CitytisticsShortlist

Cost of living, pay and housing

26.99° N · 82.01° W · GEOID 1228800

Harbour Heights

Charlotte County, Florida · part of the Punta Gorda, FL metro

Limited data population under 5,000

FloridaHarbour Heights, FLHarbour HeightsHarbour Heights

The short answer

Harbour Heights is home to 4,289 people. Median household income is $65,152 a year and median rent is $1,331 a month, 24.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $368,900, about 5.7x annual median household income.

Median gross rent
$1,331
2% below the median place
Median household income
$65,152
19% below the median place
Median home value
$368,900
15% above the median place
Unemployment
5.4%
10% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Harbour Heights

  • Only 25% of renter households spend 30% or more of income on rent, a lower share than in 96% of the 2,214 places under 10,000 people we track. It is the 2nd-lowest of 451 Florida places.
  • The median resident is 56.1 years old, older than in 97% of places its size.
  • The median home is worth 5.7 years of the median household's income, more than in 88% of places its size.
  • The median rent takes 24.5% of the median household's income, a bigger share than in 80% of places its size.
01

Moving to Harbour Heights

Charlotte County gains about 24.5 residents per 1,000 a year to moves between counties.

Moved in16,338
Moved out12,611
Net+3,727

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$97K
Leavers$70K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Charlotte County; flows under 20 returns are not published.

Who moves here
4.6% of residents arrived from another county in the past year, 5.3% from another state.
Who arrives and who leaves
Households moving into Charlotte County report $97,100 a year in income on average; those leaving, $70,300, so newcomers earn more than leavers.
Income you would need
$53,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,331 a month; owners with a mortgage pay $1,890 a month including taxes and insurance, on a median home of $368,900.
Getting to work
27 minutes each way on average; 18.5% work from home.
If it is close but not quite
Sebastian, FL matches it on character. Compare the two
Moved here in the past year1
4.6%
20% below the median place
Net movers per 1,000 people7
24.5
above the median place (median -0.6)
Moved from another state1
5.3%
167% above the median place
All 5 moving measures
MeasureHarbour HeightsAmong 6,645 placesVs median
Moved here in the past year14.6%20% below
Moved from another state1County figure5.3%167% above
Net movers per 1,000 people7County figure24.5above (median -0.6)
Income of households moving in7County figure$97,12338% above
Income of households moving out7County figure$70,2790% above
02

What it costs to live here

Renters paying 30%+ is 25.0%, 51% below the median place.

Harbour Heights24.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$53,240
a year, at the 30% line
Rent to income
24.5%
20% above the median place
Home price to income
5.7x
49% above the median place

Could you afford it?

The median rent would take
25%
comfortably under the 30% line
Left after rent, in US prices
$50,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Harbour Heights, $1,331 a month, and local prices for everything else (97.9 against a US average of 100). It runs in your browser and stores nothing.

Like Harbour Heights, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Hobe Sound, FL21.3% vs 24.5%$1,000Compare
Catalina, AZ20.3% vs 24.5%$13,400Compare
Jensen Beach, FL21.4% vs 24.5%$6,900Compare

Moving from somewhere else? Work out the salary you would need in Harbour Heights.

Sponsored · exampleMoving to Harbour Heights? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
25.0%
51% below the median place
Homeownership1
81.4%
23% above the median place
Median year built1
1989
1% above the median place
All 16 cost and housing measures
MeasureHarbour HeightsAmong 6,645 placesVs median
Median gross rent1$1,3312% below
Rent to income124.5%20% above
Property tax rate10.8%8% below
Home price to income15.7x49% above
Prices vs US average2Metro figure100.50% below
Fair market rent, 2 bedrooms3County figure$1,5752% below
HUD area median income4County figure$97,5009% below
Property tax paid (median)1$3,0925% below
Median home value1$368,90015% above
Home prices, 1-year change5County figure-7.4%below (median 3.2%)
Home prices, 5-year change5County figure46.2%10% below
Homeownership181.4%23% above
Renters paying 30%+125.0%51% below
Owner costs with a mortgage1$1,8901% above
Vacant homes19.5%35% above
Median year built119891% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
18.5%
49% above the median place
Median household income1
$65,152
19% below the median place

More on work and pay, against the typical place

Poverty rate14.3% +32%
Mean commute27 min +8%
Income per person$37,951 −5%
All 10 work and pay measures
MeasureHarbour HeightsAmong 6,645 placesVs median
Median household income1$65,15219% below
Income per person1$37,9515% below
Unemployment1County figure5.4%10% above
Average annual pay6County figure$55,18616% below
Pay growth, 1 year6County figure2.0%46% below
Jobs6County figure57,20062% below
Poverty rate114.3%32% above
Mean commute127 min8% above
Works from home118.5%49% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 56.1, 44% above the median place.

Median age1
56.1
44% above the median place
High school or higher1
87.6%
5% below the median place
Homes with broadband1
90.0%
3% below the median place

More about who lives here, against the typical place

No health insurance5.0% −22%
Bachelor's or higher25.6% −20%
Household size2.4 −4%
Born abroad8.6% −2%
All 8 people measures
MeasureHarbour HeightsAmong 6,645 placesVs median
Population14,2896646th largest
Median age156.144% above
Bachelor's or higher125.6%20% below
High school or higher187.6%5% below
Household size12.44% below
Born abroad18.6%2% below
No health insurance15.0%22% below
Homes with broadband190.0%3% below
05

Life in Harbour Heights

17 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents4.7 −54%
Playgrounds per 10k9.3 −1%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars14.7 −29%
Shops29.7 −2%
Arts, recreation and fitness3.0 −27%
Doctors' offices and clinics22.2 +10%
Child care centers1.0 −57%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
1.0
57% below the median place
Restaurants and bars per 10k8
14.7
29% below the median place
Arts, recreation and fitness per 10k8
3.0
27% below the median place
All 16 schools and local life measures
MeasureHarbour HeightsAmong 6,645 placesVs median
Public schools11County figure25178% above
Public school students11County figure16,997247% above
Students per teacher11County figure17.212% above
Restaurants and bars per 10k8County figure14.729% below
Shops per 10k8County figure29.72% below
Arts, recreation and fitness per 10k8County figure3.027% below
Doctors' offices and clinics per 10k8County figure22.210% above
Child care centers per 10k8County figure1.057% below
Parks per 10k94.754% below
Playgrounds per 10k99.31% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1731% above
06

Safety, weather and risk

Average temperature is 74°F, 35% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Harbour Heights. Larger places are fetched first.

Average temperature12
74°F
35% above the median place
January average low12
51°F
104% above the median place
Hurricane risk13
99.0
40% above the median place
All 9 weather and risk measures
MeasureHarbour HeightsAmong 6,645 placesVs median
July average high12County figure92°F6% above
January average low12County figure51°F104% above
Average temperature12County figure74°F35% above
Annual precipitation12County figure52.6 in20% above
Natural hazard risk13County figure95.23% above
Hurricane risk13County figure99.040% above
Tornado risk13County figure62.623% below
Wildfire risk13County figure92.551% above
Heat wave risk13County figure75.117% below
08

Harbour Heights in 2030: where the trends point

If recent trends hold, the median rent will take about 25% of the median income in 2030, about the same as 25% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,331/mo (2024)$1,690/mo$1,390 to $2,070/mo+4.1%
Median household income$65,152 (2024)$81,500$69,000 to $96,500+3.8%
Median home value$368,900 (2024)$530,000$385,000 to $730,000+6.2%

The median home would be worth 6.5 years of the median income in 2030, against 5.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Harbour Heights

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Sebastian, FL$1,451$69,409Compare
Hobe Sound, FL$1,129$63,484Compare
Gardnerville, NV$1,241$62,267Compare
Paradise, CA$1,241$67,687Compare
Paradise, CAGardnerville, NVHobe Sound, FLSebastian, FLHarbour Heights, FLHarbour HeightsSebastianGardnervilleHarbour HeightsSebastianGardnerville

Common questions

Is Harbour Heights a good place to live?

It depends on what you need, so here is what the numbers say. Only 25% of renter households spend 30% or more of income on rent, a lower share than in 96% of the 2,214 places under 10,000 people we track. It is the 2nd-lowest of 451 Florida places. The median resident is 56.1 years old, older than in 97% of places its size. On cost, space and class size it scores 28 out of 100 for families. See how it ranks with your own weights.

Is Harbour Heights expensive to live in?

The median rent takes 24.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $368,900.

What salary do you need to live in Harbour Heights?

To rent the median home without spending more than 30% of income on rent, a household needs about $53,240 a year. Work it out from your current city.

What places are similar to Harbour Heights?

On income, rent, home value, education and age, the closest matches are Sebastian, FL, Hobe Sound, FL, Gardnerville, NV and Paradise, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Harbour Heights with places of a similar size, using only figures measured for Harbour Heights itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/harbour-heights-florida

Citytistics. “Harbour Heights, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/harbour-heights-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.