% above
Tornado risk12County figure93.915% above
Wildfire risk12County figure97.058% above
Heat wave risk12County figure93.64% above
Median air quality index13County figure3421% below
Good air days13County figure95.5%39% above
08

Indian Lake Estates in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$69,007 (2024)$89,000$75,000 to $105,500+4.3%
Median home value$233,100 (2024)$341,000$248,000 to $470,000+6.5%

The median home would be worth 3.8 years of the median income in 2030, against 3.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Indian Lake Estates

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Sebastian, FL$1,451$69,409Compare
Catalina, AZ$1,326$78,207Compare
West Lealman, FL$1,302$51,589Compare
Little River, SC$1,528$65,786Compare
Little River, SCWest Lealman, FLCatalina, AZSebastian, FLIndian Lake Estates, FLIndian Lake EstatesSebastianCatalinaLittle RiverIndian Lake EstatesSebastianCatalinaLittle River

Common questions

Is Indian Lake Estates a good place to live?

It depends on what you need, so here is what the numbers say. Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of the 2,214 places under 10,000 people we track. It is the lowest of 451 Florida places. The median resident is 58.5 years old, older than in 97% of places its size. See how it ranks with your own weights.

Is Indian Lake Estates expensive to live in?

The median rent takes 23.7% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $233,100.

What salary do you need to live in Indian Lake Estates?

To rent the median home without spending more than 30% of income on rent, a household needs about $54,520 a year. Work it out from your current city.

What places are similar to Indian Lake Estates?

On income, rent, home value, education and age, the closest matches are Sebastian, FL, Catalina, AZ, West Lealman, FL and Little River, SC.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Indian Lake Estates with places of a similar size, using only figures measured for Indian Lake Estates itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/indian-lake-estates-florida

Citytistics. “Indian Lake Estates, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/indian-lake-estates-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.