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Cost of living, pay and housing

40.60° N · 73.66° W · GEOID 3632105

Harbor Isle

Nassau County, New York · part of the New York, NY metro

Limited data population under 5,000

New YorkHarbor Isle, NYHarbor IsleHarbor Isle

The short answer

Harbor Isle is home to 1,176 people. Median household income is $129,525 a year and median rent is $3,501 a month, 32.4% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $614,400, about 4.7x annual median household income.

Median gross rent
$3,501
156% above the median place
Median household income
$129,525
61% above the median place
Median home value
$614,400
92% above the median place
Unemployment
4.8%
1% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Harbor Isle

  • Counting remote workers as zero, the average worker spends about 335 hours a year commuting, more than in 99% of the 2,101 places under 10,000 people we track. It is the highest of 331 New York places.
  • Median rent is $3,501 a month, higher than in 98% of places its size. It is the highest of 340 New York places.
  • Owning with a mortgage costs about $254 a month less than the median rent, which is rarer than in 98% of places its size.
  • Household income has grown -3% a year across the last five survey releases, slower than in 99% of places its size.
  • 25% of residents were born outside the US, more than in 90% of places its size.
01

Moving to Harbor Isle

Nassau County loses about 4.7 residents per 1,000 a year to moves between counties.

Moved in46,951
Moved out52,848
Net−5,897

Where people come from and where they go, top counties

Queens County, NY20,4947,425+13,069
Suffolk County, NY6,37811,644−5,266
Kings County, NY4,7542,141+2,613
New York County, NY2,6402,625+15
Palm Beach County, FL4411,556−1,115

Within New York, other states or abroad

Arrivals
Leavers
Within New YorkOther statesAbroad

Income per tax return

Arrivals$111K
Leavers$110K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Nassau County; flows under 20 returns are not published.

Who moves here
3.7% of residents arrived from another county in the past year, 0.6% from another state. County figure.
Who arrives and who leaves
Households moving into Nassau County report $110,800 a year in income on average; those leaving, $110,100.
Income you would need
$140,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $3,501 a month; owners with a mortgage pay $3,247 a month including taxes and insurance, on a median home of $614,400.
Getting to work
56 minutes each way on average; 22.7% work from home; 12.5% take transit.
If it is close but not quite
Lincolnwood, IL matches it on character. Compare the two
Moved from another state1
0.6%
72% below the median place
Income of households moving out7
$110,128
57% above the median place
Income of households moving in7
$110,847
57% above the median place
All 5 moving measures
MeasureHarbor IsleAmong 6,645 placesVs median
Moved here in the past year1County figure3.7%36% below
Moved from another state1County figure0.6%72% below
Net movers per 1,000 people7County figure-4.7below (median -0.6)
Income of households moving in7County figure$110,84757% above
Income of households moving out7County figure$110,12857% above
02

What it costs to live here

Vacant homes is 0.0%, below the median place (median 7.1%).

Harbor Isle32.4%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$140,040
a year, at the 30% line
Rent to income
32.4%
59% above the median place
Home price to income
4.7x
25% above the median place

Could you afford it?

The median rent would take
32%
over the 30% line
Left after rent, in US prices
$83,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Harbor Isle, $3,501 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Harbor Isle.

Sponsored · exampleMoving to Harbor Isle? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Property tax paid (median)1
$9,047
177% above the median place
Owner costs with a mortgage1
$3,247
73% above the median place
All 16 cost and housing measures
MeasureHarbor IsleAmong 6,645 placesVs median
Median gross rent1$3,501156% above
Rent to income132.4%59% above
Property tax rate11.5%62% above
Home price to income14.7x25% above
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,68967% above
HUD area median income4County figure$164,30053% above
Property tax paid (median)1$9,047177% above
Median home value1$614,40092% above
Home prices, 1-year change5County figure7.0%118% above
Home prices, 5-year change5County figure44.5%14% below
Homeownership170.7%7% above
Renters paying 30%+1County figure55.0%9% above
Owner costs with a mortgage1$3,24773% above
Vacant homes10.0%below (median 7.1%)
Median year built119571% below
03

Work and pay

Mean commute is 56 min, 126% above the median place.

Mean commute1
56 min
126% above the median place
Income per person1
$62,963
57% above the median place
Median household income1
$129,525
61% above the median place
All 10 work and pay measures
MeasureHarbor IsleAmong 6,645 placesVs median
Median household income1$129,52561% above
Income per person1$62,96357% above
Unemployment1County figure4.8%1% below
Average annual pay6County figure$79,80121% above
Pay growth, 1 year6County figure3.0%19% below
Jobs6County figure636,274322% above
Poverty rate1County figure5.4%50% below
Mean commute156 min126% above
Works from home122.7%82% above
Commutes by transit1County figure12.5%above (median 0.8%)
04

Who lives here

Homes with broadband is 100.0%, 8% above the median place.

Homes with broadband1
100.0%
8% above the median place
Median age1
45.7
17% above the median place
Born abroad1
25.3%
186% above the median place

More about who lives here, against the typical place

High school or higher96.4% +4%
Bachelor's or higher52.8% +65%
Household size2.5 −1%
All 8 people measures
MeasureHarbor IsleAmong 6,645 placesVs median
Population11,1766646th largest
Median age145.717% above
Bachelor's or higher152.8%65% above
High school or higher196.4%4% above
Household size12.51% below
Born abroad125.3%186% above
No health insurance1County figure3.8%41% below
Homes with broadband1100.0%8% above
05

Life in Harbor Isle

157 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents17.0 +67%
Playgrounds per 10k17.0 +81%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars27.6 +33%
Shops39.7 +31%
Arts, recreation and fitness6.9 +68%
Doctors' offices and clinics34.6 +71%
Child care centers4.8 2.1×

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
4.8
109% above the median place
Public schools11
313
above the median place (median 9)
Public school students11
200,775
above the median place (median 4,897)
All 16 schools and local life measures
MeasureHarbor IsleAmong 6,645 placesVs median
Public schools11County figure313above (median 9)
Public school students11County figure200,775above (median 4,897)
Students per teacher11County figure11.426% below
Restaurants and bars per 10k8County figure27.633% above
Shops per 10k8County figure39.731% above
Arts, recreation and fitness per 10k8County figure6.968% above
Doctors' offices and clinics per 10k8County figure34.671% above
Child care centers per 10k8County figure4.8109% above
Parks per 10k917.067% above
Playgrounds per 10k917.081% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure157above (median 13)
06

Safety, weather and risk

Median air quality index is 29, 33% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Harbor Isle. Larger places are fetched first.

Median air quality index14
29
33% below the median place
Hurricane risk13
95.4
35% above the median place
Natural hazard risk13
97.1
5% above the median place
All 11 weather and risk measures
MeasureHarbor IsleAmong 6,645 placesVs median
July average high12County figure85°F3% below
January average low12County figure26°F1% above
Average temperature12County figure54°F1% below
Annual precipitation12County figure45.6 in4% above
Natural hazard risk13County figure97.15% above
Hurricane risk13County figure95.435% above
Tornado risk13County figure76.26% below
Wildfire risk13County figure43.629% below
Heat wave risk13County figure96.07% above
Median air quality index14County figure2933% below
Good air days14County figure78.8%15% above
08

Harbor Isle in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$129,525 (2024)$157,000$133,000 to $186,000+3.3%
Median home value$614,400 (2024)$861,000$625,000 to $1,186,000+5.8%

The median home would be worth 5.5 years of the median income in 2030, against 4.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Harbor Isle

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Lincolnwood, IL$3,501$109,731Compare
Sound Beach, NY$3,343$132,008Compare
Wesley Chapel, NC$3,191$132,188Compare
Hicksville, NY$3,113$144,471Compare
Hicksville, NYWesley Chapel, NCSound Beach, NYLincolnwood, ILHarbor Isle, NYHarbor IsleLincolnwoodSound BeachWesley ChapelHicksvilleHarbor IsleLincolnwoodWesley ChapelHicksville

Common questions

Is Harbor Isle a good place to live?

It depends on what you need, so here is what the numbers say. Counting remote workers as zero, the average worker spends about 335 hours a year commuting, more than in 99% of the 2,101 places under 10,000 people we track. It is the highest of 331 New York places. Median rent is $3,501 a month, higher than in 98% of places its size. It is the highest of 340 New York places. See how it ranks with your own weights.

Is Harbor Isle expensive to live in?

The median rent takes 32.4% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $614,400.

What salary do you need to live in Harbor Isle?

To rent the median home without spending more than 30% of income on rent, a household needs about $140,040 a year. Work it out from your current city.

What places are similar to Harbor Isle?

On income, rent, home value, education and age, the closest matches are Lincolnwood, IL, Sound Beach, NY, Wesley Chapel, NC and Hicksville, NY.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Harbor Isle with places of a similar size, using only figures measured for Harbor Isle itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/harbor-isle-new-york

Citytistics. “Harbor Isle, New York.” Data as of 2026-11-14. https://www.citytistics.com/city/harbor-isle-new-york/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.