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Cost of living, pay and housing

28.16° N · 80.60° W · GEOID 1233450

Indian Harbour Beach

Brevard County, Florida · part of the Palm Bay, FL metro

Computed by Citytistics from 13 public sources · Data bundle checked 2026-11-14 · How we calculate

FloridaIndian Harbour Beach, FLIndian Harbour BeachIndian Harbour Beach

The short answer

Indian Harbour Beach is home to 9,025 people. Median household income is $97,254 a year and median rent is $1,827 a month, 22.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $440,200, about 4.5x annual median household income.

Indian Harbour Beach is defined by its growth. Household income growth is 9.5% a year, against 4.9% a year in its closest peers.

73OF 100

CTXCitytistics Index

Above average

Indian Harbour Beach scores better than 73% of the 6,612 places we rate, and ranks 29th of 474 in Florida.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%33
Economy 20%59
Safety 20%72
Amenities 15%48
Education 10%85
Commute 10%66
Growth 5%72
Median gross rent
$1,827
34% above the median place
Median household income
$97,254
21% above the median place
Median home value
$440,200
38% above the median place
Unemployment
4.8%
1% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Indian Harbour Beach

  • Who lives here55% of adults hold a bachelor's degree or higher, a larger share than in 85% of the 2,473 places under 10,000 people we track.
01

Moving to Indian Harbour Beach

Brevard County gains about 20.3 residents per 1,000 a year to moves between counties.

Moved in35,446
Moved out25,148
Net+10,298

Where people come from and where they go, top counties

Orange County, FL2,3451,785+560
Broward County, FL1,401416+985
Indian River County, FL1,078727+351
Seminole County, FL736519+217
Osceola County, FL718468+250
Palm Beach County, FL1,061
Miami-Dade County, FL1,003
St. Lucie County, FL727

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$81K
Leavers$68K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Brevard County; flows under 20 returns are not published.

Who moves here
5.0% of residents arrived from another county in the past year, 3.7% from another state.
Who arrives and who leaves
Households moving into Brevard County report $81,000 a year in income on average; those leaving, $68,400, so newcomers earn more than leavers.
Income you would need
$73,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,827 a month; owners with a mortgage pay $2,105 a month including taxes and insurance, on a median home of $440,200.
Getting to work
23 minutes each way on average; 18.6% work from home.
If it is close but not quite
Gulf Breeze, FL matches it on character for less of your income. Compare the two
Moved here in the past year1
5.0%
12% below the median place
Net movers per 1,000 people8
20.3
above the median place (median -0.6)
Moved from another state1
3.7%
88% above the median place
All 5 moving measures
MeasureIndian Harbour BeachAmong 6,645 placesVs median
Moved here in the past year15.0%12% below
Moved from another state1County figure3.7%88% above
Net movers per 1,000 people8County figure20.3above (median -0.6)
Income of households moving in8County figure$80,97815% above
Income of households moving out8County figure$68,3743% below
02

What it costs to live here

63% of renter households spend 30% or more of income on rent, a higher share than in 84% of the 2,214 places under 10,000 people we track.

Indian Harbour Beach22.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$73,080
a year, at the 30% line
Rent to income
22.5%
10% above the median place
Home price to income
4.5x
19% above the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$76,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Indian Harbour Beach, $1,827 a month, and local prices for everything else (97.6 against a US average of 100). It runs in your browser and stores nothing.

Like Indian Harbour Beach, but easier on the budget

Places that match Indian Harbour Beach on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Gulf Breeze, FL9617.7% vs 22.5%$10,600Compare
Lakeland Highlands, FL8918.9% vs 22.5%$13,000Compare
Durham, CA8713.9% vs 22.5%$2,500Compare
Neptune Beach, FL8717.7% vs 22.5%$23,600Compare

Moving from somewhere else? Work out the salary you would need in Indian Harbour Beach.

Sponsored · exampleMoving to Indian Harbour Beach? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
17.9%
154% above the median place
Renters paying 30%+1
62.6%
24% above the median place
Homeownership1
80.1%
21% above the median place
All 16 cost and housing measures
MeasureIndian Harbour BeachAmong 6,645 placesVs median
Median gross rent1$1,82734% above
Rent to income122.5%10% above
Property tax rate10.7%21% below
Home price to income14.5x19% above
Prices vs US average2Metro figure100.01% below
Fair market rent, 2 bedrooms3County figure$1,77910% above
HUD area median income4County figure$97,00010% below
Property tax paid (median)1$3,1832% below
Median home value1$440,20038% above
Home prices, 1-year change5County figure-0.8%below (median 3.2%)
Home prices, 5-year change5County figure54.2%5% above
Homeownership180.1%21% above
Renters paying 30%+162.6%24% above
Owner costs with a mortgage1$2,10512% above
Vacant homes117.9%154% above
Median year built119780% above
03

Work and pay

OpenStreetMap shows 1.9 bus and rail stops per square mile, more than in 81% of the 2,480 places under 10,000 people we track.

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$61,795
54% above the median place
Works from home1
18.6%
50% above the median place

More on work and pay, against the typical place

Median household income$97,254 +21%
Mean commute23 min −10%
Poverty rate10.2% −5%
All 10 work and pay measures
MeasureIndian Harbour BeachAmong 6,645 placesVs median
Median household income1$97,25421% above
Income per person1$61,79554% above
Unemployment1County figure4.8%1% below
Average annual pay6County figure$70,8337% above
Pay growth, 1 year6County figure4.1%11% above
Jobs6County figure243,56862% above
Poverty rate110.2%5% below
Mean commute123 min10% below
Works from home118.6%50% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

The median resident is 47.9 years old, older than in 88% of the 2,479 places under 10,000 people we track.

High school or higher1
98.6%
7% above the median place
Median age1
47.9
23% above the median place
Bachelor's or higher1
55.4%
73% above the median place

More about who lives here, against the typical place

No health insurance3.7% −42%
Born abroad4.1% −53%
Household size2.4 −6%
Homes with broadband93.0% +1%
All 9 people measures
MeasureIndian Harbour BeachAmong 6,645 placesVs median
Population19,0254478th largest
Population change since 20207-0.9%below (median 1.1%)
Median age147.923% above
Bachelor's or higher155.4%73% above
High school or higher198.6%7% above
Household size12.46% below
Born abroad14.1%53% below
No health insurance13.7%42% below
Homes with broadband193.0%1% above
05

Life in Indian Harbour Beach

OpenStreetMap shows 0 libraries per 10,000 residents, fewer than in 80% of the 2,480 places under 10,000 people we track. It is the lowest of 474 Florida places we track.

Founded or incorporated in 1955. 44 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents14.4 +42%
Playgrounds per 10k6.7 −29%
Grocery stores per 10k2.2 +5%
Restaurants, cafes and bars per 10k14.4 +29%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −90%
Bus and rail stops per sq mi1.9 9.1×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Canaveral National Seashore 44 miles
  • Fort Matanzas National Monument 115 miles
  • Castillo de San Marcos National Monument 128 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars19.0 −9%
Shops32.4 +7%
Arts, recreation and fitness3.6 −12%
Doctors' offices and clinics23.1 +14%
Child care centers1.5 −35%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools14
1
89% below the median place
Public school students14
498
90% below the median place
Students per teacher14
14.2
8% below the median place
All 18 schools and local life measures
MeasureIndian Harbour BeachAmong 6,645 placesVs median
Public schools14189% below
Public school students1449890% below
Students per teacher1414.28% below
Restaurants and bars per 10k9County figure19.09% below
Shops per 10k9County figure32.47% above
Arts, recreation and fitness per 10k9County figure3.612% below
Doctors' offices and clinics per 10k9County figure23.114% above
Child care centers per 10k9County figure1.535% below
Parks per 10k1014.442% above
Playgrounds per 10k106.729% below
Grocery stores per 10k102.25% above
Restaurants, cafes and bars per 10k1014.429% above
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails100.290% below
Transit stops per sq mi101.9above (median 0.2)
Nearest National Park Service site1143.842% above
National Park Service sites within 60 miles11150% below
National Register listings12County figure44238% above
06

Safety, weather and risk

Violent crime per 100k is 200, 4% above the median place.

Violent crime per 100k
200
4% above the median place
Property crime per 100k
300
75% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

January average low15
52°F
105% above the median place
Hurricane risk16
99.7
41% above the median place
Average temperature15
73°F
33% above the median place
All 11 weather and risk measures
MeasureIndian Harbour BeachAmong 6,645 placesVs median
July average high15County figure90°F4% above
January average low15County figure52°F105% above
Average temperature15County figure73°F33% above
Annual precipitation15County figure51.5 in18% above
Natural hazard risk16County figure98.46% above
Hurricane risk16County figure99.741% above
Tornado risk16County figure95.317% above
Wildfire risk16County figure97.259% above
Heat wave risk16County figure85.55% below
Median air quality index17County figure3812% below
Good air days17County figure91.2%33% above
08

Indian Harbour Beach in 2030: where the trends point

If recent trends hold, the median rent will take about 23% of the median income in 2030, about the same as 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Indian Harbour Beach does better than 34% of places. Its projected home value growth beats 41%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,827/mo (2024)$2,410/mo$1,980 to $2,930/mo+4.7%
Median household income$97,254 (2024)$126,000$106,500 to $149,500+4.4%
Median home value$440,200 (2024)$628,000$456,000 to $864,000+6.1%
Population8,914 (2025)8,9508,580 to 9,330+0.1%

The median home would be worth 5.0 years of the median income in 2030, against 4.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Indian Harbour Beach

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Fairhope, AL$1,689$94,274Compare
Doylestown, PA$1,791$99,322Compare
Sudden Valley, WA$1,816$100,930Compare
Wyomissing, PA$1,781$93,203Compare
Wyomissing, PASudden Valley, WADoylestown, PAFairhope, ALIndian Harbour Beach, FLIndian Harbour BeachFairhopeDoylestownSudden ValleyWyomissingIndian Harbour BeachFairhopeDoylestownSudden ValleyWyomissing

Places built like Indian Harbour Beach

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Indian Harbour Beach performs against places like it.

PlaceRent to incomeIncome growthPop. change
Indian Harbour Beach, FL22.5%9.5%/yr-0.9%
Gulf Breeze, FL17.7%2.4%/yr12.2%Compare
Bridgeport, WV13.3%3.5%/yr2.0%Compare
Atlantic Beach, FL21.8%8.8%/yr-2.0%Compare
Kill Devil Hills, NC21.7%10.8%/yr1.2%Compare
Satellite Beach, FL19.2%8.5%/yr1.0%Compare
Carolina Beach, NC19.2%4.7%/yr4.5%Compare

Common questions

Is Indian Harbour Beach a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 73 out of 100, better than 73% of the places we rate and 29th of 474 in Florida. 55% of adults hold a bachelor's degree or higher, a larger share than in 85% of the 2,473 places under 10,000 people we track. On cost, space and class size it scores 50 out of 100 for families. See how it ranks with your own weights.

Is Indian Harbour Beach expensive to live in?

The median rent takes 22.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $440,200.

What salary do you need to live in Indian Harbour Beach?

To rent the median home without spending more than 30% of income on rent, a household needs about $73,080 a year. Work it out from your current city.

Is Indian Harbour Beach safe?

There were 200 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Indian Harbour Beach?

On income, rent, home value, education and age, the closest matches are Fairhope, AL, Doylestown, PA, Sudden Valley, WA and Wyomissing, PA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Indian Harbour Beach with places of a similar size, using only figures measured for Indian Harbour Beach itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/indian-harbour-beach-florida

Citytistics. “Indian Harbour Beach, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/indian-harbour-beach-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.